"President, I'm sorry, the work you gave me has not been completed. Yuanda Company has decided to get a loan from China Construction Bank."
The vice president is also a woman, so she has always admired Qin Lili. She was not angry when she said this. She put down her work with a smile, leaned on her chair and said, "Well, there is no reason to be anxious about this matter.
China Construction Bank has the advantage of being the first mover, so we really don’t have to be slow and don’t be in a hurry. The relationship can be worked out slowly.”
Qin Lili thought for a while and said: "I think it was caused by my lack of meticulousness in my work. In fact, I had a chance. According to the relationship owner, the loan did not happen before I went there. It was an unexpected event that led to the loan.
"
"Is there a chance?" The vice president's expression changed and became more serious. Qin Lili said: "That's right, I found that this company is very unique. As a foreign exchange earning enterprise itself, it does not spend a penny in foreign exchange. So,
Our bank's advantage in foreign exchange is negligible. The main reason is the loan conditions themselves, which did not impress Mr. Fang. With the same conditions, I would definitely choose an acquaintance."
"Is there any intention of letting the two banks compete?" The vice president was experienced and thought of this immediately.
"This should not be the case, otherwise Fang would have contacted me instead of asking the office director to notify me. I did not have enough authority at the time. If I could ask the leader for instructions in time and try to get a lower interest rate or even an interest-free loan, I should be able to get it."
"Xiao Qin, you are making things difficult for me. For normal loan business, as long as the qualifications of a private enterprise are not bad, I can approve it. When it comes to low interest and no interest, it is very difficult to operate. Let's do this first. Next
If you still have another chance, go back and do your work more solidly. Don't worry too much."
After Qin Lili said her goodbyes and came out, she sat in her seat for a long time and couldn't calm down. Thinking about it, she still felt it was a pity.
The next morning, just as Qin Lili arrived at the bank, a colleague walked in and whispered: "A sum of US$150,000 came into the account of Yuanda Company."
Qin Lili hummed, suddenly sat up straight and said, "What's going on? Isn't the account newly opened?"
"The money was wired directly from the United States. I don't know the specific situation."
Qin Lili picked up the phone and dialed the number from her seat. After answering the call, she smiled and said, "Sister Fang, thank you."
Fang Lihua smiled and said: "Don't thank me, Mr. Fang means that eggs cannot be put in one basket. Otherwise, the finance side will not provide the Bank of China account to the United States."
"Are you free tonight, Sister Fang? I'd like to treat you to a meal." Qin Lili extended the invitation, and Fang Lihua said, "I can't do that recently. There are a lot of things. Please wait a while."
After putting down the phone, Fang Lihua came to Fang Zhe's office: "Mr. Fang, I have done as you asked. Does China Construction Bank have any ideas?" Fang Zhe leaned back, turning the ballpoint pen in his hand, with an indifferent expression: "
Bank of China has an advantage in the foreign exchange business. We may be able to use this relationship in the future. Besides, there is no need to hang oneself on a tree, right? When running a business, it is not a bad thing for a bank to have more relationship accounts. One day it may be blamed on others.
.”
"This money came from Qiu Xiaoyou. Is her business so good?" Fang Lihua was surprised.
Fang Zhe said with a smile: "I didn't expect her business to be so good. The phone call said that she called a supermarket chain and asked her to sell goods. She mortgaged her house to the bank. I heard she said she wanted me this time
Let’s ship the goods for 200,000 US dollars. Since then, the payment for the goods has reached 150,000 US dollars, and the financial pressure is very great. I originally planned to purchase new equipment, but now it is enough."
Fang Lihua smiled and said: "You can get a loan from the Bank of China! Or you can build a building over the workshop first."
Fang Zhe hesitated for a moment, and the pen he was turning in his hand fell on the table. Qiu Xiaoyou really gave him a difficult problem. There is also a plan for a trolley case factory. There are many opportunities to make money, but the money is never enough. Isn't it?
Did you make it too complicated?
Which bank should the money be deposited in? Because of Fang Zhe's trust in Fang Lihua, Fang Zhe didn't care about her relationship with Qin Lili at all. What's more, Fang Lihua's original intention was for the good of the bank. Regarding the matter of soliciting deposits from related accounts, he acted like he didn't know about it.
alright.
Qiu Xiaoyou and Wu Mingzhu reached a tacit understanding. Wu Mingzhu didn't notice that she was now doing her own business part-time. As long as it didn't delay the store's business. Because the business was so good, Yun Jue's travel plan was forced to
Interrupted, Wu Mingzhu dragged her to the store to help.
In the American market, Yiren Clothing's main target is still the student group, and the reaction among white-collar workers is not that drastic. Fortunately, women here in the United States mature early, so it is not a problem for students to wear urban beauties.
Yun Jue, who had a sore back after a busy day, sat on a chair and drank water. She looked at Wu Mingzhu who was doing the accounting and said, "Are you okay with your studies now?" Wu Mingzhu shook her head: "It's not difficult to get graduation credits. Don't count on scholarships.
Yes. What about you?"
"You can't even get a scholarship. I'm running around here and there, and my grades can't be any better." Yun Jue was also a little embarrassed, but she just couldn't hold back her wandering heart. She originally planned to study hard and go back to let Fang Zhe see her abilities.
. As a result, I went to Miami on a trip with my classmates, and then I couldn’t hold myself back.
"You'd better take it easy. Look at Qiu Xiaoyou. She flies to both sides and sells four-piece suits. She has conquered the market in California and is clamoring to go to New York. Our New York branch plan, what?
Only then will we see the light.”
"There are many universities here, so we can do business. If we really want to develop in the east, it depends on the location. If you go to a place with many schools, it will be fine. Don't go to places like Fifth Avenue."
"I regret it now. The original positioning was still a little low." Wu Mingzhu sighed, and Yun Jue said with a smile: "It's not your fault. Fang Zhe's positioning is the domestic mid-to-high-end market, and it has no intention of making it a luxury product. Damn it.
Opening up the market with low prices and styles is the most appropriate development direction."
The Mid-Autumn Festival is finally coming, and Fang Zhe is busy here. For the welfare of the Mid-Autumn Festival, according to Fang Lihua's wishes, he will buy some things and distribute them. Fang Zhe compromised a bit, and both the things and the money must be distributed. Recently, he has been working
The quantity was quite large, and I was exhausted from going up and down. We had an extra day off for the holidays, and on the afternoon of the 14th, benefits were given to each worker, including five kilograms of meat and ten yuan for the holiday.
Hu Shuo didn't dare to wander around the workshop. He looked at the wall being built, and then at the female workers happily carrying pork to get off work. Compare this to the workers in the Sixth Cotton Spinning Factory, each with five-nut mooncakes.
The good news is that the cost of previous similar products has dropped after technological innovation. Although the drop has not been much, Jinxin Factory still placed a batch of orders. Jinxin Factory can also produce gray cloth, and it will continue to grow from this
While purchasing goods, Hu Shuo judged that Fang Zhe had played a role.
"I'm going to call you Mr. Qin now, right?" Fang Zhe said with a smile. Qin Dahe's mouth was modest, but his face was very proud.
"No, compared to Mr. Fang, this is just a small business."
"Don't be modest. I think if your company wants to grow bigger, it's better to find ways to continue merging." Fang Zhe looked at the two textile factories that Qin Dahe merged. In fact, they are both local small businesses. Folks in Suzhou
The development of light textile industry is far beyond that of Songjiang. On the other hand, in Songjiang, large state-owned enterprises are still the backbone.
"How about you merge the Red Star Factory and the Sixth Cotton Spinning Factory? Let's form a joint venture to form a big group." Qin Dahe asked intentionally or unintentionally, and Fang Zhe shook his head: "You must not harm me, I have never thought about this matter.
But Red Star Factory is having a hard time right now, so you might want to consider it. I don’t think it’s possible in the short term, and we have to wait another three years before we can have a chance.”
Qin Dahe was concerned: "How do you say this?" Fang Zhe pondered for a while: "We have to wait until the city government can't stand it. As for state-owned enterprises, when workers have no food to eat and go to the streets to hang banners, it's not too late for you to intervene.
.It’s a pity that Red Star Factory has strong technical strength. You can recruit talents first and then worry about other things.”
Seeing Yu Fen getting out of the car, Fang Zhe came forward with an apology: "Mom, have all the matters in the company been settled?"
"Well, I hurriedly hurriedly, and finally we caught up to celebrate the festival together." Yu Fen's words made Fang Zhe's heart skip a beat, but he still said with a smile on his face: "Mom, I was afraid that I couldn't bear it, so I took the order.
We don’t have time to spare during the Mid-Autumn Festival. Why don’t we take advantage of the opportunity to attend the opening ceremony and rush over to have a meal together. We have to rush back early tomorrow morning.”
"Why is the business so urgent?" Yu Fen was a little dissatisfied, and Fang Zhe said: "The United States is pressing hard for orders worth a total of 300,000 US dollars." This excuse is really not a lie. He said hello.
The mother got in the car and returned to the hotel where Jinxin Group was located. Yu Fen was in a low mood along the way.
Fang Zhe also knew what she was thinking, so he could only smile and said: "How about we go home together during the New Year?"
Yu Fen felt a little happier after hearing this: "Okay, I know you work hard, but you can't make enough money. Take the time to find a girlfriend. Even if you don't get married, I can take care of the child."
Fang Zhe said with a smile: "Yuan Du doesn't want to have a baby?" When Yu Fen heard this, his face darkened: "Why mention him? He is such an old man, and he doesn't know the truth about good advice being harsh to the ears. If he insists on doing foreign trade, he will not do it at all.
Don’t think about it, those related accounts are all based on the company’s import qualifications. When importing, the company can solve part of the foreign exchange sources.”
Uh, is this the product of butterfly wings? In my previous life, I didn't care about Yu Fen's affairs, but in this life I care about it and don't know the original trajectory. Forget it, we are all adults and have our own ideas. What others say is inappropriate.
When Fang Zhe was deep in thought, Yu Fen patted him on the shoulder: "What are you thinking about? Don't worry about me. I'm fine on my own."
In Songjiang, Bai Li got up early. It was a rare day off for the specialty store. Bai Li had prepared all kinds of gifts and was waiting for Fang Zhe to come back. Looking at the time, it was already ten o'clock in the morning. Bai Li became a little anxious.