Sun Jiao kept Zhu Hao and his wife at home for dinner that night, and at the same time sent someone to call back his two sons, Sun Yuan and Sun Jing.
In the past, Sun Jiao was very picky about Zhu Hao, but now that Zhu Hao was having dinner at the same table with his family, his two sons didn't like it anymore.
It's really irritating to see people compare to each other.
Look at people, at a young age they are already editors of the Hanlin Academy, and they have won the trust of the emperor. It is only a matter of time before they can join the cabinet or even serve as chief minister.
Looking at the two sons, they have accomplished nothing!
During the process, Sun Yuan and Sun Jingdu only talked to Zhu Hao in the tone of family members. After all, their sister was also at the dinner table, and they, as brothers, were embarrassed to discuss the affairs of the DPRK with Zhu Hao.
Sun Jiao basically kept silent.
It wasn't until the dinner was over and Zhu Hao was about to take Sun Lan away that Sun Jiao decided to remind his two sons: "If you have time, talk to Jingdao more. He has unique insights into court affairs. If you want to make a difference in the court in the future,
,Should……"
Sun Jiao originally wanted to say that he should please Zhu Hao more. As long as he helps you, he will serve you for life. But then he thought about it. He has two sons and a daughter in front of him. To say so would be to make other people's ambitions destroy his own prestige.
, I still have to think about my children, so I only say half of it.
Relatively speaking, Sun Jing was more talkative. In addition, he was just a supervisor, not even a candidate. He was relatively more relaxed and said with a smile: "Father, your teachings are very reasonable. I will definitely be more successful in the future."
My brother-in-law discusses court affairs, and my eldest brother...he and Jingdao are colleagues, so it's easy to talk to him, but it's a pity that it's very inconvenient for him to go there."
Sun Jiao glared at Sun Jing fiercely: "Don't make excuses for your laziness. I haven't tested your knowledge recently, so I don't know how your studies are doing now."
Sun Jingle laughed and said, "Then let your eldest brother or brother-in-law take the exam for me. Jingdao, you are younger than me, but your knowledge and future are much better than mine. You must teach me more in the future..."
Zhu Hao takes Sun Lan home.
That night, Zhu Hao had already agreed with Zhu Si in advance that he would take a day off and not go back to review the memorial.
He had stayed up all night to finish this batch last night, and now Zhu Hao just wanted to take a good rest.
Sun Lan felt that the couple now lacked the silent crying of family members. Even if she was not mentally prepared to take Yuan Cheng's last step, she still had to do something to reflect Zhu Hao's status as the head of the family.
"I asked Chun Yu to boil some hot water." Sun Lan was very happy to see Zhu Hao returning home together, seemingly intending to stay overnight... In fact, she also felt that it would be good for the two of them to find time to complete the last step. After all,
As a couple, it has been almost a year since they got married.
Zhu Hao smiled and said, "I still have things to do, so there's no rush."
Sun Lan nodded and didn't think it was that strange.
After all, in the past, Zhu Hao rarely stayed overnight when he entered the house. Today, he rarely came back to take a nap. He has obviously regarded this place as his home, which indicates that the relationship between the two has improved significantly.
Zhu Hao said: "I didn't have a good chat with you after I came back... Madam, are you okay?"
"Um."
Sun Lan knew that Zhu Hao was asking about the situation at Lou Suzhen's side.
This question is a pun, not only for Lou Suzhen, but also for herself, because she and Lou Suzhen have been firmly bound together since I don't know when.
If Lou Suzhen is good, she will be good.
After all, they usually live and work together.
"That's good. You two have each other's company. I rarely come back because I'm too busy with court affairs and I really can't let go." Zhu Hao shook his head and said, "It may be a few days before the year is over, but we have to wait.
In the last few days of the year, I will take you out for more walks."
"No."
Sun Lan seemed to be very assertive, "If my husband is really busy, there is no need to worry about me, I can take care of myself."
"Um."
It's rare that Sun Lan is a woman who pursues independence, which is actually quite good. Zhu Hao doesn't have to worry about trivial family matters, especially when Zhu Hao himself has trouble figuring out how to get along with women.
"But sir, if you knew
Please tell me about Mr. Tang's current situation. Madam...is very concerned about these things recently."
Sun Lan took the initiative to make the request.
Zhu Hao thought to himself, what were you doing earlier?
Now that Tang Yin went to Xuanda to lead the army and did not return for a long time, Lou Suzhen began to miss him?
Solve the matter as soon as possible, maybe treat it as a family member of the army, or hide in the team and follow it to the northwest. As long as it is not publicized, no one will know.
Are you starting to have a long-distance relationship now?
Spirit level?
Plato?
"Sir, the military and political power of Xuan Da is still in a state of handover. Things in the northwest cannot be explained clearly in a few sentences. The handover of military affairs is the most cumbersome...especially now that the northwest is controlled by Peng Shangshu of the Ministry of War. It is just a general post.
, it involves too many entanglements of interests."
Zhu Hao patiently explained to Sun Lan.
But it’s actually more like a piece of talk.
Just tell Sun Lan that things in the northwest are not that simple. Tang Yin won't be back for a while. Anyway, after you understand, just tell Lou Suzhen this way.
"Also, help me ask, what is Madam's state of mind? Now that they are not young, why do they still do that thing where they say they are reluctant to leave, but when the moment comes, they are so hard-hearted? Alas! It's really hard to understand.
!」
Zhu Hao said these words in front of Sun Lan as if he was chatting with friends.
Sun Lan was very curious about Zhu Hao's tone of voice.
Think about it again.
Does your husband still have the intention to talk about others?
Aren’t you like this yourself?
However, after thinking about it carefully, Tang Yin and Lou Suzhen had a relationship, but due to some past events and Tang Yin not taking the initiative, nothing good has happened until now.
But what happened between her and Zhu Hao?
It's still always different.
Zhu Hao did not stay at home that night, but went to inspect the business, especially the bank accounts.
Shopkeeper Ma received the reception attentively and handed Zhu Hao the compiled account book. There were clear markings on it, indicating how many deposits the bank had received this year, how much money had been released, and what the collateral was... In this era, nothing is said.
A credit loan requires collateral.
If there is no mortgage, even if the king of heaven comes, I will not give you any money.
This bank is more like a large pawn shop, accepting everything that can be pledged, from small pieces to large fields and houses, dead objects can be pawned, and even living people can be used as collateral...
Only after Zhu Hao looked at the accounts did he realize that the bank had just opened and the way of doing business was a bit varied. It really regarded itself as a large pawn shop.
Zhu Hao pointed to the account book, frowned and asked, "What does this mean? Why can even upright families be held hostage in exchange for money? Do you know that doing so violates the laws of the Ming Dynasty?"
Shopkeeper Ma said: "Master, everyone else is doing this... It is normal nowadays to take people as slaves without being able to repay their debts. Especially for ordinary merchants, they don't have much wealth to begin with, and they can't afford it.
What decent things can you give in exchange for money?"
"Then can't we just put some money in?"
Zhu Hao asked with a straight face.
"If you don't put money in, you can't make money. In fact, it's... ugh! How can I put it, if you can't afford it, the Huizhou merchants will find someone to solve the problem."
Shopkeeper Ma said it so confidently.
To put it bluntly, it turns a reasonable bank account business into loan sharking.
Zhu Hao thought to himself that if he was away from the capital for a few months, trouble would indeed occur.
Although from a certain point of view, the bank account is a kind of empty-handed behavior. It collects the interest difference from customers. Don't think about the issue of low interest or high interest. How high is considered high? Since the bank account relies on a
Making money from the price difference between entry and exit is not qualified to draw a clear line between usury.
But Zhu Hao still feels the worry of doing whatever it takes to make money, even changing the rules and introducing some gray area things in order to let merchants borrow money.
As a result of doing this, you can indeed quickly lend out your money and earn money, but it goes against Zhu Hao's plan.
The original intention of establishing a bank account.
If the bank account only exists to make money, then Zhu Hao can just find the money and lend money at usury, which saves time and effort. Why does it need to be so large and formal?
It is because Zhu Hao knows the importance of the financial industry in market operations.
Although the financial industry itself does not produce direct social value, it brings convenience to the prosperity of commerce through turnover. When capital enters, the commodity economy can develop rapidly, and the commodity economy promotes interests. If there are interests, some people will want to develop technology.
Pursuing higher interests, technological progress will bring about the progress of the times.
This is why China has had commodity trade for thousands of years, but it has always been in the "budding state of capitalism". This is because the agricultural society is closed and conservative, suppressing some things that can potentially promote scientific and technological progress, so that society has always been
In an agricultural society, progress was stagnant, and it was not until foreign guns opened the country that it was forced to change.
But at that time, I was already a toddler in Handan, and it was difficult to achieve anything.
What Zhu Hao wants to do is to be a pioneer in this world.
Zhu Haodao: "Set the rules first. Even if we want to accept pledges in the future, we must comply with Ming law. No matter what other lenders do, we stand on the bright side and are watched by the court, so we cannot make any deviations."
"
"yes."
Although Shopkeeper Ma felt that Zhu Hao was a bit overreaching, he still had to comply.
After all, even Su Xigui had no say in this business, and only Zhu Hao was the real talker.
"Give me the accounts for the previous purchases of cloth and other items."
Zhu Hao waved his hand and continued to check the accounts.
"Master, so far this year, the business itself has made sixty or seventy thousand taels of silver. If these things were transported to various places and sold, instead of being used as military supplies, we should make more... Now there are people outside who are imitating that kind of weaving.
Machine, but they can’t make it. Someone wants to directly plagiarize our technology... They have been caught. How do you think we should deal with it? "
With technology driving productivity, there will naturally be people who imitate and improve.
Originally, Zhu Hao should not be self-conscious and should share his technology.
But it's not yet to the point where Zhu Hao leaks the technology. After all, he still hopes to use it to make money and maintain his business empire.
"Those who are caught will be turned over to the authorities."
Zhu Hao said bluntly, "Don't give face to those who cheat, and of course don't use lynching. Just leave it to the judiciary. Everything must be done according to the rules. Stealing technology is also a thief. Since you are a thief, you should be taught a lesson."