Lu Baiting, the governor of the central government, and Shi Chong, the minister of household affairs, made some calculations and concluded that these eleven schools would cost the court 800,000 taels of silver every year. He said with a blue face: "Money is a big problem, money is a big problem."
Ah, how can the empire have so much money? This year is special. The imperial court has money, but how could it have so much money in previous years? Mr. Shaobao, you cannot only think about the present and not the future."
Bian Wen and other central governors nodded one after another. If it weren't for the seizure of a large amount of land and money, or if it weren't for the Jin Dynasty's rebellion, the imperial court would still be unable to uncover the truth this year, and would even have to borrow money to survive. Everyone is an official of the imperial court, not a mountain.
Your Majesty, I was addicted to alcohol and used 800,000 taels of silver every year on education. Not to mention that everyone doesn’t understand, there is no precedent in history.
Zhang Xiaowu said: "There is no problem. Regarding the problem of lack of money, I have made a four-step plan. The first step is to encourage merchants to trade. In fact, since the beginning of the year, we have liberalized merchants' trading rights and gradually
Eliminate lijin and increase the flow of goods. The second step of the plan is to encourage domestic
Foreign trade, to give an example, our Holy Han Empire has always been based on agriculture, while the countries in the North are based on animal husbandry. If we exchange our salt, tea, porcelain and silk for their livestock, does it mean that we will have more
Raise livestock to increase farming, and have more meat to enrich people’s dining tables?”
Shi Yong reminded: "But if someone sells iron armor, crossbows and crossbows to other countries, and they then use these weapons and armor to attack us, wouldn't this be helping the thieves grow?"
Lu Baiting said: "What you say makes sense, what you say makes sense."
Zhang Xiaowu laughed: "No, you are wrong. We use the luxury goods of the Holy Han Empire to trade their low-level items. In fact, we let them immerse themselves in the enjoyment we provide, and then kill their fighting spirit. You guys
Think about it, why are they beating us?"
"Why?"
"That's because they envy the prosperity of our holy Han people, envy our poetry, calligraphy, rituals, and music, and envy us for having all the beautiful luxuries." Zhang Xiaowu said, "But if we give them luxuries through trade, what will happen to them from them?"
They can get medicinal materials, animals, gold, silver, jewels, wood, ores and everything else there, giving them short-term glory, so why not?"
Xiang Rui asked: "What is Master Shaobao's third step plan?"
Zhang Xiaowu said: "Establish a national bank."
"National Bank?" Everyone was surprised at what this was. No one understood what a National Bank was.
Zhang Xiaowu said: "Now the Ministry of Household Affairs only has the right to mint and issue currency, but our currency is made of gold, silver and copper. However, our Holy Han Empire lacks gold, silver and copper mines, so that all the nations come to worship.
The world's largest empire, gold and silver currency demand
It needs to be introduced from foreign countries. Do you remember the Battle of Huashu River? Why did Emperor Taigan go on an expedition to Beiyi? It was because Beiyi discovered a huge silver mine. For the sake of the silver mine, Emperor Taigan ignored the exhaustion of his country.
We spent a lot of time on expeditions, only to be defeated again and again."
Bian Wen and others couldn't help but smile bitterly. Indeed, there were only a few gold, silver and copper mines in the Holy Han Empire. In history, the Holy Han Empire launched many external campaigns just for the sake of silver and copper mines.
Zhang Xiaowu threw out a "National Bank Plan of the Holy Han Empire" and passed it to everyone, and then continued: "This is the national bank plan written by me. We have been using gold, silver and copper coins as currency, but the monetary value of gold, silver and copper coins is
It changes at any time. For example, in the 28th year of Taiqian, there were one hundred
One tael of copper coins was exchanged for one tael of silver in the 29th year of Taiqian. In the first year of Dade, 200 copper coins were exchanged for one tael of silver. By this year, the price of copper coins
Finally it rose and became one hundred and fifty copper coins and one tael of silver. Some businessmen in good years
If you work hard to exchange for silver, or exchange your morale for copper coins in disaster years, you only need to make use of the currency price difference, and you can earn tens of millions of net worth in just a few years. Everyone, does the court have money? The answer is definitely no money, but if you ask
Does the Shenghan Empire have money? Everyone will definitely say that it does. But who has so much money?
What about the hands of the eighty-seven rebels? It can be seen from the homes of these eighty-seven rebels that everyone now hides gold and silver in their own homes. And more money is hidden by wealthy families, which makes gold and silver more expensive and food prices lower.
The common people cannot afford to feed themselves even if they grow crops for a year. Where is the chaos in Jiangnan? The chaos is because food is cheap and money is expensive."
"But national banks have existed in history," Xiang Rui said. "During the reign of Emperor Wen, because foreign money entering the empire first flowed into the hands of banks in various places, Emperor Wen ordered the construction of national banks and required foreign gold and silver to be deposited first.
National Bank. But this move brought
It was extremely harmful. At that time, the person in charge of the silver bank and all his subordinates saw the gold and silver in Dabi, and they became greedy and even misappropriated the money for other purposes. Emperor Wen was furious and executed hundreds of officials, but it still didn't help.
, and ultimately had to cancel the national bank."
Zhang Xiaowu said: "The Imperial State Bank exists for two purposes. The first is to store gold and silver in the national treasury as a reserve, and the second is to issue currency and regulate the national economy. In other words, the Imperial State Bank will serve as a stabilizing
The important method of the country will be irreplaceable for a long time in the future, even more than the eight functions."
Everyone wondered: "Issuing currency? Isn't it still gold and silver?"
"No!" Zhang Xiaowu said, "In ten years, I plan to use ten years to replace gold and silver currencies with paper money. In the future, paper money will replace gold and silver in the Holy Han Empire, establish the Han Yuan system, and introduce it to the world.
Countries recommend the Han Yuan as their national reserve currency to control the world economy."
Everyone@0@???
In this feudal and backward society, no one understood what Zhang Xiaowu meant, but everyone was at the top. After Zhang Xiaowu carefully explained and explained the meaning of currency war, everyone still accepted his suggestion. But everyone
He is not optimistic about the existence of banknotes and cites many shortcomings caused by banknotes.
Zhang Xiaowu said: "Any reform will definitely have contributions and harms, but if the advantages this reform brings to everyone outweigh the disadvantages, then the reform is necessary. In the future, the Imperial State Bank will have six major functions. First, the National Bank
The economy of the empire can be regulated through currency issuance; second, the national bank can provide loans to merchants and local governments to support development; third, the national bank can supervise the country.
The flow of domestic currency is to supervise some big profiteers; fourth, centralize reserve funds to handle national affairs; fifth, strengthen domestic and foreign trade stability and guarantee national credibility; sixth, reduce the loss of gold and silver, and also reduce
The wear and tear of the common people in currency transactions; seventh, the economic supervision of officials and nobles through banks; eighth, the issuance of currency by the national bank to consolidate the international status of the Holy Han Empire."
"Everyone, I have made up my mind that the National Bank of the Holy Han Empire must be established. This bank is the central bank and the economic foundation of the empire." Zhang Xiaowu did not tolerate refutation, "and ten years later, the Lieutenant General of the Holy Han Empire will adopt paper currency transactions and shall not be allowed to do so."
