"Then Fang always calls me Ah Hong, that's what all my friends call me." Yin Hong didn't think too much about it. He's a handsome guy. He's definitely not a loser as a friend. He's comfortable to look at. Fang Zhe's original intention is to have a good relationship, so naturally
He went with the flow and showed a helpless look: "Oh, my friends all call me a bug, so it's a bit of a shame to call me that."
Hearing the nickname "Chongzhi", Yin Hong couldn't help but burst out laughing. She had been holding back her laughter before, but now she burst into laughter. Fang Zhe sat with a smile on her face, while Yin Hong across from her was already lying on the table laughing.
He went up, covering his stomach with one hand, and kept hitting the table with the other hand. He kept saying intermittently: "It's so funny."
Finally, she had laughed enough, and Yin Hong had to use a tissue to wipe her tears and blow her nose. She felt that she was so embarrassed and her face was as red as a cloud.
"It's all your fault, Chongzi." Yin Hong rolled her eyes charmingly. A woman of this age is very charming and talks like a baby, which is very attractive. Fortunately, Fang Zhe is well-informed and has full determination.
He just narrowed his pupils slightly.
Fang Zhe innocently shrugged and spread his hands: "I was wrong, I shouldn't have told the truth."
Yin Hong wanted to laugh again, but finally held back and said: "Okay, don't think too much about You Chenglong. He probably wants to make some money from you. After all, what are the companies on the list?
The same thing, even if you don't understand it at first, you will understand it later. I guess he is regretting it now. The cleverness can only succeed for a while, let alone not succeeding yet."
"Sister Hong, how much loan do you think I should apply for?" Fang Zhe did not call A Hong directly, but changed her name to a familiar one. Yin Hong felt secretly comfortable after hearing this, and thought for a while and said: "Ten million, maybe.
After all, your company is on the list because it earns foreign exchange, so 10 million is a more appropriate number."
Fang Zhe secretly wrote down this favor, so that the conclusions given by insiders would be of reference.
"Then I'll submit the application for 10 million." Fang Zhe confirmed, and Yin Hong nodded and said, "No problem. In addition, at the branch, you can go back and make an application for 10 million."
Fang Zhe was stunned for a moment: "Why did Sister Hong say this?" Yin Hong said with a smile: "I don't have a younger brother, so if you can call me sister, I've earned it. The matter is very simple. I took over the loan matter of Yuanda Company.
It’s down. Ten million is my maximum authority.”
Yin Hong didn't explain the process clearly, and Fang Zhe didn't ask any further questions, so he nodded and said, "Okay, I understand."
Yin Hong felt very comfortable when she saw Fang Zhe's reaction. This kind of person may not seem so sweet in his words, but if you really find him with something, he can really solve the problem. Fang Zhe really helped a lot with the export house matter.
The villa cost 300,000 US dollars, and it was the kind with a small garden. Buy one and get one free. The funds came from the small treasury, but the money earned was as much as Yin Hong's. The advantage for her was that she had a small villa and sold it immediately.
It's a huge sum of money.
Without Fang Zhe's help, this opportunity would have been impossible to seize, and Fang Zhe did not accept the opportunity that came to his door. Did Fang Zhe really not want to make this money? Not necessarily. Yin Hong judged that Fang Zhe did this, which was tantamount to throwing away the opportunity to make money.
Leave it to her to be the person in charge. Only when things are done beautifully can you realize the benefits on your side.
The details are really not enough for outsiders to understand. Yin Hong feels that Fang Zhe must understand the trick, so there is no need to explain it. Now, Fang Zhe may not necessarily need this 10 million loan, but he still took it. Fang Zhe's
She still knows the size of the company, so there is no need to borrow so much.
Does Fang Zhe really don’t need a loan? No, in Fang Zhe’s view, the more loans the better. The 10 million interest-free loan, plus the 10 million from the branch, Fang Zhe has extra money
10 million, intending to use Secretary Tao’s relationship to get a piece of land in Shuijiazui. The land there is not expensive now. If you take the piece of land and put it aside for three to five years, you can build an office building. You can achieve financial freedom by collecting rent.
, not to mention that if you sell it twenty years later, you can be a happy salted fish.
There are so many benefits here. If you are really short of money in the future, you can get one billion yuan in office mortgage loans in minutes.
"Yuanda Company's financial health is in good health, and now there is an interest-free loan. Anyway, I thank you as a sister." Yin Hong thought she saw it clearly. Fang Zhe knew that she had a misunderstanding, but did not explain it in detail.
To put it bluntly, the bank's money is not borrowed in vain. I didn't want to borrow money in the past because the timing was not right. If you want to develop rapidly, you still need to borrow money.
"To be honest, the company has now entered a stage of rapid development, and loans are still very important." Fang Zhe said honestly.
Yin Hong smiled and waved her hand: "Sister, I understand. The three-year interest rate is one cent per year. Isn't that excessive?"
Fang Zhe shook his head after hearing this: "Not only is it not excessive, Sister Hong is vigorously supporting my younger brother's business."
When Yin Hong heard what he said, she suddenly felt happy. She rolled her eyes and said, "Okay, don't be so polite." Having said that, Yin Hong still knew very well. The flow of Yuanda Company was there. That is,
Having suffered losses from private enterprises, if this was a state-owned enterprise, a loan of 30 to 50 million yuan would not be particularly difficult.
The two wanted to get close, and they naturally hit it off when chatting. When the food was served, Yin Hong didn't say he wanted to drink, and Fang Zhe didn't mention it either. He asked for a drink. Yin Hong took note of this detail. Fang Zhe didn't seem to drink like most male customers.
It's not called eating.
Both of them were drinking Jianlibao, chatting for a while while eating and drinking, and then returned to the export room.
"Ah Zhi, are you really not optimistic about export properties?" Yin Hong came up with the name Ah Zhi on the spur of the moment. She thought it was just right.
"There will definitely be good opportunities in the past few years, but in the future, with the development of the domestic market and the expansion of domestic demand, cancellation is inevitable. If there is no risk in Sister Hong's hands, she will keep it for three to five years and then sell it, and use the money to sell it again.
Buy a house that is not for export. Songjiang is a place with strong support from the state and such superior natural conditions. In the future, housing prices will be so high that you will doubt your life."
Yin Hong couldn't help but laugh again when she heard this. Fang Zhe was very interesting to chat with. He often said something that didn't seem so interesting, but after thinking about it carefully, he felt that it made sense.
"What do you mean, the country will vigorously open up the real estate market in the future?" Yin Hong grasped the key to the problem.
"Isn't this inevitable? Industrialization is the only way to make a strong country, and industrialization will inevitably lead to urbanization. The main characteristics of urbanization are mainly concentrated in first-tier cities. The population is increasing, and rising housing prices are the product of rigid demand. Songjiang is based on
It is built on the model of an international metropolis. It has many opportunities and is very attractive to young people. With so many people, there must be houses to live in, right?"
Yin Hong thought for a moment and blurted out: "I have lived abroad, and young people there may not even buy a house when they get married."
Fang Zhe shook his head: "How do the houses in foreign countries compare with those in China? Take the United States as an example. Property taxes have to be paid every year, while in China they only pay once. The real rich people and even the so-called middle class in the United States can't afford a house.
Buy? People who are unwilling to buy a house are simply because they are under too much financial pressure, and young people in the United States like to live a relaxed life. Chinese people’s obsession with home is largely reflected in their houses. If you don’t even have a house, what kind of home can you talk about?
?”
"It's true that young people in the United States who don't buy houses are often from the lower class."
The meal was quite enjoyable. After seeing that it was almost done, Yin Hong called the boss to sign the order. Fang Zhe drove Yin Hong back and returned to the company to find Fang Lishu who was taking a short nap. She thought about it and didn't wake him up.
When she was about to go to work, Fang Lishu took the initiative and asked: "Mr. Fang, do you have anything to do with me?"
Fang Zhe said with a smile: "How did you know that I was looking for you?" Fang Lishu said: "Mei Ying saw you going to the finance room, and left when she saw me lying on the table taking a nap." Fang Zhe didn't say anything, but remembered Mei Ying in his heart.
Shadow this detail.
"Well, both matters are related to loans. The city takes care of foreign exchange-earning enterprises and provides an opportunity to support interest-free loans. You have to go to the CCB City Head Office to handle it. In addition, Manager Yin has taken care of the loan.
, the quota is 10 million, you are responsible for handling this first, and then we can go to the head office to apply for an interest-free loan together."
Fang Lishu was overjoyed after hearing this and said: "That's great, you don't have to ask dad to sue grandma. By the way, that's what happened with Qin Lili. After Mr. Fang left, she said she would ask the leader for instructions, saying that she could increase the quota by five million.
The loan has no strings attached.”
Fang Zhe laughed after hearing this: "Forget it, don't cause any trouble to her."
Fang Lishu couldn't hide her smile and said, "Why are you causing trouble? Mr. Fang was not there at the time, so he didn't see how uncomfortable she was."
Fang Zhe smiled and shook his head: "Don't say that to me, she is doing it for work. From now on, I will leave 30% of Yiren's foreign exchange income in Bank of China every month. With many friends and many paths, running a business cannot be separated from the bank."
help."
"Now that I know Mr. Fang, I will take care of things." Fang Lishu said as she was about to say goodbye and leave. Fang Zhe raised her hand to stop her. He pondered for a few seconds before speaking seriously: "The company is developing rapidly, and absolute trust must be used in the financial sector.
I am very happy to hear that you are studying adult education. You have to keep up with the company's development, otherwise it will be really difficult for me to find a trustworthy financial director. Now it is a small company, and the financial staff are already very nervous. In the future,
People will increase."
After saying this in private, Fang Lishu didn't understand that it was a matter of IQ. She immediately nodded vigorously: "Don't worry, Mr. Fang, I will definitely be able to keep up." Fang Zhe nodded with a smile: "You don't have to worry about what others think.
You, just remember and trust you."
Fang Lishu said goodbye and came out, busy with enthusiasm. When she got off work in the evening, she found Fang Lihua and told her about the matter.
After hearing this, Fang Lihua couldn't help but secretly feel happy for her sister. Even though Fang Lishu was just a cashier now, Fang Zhe's meaning was very clear and he treated her as a confidant. When it comes to being a boss, the person he trusts the most is often the cashier. When he asked Fang Zhe to
It was a wise choice for Zhe to let his sister stay as a cashier. Lishu had a weak personality, was careful in her work, and had a strict mouth. No wonder Fang Zhe admired her.
Thinking of this, Fang Lihua's heart suddenly skipped a beat as she looked at her younger sister who became extraordinarily bright because of her happiness. No way...