Chapter 1098 Prospect! The Ouyang family joins the gang!
Chapter 1098 Prospects! The Ouyang family joins the team!
Ouyang Yao listened with rapt attention.
Yes, a large number of people will move into the southern provinces in the near future, so the housing market will be an unimaginably huge market.
The wind outlet? It is said that as long as he can stand on the wind outlet, his silly son Ouyang Ao can fly into the sky.
Ouyang Xingsheng was tempted.
However, as the helmsman of a well-known family in the Federation, Ouyang Yao still has sufficient business talent and a cautious investment vision. After some thought, he grasped several key risk points.
"Brother Mo is right, the southern province will have a huge real estate market."
"If we seize this opportunity, the Ouyang family will take off completely."
Mo Zhi nodded and waited for Ouyang Yao's next words.
Ouyang Xingsheng also picked up the teacup, but because he was forced to enter into a deeper exchange with Mozhi, he did not drink it and put the teacup back to its original position:
"It's just that I still have a few worries."
Unpredictable had already known that he would have questions.
Unpredictable smile: "You are really a conscientious businessman. Our business is like cutting leeks with a sickle, one crop after another, Ironmen. It is like leeks that are constantly being cut but still growing."
"
Ouyang Yao raised his head in confusion and looked at Mo Zhi, but he heard his son Ouyang Ao next to him speak.
Ouyang Xingsheng's face was solemn, not relaxed at all. He turned his head, looked at the unpredictable, and seemed to test hesitantly:
"I have one last worry, Brother Mo. No, maybe this can't be called a worry. Hehe, it's just that I want to discuss this issue with you."
Unexpectedly, he wanted to laugh and waved his hand towards Ouyang Ao.
"Dad, they can go to the bank for a loan."
"Housing should be used for living, not as a business. Ouyang actually feels a little uncomfortable."
"In the early stage, we sold houses based on demand. Later, we will build Bancarol City into a livable city and a garden city, and at the same time introduce more investors like you.
"
In my last life, I have never met a capitalist with such a conscience as Ouyang Xingsheng. No, maybe it's because my level is too low and I haven't been able to reach that level yet.
Unpredictable nodded, this was an expected result and there was nothing to be excited about.
I don't understand what unpredictable means.
And I realized this idea, so that in my previous life I didn't even have the opportunity to pay for the mortgage, and could only live in a rented house. The prince added in his heart.
"That's right, dad, it's still a loan."
Mo Zhi burst out laughing immediately.
"That, that, this idea is not my idea, I heard it from others."
This was considered the "core" part of the cooperation. Ouyang Xingsheng also put away his polite words and sighed slightly:
"Although real estate is profitable, its core is still land."
It would be strange if he didn't. To handle such a big business in just a few sentences is something only a novice can do.
Seeing that the master and apprentice were talking about having noses and eyes, Ouyang Yao thought that this was a topic that the master and apprentice had communicated before, so he stopped asking further.
Ouyang Yao also looked at his son in confusion.
"After the house is built, it is handed over directly to them, and they repay the bank loan. We don't have to worry about the rest. Anyway, we got the full payment of the house."
"Of course, there is still a certain risk of bad debts in loans, but that doesn't matter. The provincial councils and courts in the southern provinces have the power to interpret the law. If the loan cannot be repaid, the house can be forcibly taken back and resold or auctioned to pay off the debt. In short, the bank
Neither I nor you will suffer any loss.”
Mo Zhi sighed quickly: "Ouyang Xingsheng, we have a business path with profits that are ten times or a hundred times the cost. Do we still have to worry about the loan interest rate?"
"What home buyers get is a house in the future. Well, they get a bright future. Hehe, it is equivalent to overdrafting future money and enjoying the present life. I believe no one can resist this temptation."
Ouyang Yao pursed his lips: "I still have to say some things, Brother Mo, we have made money, but is that really good? I seem to be able to see the future."
"Let's be clear, people who go to the southern provinces to settle down are of course people who want to work in a new environment. Do they really have enough financial resources to buy local houses?"
Mo Cai laughed: "You are the largest capitalist in Shouyang Province. You should know how to make use of your own advantages and borrow money from the bank to make money. Is there anything more wonderful than this?"
Mo Zhi glanced at Ouyang Ao, raised his chin and said, "No, you don't fully understand yet, Mr. Ouyang Xingsheng."
Ouyang Yao's mind jumped rapidly, and he finally figured out the unpredictable logic. Then he picked up the tea and took a sip. As if he had made up his mind, he said in a deep voice:
Conscience. Alas, I couldn’t help but feel awe after hearing these words.
"You are truly a loyal and honest capitalist."
After being reminded like this, Ouyang Yao vaguely understood: "It's also a loan? This."
"Wouldn't this solve the problem of them not being able to afford a house?"
Unpredictable smile and say nothing.
Under the reminder of the unpredictable mentor, Ouyang Ao of course understood everything, and quickly analyzed it for his father:
"Dad, this is just the beginning."
"It's just that ordinary people don't have the ability to borrow such large sums of money from banks. Otherwise, any ordinary person in our real estate business can make a fortune."
Indeed, Ouyang Yao's thinking is still relatively old-fashioned. He always feels that the interest paid on loans will increase the cost of business. This is not his fault, but that he is in an era that is too early.
No, maybe we shouldn’t say there is no problem, but even if there is a problem, it will not be the Ouyang family’s turn to pay.
Ouyang Yao slowly opened his eyes:
"We are engaged in real estate and cooperate with the southern provinces."
Ouyang Xingsheng was stunned for a while: "It can still be like this."
"You make me proud."
"Ouyang Xingsheng, please speak."
"Once the real estate ecology is established, a large number of immigrants will choose to stay in the southern province without policy support from the southern province."
"For you, of course, there is no harm at all. You still need to open up the joints for the bank to issue a home loan policy, but I think with your influence and the huge profits in front of them, they will definitely
It will be done.”
That’s right, real estate, in the final analysis, is still about land. Only when the land factor is secure can we start to take drastic measures.
Ouyang Yao immediately asked: "Who is it? Who in the Federation has such a business acumen."
Ouyang Ao puffed up his chest: "The solution to this doubt is the same as the problem just now."
"By that time, the real estate will appreciate in value! Yes, that's right, it will appreciate in value. It will appreciate significantly. The price will increase ten times or even twenty times."
"You should know what I mean."
Ouyang Yao stood up from his seat, walked to the window, closed his eyes, and went through the conversation between the two of them from beginning to end.
"If you look at this problem from the perspective of home buyers, with their meager salary, they may be burdened with mortgage loan pressure throughout their lives."
Ouyang Yao hit the point.
Ouyang Ao would not let go of any opportunity to show off. He immediately puffed up his chest and started talking like a business wizard:
Ouyang Yao nodded slowly.
"After we make money, haha, will other provinces give up? They will definitely imitate us, so we have to make arrangements in advance, especially you, Mr. Ouyang, you will not only limit the market to
The southern province is a province, right?"
In the mainland of Rodinia, where the banking industry is not yet developed, this is indeed a method that is often ignored. Even for a big capitalist like Ouyang Yao, it is a new idea and idea.
"Brother Mo, let's join forces!"
The already crazy business model on Blue Star is of course mature and there will definitely be no problems.
Mo Zhi nodded.
Unpredictably looked sideways at Ouyang Ao.
Ouyang Yao was stunned when he was told this.
Mozhi thought for two seconds and said with a smile:
This is of course due to the experience in his previous life. It has to be said that Ouyang Ao still has a say in this aspect.
Ouyang Yao nodded repeatedly after hearing this, thinking about every detail in his mind for a long time. Then he struck with both hands and looked at his son again:
"Loan. But that requires paying very high interest." Ouyang Yao thought quickly in his mind, and then expressed his concerns.
Ouyang Ao puffed out his chest again.
Mo Zhi smiled and shook his head: "Ouyang Xingsheng, do you want to pay for the project out of your own pocket?"
"I understand, I understand."
"Xiao Ao, you can think of such a genius method. You are simply a business wizard."
Mu Zhi stretched out his hand and signaled: "Please speak."
Mu Zhi glanced at Ouyang Ao confidently and smiled.
Mo Zhi almost laughed.
He originally wanted to praise Ouyang Ao for finding opportunities to show off at any time and never forgetting his emotional obsessions.
Ouyang Xingsheng nodded slowly, exhaled, and pursed his lips again:
"Also, I have a third worry, Brother Mo."
"That's when we make huge profits."
He is using his own experience to verify the business model mentioned by Prince Mo.
"Please tell me, Ouyang Xingsheng." He is neither humble nor arrogant.
Yes, this is a problem, but it is not a problem because someone in the previous life solved this bug perfectly.
Mu Zhi solves the problem he is most worried about first, which is also the basis for cooperation.
Mozhi laughed when he heard this: "Don't worry Ouyang Province, the land in the entire southern province belongs to the provincial council. Moses Province will definitely give you the green light and give you a sincere land price."
"In a few years in Rodinia, after we become the overlord of real estate, the price of housing will probably increase tenfold, twentyfold, or even thirtyfold."
"Then we have lowered the sales threshold, which is good for us. Yes, it is good for us. They are burdened with the pressure of house loans, and they will work hard to repay the house loans, and they will be more focused on
Work in the Southern Province.”
The scale of real estate investment is not small. Ouyang Yao came to him to complain. Isn't it because the capital chain is tight? If the capital chain is tight, how can he have money to start building a house?
Even Ouyang Ao knows about loans.
Ouyang Yao seemed to have been opened to a new world this time. When he opened the door, he saw a business prospect as vast as the sea in the future.
"The southern province is attracting immigrants. If we engage in real estate together, demand will not be a problem. However, I am worried that the selling price of real estate is still too high and may exceed the financial limit of some buyers."
Ouyang Ao gave his teacher a thumbs up.
"That's not a problem at all, Dad."
Ouyang Yao quickly organized his words: "It's a question of demand."
"We can design a business model. For example, they can take a loan to buy a house before it is built. Well, this word. Mortgage, yes, it is a mortgage. It means that they sign a contract with our developer and purchase the house.
We will build the house in six months, and they only need to pay a down payment of 30% of the house price, and the remaining money can be borrowed from the bank."
"When you and other real estate capital monopolize the housing prices of the entire continent, spring will truly come."
"In the face of huge profits, the cost of loan interest rates is nothing."
Ouyang Yao felt as if he had opened a new door.
Mo Zhi sighed: "It was a gentleman named Li, haha, who proposed this great idea."
Ouyang Ao couldn't hide it, so he immediately looked towards Mo Zhi and asked for help.
Unpredictable chuckled: "Ouyang Xingsheng, didn't you think of going to the Federal Commercial Bank for a loan?"
Ouyang Xingsheng took a deep breath, slowly closed his eyes, smoothed out the thoughts in his mind, and then continued:
"Also, brother Mo, don't be offended. Mr. Ouyang is telling you the truth. Although real estate is profitable, the investment scale is also huge."
Ouyang Yao's attention was all on Mo Zhi at this moment: "What do you mean by this?"
Unpredictable smiled and put the tea cup on the table:
"We must try our best to improve the real estate ecology of the southern province."
"We might as well consider this issue from their perspective. What should they do if they can't afford a house?"
"Yes, this is a win-win situation." Mo Zhi chuckled: "Banks make money through loans, and they make money in both directions. Don't forget, you, the developer, also need to borrow money from the bank, and they make money on both sides.
ah."
"but."
"Given the extremely tight capital chain of my Ouyang family, I'm worried that I won't be able to afford such a large-scale investment."
No wonder he upgraded so quickly
Ouyang Ao saw the unpredictable gesture, but he misunderstood it, thinking that the unpredictable gesture made him more modest, so he looked at his father:
Ouyang Yao sighed slowly: "As a developer of this business, as a businessman, I can confirm that this real estate investment is a hugely profitable industry. There is no doubt about it. We will definitely become the richest people on this continent.
"
"Theoretically, there is nothing wrong with the 'loan' you mentioned."
"With the reputation of the Ouyang family, every bank will rush to send you funds."
Unpredictable chuckled: "You see, Xiao Ao can think of it all."
This time, even Ouyang Ao, who was listening next to him, looked at his father with surprised eyes:
"Yes, that's it." Ouyang Yao sighed: "Maybe my worries are unnecessary."
"Someone Ouyang should think so about this business that even if I don't do it, others will do it."
