Luo Chen pushed open the glass door, and a pungent smell of smoke hit his face. Even a habitual smoker like Luo Chen felt uncomfortable, and Tan Lin pinched her nose.
The two walked in. The room was similar to an office space in an office building, with six office seats, plus an area with tables and chairs. At this moment, three shirtless men were playing cards around the table, each of them talking.
They were all holding a cigarette in their mouths, shouting non-stop, and uttering a few curse words from time to time.
The three big men noticed, Luo Chen and Tan Lin came in, one of the bald men stood up, took a puff of cigarette, then put the cigarette in his hand and said with a playful smile.
"Hey, Miss Tan is here, and this guy is here, is he a guest?"
Luo Chen looked indifferent and ignored the bald man. Instead, he came to the window first and opened the three windows in the room. The sun shone in and illuminated the dim room a lot. The breeze also blew in and disappeared.
Strong tobacco flavor.
A man at the table with a reserved look threw his cards away and said dissatisfiedly.
"Boy, what do you mean, you don't even pay attention to my elder brother's greetings to you?"
Luo Chen still ignored him, and walked to the side, sat down on an empty sofa, and lit a cigarette for himself.
The three bald men were momentarily confused by Luo Chen's mysterious behavior and didn't know what to do.
Tan Lin came over and saw that the bald man seemed unhappy, so she said politely.
"Brother Qiang, don't be angry. This is my friend. He is accompanying me to pay back the money today."
When he heard the money was returned, the bald man immediately beamed.
"Ms. Tan, I told you earlier. In fact, I was planning to find you today. Come sit down and talk."
After saying that, the bald man called to the two brothers again.
"Second brother and third child, get up and give up your seat to Miss Tan."
After hearing this, the second and third oldest children honestly gave up their seats.
The big sofa was a high-end product, but it was ruined by these two careless people, and it was already in disgrace. Tan Lin was a little worried that her precious skirt would be soiled, so she sat on Luo Chen's small sofa, and the two of them hugged each other closely.
next to each other.
The bald man sat opposite Luo Chen. Seeing that Luo Chen was holding back his smile, he frowned and asked Luo Chen.
"Brother, why are you laughing?"
Luo Chen burst out laughing, and the three bald men looked at each other, wondering what made Luo Chen so funny.
After laughing, Luo Chen leaned forward and said to the bald man.
"Your name is Brother Qiang?"
"My name is Liu Qiang, and everyone on the street calls me Brother Qiang."
Liu Qiang was confused about Luo Chen's words and asked Luo Chen's name.
"My name is Luo Chen, please remember it."
After saying that, Luo Chen flicked his fingers and dropped the ashtray into the ashtray with a very provocative expression.
"Since you call me Brother Qiang and you are bald, I will call you Bald Qiang."
When Luo Chen said it so abruptly, Tan Lin felt that Liu Qiang, who was sitting across from him, looked a bit like him, so she couldn't hold it back and smiled sweetly.
"Boy, are you here to cause trouble?!"
The second child pointed at Luo Chen with a dissatisfied look on his face.
Liu Qiang looked a little angry at this moment, but he couldn't bear to express it.
This scene frightened Tan Lin. She put away her smile and gently tugged on Luo Chen's wrist.
Luo Chen took off Tan Lin's little hand, looked at her and told her not to worry about it, and then said to Liu Qiang with a smile.
"It's just a joke, Brother Qiang, don't take it seriously. In fact, I'm here too today, looking for Brother Qiang's help."
After hearing this, Liu Qiang's expression softened slightly, and the second and third children behind Liu Qiang also calmed down when they saw that Luo Chen was a guest.
"Since you are a guest, Miss Tan should tell you my rules, right?"
As he spoke, Liu Qiang also lit a cigarette. After taking a puff, he leaned back and put his hands on the sofa.
Luo Chen put out the cigarette butt in the ashtray, also leaned on the sofa, holding his hands on his chest.
"Miss Tan hasn't told me yet, please introduce me to Brother Qiang."
Liu Qiang waved his finger, and the second brother looked at it and spoke.
"We lend money, divided into long-term loans and short-term loans. The interest on long-term loans is calculated on a monthly basis, no more than six months at most, and the interest on short-term loans is calculated on a daily basis, no more than seven days. Long-term loans start from 500,000 to 1 million, and short-term loans are 500,000.
We won’t lend money below 10,000 yuan or more than 1 million yuan.”
Luo Chen thought that he was quite professional, he didn't dare to take out a big loan, he just wanted to make a small amount of money.
"How much is the interest?"
"The daily interest on short-term loans is 10%, and the interest will double every day after seven days. The monthly interest on long-term loans is 20%, and the interest will double after half a year."
"The interest rate is quite high."
Luo Chen did the math and found that the interest rate was close to robbing money, but most private loan sharks were like this.
Liu Qiang blew out a puff of smoke and smiled.
"This is our rule. If you think it doesn't work, you can try again."
Luo Chen scratched his hair and pretended to be embarrassed.
"It's not that I don't think it's possible, it's just that the money you can give me is too little."
These words instantly aroused Liu Qiang's interest. It's not that he doesn't have that much money to lend, but because loans for normal people are nothing more than gambling, speculation and some shady activities.
These people who often don't need much money and can afford to borrow more than one million yuan, why should they go to Liu Qiang? They have better ways to solve the problem, and there is no doubt that they will lend money to those who are really unable to repay.
You are asking for trouble. This is Liu Qiang’s experience after working in this industry for several years.
However, there are always some exceptions in everything. After all, Tan Lin is often a sugar daddy and Luo Chen is her friend, so it may not necessarily be a big business.
Liu Qiang would rather believe it.
"Brother Luo, how much do you want to borrow?"
"There's no rush. Before that, I want to talk to Brother Qiang about Miss Tan's loan."
Liu Qiang nodded, it didn't matter what we talked about first, it was all business anyway, so he called "Lao Er".
"Second brother, bring me the account book."
The second brother brought a thick account book. Liu Qiang found the information about Tan Lin's loan and told Luo Chen.
"Ms. Tan took out a loan of 100,000 yuan from me a month and a half ago, and the interest is calculated daily."
Tan Lin interrupted Liu Qiang angrily.
"Obviously it's calculated on a monthly basis. If I ask you for 100,000 yuan, I'll give you 120,000 yuan after one month!"
"No, no, no, Miss Tan remembered it wrong. It's calculated by day. Look, isn't it clearly written on it?"
Liu Qiang smiled maliciously, and then showed the bill to Luo Chen.
The money owed by Tan Lin every day was densely written on it, with Tan Lin's signature at the bottom, but the loan instructions at the top were written on a daily basis.
Luo Chen looked at Tan Lin doubtfully.
"What is written above is indeed a daily calculation."
When Tan Lin saw Luo Chen doubting herself, she suddenly felt that she didn't know how to explain it.
She was sure that when she borrowed the money, she could see clearly that the monthly calculations were correct, so Tan Lin dared to borrow the money.
But the last time Tan Lin came to pay back the money, the bill had changed. Tan Lin wanted to ask Liu Qiang for an explanation, but she was a woman and was scared when Liu Qiang threatened her.
Now that Liu Qiang is saying this again, Tan Lin is so angry that she can only place her hopes on Luo Chen. (To be continued)