The main reason why Zhao Xin agreed to lend money to Wanhe Bank was to create another channel for exporting people.
In his view, since people like the Thirteenth Line can sell out military secrets for profit, then these people will definitely traffic people for profit in the future. This is the same as opium in another time and space.
It is said that the biggest problem in China's economy in the late Qianlong period was the contradiction between the growing population and the serious shortage of land. Under the huge survival pressure of less than two acres of land per capita, farmers had to sell their property and land to landlords in exchange for food and money. With the increase in land
Mergers intensified and a large number of farmers became tenants.
However, the landlord class's demand for tenants was limited, and with the severe drought in the 50th year of Qianlong's reign, a large number of tenants gave up their land and became refugees. As a result, the entire Chinese society from the late 18th century to the early 19th century,
Entering an era of great unemployment.
Although there is still a large amount of wasteland that has not yet been reclaimed in Northeast China and Taiwan, which can effectively alleviate economic pressure. However, the Manchu Qing Dynasty has always adhered to a strict population mobility policy and did not allow refugees to go to sea or leave the customs. This led to the Manchu Qing's economic crisis.
It became more and more serious, eventually leading to the later "Sichuan-Shaanxi White Lotus Rebellion".
Naturally, Beihai Town will not help the Manchus, so what Zhao Xin can do is to bring a large number of unemployed refugees to the outer northeast to reclaim wasteland. In this way, by the time Beihai Town sends troops to enter the customs, the economic problems in the customs will be easier to solve than in another time and space.
In addition, Zhao Xin's second purpose of going south is to solve the problem of payment of remuneration for time travel workers and how to keep secrets.
This is actually not difficult to do. Zhao Xin’s approach is to put all the wages and bonuses of the workers into a trust company through an offshore company under his own name, and then the trust company signs an agreement with Chuanchuanzhong, while Zhao Xin hides it behind the scenes.
The trust company is behind the control.
If you want to leave and keep the secret, you can get monthly remuneration from the trust company; if you cannot keep the secret, you will lose the qualification to receive the remuneration.
Faced with such conditions, should you choose to go back and mess around? Or quietly take money to live a good life? The reason why the time-travelers in Beihai Town followed Zhao Xin abroad in the first place was either because they wanted to change places and find a different way of living.
Or just to make money.
Compared with the trouble, the legal fees and annual trust company management fees that Zhao Xin needs to pay are nothing.
There are three old bodhi trees in Haizhuang Temple, which were planted in the fifteenth year of Chongzhen. In another time and space, although Haizhuang Temple has been demolished and rebuilt during the war, these three trees have been preserved. Zhao Xin
After reviewing the information, he decided to use these three trees as his anchor points.
On the third day of December, Liu Zheng and Cai Zhaoping arrived at the temple in the morning. They ate and drank tea in the living room, or wandered and chatted in the garden until seven o'clock in the evening.
Because Guangzhou is a maritime trade city, both wealthy households in the city and temples have Western clocks to tell time, and everyone is accustomed to Western timekeeping.
At this time, it was completely dark, and the monks in the temple were all listening quietly in the hall. Liu Zheng looked at the time and saw that it was already half past seven. He told Cai Zhaoping and then came alone with a lantern.
Arrive under a Bodhi tree.
After waiting for a while, there was no movement. Liu Zheng sighed and turned around to walk towards another bodhi tree. At this time, he suddenly felt someone tapping his shoulder. When he turned around with the lantern, he saw that it was Zhao.
new.
"Brother, you almost scared me to death! It's such a dark night, couldn't you cough first?" Complaints were complaints. We hadn't seen each other for several months. Liu Zheng was still very excited when he saw Zhao Xin. He had a fight with Zhao Xin with one hand.
Hug. It’s like seeing your loved ones!
When the two returned to the living room, Cai Zhaoping was already waiting here.
"Brother Liu, who is this?" Cai Zhaoping was a little surprised when he saw the tall Zhao Xin, only wearing dark blue clothes and carrying a large, strange-style backpack.
"Master Cai, right?" Zhao Xin said with a straight face, took a step forward and said to Cai Zhaoping, "I am sent from the north to deliver money."
Cai Zhaoping looked at the bag in Zhao Xin's hand and said to himself that although your bag is quite big, it can't hold five hundred thousand taels of silver! If it is full, it will only hold one thousand taels.
(One tael of silver in the Qing Dynasty was 37.5 grams, and one thousand taels was seventy-five kilograms.)
Zhao Xin knew what the other party was worried about, so he took out a kraft paper document bag from his bag and handed it to Cai Zhaoping and said: "There is a loan agreement inside. Mr. Cai will take it home to discuss it with Boss Cai first. As long as the agreement is signed, the money
almost there."
"Okay!" Cai Zhaoping took the paper bag and said to himself that he would read it when he got home in the evening.
"Is there a cloak or cloak? Give me one."
"Yes! Everything is ready." Liu Zheng said as he handed over a black cloak and straw hat.
After Zhao Xin finished dressing up, the group hurriedly left Haizhuang Temple and boarded the boat by the river. More than twenty minutes later, Zhao Xin had already set foot on the square in the shopping mall district.
It was impossible to give the money immediately, and a contract had to be signed before taking the money, so Cai Zhaoping and Liu Zheng agreed to meet at the office tomorrow morning and then left.
Thirty-three people from Beihai Town were very excited to see Zhao Xin arriving in person. They entered the White Bear Building and went up to the second floor. They closed the door and drew the curtains tightly, and then began to salute and say hello to Zhao Xin.
After some greetings and condolences, Zhao Xin behaved cordially and kindly, without any arrogance, but the attitude of a superior person was naturally revealed. After the subordinates left, Liu Zheng and Zhao Xin were left in the room.
Liu Zheng was very curious about how the aura of superiors was cultivated. Zhao Xin smiled lightly after hearing this: "There is no need to pretend or show superiority. When you can see the overall situation and control it, it will come naturally."
The two chatted for a while, and when his subordinates brought tea, Zhao Xin took out a folder from his backpack and handed it to Liu Zheng.
"Trust contract?" Liu Zheng opened it and looked through it roughly. There was a number and period on it that surprised him. "Twenty million! Ten years?"
This chapter is not finished yet, please click on the next page to continue reading the exciting content! "Yes, as long as you go back in ten years, this document will take effect. Please carefully read the clauses about the responsibilities of both parties. Let's be a villain first and then a gentleman."
.”
Liu Zheng read the contents of the document several times. After an hour, he put the document down and asked, "Does everyone have it?"
Zhao Xin nodded slowly and said, "Everyone has one."
Liu Zheng said: "Should I think about it again?"
"Okay, I won't leave until after tomorrow." Zhao Xin nodded, then stood up and walked to the window, opened the curtains with his fingers, and looked somewhere in the dark night.
"That's where it is?" Zhao Xin asked without looking back.
Liu Zheng knew what Zhao Xin was asking, so he walked to Zhao Xin's side and said, "Yes, the shelf is still there, but the iron cages were taken away a few days ago."
A contemptuous smile appeared on Zhao Xin's face, and he looked at the dark night in the distance and said to Liu Zheng: "Let's just do these unattractive things. It seems that the few shots in the former village haven't hurt them yet."
Liu Zheng said: "You don't know, I was so angry in those days that I really wanted to shoot him out."
Zhao Xin asked: "Has anyone from the Zheng family contacted you?"
Liu Zheng shook his head and said: "That boat has always been parked on the other side, with two fishermen on it. But the situation here makes it difficult for me to go out and make contact."
Zhao Xindao: "Well, this is a problem. I'll think about it."
The boat Liu Zheng was talking about was one of the conditions that Zhao Xin had negotiated with Zheng Lianchang before. Since Zhao Xin left with Zheng Yi and others, the Zheng family arranged for a watermelon boat to park on the south bank of the Pearl River, facing the commercial district;
If something happens, the boat will take advantage of the chaos to cross the river and take Liu Zheng and others back to Lei Yue Gate, the home of the Zheng family.
"By the way, what did you say in the contract you gave to the Cai family?" Liu Zheng had been busy for a long time from the time he entered the house to now, and then Liu Zheng remembered the loan agreement.
Zhao Xin took out another three-page document from his bag, handed it to Liu Zheng and said, "Two copies, please take a look."
After Liu Zheng finished reading, he nodded and said, "I understand."
The next morning, Liu Zheng took two of his men to the office, and Cai Zhaoping and Cai Shiwen had been waiting here for a long time. When the three people retreated, the Cai family and his son saluted Liu Zheng: "Mr. Liu, I cannot thank you enough for your kindness."
.If there is anything you need from my Cai family, please let me know."
In Zhao Xin's loan agreement, the interest for five hundred thousand taels of silver was one and two cents per month, which should be paid back in three years. But now all merchants have been ordered to donate, so peer lending is almost impossible; as for Macau,
By the way, the merchant in Bath quoted a monthly interest rate of three cents, or a compound interest rate.
The Cai family and his son understood at a glance last night that when they are polite to others, they must ask for something, so today they have to ask clearly if the other party wants to drag Wan Hexing into the chariot of rebellion. If they really want to do this
For the purpose, this money is too expensive, so I don’t mind borrowing it.
"Four conditions. First, give me a weekly briefing on all trends in Guangdong officialdom and even the court."
Cai Zhaoping asked doubtfully: "Briefing?"
Liu Zheng explained: "It is similar to the royal court's imperial copy. Everything big and small must be detailed."
Cai Shiwen nodded calmly: "This is not difficult, is there anything else?"
"Ship, help us buy ten British three-masted sailing ships from Siam, five of six hundred tons, five of one thousand tons. The faster, the better!"
"This..." The Cai family and his son suddenly took a breath of air. This is a big business. If it can be done, let alone how much money the Cai family can make from it, the working capital on hand will be hundreds of thousands more.
two.
For businessmen like them, how many assets they have are just paper figures. What really matters is how much cash flow they can control. This is a matter of life and death.
"These ships don't need artillery. I will pay 70,000 taels of silver as a deposit first, and then pay the balance after the contract is officially signed."
Although Cai Shiwen was a little surprised when he heard that weapons were not required, he still let out a sigh of relief, and continued to ask: "Is there any more?"
"Help us buy two houses, one outside the city and one inside the city. The location inside the city must be near Guangxiao Temple."
When the Cai family and his son heard this, they thought this request was too simple. The Cai family had many houses, so they could just find two houses.
"What about the last condition?"
"The man who came to deliver the money last night asked to go to the city for a walk."
"Ah?" The Cai family and his son were stunned upon hearing this.
Cai Zhaoping met Zhao Xin yesterday, so he knew that he was not some blond and blue-eyed ghost.
"What do you want to do in the city?"
"Don't be nervous, you two." Liu Zheng explained helplessly: "My colleague has long heard that the Xiguan area of Guangzhou City is prosperous in commerce, and he wants to visit. Don't worry, he just wants to buy some antiques, books and other items.
There will definitely be no trouble.”
Cai Zhaoping said that judging from his appearance, it was not impossible to disguise himself. The problem was that the man was a bit too tall. It would be difficult for him to walk on the street without attracting attention. He glanced at his father and said to Liu Zheng
: "It's not a big problem. How about I talk to him later?"
"good."
After the conditions were negotiated, the next thing was simple. Apparently the Cai family and his son were not used to the format of the agreement text given by Zhao Xin, so they drafted a new one. After Liu Zheng read it, he had no objections, so he and Cai Shiwen signed it.
Press fingerprints.
Next, it was time to give the money. Where was the money? Liu Zheng put the agreement into his pocket and said that the money was at White Bear Bank and had arrived last night.
The Cai family father and son looked at each other in confusion at this time.
Well, Cai Shiwen was really surprised when he saw the silver bars in Beihai Town in the afternoon! 18.75 tons of silver were quietly stacked in the warehouse next to White Bear Bank. Even late at night, there were many fishing boats docked on the Pearl River, carrying hundreds of thousands of dollars.
There was such a huge movement of two silver coins, but there was not even a hint of news!
The warehouse next to White Bear Shop is very large, with an area of almost 1,000 square meters. Because there is currently no goods stored, it has been empty for several months.
Nearly 20 tons of silver are stacked nearly three meters high, occupying more than half of the warehouse. Unwrapping a corner of the tarpaulin, you can see a dazzling silvery white. Cai Shiwen has been a businessman for so many years and has passed tens of millions of money. Of course, he will not be ignored.
He was frightened by the five hundred thousand taels. As soon as he saw the color, he knew that these were extremely pure silver, far higher than the fineness of ordinary silver taels and double-column silver coins.
This chapter is not over yet, please click on the next page to continue reading! "Boss Cai, each thousand-foot silver bar here weighs 500 grams. Calculated in pounds, it is 13.333 taels, a total of 37,500 bars. Not bad at all.
Please check it out."
The ancients generally used three methods to test the authenticity of silver: listening, seeing, weighing, and of course biting. The subordinates Cai Shiwen brought are all veterans in the business field. They only need to weigh it to distinguish the authenticity from the fake.
The two sides left behind people to inspect the silver and guard it, and Liu Zheng and Cai Shiwen went to the merchant house to drink tea and wait. After almost half an hour, someone from the Cai family came over to report that the silver ingots had been inspected and found to be 100% pure silver.
When Liu Zheng saw this, he took out another 70,000 taels of silver notes and said, "This is the deposit for buying the sailboat. Please keep it."
Cai Shiwen's smiling subordinate asked his son to write a receipt to the other party, and then he handed it over and said: "Boss Liu is really a trustworthy person!"
After the business is done, it's time for Zhao Xin to show up.
Zhao Xin came down from the second floor and sat opposite Cai's father and son. He smiled and said, "Thank you for your help, Mr. Cai. I'm very grateful."
Ouch~ This Beijing movie immediately stunned the Cai family and his son.
Cai Zhaoping cupped his hands and said, "What do you call me, brother?"
"My surname is Wang, and my given name is Yuanfang."
"Brother Wang, where do you want to go when you come to the city?"
"I've heard for a long time that Guangzhou City's Xiguan City has developed commerce and there are all kinds of shops. I've been in Beidi and admired it for a long time. This time I want to go shopping in the city and buy some gifts to take back."
At this time, the Cai family and his son suddenly had the illusion that if the man surnamed Wang opposite them had only listened to the voice, they would have thought he was a banner man.
Wait! Are there still bannermen among the rebels?
Cai Zhaoping stopped his chaotic thoughts and thought for a while before tentatively asking: "Most of the shops in the city are inside the west gate. As for the east of the city, there are government warehouses. How about just walking around near the west gate?"