"As long as the silver deposited at Jinchuan Bank exceeds ten thousand taels, the handling fee will only be 10%!" Jin Feng replied.
"What if it doesn't exceed ten thousand taels?" the fat man continued to ask.
"If it's less than one thousand taels, we'll get 40% of it; if it's from one thousand taels to five thousand taels, we'll get 30% of it; if it's from five thousand taels to ten thousand taels, we'll get 20% of it."
Jin Feng explained: "The more you deposit, the greater the discount. If you exceed 30,000 taels, you are a VIP customer of our bank. We will send a dedicated deputy shopkeeper to meet one-on-one to discuss handling fees and other preferential activities."
"Mr. Jin, your bank has just opened. Who dares to deposit thirty thousand taels?" the fat man asked with a smile.
After saying that, he winked at Jin Feng.
When Jin Feng saw this, his eyes narrowed slightly.
The fat man asked this, and it suddenly sounded like he was here to cause trouble, but Jin Feng understood what he meant by blinking.
This guy is just a shill who specializes in giving himself steps.
Jin Feng subconsciously thought it was Ruan Tongjie who arranged it, and turned to look at her.
As a result, Ruan Tongjie shook her head and said she had no arrangements.
Just when Jin Feng looked away in confusion, he saw the Ninth Princess sitting quietly behind the scenes and smiled at him.
Jin Feng would be a fool if he didn't understand now.
She smiled back at the Ninth Princess, turned around and replied: "Why not? Her Royal Highness the Ninth Princess has more than 30,000 taels of silver deposited in Jinchuan Bank, and she has also signed an agreement with the bank. From now on, all taxes from the fiefdom will be deposited in Jinchuan.
Bank."
As soon as these words came out, the whole city fell silent.
Then it became lively again.
"Has Her Highness the Princess deposited her money at Jinchuan Bank?"
"Who doesn't know that Her Royal Highness the Ninth Princess has an extraordinary relationship with Mr. Jin from the Zhenyuan Escort Agency? What's the fuss about her depositing money?"
"Right."
The businessmen discussed in low voices.
When they had finished talking, Jin Feng spoke again: "In addition to His Royal Highness the Ninth Princess, Master Zhou Muqing also deposited the one hundred thousand taels of silver allocated by the imperial court to our Jinchuan Chamber of Commerce. From now on, the salaries of officials in Xichuan City and surrounding areas will also be transferred to our Jinchuan Chamber of Commerce."
The bank issues the money on behalf of the bank.”
There is no precedent in Dakang for banks to pay official salaries on behalf of officials. By doing this, Qing Xinyao was equivalent to acting as a guarantee for Jin Feng.
If Jinchuan Bank collapses, the first person who will not let Jin Feng go will be Qing Xinyao.
"Then let me ask Mr. Jin, I have saved money in Xichuan, but I want to use the money in the capital. Is that okay?" the fat man continued to ask.
"Currently, Jinchuan Bank only has one station in Xichuan. In the future, it will open branches in major counties and cities in the capital and Jiangnan. Then you can withdraw money in the capital and Jiangnan."
Jin Feng replied: "And the handling fee is the same as in Xichuan, more than 10,000 taels, only 10%!"
As soon as this statement came out, the whole place was in an uproar.
You should know that the handling fees for other banks to exchange banknotes in other places are much higher than those locally.
Jinfeng's policy of exchanging funds in other places is the same as local exchange, which instantly attracted the attention of many businessmen who have the need for deposits and withdrawals in other places.
"Mr. Jin, do you also issue banknotes?" the fat man asked again.
When Jin Feng heard this, he wished he could jump down and kiss the Ninth Princess.
The childcare she arranged was so competent.
Every time I ask a question, I get an idea.
He collected his thoughts, shook his head and said: "I don't issue banknotes, I will issue money orders that are safer than banknotes."
"What is a money order? How come it's safe?" The fat man continued to ask.
"For example, if you deposit 10,000 taels of silver in Xichuan, I will give you a special money order and tell you a code word. You can ask the guard to take the money order on his way without telling him the code word."
Jin Feng said: "In this case, even if the money order is stolen by bandits, or your escort runs away, they won't be able to get the money out because they don't know the code."
"Then I lost the money order. Can I still get the money out just by knowing the code?" the fat man asked.
"Yes," Jin Feng nodded: "But it will be more troublesome. You need to report the loss to us first, and then wait two months. After we check the account books, we can get your money back."
"Why?"
"It's very simple. If you tell me that your money order is lost, I will give you the money at that time. It turns out that your money order is not lost. If you send someone to take it to the station in the capital to pick it up again, I will not
Does it mean I gave it to you twice?" Jin Feng explained.
"Those two months are too long." The fat man showed dissatisfaction.
"Brother, if you lose your banknote, if you wait two years, will your money come back?" Jin Feng asked with a smile.
"Mr. Jin is right." The fat man nodded.
Other businessmen who were originally dissatisfied also showed signs of surprise.
I am also very satisfied with the method proposed by Jin Feng.
The so-called codeword is a password.
Other banks in Dakang use the issuance of banknotes as proof of withdrawal. No matter who you are, they can withdraw money as long as they hold the banknote.
This also gave bandits an opportunity to take advantage of them.
Jin Feng's method completely solved this problem.
Only you know the code word, so it doesn't matter even if the money order is stolen.
At the worst possible time, you can just come back and get another one.
Although it takes two months to wait, it is still better than beating the odds.
Many businessmen showed excitement.
It's just that Jinchuan Bank is a newly opened bank after all, and they don't dare to fully trust Jin Feng's strength.
The next second, Fatty helped them ask their doubts.
"Mr. Jin, your method is indeed very good, and we are all very moved. But you are a newly opened bank, and you want us to hand over our wealth and life to you all at once. What will happen if you run away?"
The fat man asked seriously.
"How can you say that to Mr. Jin?"
Before Jin Feng could answer, the people watching the excitement were reluctant: "If Mr. Jin hadn't helped us fight off the cavalry, no matter how much money you had, the cavalry would have robbed you of it, and you might not even be able to save your life!"
"That's right, heartless!"
"You yourself have no conscience, and you think Mr. Jin is the same as you? Mr. Jin fulfilled all the money he promised to the people outside the city!"
Other people also agreed.
But most of the businessmen remained calm and looked up at Jin Feng.
They knew better than the people what Jin Feng did outside the city.
But most businessmen put profit first, which is not a reason for them to trust Jin Feng.
Although Jin Feng fulfilled the people's promise, the total amount was only tens of thousands of taels of silver.
And once they really save money, the total will be far greater than that time.
If Jin Feng runs away with the money, who will they cry to?
Are you going to find the Ninth Princess or Qing Xinyao?
They wouldn't dare to give three more courages.
Jin Feng realized that the people were a little too excited and quickly signaled Liu to beat the gong.
When the scene calmed down, Jin Feng quickly raised the tin trumpet and shouted: "Don't get excited, everyone. We are discussing business. The questions this brother asked are reasonable and reasonable. It is normal for them to have such concerns. Think about it from others' perspective.
If I have so much money in my hands, I will be more worried than them."
When the people heard this, they stopped.
Many businessmen also nodded and looked at Jin Feng with some changes in their eyes.
Having been in business for many years, this was the first time they heard someone standing in the businessman's shoes and speaking for the businessman.
[The author has something to say]
In the new year, I wish you all that all your wishes will come true, all the best, and great wealth!