Chapter 84: Tianhong Group decided to take the risk
Chapter 84: Tianhong Group decides to take risks
Xia Shiwen also wanted to ask something else.
He was pushed by Lin Haoyu to rest.
Xia Shiwen hasn't slept well in the past few days, and her face has turned pale.
After Xia Shiwen was settled, Lin Haoyu came to the living room.
Make his next plan and write a report letter.
And here, in the office of the president of Tianhong Group.
Chen Dongsheng and the thin bald man were sitting inside.
The office was filled with smoke, and the two of them smoked quietly.
At this time, the thin man was the first to break the silence.
"Chairman, do we really want to do this?"
Chen Dongsheng was still worried when he saw the thin man, he sighed.
"Old Liu, I asked you to borrow money from companies that had good relations with Tianhong Group in the past. Is there any result?"
The thin man named Lao Liu was actually the vice chairman of Tianhong Group. He coughed twice and his voice was dry.
"I called him twice. Baojie Company said that the chairman was not at home and could not be contacted because he was on a business trip. What a fart. I heard from people below that they saw him having a meal in a restaurant with a young woman yesterday."
"Heran Company said that they are developing new projects recently, and the money is all tied up in it. There is no liquidity now. Shit, they haven't had any new projects in almost a year."
"There is also the Kexin Group. They are even more hateful. They have received so many benefits from our company before, but now we are in crisis. They even changed the company phone number. I asked someone to visit me. They were actually closed yesterday. They were closed on Monday? I
It seems like they expected us to borrow money."
The vice chairman became more and more angry as he spoke. Chen Dongsheng also felt angry, but he still comforted him in a suppressed voice.
"Don't be angry with them, but they are just some unknown people. If our Tianhong Group passes this level, we will settle the score with them."
After hearing what Chen Dongsheng said, the vice chairman named Lao Liu also sighed, took a long puff of cigarette, and said.
"Do I have to use that piece of land as a mortgage? That's illegal. What if..."
"Nothing goes wrong. All of our valuable properties have been mortgaged. It will take half a year to get it back at the earliest. We can't wait half a year."
Before Lao Liu finished speaking, he was interrupted by Chen Dongsheng.
However, he still did not give up and continued.
"Some of our other small industries can also be mortgaged."
Seeing that the vice chairman hadn't given up yet, Chen Dongsheng continued to explain.
"How much money can be borrowed for this property? You also know that the bank's procedures are very rigid. You must have enough mortgage to get the money."
"And if we don't get enough money for a loan at one time, we won't even be able to use that piece of land if we want to borrow money later?"
the vice chairman asked.
"Are you sure the transfer process for that piece of land has not been completed yet?"
Chen Dongsheng nodded.
"Manager Chen has a dull personality and doesn't like to talk, but the advantage is that he is rigorous in doing things. He proposed and verified this matter. There will be no mistakes. Now there is only one final step left."
After speaking, he added.
"We don't have much time left. The transfer procedures for this land will be completed in three days at most. By then, we won't be able to use it even if we want to use it?"
After listening to it, the vice chairman felt that what Chen Dongsheng said was reasonable, but he was still worried and said.
"If Wanda uses this land for loans, they will find problems."
Chen Dongsheng confidently patted the vice chairman and forced a smile.
"Don't worry, I have already inquired about Wanda. They will not mortgage this land for the time being. There is no shortage of funds now. As long as we get through the crisis early and return the money to the bank, there will be no problem."
After listening to what Chen Dongsheng said, the vice chairman felt a little relieved.
After finally convincing the vice chairman, Chen Dongsheng put out the cigarette butt in his hand and continued to comfort him.
"Of course I know this is illegal. I am a legal person of the company. If something happens, I will bear the brunt."
Seeing what Chen Dongsheng said, the vice chairman could only agree.
In fact, he knew very well that Chen Dongsheng was right, this was the best solution the company could think of at the moment.
The company's biggest crisis now is the lack of money. The collective resistance of those partners has dealt a huge blow to Tianhong Group.
Nowadays, as long as there is cash flow, the company's crisis can be resolved, and then those partners will be sued.
Once you get the money, you will naturally be able to make a comeback when the time comes.
But this land has gone through most of the procedures and will officially become Wanda's property in three days.
If you go to the bank for a loan before the procedure is completed, the chance of success is still very high.
Because it is known from their previous loan experience.
When banks review a piece of property, they just go to the official website to see where the collateral belongs, without going into details.
As long as the procedures for this piece of land are not completed, it will still be Tianhong Group displayed on the official website.
Although this move is dangerous, it is indeed their last chance.
After the two reached an agreement, they found a secretary.
Ask the secretary to go to the bank to apply for a loan. There is not much time left for them, so they must hurry up and apply.
The secretary took the materials to the bank and saw the loan officer. The secretary asked straight to the point.
"When can we get the money?"
The loan officer has read the news and knows that Tianhong Group is facing a crisis and needs money urgently.
But banks also have bank procedures, so I answered truthfully.
"Bank review takes 3-7 working days."
Seeing the secretary's slightly dissatisfied expression, he continued to ask.
"How much money does Tianhong Group want to borrow this time?"
The secretary pouted at the information in the loan officer's hand.
The loan officer lowered his head and read the information on the homepage, applying for a loan of 350 million yuan.
After receiving the reply from the bank, the secretary didn't waste much time and hurried back to give the chairman a reply.
The credit officer took the information provided by Tianhong Group and started to look at it.
Financing is a normal phenomenon for large companies like Tianhong Group.
What's more, Tianhong Group has done many financings before, and its reputation with banks is pretty good.
When a crisis arises this time, it is only natural for people to rush to raise funds to relieve pressure.
But the loan officer doesn't know exactly how big the crisis is at Tianhong Group.
He just performed his duties in accordance with the articles of association and verified whether the value of the collateral could cover the financing amount.
350 million.
This is not a small amount of financing.
Most companies usually raise funds in the tens of millions, rarely hundreds of millions.
Although Tianhong Group has strong assets, it has received several billion-dollar financings from banks before.
But it is now well known that Tianhong Group has a financial crisis.
Now that he has borrowed so much money all at once, he naturally needs to carefully review the collateral.
It doesn't matter if you don't look at it, once you look at it, the loan officer will find the problem.
The information Tianhong Group provided to itself this time shows that it has a land worth as much as 300 million yuan.
For such a large target of collateral, he did not dare to make the decision himself.
You can only bring the information to the credit officer. This chapter has been completed!