On the way, Sheng Chuncheng had many things to ask Sun Hong, but because Wan Jiangang was driving, it was inconvenient to ask.
After opening the door and entering Sheng Chuncheng's home, Sun Hong said she had a headache. She went to the sofa and sat down. She leaned on the armrest of the sofa and reclined, using the armrest as a pillow.
Sheng Chuncheng turned on the air conditioner in the living room. Although it was already the end of February, the weather this year showed no sign of getting warmer at all.
Sheng Chuncheng went to the room and came over with a blanket. Sun Hong took it and covered her lower body.
"Would you like some tea?" Sheng Chuncheng asked.
Sun Hong said yes, and she asked Sheng Chuncheng if he had any black tea?
Sheng Chuncheng said yes.
Xiao An did not go home to celebrate the New Year this year. During the first month of the year, her mother and her brother came from their hometown in Anxi to Hangzhou to visit her. They brought a lot of tea produced at home, which Xiao An gave to everyone. Sheng Chuncheng remembered that among them
There is osmanthus black tea.
Sheng Chuncheng made Sun Hong a cup of osmanthus black tea and himself a cup of Tieguanyin. He took the tea to the living room and placed the black tea in front of Sun Hong. He held the tea himself and sat on the sofa next to him.
Sun Hong took a sip of the tea and said, "It tastes really good and fragrant."
Sheng Chuncheng said: "There are some left at Xiaoan's house. I will take them with me when I leave."
Sun Hong said yes, I won't be polite.
"No one wants you to be polite," Sheng Chuncheng said.
"Hey, by the way, has your mother-in-law called you?" Sun Hong asked. As soon as she said the words, she immediately regretted it and blushed.
Normally, the two of them would be used to making jokes like this, but today, for some reason, probably because of Wan Jiangang's booing in front of them, both of them felt a little unnatural.
"No." Sheng Chuncheng said.
"Hoho, the old lady is really calm today." Sun Hong said with a smile.
"There was nothing wrong originally." Sheng Chuncheng said, "Xue'er and I went to Nanjing..."
"I know, you guys are here to see the venue." Sun Hong said.
Sheng Chuncheng was surprised: "How do you know?"
"I went to your store yesterday and you were not there. I asked Xinxin, what Xinxin told me." Sun Hong raised her head, looked at Sheng Chuncheng and asked, "Why do you need to explain?"
As soon as the words came out, both people's faces turned red instantly. Sheng Chuncheng was mumbling and speechless, while Sun Hong pursed her lips and smiled and turned her head away.
Sheng Chuncheng remembered it, and he asked, just in time to relieve the embarrassment: "You just talked about business, it was so simple, just a few words, and you negotiated such a large loan?"
"That's now." Sun Hong said, "I can make the decision on matters in my industry, and Wan Jiangang can also make the decision on the matters of his company. Two people who can make the decision sit together, and that's just a few words.
What's the matter? It's not nonsense to say more?"
Sheng Chuncheng nodded and then asked: "What about before?"
"Of course it wasn't that simple before. After I understood the other party's request, I wanted to report back to the bank. The president usually wouldn't agree immediately. In order to show his authority, he would put forward some conditions, and I would go to the company again and talk to him.
The boss keeps grinding and reports a result after grinding. If the bank manager still doesn't agree, I will go back and keep grinding.
"Enterprises can be awesome sometimes. If you raise conditions and they quit, I can only continue to work there, treat them to dinner and so on. Once a business is negotiated, I have to go back and forth repeatedly to get things done.
Hello Qiao, how can it be so easy?"
Sun Hong said and Sheng Chuncheng nodded, understanding.
Sun Hong said: "However, even if the other party is the boss and I am the president, not many can go as smoothly as today. Wan Jiangang is a good person, or you have a great reputation. Some bosses, even if they clearly agree in their hearts, will not
I deliberately don't agree to you readily, and some guys have other plans."
When it comes to "having other plans," Sun Hong is a little shy, and Sheng Chuncheng also understands that this is why Sun Hong often needs his and Zhong Xinxin's rescue.
"By the way, that money order you mentioned earlier, why are you so happy?" Sheng Chuncheng asked.
"Of course I'm happy. I've done another big business." Sun Hong said. Sheng Chun Cheng Hu Tu, they just negotiated a loan, why did they do another business?
Sheng Chuncheng asked Sun Hong, and Sun Hong explained to him that the one-to-one acceptance mentioned by Wan Jiangang refers to issuing a bank acceptance bill. When an enterprise issues a bank acceptance bill, it needs to pay a deposit to the bank. According to the enterprise
For a bank's credit line, the margin is several dozen to one hundred percent of the face amount.
"Wan Jiangang said one to one, that is, I gave him a loan of 1.6 billion, and he regarded this 1.6 billion as a deposit and issued an acceptance bill of 1.6 billion. In this way, it is equivalent to
There were two 160 million. I made a loan of 160 million, and he deposited the money with me as a deposit. Did I make another deposit of 160 million?
"In this way, am I doing another deposit business?"
Sun Hong and Sheng Chuncheng said that Sheng Chuncheng understood. No wonder Sun Hong was so happy. It seemed that Wan Jiangang was really loyal.
"What is he doing with the acceptance bill?" Sheng Chuncheng asked Sun Hong.
"To pay his supplier, the acceptance bill can be endorsed and transferred. Generally speaking, between the buyer and seller, the buyer is always stronger. The seller wants to get the money as soon as possible, so he will accept the acceptance bill. When they get the acceptance bill, it is the same.
They can also continue to endorse transfers to their suppliers.
"What if someone is in urgent need of cash? There are many individuals and units in the society who specialize in discounting. You can get discount by paying part of the discount interest to them, or you can directly go to the bank for discount, but the interest rate will be higher."
"It's really complicated," Sheng Chuncheng said.
"What's complicated is that it sounds complicated, but in practice, it's not complicated at all, it's very simple," said Sun Hong.
The two people were talking, but even though the doors and windows were closed, it was still very noisy downstairs, and the sirens kept ringing.
They were quarreling with each other, two people talking about two people. However, the sirens kept ringing, as if they were still downstairs, and it was hard not to pay attention. Sun Hong pricked up his ears and asked:
"What happened?"
Sheng Chuncheng said he didn’t know.
He stood up, opened the door to the balcony, walked to the balcony, looked down, and was startled.
The building where Sheng Chuncheng is located is close to Kexing Street behind the community. From the balcony, you can see the back door of the community. Sheng Chuncheng saw a police car parked at the door of the community, and a cordon was set up. There were many people.
Dabai, walking in and out of the community gate.
Sheng Chuncheng said: "A lot of Dabai came."
Sun Hong walked out of the room, stood next to Sheng Chuncheng, and looked down. After watching for a while, Sun Hong suddenly thought of something and asked:
"Is your community going to be closed down?"
"No way, when we came in, nothing happened." Sheng Chuncheng said, "Besides, the epidemic is not serious now, and there is not a single sun in Hangzhou."
"Come on, come on." Sun Hong shouted, "If we're locked up here, we'll be doomed! We won't be able to go to class. Let's go down and have a look."
When Sheng Chuncheng heard this, he also panicked. The two of them quickly ran back to the room, opened the door and walked out.