If they want to make Prince Xing's government rely on them and make the Zhu family dare not offend, Mother Zhu and her son must make their business bigger and stronger.
If you are not strong enough, your status will be unstable. Even if you take over Su Xigui's business layout in Anlu, you will not be able to do it... Su Xigui is an outsider. He has not even thought about how to compete with local businessmen. All he wants is Prince Xing's Mansion.
Reliance on its sales channels.
What Zhu Hao wants to do is to monopolize the market.
Then Zhu Hao threw off his arms, and with Zhu Niang's investment and support of several hundred taels of silver, he started doing it in full swing.
After more than a month, I have gained a lot.
…
…
The new year is approaching.
In the back hall of the Zhu family manor, a meeting about family business was being held at this time. Representatives from each room of the Zhu family, except for the three rooms that had been separated, were present.
It was still Jiang Yonghe who showed up in the eldest room, and Zhu Wanquan, the fourth roommate, also took the time to come and listen.
The protagonist of this family meeting is Zhu Wanjian, the nominal head of the Zhu family's business.
In the view of the Zhu family, Zhu Wanjian has been honest and honest recently and has not gone out to cause trouble. However, when he checked the accounts at the end of the year, it was a mess... he might as well have been out having fun.
You've been keeping a low profile on your relationship lately, and you're just trying your best to drain the family's money!
"Second brother, my mother asked you to continue taking care of the family business. Is this how you do things emotionally? Last year, the total income from various businesses in the family was more than a thousand taels. This year, the profit is not even 300 taels? If it weren't for the beginning of the year
The third daughter-in-law spent 1,200 taels of silver to redeem the family home. After this year of love, will the Zhu family be unable to make ends meet?"
The old lady was very angry.
I also lamented my carelessness in my heart, thinking that my son had learned well. I didn't hear that he caused any trouble in Huajieliuxiang, nor did he go out to fight with others, nor did he have any conflicts with the family because he frequently took concubines...
It was only at the end of the year that we found out that it was not Zhu Wanjian who had changed his gender, but that he was quietly eroding the family's financial lifeline.
Zhu Wanjian said aggrievedly: "Mom, can you blame me for all this? Why don't you say that the market has been sluggish this year and how many people have gone bankrupt? We have a harvest of three hundred taels a year, and I don't know how many people outside are envious of it."
Zhu Wanquan said: "Second brother, the family's income has been normal in the past few years. Isn't it because the third sister-in-law has continuously provided money to the family? This year, the income has been cut off, and the original shape has suddenly been revealed..."
"Shut up!"
Of course Zhu Wanjian didn't like to hear such words, and shouted sternly, "Open your mouth only when you can speak, and shut it tightly if you don't know how to speak!"
Zhu Jiashi did not glare at Zhu Wanjian at this moment. He quickly checked the accounts, pointed to the business column of the Di store and asked: "There are several warehouses near the Han River. The harvest in the first half of the year was quite good. How come the accounting at the end of the year is so unexpected?"
Will it become a loss-making business?”
Zhu Wanjian said: "Mother, this is why I said business is not easy to do... Due to the influence of Jiangxi and Jiangxi riots, the ground in Huguang is not peaceful now. This year, the three northwest sides have been fighting again, and a large number of refugees have appeared in the Central Plains. Businessmen
The road is affected... No, there are a lot fewer ships passing by the Hanshui Pier. If there are fewer ships, there will naturally be less cargo.
"And recently, a businessman running a restaurant appeared out of nowhere at Hanshui Pier. He is running a big business and basically took away all our business. Without business, he still has to pay for rent, labor, and boat rentals.
The expenses will naturally lead to losses. If we cancel the shipping contract after the year, we should be able to break even!"
Upon hearing this, Zhu Jiashi angrily slapped the account book on the table with a "pop" sound, startling Zhu Wanjian who was concentrating on making up lies.
Zhu Jiashi looked sharply at Butler Liu and asked, "Old Liu, what is going on?"
Butler Liu said calmly: "It's like this. At the end of the year, the second master and the eldest master will each take fifty taels of silver from the collapsed house's account..."
Everyone present was astonished.
It was all an excuse to say that business was not doing well. It turned out that someone had withdrawn money from the di shop's account.
No wonder Jiang Yonghe from the eldest house did not come out to question, because she also has a son who is not living up to expectations, and like Zhu Wanjian, he is a worm in the family.
Originally, the Zhu family formed a delicate balance. In the past, the person who suffered the most was the third bedroom of the Zhu family who worked hard to make money for the family but never received fair and equitable treatment. But now, through their own efforts, they separated from the Zhu family and bought it back in one go.
What can I do if I am free?
Now it has become the fourth house that suffers the consequences.
However, Zhu Wanquan was preparing for the provincial examination and never contributed to the family business. The four households ate and used the family's food, so there was nothing to argue about.
Zhu Wanjian was extremely angry when the secret was revealed by Butler Liu, but he shouted: "The total withdrawal from the collapsed house is only a hundred dollars. If the year is good, the business will not be lost... If you don't believe me, ask the person named Liu.
Has there been a big businessman coming to the Hanshui River recently?"
Zhu Jiashi looked at Butler Liu, who bowed his head and replied: "It is true that as the second master said, a big businessman who manages collapsed houses has appeared in Anlu recently. His origin is extremely mysterious. There are as many as seven or eight warehouses rented by the river.
, all the merchants who used to stock and negotiate business with our store went there."
"Look at it, huh?"
Zhu Wanjian suddenly became arrogant again.
Zhu Jiashi frowned: "How could this be so?"
With the style of an old lady, she definitely doesn't want to suffer from boredom.
How can the Zhu family be said to be a family of thousands of people in Jinyiwei, and how can they be overpowered by a newly emerged businessman? If they don't regain their position, I'm sorry that the Zhu family has worked hard in Anlu for so many years.
Zhu Wanjian said: "Mom, you have asked the right person. I have inquired and found out that this merchant is not only wealthy, but also very smart. In his inventory, there is something called... insurance, which says that the total price of the goods will be paid.
At 20-30%, you can insure the goods. If the goods fall into the water when being shipped or moved at the dock...what is it called water insurance, you will be fully compensated.
"If it is stored in a warehouse and is burned by fire, call the fire insurance, and you will be compensated in full. If you encounter bandits or river robbers, and the goods are robbed, you will also be compensated. What's worse, there are any insects or rat bites.
Risk, as long as nothing happens, he will be compensated to death if something happens!
"How about this, mother, we sneak in quietly in the middle of the night, burn down their warehouse with a fire, and let them lose everything and leave Anlu in despair. What do you think?"
By the end of Zhu Wanjian's story, he had already begun to use his weird brain to give the old lady bad ideas in public.
When the old lady heard this, her face suddenly changed: "You bastard! Do you really think of yourself as a bandit who commits murder and arson? How dare you talk so casually about such a crime?"
Zhu Wanjian originally thought that his suggestion was very good, and he was waiting to be praised by the old lady for his quick wit. When he heard this, he was stunned on the spot.
The people around me looked at him with unkind eyes.
What is my second master?
There is really no bottom line in doing things!
Even if you really think so in your heart, there should always be a guardrail in your mouth. Isn't it good to do things quietly? Unless you tell the scandal like this in public, once it spreads, the Zhu family can still be in the local government.
Where to stand?
The old lady was angry and looked at Butler Liu: "Old Liu, tell me!"
Butler Liu said: "Yes, madam. The situation is basically as the second master said. This businessman who deals in collapsed houses is indeed very knowledgeable and has a strong background. He has business dealings with local officials and gentry, but...
The business overlap between us and him is relatively low. Even if a little business leaks out from his fingers, it will be enough to ensure that our business of demolishing houses by the Han River will be profitable... If we set fire to it because of this, the gain will outweigh the loss."
Butler Liu was really afraid that the old lady would take his son's advice and set fire to it.
This is based on Butler Liu’s understanding of the mother and son.
Although Zhu Jiashi usually has a kind face and seems harmless to humans and animals, his deceitful methods are much better than Zhu Wanjian's.
Now Zhu Jia only asked Zhu Wanjian not to talk nonsense, but he did not say that he would not do so, so he specially emphasized that their family has a big business and we have not much interaction with their business. After all, the Zhu family only made money in the house demolition business in one month.
Storage and shipping costs of several taels or even more than ten taels of silver.
Just for this little profit, he set fire to other people's warehouses...
Risks are completely out of proportion to returns!
Even if this merchant's warehouse is burned down and the merchant really withdraws from the local market, it won't be the Zhu family's turn to take over the business.
The happiest people are the big local businessmen who have been running the collapsed house business for decades on the banks of the Han River, but are overwhelmed by its aggressive momentum.
Zhu Jia was very unhappy after hearing this. Why are you, Mr. Liu, here today talking bad about my Zhu family?
If you don’t give any ideas, you still pour cold water on them?
Zhu Jiashi said with a straight face: "How can this businessman be able to sell out the big local businessmen in a short period of time? Just because of that... insurance?"
"not completely."
Butler Liu carefully analyzed, "There is a strong official background behind it. It is probably supported by the feudal officials of the Huguang Chief Envoy Si Yamen. The Yamen at both the state and county levels betrayed their reputation and sent out Yamen officers from time to time to raid the areas near their warehouses."
Idle workers are just like hired thugs, their business methods are unheard of, and their strength is extremely strong.
"Let's just say that he opened a money shop on the edge of the Han River. Foreign merchants can temporarily store their silver there. Even if it costs a hundred taels of silver... they can exchange enough copper coins to do business with local merchants in one night."
Zhu Wanjian immediately questioned: "Is it impossible? Where did he get so many copper coins? Are they still in charge of making copper plates?"
Liu Guanjia said: "I don't know whether it is made or not. At least it is not made locally. Local merchants and hawkers will go to exchange money when they need it, and the exchange rate is quite good. The money shop itself hardly makes any money. I heard
He said that he would lend money to some small businessmen, and the interest rate would be very low.
"Nowadays, merchants rarely bring large amounts of copper coins to do business. They basically bring silver. When they arrive at Anlu Pier, they can exchange the silver for copper plates to do business with local merchants. They can also get low-interest loans. After receiving the goods, they can
It will be logical to store it in its warehouse. This is a matter of mutual benefit.
"And I heard that many of the big ships running on the river have business dealings with them, and they even spread rumors that they want to buy ships. With such a background and strength, as well as endless business methods, it is difficult not to do a good job in business.
"Looking at the current situation, they can invest hundreds or even thousands of taels at a time to run the business of demolished houses. They must want to quickly monopolize the local market. With our strength... we cannot compete with them unless we can contact all local businessmen and jointly communicate with the outside world.