In fact, the transaction between Puhui Company and Zuozang Waiku was very beneficial to both parties. Even if Xia Song didn't want to admit it, in fact he really needed a lot of copper coins.
Ye An's appearance can be said to have solved his urgent need. Of course, he still needs to show his momentum, but the two of them have differences in their understanding of banknotes.
In Xia Song's opinion, Jiaozi was very successful and perfect to the point of being impeccable. He even strongly recommended the use of Jiaozi in the Song Dynasty.
"We carry a lot of trouble and effort with copper coins. We usually have a thousand coins, so it is not convenient to buy and sell. So when we see something we like, we have to go back home to get the money. Moreover, we just say that we can just get the money, but when we come back, we don't know what we need.
No matter where the things are, even if they are things that can be sent to your home, after all, they are precious things that deserve such treatment."
Ye An looked at Xia Song curiously. He was the one who Liu E arranged to manage Zuozang's foreign treasury. He was the envoy of Zuozang's treasury who lent money to the country and made profits for the people. Fortunately, now he even had Jiaozi's idea.
"You are right. Jiaozi is already very convenient in Shuzhong. Shuzhong is already short of copper and mostly uses iron money. I heard that Zhang Yong and Zhang Guaiya promoted Jiaozi back then, and that's how Jiaozi in Shuzhong came into being.
A situation that can also be used in the city of Tokyo."
As soon as Ye An mentioned Zhang Yong, Xia Song's face was filled with admiration. Really, the intense feeling of admiration made Ye An defeated. He never thought that Xia Song, who had a high self-esteem, would actually do something.
Worship an official from Shu.
"Zhang Guaiya is free and frank. He is a man of true temperament. I wish I could work with him! He brought Jiaozi back to the government. Now the imperial court has set up Yizhou Jiaozi Affairs Office in Chengdu Prefecture, with two officials from Beijing and the imperial court serving as supervisors.
He presided over the issuance of Jiaozi, and "established a papermaking institute to eliminate the disadvantages of counterfeiting" and strictly enforced its printing. Jiaozi can be said to be of great use in Shu!"
Xia Song's face was full of admiration, but Ye An was chanting: "Zhang Yong, Zhang Yong? But that Zhang Yong who beheaded officials for just one coin," "One coin a day, a thousand coins a thousand days, a rope saw the wood through, and the water dropped through the stone."
?!"
Xia Song looked at Ye An in surprise: "I never thought that Changsheng would have heard such anecdotes about him. Yes, it is Zhang Guaiya. This person is a little eccentric in his behavior. Others say, "If you are obedient, you will go against the crowd, and the cliff will be unfavorable."
Object"!"
Ye An smiled. There are quite a few anecdotes about this old man. Think about it, how casual is an official who can drink himself to death!
Then he looked at Xia Song and said, "You also want to imitate Zhang Guaiya? Promote Jiaozi?"
"There are already Guanjiaozi in the city of Tokyo. This is nothing new. Last year, the imperial court issued 1.26 million Guanjiaozi for the first time in Yizhou with a capital of 360,000 guan! In the city of Tokyo
You can also let the officials pay their children, and use the public funds of the country to spend a little, and then distribute a few million guan in the name of the court, and the business in Tokyo City will become easier, right? Changsheng, are you?
Think about it, everyone is holding official accounts and doing business, what kind of scene is that?"
Ye An looked shocked, but in his heart he had to admire the wisdom of the ancients. Why had he never seen a scene where everyone was holding banknotes to buy things? Of course, even banknotes were eliminated later...
Xia Song's ideas and concepts are very simple. He hopes to use the imperial court as the endorsement and reserve funds as the guarantee to issue official letters in Tokyo. This can promote private transactions and large-scale sales, facilitate accounting, and also stimulate people's desire to consume.
.
Ye An had to admire him as a person who was already at the forefront of the times. The reserve ratio was something that Westerners had only studied for hundreds of years, but Xia Song could actually find it at his fingertips, and he also knew the important role of reserves.
Judging from the official payment and capital issued by Yizhou Jiaoziwu, the reserve ratio reached 28%, which was already an extremely high reserve ratio in later generations, and was only 8% in later generations.
The higher the reserve ratio, the stronger the ability to resist risks. In the face of a run, it can almost withstand a strong wave of runs. These are all in Xia Song's thinking. It can be seen that this stock is in Zuozang's outer treasury.
I thought a lot about Jiaozi.
Looking at the bustling city of Tokyo, even Ye An couldn't help but nod and said: "Maybe this officialdom will really become popular in the future."
Xia Song nodded firmly: "Of course, in my opinion, as your Puhui business grows bigger and bigger, it needs official connections the most!"
Ye An shook his head and refused without thinking: "Don't think about it, there is no door. I am a retail shop. Do I need to pay for large purchases? Just go and drag the copper coins! How practical is it to exchange the copper coins for gold and silver?
"
Xia Song glared at Ye An dissatisfied: "If everyone in the world were like you, wouldn't gold and silver become copper coins?!"
Ye An shook his head and smiled: "I'm just talking about myself. Gold and silver have a price, and Jiaozi... is just a piece of paper after all. If one day Jiaozi cannot be exchanged for money, then the world will be in chaos..."
These words were poured down from head to toe like a large basin of cold water, causing Xia Song to tremble all over as he stood there, the hair on the back of his neck exploded, and he trembled his lips and stopped talking.
Ye An shook his head slightly. If he wanted to issue banknotes on a large scale, he would have to have a complete set of mechanisms and processing plans, many registrations, and even price controls.
Judging from the current economy of the Song Dynasty, there is no need to repay credit currency. We can only issue gold and silver as the standard gold standard currency or silver standard currency. Otherwise, everything will be a castle in the air and impractical.
Originally, the function of Jiaozi was to store certificates. It was only monetized on a small scale in Shu with the intervention of the imperial court. But when it is used on a large scale in Tokyo, the emergencies it has to face are enough to make people overwhelmed.
Xia Song saw Ye Anfeng's calm expression and grinned: "Ah Changsheng! Changsheng! I know you must have thought about this too, otherwise how could you speak so eloquently? Jiaozi won't use it now, but it will definitely happen in the future.
Useful! I have quite a lot of experience in managing the Zuozang Waiku for the saint! When you recommended me to the saint to take on this mission, did you already have a countermeasure in mind?"
Ye An was stunned for a moment, then smiled and said: "You are so well-informed, how did you know that I recommended you to the saint in the first place?"
"Who doesn't know a few people in the palace?"
This was true. Ye An nodded and accepted the matter. But to his surprise, Xia Song didn't feel like settling accounts. Instead, he said with emotion: "I, Xia Ziqiao, didn't know what you had done until I got here."
I never thought that people in the world need loans so much, and loans can not only help people tide over difficulties, but also make the market prosperous. It has given me so much insight!"
"You're welcome!" Ye An couldn't help but rolled his eyes.
Nonsense, at this time, Xia Song seemed to be getting a bargain and being a good boy. How much trust did it give the Tian family to be the envoy of Zuozangku? Besides, how many connections did Xia Ziqiao make here? He was like a fish in water!
Bundles of copper coins were exchanged for shiny silver collars one after another, and soon they were filled with an ox cart. However, Ye An came with several ox carts, and the others
The money in the oxcart was empty, which made me feel a little disappointed.