After the two had a simple lunch in the imperial study, Princess Kunxing also came to the imperial study. The meeting between the two turned into a meeting of three.
Compared to Zhang Yan, Princess Kunxing has a lot more ideas. Not only does she plan to continue to expand the scope of bank depositors, but she also wants to print larger denominations of banknotes. She also has very bold business ideas. Not only does she want to form a royal family
He had his own fleet to carry out sea trade and inland river shipping, and also wanted to establish various workshops to increase income for the royal family.
Although Zhang Yan did not interrupt, she was stunned and was obviously frightened by Princess Kunxing's thoughts.
Because if things continue like this, their Zhu family will really become the largest business house in the Ming Dynasty.
"Brother Imperial, what do you think of these plans of my sister?" Princess Kunxing looked at Zhu Cihong expectantly.
"Nao'er, I think what you should consider most now is how to find a husband, rather than how to make money." Zhang Yan couldn't help but interjected.
"Auntie, why are you bringing this up again? This is the Imperial Study Room, and what we are discussing are national affairs. Every decision is related to the country of our Ming Dynasty, for thousands of generations, and is also related to the livelihood of all people in the world.
.”
Princess Kunxing said solemnly.
Zhang Yan didn't understand. She was implying that she didn't distinguish between public and private affairs. She was immediately annoyed, but she didn't know how to refute it. She was speechless for a moment.
"Imperial sister, you are getting more and more outrageous. My aunt is also concerned about your life-long affairs. I have to say a few words to you, but you are still reasonable. Please admit your mistake to my aunt."
Zhu Cixiang saw a hint of grievance in Zhang Yan's eyes, and immediately scolded Princess Kunxing with a straight face.
Princess Kunxing also realized that what she just said was inappropriate, and quickly admitted her mistake to Zhang Yan, and then looked at Zhu Cixi longingly.
"Royal sister, if you consider these ideas from the perspective of making money, they are indeed very good and desirable. However, my royal core responsibility is not just to make money, but to guide the healthy and rapid development of business, and even to cultivate
A group of businessmen who are active in thinking and have the same ideals as our royal family have come out. If they do what you do, won’t they push all the businessmen in the world to oppose the royal family?”
Zhu Cixi put his hands behind his back, sat back on the dragon chair, and said slowly.
"Ah! Then, brother emperor, what should we do in the future?"
Princess Kunxing suddenly became anxious, but even more confused.
“Our royal family’s core purpose in business is to achieve mutual benefit and win-win results with other businessmen, rather than compete with them for business.
Our Royal Bank has now spread throughout the Ming Dynasty. At present, in addition to members of chambers of commerce and government officials and soldiers at all levels, we can also continue to open deposit and withdrawal services to some small businessmen and large households. The minimum deposit in the account is one hundred taels. That branch deposits
, just pick it up at that branch. As for ordinary people opening accounts, I’m afraid it’s not possible for the time being.
In addition, the Royal Chamber of Commerce can also take the lead to establish another Daming Commercial Bank. The Royal Chamber of Commerce can only hold half or 10% of the shares, and the remaining shares can be allocated to those businessmen. The bank's charter stipulates that the businessmen who invest in the bank can
You can decide on your own through discussion, and the royal family should not interfere with the specific management. The accounts will be supervised every year."
"Brother Emperor, if this happens, won't this bank threaten our Royal Bank in the future? This is just to find a rival for yourself!"
Princess Kunxing was shocked. In the past two years, the bank's reputation has been improved. It makes a lot of money every year just from lending. It not only covers other expenses, but also has a balance of one or two million taels.
She was just about to flex her muscles and keep up her efforts, but she never expected that the royal brother would actually help those businessmen to set up a bank of their own to compete with the Royal Bank.
Even Zhang Yan on the side looked at Zhu Cixi blankly, wondering if he was confused.
"You are right. This commercial bank competes with the Royal Bank. Only by competing with each other can healthy development be achieved. Therefore, there is only one commercial bank. In the future, it will have to help businessmen establish several more. But you can rest assured. Although
There is competition, but it is impossible to threaten Royal Bank's position within a few decades. As for the future, it will be decided by the future. Royal Bank has already taken the lead. If it cannot compete with other banks in the future, then it will be deserved.
Downfall.”
Zhu Cixi explained patiently.
"Okay, whatever the imperial brother says, my sister will do." Although she didn't understand and was reluctant, Princess Kunxing still nodded without hesitation.
"In addition to banks, the royal family should not be alone in maritime trade. It can unite with those maritime merchants to establish a Ming maritime trade group, form a fleet, conduct ocean trade, and even develop some uninhabited islands in the future. Our royal family also accounts for a small amount.
of shares.
As for inland water transportation, it is not necessary. Our royal family only needs to develop the Longjiang Shipyard. Except for some commodities related to people's livelihood, such as salt, cotton, cloth and ironware, workshops for other commodities should not participate. Of course, some new items
, or things that we don’t have in Ming Dynasty, we can invest heavily in development..."
At this point, Zhu Cixiang also decided to have a good chat with her about some of his views and plans for the future industry.
"Come, my dear sister, sit here, and I will take this opportunity to have a good chat with you."
"Um!"
When Princess Kunxing saw the emperor's appearance, she immediately became interested. Even Zhang Yan on the side pricked up her ears, wanting to hear Xinger's whimsical thoughts.
"Royal sister, do you know the glass mirrors of the Western Yi people?"
"Well, last year the Portuguese presented my mother-in-law a glass mirror, which is as tall as a person. It can be said to be a rare treasure. Later, my mother-in-law gave it to my sister. Would you like me to order someone to bring it here now?"
"This is not necessary for the time being. What the emperor wants to say is that our Ming Dynasty can also try to produce this glass mirror. As long as the glass is made, in addition to making mirrors, it can also be used to make oil lamp covers, etc., and this glass is similar to colored glaze.
They are all made of sand. As long as the craftsmen are willing to exert great efforts and let the craftsmen continue to experiment and record, they can eventually be made."
After that, she simply told her everything she knew about burning cement, soap, soap, perfume and other related things, and asked her to set up a department to be responsible for research and development.
Princess Kunxing also followed Zhang Yan's example and recorded everything Zhu Cihong said in detail.
"Brother Imperial, do you have any other instructions?" Princess Kunxing took the brochure and wanted to get up and leave. She was in a hurry to make preparations. Obviously she didn't want to wait for a moment.
"Well, there is one more thing. Sister Huang, please ask someone to talk to the Xiyi people. Just say that our Ming Dynasty wants to purchase a large amount of rubber, which is the sap of the weeping tree. As long as they can transport it to the Ming Dynasty, we can
Offer the price of five taels of silver for a hundred catties, buy as much as you can."
The reason why he wanted to purchase rubber vigorously was because, firstly, it was of great use, and secondly, he wanted to balance the trade gap between the two parties.
"Okay, but brother, what is the rubber used for? I heard that it is not edible, nor can it be used to extract oil or make spices."
Apparently the Portuguese and Spanish had shipped some rubber to the south of the Yangtze River, and Princess Kunxing had also seen it.
However, except for the merchants in Jiangnan who thought it was novel at first and bought some, no one wanted it anymore because it was of no use at all, so Princess Kunxing was also a little curious as to what Zhu Cihong was going to use the rubber for.
"I will naturally tell you this when the time comes. After buying it, seal it and store it in the warehouse for now."
Zhu Cixi waved his hand. Europeans still don't know how to use the rubber thing. When the time comes, they will definitely invest a large number of manpower to study it carefully.