He didn't want to be outside guarding Li Chengqian every day. He had to drag a top military commander with him.
"Can!"
Li Shimin nodded, "Chongyi, Chu Si and these little bastards can follow you!"
Li Xuan: "..."
"That's it, it's settled!"
Seeing that Li Xuan didn't speak, Li Shimin said directly.
"Your Majesty, don't worry, I will protect His Highness the Crown Prince to the death!"
Xue Rengui, Cheng Chusi and other little bastards quickly saluted Li Shimin with beaming faces.
"Very good!"
Li Shimin's face was filled with joy.
Then, Li Shimin seemed to remember something and looked at Li Xuan again.
"Xuanba, I have one more thing that I want to discuss with you!"
"Are you hungry, Your Majesty?"
Li Xuan changed the topic and said: "I want to have a big meal now!"
Li Shimin was stunned.
"His Royal Highness, Prince Jin, did you mean to eat hot pot?"
On the side, Cheng Zhijie and Yuchi Gong looked forward to it.
"eat hot pot!"
Li Xuandao: "All kinds of meat, ale is enough!"
"Thank you, Prince Jin!"
Cheng Zhijie and Yuchi Gong both looked happy.
Hearing this, Li Shimin also felt a little hungry in his belly and nodded slightly.
Li Xuan then ordered to the steward Li Chang on the side: "Steward, please go down and set the pot. I want to have hot pot with His Majesty and others!"
"Yes, Your Majesty!"
Li Chang responded and walked out quickly.
Li Xuan, on the other hand, took advantage of the situation and leaned back on the sofa, his eyes blank. He was actually tricked.
On the sidelines, Li Shimin did not ask any questions this time, and you directly asked the question.
"Xuanba, I want to open a bank to the Tang Dynasty. What do you think?"
"Open it!"
Li Xuan replied casually.
"Are Xuanba serious about what he said?" Li Shimin asked.
"Your Majesty, it is not a bad thing if the bank opens to any city!"
Li Xuan said slowly: "As long as the bank is used properly, it can use the wealth of all people in the world to benefit all people in the world.
Of course, the premise is that His Majesty feels that he can control the bank. Otherwise, you can imagine the bank in Goguryeo. As long as His Majesty is dissatisfied with the people of Goguryeo, he orders the withdrawal of the bank in Goguryeo.
In this way, everyone from the Goguryeo dignitaries to the common people of Goguryeo will be penniless immediately.
The entire Goguryeo turned into a hell on earth in an instant!"
Hearing this, Li Shimin's expression couldn't help but become solemn.
"So, let me first open a bank in Tuyuhun and Tubo to test it out?"
"no, I'm fine!"
Li Xuan waved his hands repeatedly.
"Your Majesty, if Datang wants to develop, banks will definitely be a huge help to Datang!"
"If Your Majesty feels that you cannot control the establishment of banks in all the states and counties of the Tang Dynasty, then you can set up banks in those state capitals of the Tang Dynasty first!
In this way, when Your Majesty feels that he has enough manpower to set up banks in all states and counties, then he will set them up again.
As for setting up banks in Tuyuhun and Tubo, those places are bitter and cold places. Your Majesty can only set up a few important cities to provide some convenience to those caravans!"
Li Shimin's expression lit up and he hurriedly asked again: "Xuanba's intention, is there any better way for the bank to apply it?"
"Yes, I have!"
Li Xuan lazily replied, "Your Majesty, do you know how much money the people of the Tang Dynasty have in their hands? If all the money in the hands of the people of the Tang Dynasty were added up, how much money would we have?"
Hearing this, Li Shimin couldn't help but think of something, and his expression gradually became excited.
"The meaning of Xuanba is..."
"Your Majesty, the bank can not only help those people save money, but also lend money to those people!"
Li Xuan said.
"Lending money to the people?" Li Shimin's expression became a little solemn again.
"Xuan Ba, I am the Emperor of the Tang Dynasty, how could I do such an unconscionable thing?"
"Too unconscionable?"
Li Xuan was stunned and asked with a puzzled look on his face: "Your Majesty, you are lending money to the people who are in urgent need of money. You are saving their lives. How can you lose your conscience?"
"Xuanba, since ancient times, people have been known as loan lenders. They have caused countless people to deplete their family resources, sell all their land, and even the entire family has to be sold into slavery. I have already issued an edict to stop such evil behavior. Now,
How could I do such an evil thing?"
Li Shimin said solemnly.
"Your Majesty, what if we lend a loan and only have to pay back two hundred cents a year in interest?" Li Xuan said slowly.
"Usual money, two hundred pence a year in interest?"
Suddenly, Li Shimin, Fang Xuanling and others couldn't help but look surprised.
This interest rate is ten times cheaper than the official loans they know.
"Um!"
Li Xuan nodded slowly.
"Xuanba, this method doesn't work!"
After Li Shimin frowned and thought for a moment, he slowly shook his head and said: "Xuanba, I don't know how the people of Goguryeo are willing to save money for the bank.
However, I still know the people and aristocratic families of the Tang Dynasty very well.
Today, half of the people in the Tang Dynasty have no money left at home.
Only the rich and aristocratic families have surplus wealth.
And as long as these wealthy households and aristocratic families lend their remaining money to a large number of poor people, the interest earned in just one month is several times more than the money deposited in the bank in one year!"
Li Xuan chuckled lightly, "Your Majesty, do you know how much money a rich family can lend to the poor people? How much money can a wealthy family lend to the people in a year?
It’s terrible. They can borrow money from hundreds of poor families at most. One family? Two families? Ten families at most!
This amount of money is just a drop in the bucket compared to the wealth of their entire family!"
"The most important thing is that these aristocratic families and bankers must have caravans at home. Their caravans travel all year round and deposit money in banks. How much time and effort can it save them?
In addition, even if these aristocratic families and wealthy businessmen are unwilling to deposit money in banks, what about those big aristocratic families? What about the nobles of the Tang Dynasty?
Even, what about those aristocratic vassal kings as far away as Goguryeo, Tuyuhun, and Tubo?"
Looking at Li Shimin, Changsun Wuji and others who were deep in thought, Li Xuan smiled softly.
"If under such circumstances, Your Majesty and you cannot allow those aristocratic families and wealthy businessmen to deposit money in banks, then there is no need to set up banks!"
"Xuanba can rest assured that those rich and aristocratic families will definitely deposit money in the bank!"
Li Shimin said with confidence.
"Um!"
Li Xuan nodded slowly.
"In addition, once the bank is established, His Majesty can borrow money from the bank together with those aristocratic families, and then build cement houses and pave cement roads in various states and counties in the Tang Dynasty.
Then, after the cement houses are sold and the cement roads are made, the money will be returned to the bank!"
"Xuanba, doesn't this mean that we are borrowing money from ourselves?"