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Chapter 212 The Secret of Compound Interest

In Liu E's view, Ye An's family education is very mysterious, and even has an irresistible magical power, which is fascinating!

She prided herself on being knowledgeable, otherwise she would not have transformed from a Bocha girl to a queen to the queen mother who now rules the world. She had been reading a lot of books after following the late emperor for many years.

The most important thing is that she has experience that other queens have not had.

The late emperor was seriously ill, and after he retired from the court, he read the memorials of the world, which was very tiring and even late at night. Liu E always accompanied him and participated in the handling of state affairs. Emperor Zhenzong directly left some political affairs to her for decision-making, and the results were thorough and respectful.

The more experience she accumulated, the more knowledge she gained. Years of reading, reading people, and reading history made Liu E grow up quickly. She boasted that she could not give in to the late emperor.

This is her confidence and the strength in her heart!

But after reading a lot of books and becoming quite familiar with knowledge, Liu E had a completely new understanding of Confucianism and was able to use it for herself.

At this time, she discovered that a brand-new knowledge had emerged. Although she was a female, she had the subtleties of a woman that were different from scholars.

I discovered the unusualness of Ye An’s family studies at the earliest possible moment!

The fundamental reason why Ye An became a bachelor in Zishan Hall was that he could tell the officials about the way of the emperor, but Ye An just started and concealed the following words.

Liu E always suspected that Ye An did it deliberately to prevent her from hearing about it, so she waited calmly, but Ye An seemed to have really forgotten about it, and she was not aware of it.

The reason is that Ye An's knowledge is too attractive. Although he didn't tell the nature of the emperor last time, a "debate of weapons and methods" was enough for him to ponder for a long time.

And the late emperor's so-called deeds and life seemed to confirm his words, and Wang Yuan is the best proof!

Wang Yuan's lectures were temporarily suspended today, and Liu E discovered that perhaps Ye An's lectures could not only bring correct guidance to the officials, but also inspire themselves.

Although she didn't want to admit it, Liu E still felt that the content of Ye An's lectures was much more useful than the Confucian classics taught by the courtiers, but she didn't know that this was the benefit of applying learning.

Simple and easy to understand, intuitive and scientific! This is also the most attractive part of later generations' knowledge to the people of the Song Dynasty.

Thinking of this, Liu E asked Lan Jizong not to rush to call Li Duanyi from the outer cabinet where he was waiting. Anyway, there were books, tea and cakes there, so letting him wait inside would not be regarded as a neglect of the relatives by the Tian family.

Official, do you have the answer to the math question I left for you the day before yesterday?" Ye An's calm and serious voice came from behind the thin paper window.

Whenever he lectures, he always speaks in a voice that seems serious but not majestic.

Liu E immediately approached the paper window. She also wanted to know the answer to the "duckweed question". Lan Jizong beside her opened the paper window with a slight embarrassment. The sight she saw made Liu E immediately "become more evil."

”.

Ye Anzheng was leaning casually on the brocade couch, while Zhao Zhen, an official, was sitting next to him, holding his head like a pair of friends.

"I can't think of it. I asked the waiters in the palace, but they didn't know anything. Even Officer Lan didn't know!"

Ye An rubbed his stomach and stood up and said: "Honesty in officialdom is a beautiful virtue, but as an emperor, there is no need to be too honest. You must be good at using the "art of language." We will talk about this issue later. Today I want to tell you

That’s a very important word, “compound interest”!”

"Compound interest?"

Zhao Zhen was a little unfamiliar with this brand-new vocabulary. He didn't understand it until Ye An wrote the word compound interest on the paper with a brush, but he still didn't understand its meaning.

Looking at the brushes and rice paper on the table, Ye An felt that it was necessary to get a blackboard for the emperor to facilitate teaching. The most important thing was that his blackboard writing was much prettier than calligraphy...

"Compound interest is actually compound interest, which is somewhat similar to the "immortality money" released by the monks at Daxiangguo Temple."

Zhao Zhen asked in confusion: "Immortality money?"

When he heard Ye An mention the longevity money, Lan Jizong was slightly surprised. Sure enough, Liu E beside him slowly said: "How can the longevity money be used to teach officials?"

Lan Jizong smiled bitterly and said, "Maybe Ye Hou just used it as an example."

Liu E stopped talking, but heard Ye An say: "In the official family, the so-called longevity money is usury. The people borrowed a thousand yuan from the Daxiangguo Temple, but they could only get nine hundred coins, but when they returned it, they had to pay it back to the Daxiangguo Temple."

The temple borrows 1,300 Wen. Moreover, the interest is "pegged" day by day and is calculated in return. This is called "interest stacking". Often, a few hundred Wen is borrowed and paid back after a year and a half, even with the original amount.

You may have to pay back a few bucks with interest."

Even an emperor like Zhao Zhen, who was not very sensitive to money, knew the difference between a few hundred wen and a few guan, and for a moment he exclaimed in disbelief: "Impossible!"

Ye An smiled: "I know that the official will be surprised, so let's take a look at the previous question about the pond. I told the official that if the duckweeds are all over the pond in ten days, it will last for nine and a half days! Because the second day is

It was double the previous day, so..."

Zhao Zhen suddenly stood up and suddenly realized: "I understand! In this way, this longevity money is indeed the money of longevity! As it keeps doubling, the longer the time, the higher the interest! No wonder hundreds of coins will turn into several

Money!"

Ye An smiled: "The officials should not be surprised. These are nothing. I am not talking about the evils of Buddhism today..."

Zhao Zhen suddenly raised his head and looked at Ye An and smiled: "Ye Hou, please don't play riddles with me anymore. The "Ten Evils of Buddhism" you listed in front of the Shangqing Palace has been widely circulated among the scholars in Tokyo.

I heard a little bit about it in the deep palace!"

Ye An touched his nose, picked up the teacup and said, "I never thought that I would already have such a reputation? Those monks will probably hate me to death."

Zhao Zhen waved his hand and said: "I have met Master Kongkong of Daxiangguo Temple. He will not do such evil things, nor will he bear any grudge against Ye Hou. But it is hard to say that for other monks."

Ye An smiled and said: "What a coincidence, I still have some friendship with this monk Kong Kong, so the officials don't need to worry. I really am not listing the evils of Buddhism to the officials these days, but reminding them that compound interest is as heavy as Mount Tai!"

Zhao Zhen was a little puzzled, but in view of Ye An's differences, he still listened patiently.

"Guan Jia, compound interest is formed by daily accumulation and long-term accumulation. For example, if you study for an hour every day, it will be 365 hours in one year, and 3,600 hours in ten years.

Fifty hours, you are only ten years old now, and you will not be twenty years old in ten years. But when you are twenty, you already have the knowledge and wisdom accumulated in these 3,600 hours. You will be better than your peers.

It takes three thousand six hundred and fifty hours for a person to be strong!"

A simple arithmetic problem made Zhao Zhen fall into deep thought and left Liu E stunned behind the paper window.

But Ye An's next words were even more shocking: "Guan family, have you ever thought about what would happen ten years later if our Song Dynasty reclaimed an acre of wasteland every day and reclaimed a little more on the second day than on the first day?

As long as we insist on continuous investment, what will our Song Dynasty get in ten years? If it is used to expand borders, military systems, and the finances of the three divisions, what do you think our Song Dynasty will become like?"

This is not something that can be imagined. Once imagination begins, all beautiful and terrifying things will continue to emerge, constantly stimulating the "greed" of Zhao Zhen and Liu E.

So Ye An threw out another "Devil Fruit": "Guan family, there is another advantage of compound interest. The larger the base, the greater the income! I presented potatoes and sweet potatoes. With these two high-yielding things, you can break an invisible

The untouchable roof doubled the population of our Song Dynasty!"

Zhao Zhen's eyes were slightly confused. He didn't know what Ye An meant, but Ye An said patiently: "Guan family, think about it, there are hundreds or even thousands of people in a hundred households, and they have no worries about eating and drinking.

In this case, one generation is one generation in ten years, and there are two generations in thirty years. How many people are there in this hundred-household family?"

Zhao Zhen was stunned for a moment, counted his fingers and then said in surprise: "I'm afraid there are more than thousands of people!"

With a bang, the wooden doors of Zishan Hall and Side Hall were pushed open. Liu E, who pushed the door in, did not care about his dignity at this time, stared at Ye An closely and said: "Is it as you said?!"

In Zhao Zhen's confusion, Ye An nodded slowly: "Like hundreds of rivers rushing into the sea, the Yellow River bursting its banks, and the vast and unstoppable water!"

Then Liu E's body started to tremble obviously...


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