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Chapter 154 Who is Dad

The bureau does not support, oppose or set up obstacles to the independent operation of enterprises.

When Hu Shuo got such a result, it was really a mixture of sadness and joy. He really had no selfish motives at all. He was just worried when he saw the unemployed workers worried every day, and wished they could have a class every day. But some people just don't know.

Cherish the opportunity and do a good job as a security guard. Now they don't need it anymore, so we need to recruit others.

This was 1992, and it was hard to find a job. Not twenty years later, you could earn more than 100 a day by moving bricks on a construction site.

It's not the time for a wave of layoffs yet. When it does, laid-off workers will be doing everything.

As a business leader, Hu Shuo was really worried. The Mid-Autumn Festival was coming soon, so we had to give out something, right? The deputy director in charge of logistics came to ask for instructions. Hu Shuo kept scratching his head: "Let's give out some five-nut mooncakes."

"This is the cheapest one. Even if it is the cheapest, if there are so many workers, it will cost tens of thousands of yuan.

The deputy factory director left. Hu Shuo struggled on his chair for a while, then stood up and said: "As long as Yuanda Company can continue to recruit people, it won't be a pity for me, a loser factory director, to lose his hat."

Yin Hongyou came, carrying a bag in her hand: "Hi, Mr. Fang, sorry to bother you."

Fang Zhe didn't have much impression of this. People in banks are not easy to deal with. Especially for loans, people who really need loans want to get loans.

You get a loan.

Fang Zhe is someone who doesn't need a loan now. The company has sufficient cash flow and has no big development plans, so he doesn't need a loan.

"Manager Yin is so polite! He even brought a gift." Fang Zhe still received him politely. He was just a guest.

Yin Hong put down the bag in her hand and said with a smile: "You're welcome, this is in China. If we were in the United States, banks would have to hold customers like Mr. Fang in their hands and coax them."

"Oh? Manager Yin is a turtle?" This was the first time Yin Hong heard what Fang Zhe said. She was stunned for a moment and then giggled: "This is an interesting statement. Well, I did study in the United States for two years. At that time, the system

After taking the exam, I took both the written test and the interview, and then I got an opportunity to further my studies." This is, what do you want to express? Fang Zhe didn't think about it if he didn't understand.

"Manager Yin, there is no need to be so polite. I am most afraid of trouble. Unless there are special circumstances, I will not change my account opening bank." Fang Zhe said very directly, meaning don't bother if you don't have serious business, everyone is so busy.

Fang Zhe has been really busy recently. Within a week after Qiu Xiaoyou returned to the United States, he requested delivery again and paid the previous $100,000 on credit.

Fang Zhe really didn't expect that the designs he copied from later generations would be very popular in the United States in this era. Qiu Xiaoyou repeatedly emphasized on the phone that the concept of pure cotton fabrics was very popular in the United States. Four-piece bed sheet set, color and pattern

Novel, cheap, and made of pure cotton, these three factors have contributed to the hot sales.

"It's not that I want to disturb him. Mr. Fang always lacks sensitivity to foreign exchange. If you don't believe Mr. Fang, just wait. People from Bank of China will arrive soon. In terms of foreign exchange, Bank of China has an advantage. If I lose Mr. Fang as a customer

, I have to take responsibility. I tell the truth, Mr. Fang, just don't think I'm pretending to be miserable." Yin Hong was very straightforward, explaining her purpose with a smile, and she didn't mind lowering her rank at all. To tell the truth, Fang Zhe only needs to not

She doesn't mind taking advantage of Fangzhe to change her foreign exchange account to another bank.

For such a young young man, Yin Hong really felt that she was taking advantage of him, but unfortunately, Fang Zhe had no interest at all. Even though Yin Hong was wearing Yiren brand glasses, two buttons of her shirt were unbuttoned.

Fang Lihua knocked on the door and came in, followed by a young woman. When she saw Yin Hong, she couldn't help but flashed a look of surprise and greeted with a smile: "Manager Yin is here. Xiaomei is going to make tea. The tea is on the bookshelf."

Xiaomei twisted her waist to go to work, but Yin Hong showed no intention of moving and said with a smile: "Should I avoid it?"

Fang Zhe waved his hand: "No problem, Manager Yin will wait a moment." Fang Lihua then said: "Mei Ying, with a technical secondary school degree, worked in the branch below for a period of time, and has experience in writing work. What do you think of this assistant, Mr. Fang?

"

Fang Zhe said with a smile: "I believe in Director Fang's vision." Fang Lihua nodded: "Then I will set up a long table outside. If Mr. Fang needs something, he can call someone without the trouble of running over every time."

"Director Fang is interested. Director Fang will take care of the specific work matters for a while." The matter of the assistant has been settled. The serious secretary should have a small office next door, but the conditions are limited, so he can only work in the office next door.

Stay in the big office.

After making tea, Mei Ying put it down in front of Yin Hong and started to add water to Fang Zhe. Then she smiled sweetly at Fang Zhe and said, "Mr. Fang, do you need to change the tea leaves?" Fang Zhe shook his head, and Mei Ying said: "Then

I'm going down."

Yin Hong couldn't help but sigh in her heart, there are so many beauties in this company. The boss is a fresh and handsome guy, isn't he afraid of others gossiping? Thinking about it, Yin Hong couldn't help but kindly remind: "Mr. Fang, the employees of Yuanda Company are a bit yin and yang.

."

When Mei Ying heard this, she jotted it down in a notebook and reported to Fang Lihua as soon as she left. Fang Lihua smiled and said, "Don't think too much about it, they have good intentions." Mei Ying said angrily: "I

Looks like she's getting angry."

Fang Zhe showed helplessness: "Manager Yin's kindness has impressed me, but there's nothing I can do about it, right? I run a clothing company, and that's all in this industry. Moreover, young and prestigious young men, or rather

I can't pretend to be a young and powerful man in a small temple here. Even if Director Fang condescends, it's just a coincidence."

Yin Hong understood that it wasn't that she didn't want to recruit men, but that it was difficult to recruit men. She couldn't help but smile and said, "That's true." Fang Zhe nodded: "I am a private enterprise. If it weren't for earning foreign exchange, the bank would not be able to do so.

It’s good to watch.”

"This is the truth. If it weren't for a foreign exchange-generating enterprise, I wouldn't have had the fate to get to know Mr. Fang." This woman's words were really to Fang Zhe's liking. How should I put it? Ordinary Chinese people are not so direct in their speech.

It seems to be the product of overseas study.

Fang Zhe said: "This is the situation. I am a businessman. If Bank of China comes to me, I will open an account, but I will not transfer the foreign exchange business just because they say something nice."

Finally, I heard something useful. Yin Hong doesn't think that Fang Zhe approves of her just because she has two fewer buttons. She is a businessman. As long as the conditions given by Bank of China are good, why should they hang on your tree?

?

"Do you have any needs, Mr. Fang? I will do my best within my ability." Of course Yin Hong had to respond.

Fang Zhe did not put forward the conditions directly, but shook his head and said: "I don't have any business at the moment. I may have to trouble your bank in the future."

If you ask for something, it will be easier, but you are afraid that Fang Zhe will have nothing to ask for. Yin Hong carefully studied the situation of Yuanda Company and found that it is very difficult. The financial status of this company is very healthy. Its specialty stores have monthly sales of

The turnover is around 300, which is very scary. You know, this is just a store.

It is unknown what the future situation will be like, but looking at the development momentum of Yiren's specialty stores, it will only get better and better in the future. Yuanda Company also has another big head, which is the business from various wholesale markets, with an average of two hundred dollars per month.

More than ten thousand. If you calculate it this way, your monthly turnover is five million.

Including foreign exchange business, last month it was 400,000, and this month has just begun, and it is already 200,000. If you can achieve a turnover of 10 million a month, in this era, let alone private enterprises, state-owned enterprises are considered outstanding enterprises.

.

In fact, Yin Hong still had a small amount. She didn't know that a branch in Didu had opened, and the bank that opened the account was ICBC. For the sake of coordination, ICBC also had an account here, and the money from Didu went directly to the ICBC account. The total amount of money in September was more than 500.

Wan. The monthly turnover of Yuanda Company has exceeded 10 million.

It is undoubtedly a miracle that the business can be so large without any financial pressure. This is mainly due to two points, one is the cash flow of the store, and the other is the monthly payment method adopted by Qin Dahe. In other words, originally

Qin Dahe is now bearing the interest on the loan. But Qin Dahe enjoys it. Jinxin Factory's own brand of fabric Lotus brand is now entirely driven by Yi Ren.

In terms of fabric selection, other domestic brands of clothing prefer imported fabrics. Especially for several influential suit brands, Qin Dahe's sales staff encountered a lot of problems.

"Let's talk about it, it probably won't be too long." Fang Zhe still didn't give an accurate answer, but Yin Hong felt a lot more relieved. After all, Fang Zhe was relieved. As long as he got a loan from China Construction Bank, everything would fundamentally change. It turned out to be unilateral.

Demand has now become a partner. Of course, the bank's attitude as a partner is determined by the company's situation.

For example, if enterprises like Cotton Spinning Factory No. 6 and Hongxing Factory wanted to borrow money now, Yin Hong would definitely avoid them. For state-owned enterprises, the person in charge does not need to repay the loan. If the loan can be obtained, the leader of the state-owned enterprise can call the bank dad. Of course

, when repaying the loan, the bank has to call the business daddy.

All in all, money is the father. When lending money, the bank is the father, and when repaying the money, the company is the father.

Of course, the repayment depends on the amount of your loan. If you can borrow several hundred million from the bank, the bank will have to provide it to you because it is afraid that you will get sick or suffer disaster. In short, it is worrying.

Banks welcome and worry about customers like Fang Zhe. They welcome him because he will not be unable to get a loan and cause bad debts. They are worried that he will be taken away by other banks and hope that he will get a loan from the bank to deepen their relationship.

Banks are such a magical place. Domestic banks have to suffer a little harder, especially at this stage. Most state-owned enterprise loans are at risk of not being repaid. The problem is that when there are administrative orders, even the vertical banking system cannot

The administrative department has been offended too much, right? Should we still conduct business at the local level?

Yin Hong left with satisfaction. Fang Zhe didn't take a look at the bag left behind. Mei Ying took a look at it while packing it away, with dissatisfaction in her eyes: "This woman is really willing to give it up."

This chapter has been completed!
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