Chen Liangshan let out a long sigh, feeling as uncomfortable as a stone pressing on his heart.
In his eyes, Lin Aji was simple, kind, and easy to trust, and such a woman should never suffer such suffering.
You must not leave the other party alone. Thinking of this, Chen Liangshan said firmly: "Okay, don't cry. Since it has happened, there is no point in talking about it now. I will work with you to find a solution for this 100,000 yuan debt."
!Don’t worry anymore!”
Hearing this, Lin Aji's reaction was very strange. She didn't even dare to look Chen Liangshan in the eyes. No matter how he asked, he could only lower his head and say nothing.
Finally, under Chen Liangshan's questioning, Lin Aji plucked up the courage to say: "Brother Liangshan, it's not 100,000, plus interest and liquidated damages, now the money...has become 150,000!"
Chen Liangshan felt his head buzzing. He made a rough calculation in his mind. If calculated according to the compound interest method of loan sharks, Lin Aji's loan almost reached an interest rate of 1 cents and 2 cents, which was far more than the interest rate.
The bank's monthly loan interest rate.
Thinking about this, Chen Liangshan seemed to suddenly realize something, and immediately said to Lin Aji: "It's okay, Aji! I remembered one thing, that is, the law seems to stipulate that once this kind of private lending exceeds the bank interest rate for the same period,
Four times the interest rate is considered usury, and the terms are invalid! They don’t dare to do anything to you!”
While they were talking, the door of the small bungalow was pushed open. The two looked back and found that the tattooed man who had been beaten away just now ran back for some reason.
Seeing that the other party dared to come back, Chen Liangshan immediately stood up and walked towards the other party, intending to teach the other party a lesson this time.
"Wait...wait a minute!"
The tattooed man faced the nosebleeds all over his face and hurriedly stretched out his hand to stop him: "Don't... don't do it! I'm not here to fight with you, I'm... I'm here to reason! I have yours in my hands
IOU!"
Chen Liangshan angrily scolded: "Do you know that it is illegal for you to make loan sharks? It's useless even if you have an IOU!"
"No, no, no, this is a serious IOU!"
The tattooed man hurriedly took out a copy from his pocket and handed it gingerly to Chen Liangshan's hand.
As soon as he opened the IOU and took a look at it, Chen Liangshan felt as if a thunder had been struck above his head. It turned out that in this small IOU, it was written: I, Lin Aji, borrow cash from Shanshuihe Small Loan Co., Ltd.
150,000 yuan, and both parties agreed to return it after three months. If the loan cannot be returned by the due date, I am willing to bear a penalty of 0.4% of the total daily loan amount.
The IOU included the ID number, signature, and fingerprints. Chen Liangshan finally asked in surprise: "Aji! What's going on? Didn't you only borrow 100,000 yuan? Why does it say 15 on it?"
Ten thousand?"
Lin Aji strongly retorted: "No! I didn't! I really only borrowed 100,000 yuan at the beginning, and they forced me to write like this! I thought at the time that I could earn 300,000 yuan in 3 months anyway, even if I paid them back
After 150,000, there is still a lot of money left, but...but I really didn't borrow that much money from them!"
Chen Liangshan discovered that just below the IOU, a 5-inch photo was copied. In the photo, it was Lin Aji holding the IOU and 15 stacks of hundred-dollar bills placed on the table in front of him.
Chen Liangshan immediately understood that this small loan company called Shanshuihe used a lending method to avoid legal risks. It was clear that the borrower wanted to borrow only 100,000 yuan, but the company had to use all of the three-month loan.
The interest is added together, and the borrower is asked to issue an IOU of 150,000 yuan.
At the same time, the company takes photos of the borrower holding cash in his hands. In this way, if the borrower fails to pay back the money in the future, the company can rely on the daily increase in liquidated damages to make the money bigger and bigger.
, and finally use legal means to drain the borrower dry.
They took advantage of Lin Aji's ignorance and actually did such a terrible thing!
Chen Liangshan angrily threw the IOU at the face of the tattooed man in front of him, and angrily said: "Go back and tell your boss! I will help Aji find a solution for the principal of this money, but don't even think about these sky-high interest rates!"
The tattooed man knew that there was no way to be tough on Chen Liangshan, so he simply put on a languid face and said: "Hey? This big brother? He cares about your girlfriend? But I'll leave it to you.
, our company only recognizes the IOU but not the person! It depends on how much money is written on it! Even if it is less than 1 point!"
Seeing the rogue face of the other party, Chen Liangshan immediately became angry, but the tattooed man fled outside the door faster and said loudly: "I'm warning you not to be violent again! Otherwise, you will lose more than this amount of money! Come today
I’m just giving you a warning! If you don’t pay back the money, don’t blame me for being violent next time!”
After saying that, the tattooed man left the place in a panic, and only Lin Aji, who was crying, and Chen Liangshan, who was clenching his fists, were left in the room.
