In this way, Fang Shiru easily coerced all the powerful forces in Datong Mansion and wanted to create an accident against Dai Wang.
Dai Wangfu, study room.
Zhu Gui sat behind the desk and watched Xu Miaoqing and Butler Wang sorting out a stack of bills.
After a while, Xu Miaoqing glanced at Zhu Gui and said, "We have sorted it out. Yesterday, we had 5,122 taels of deposits, but 32,200 taels of loans."
She obviously didn't quite understand Zhu Gui's behavior of "spending money". In terms of making money, the interest rates were pitifully low. Most of them were borrowed by ordinary people, and it was unknown whether they would be able to repay them.
But Xu Miaoqing can imagine that Zhu Gui must have offended many people again this time.
"I didn't know you were so good at settling accounts."
Zhu Gui looked at Xu Miaoqing with some surprise.
Originally, he should have done this by himself. Xu Miaoqing was caught secretly when she came to get the bullets, but she actually took over the job on her own initiative.
Zhu Gui was naturally happy to be at ease.
"snort."
Xu Miaoqing snorted coldly, but she was a little happy in her heart. This fool finally knew how powerful she was.
At this time, Butler Wang said: "My lord, if this continues, the bank may not be able to continue."
The small treasury of the Prince's Palace was managed by Butler Wang. During this period, the income from selling refined salt could no longer keep up with the continued large-scale investment.
Before Zhu Gui could say anything, Xu Miaoqing, who was standing beside him, reached out and took out a wad of banknotes from his arms.
It was exactly what Zhu Gui had given her before.
"I'll give these to you. I know what you do is good. You don't need to say thank you or anything like that. Just treat it as something I borrowed from you, and you will return it to me with interest in the future."
After Xu Miaoqing finished speaking, she took the bullet and left.
Zhu Gui was stunned for a long time, then nodded slowly, and then took out a wad of banknotes from his arms.
"Deposit these in the bank. The caravan will be back soon, and the bank won't always have so many people borrowing money."
"Yes, Your Majesty."
Butler Wang nodded, took the account book and banknote and left.
Zhu Gui sat alone in the study, thinking about things.
He wasn't too worried about the bank's initial investment. It was about hiding wealth from the people, and he didn't expect to receive more tax revenue from the people.
His main purpose for this move was to revitalize industry and commerce, which were the main recipients of tax revenue.
But there was something else that bothered him.
That is, in his memory, the early vassal kings of the Ming Dynasty should have been guarded by princes. In his memory, King Jingjiang, King Qin, King Jin, including King Yan Zhu Di, all had their own guards established in the fifth year of Hongwu.
That was before they became feudal lords.
As the last generation of kings to join the feudal clan, he himself also had personal guards in history.
This is because the territories of these vassal kings are basically in the frontier fortress. In order to resist the Mongols outside the fortress, they will be equipped with three guards.
And how come Zhu Gui, as one of the nine early barbarian kings, still doesn’t have the right to form a bodyguard?
Could it be that he was forgotten by Zhu Yuanzhang because he became a vassal in advance?
This was a huge oversight. If Zhu Gui had been severely restricted, no matter how rich he was, he would not be able to survive the first wave of vassal reduction policies of Jianwen Emperor Zhu Yunwen.
No, I have to find an opportunity to discuss this issue with the old man.
But now is obviously not a good time.
It is better to wait until next year to pay enough tax money, and then take the opportunity to make a reasonable request for forming a bodyguard.
…
Early on the third day of Datong Bank's opening.
A group of people came to the bank entrance carrying a sedan chair.
A person got off the sedan, it was Fang Shiru.
He was surrounded by people and walked into the bank.
The handymen in the bank are all people from various merchant families, and all of them know the patriarch of the first family in Datong Mansion.
They immediately called the shopkeeper.
The person on duty today is none other than the Liu family, one of the five major salt merchants.
Liu Tingfang came out and cupped his hands and said, "What kind of wind brought Patriarch Fang here? How disrespectful."
Fang Shiru waved his hand and said: "I am here to discuss business, of course. I want to borrow a sum of two hundred thousand taels. When can I get it?"
"Two hundred thousand taels? This is not a small amount, and doesn't the Fang family also have a bank? Why do you want to borrow money from Datong Bank?"
Liu Tingfang saw that the person was not kind, but he still asked the question.
"Hmph, how can the Fang family's bank compare to Dai Wang's Datong bank? It has closed down, and the Fang family is not what it used to be. They can only borrow money to survive."
Fang Shiru's tone became more and more unkind.
"Well, there is no problem in borrowing money, but we need collateral." Liu Tingfang winked downward while dealing with Fang Shiru.
"Collateral? Even if you can't trust me, you can't trust the Fang family's reputation?" Fang Shiru said loudly.
The servants of the Fang family behind him rolled up their sleeves and took a step forward, trying to overpower others.
"Clan Chief Fang, this is a rule set by the king. I am just in charge. If it is a few hundred taels, I can be accommodating, but for 200,000 taels, I really can't make the decision."
Liu Tingfang said helplessly.
"Humph, if you can't make the decision, just find someone who can."
Fang Shiru said loudly.
As soon as he finished speaking, a voice came from outside the door, "The King has arrived."
When everyone in the Fang family heard this, they immediately made way.
The acting king Zhu Gui, wearing a python robe, walked in from outside with his hands behind his back.
"I heard that a big customer came today. I have nothing to do, so I came over to take a look. Who is this?"
Zhu Gui looked at Fang Shiru and asked Liu Tingfang on the side.
"Your Majesty, this is Fang Shiru, the patriarch of the No. 1 family in Datong Mansion."
Liu Tingfang quickly introduced.
That Fang Shiru looked at the childish young King Dai in front of him, and the corner of his mouth twitched, but he still knelt down and saluted: "Fang Shiru, a common man, comes to see the King Dai."
"Get up, this is a bank, and as soon as you walk in, you will be a guest. Is Patriarch Fang here to borrow money or deposit money?"
The soldiers brought a chair over, Zhu Gui sat down and asked.
"The common people are here to borrow money. During this time, the Fang family has been in dire straits and has been unable to make ends meet. I heard that Datong Bank borrowed money at low interest rates, so I came here to raise some money for emergency relief."
Fang Shiru stood up and said.
"That's it, Xiao Liu, have you told Clan Leader Fang all the rules?"
Zhu Gui nodded and asked Liu Tingfang beside him.
"My subordinates have already said it."
Liu Tingfang's mouth twitched when he heard the word 'Xiao Liu'.
"That's good. Datong Bank can still get two hundred thousand taels, but I wonder what Patriarch Fang can use as collateral?"
"this……"
Fang Shiru frowned.
He was looking for trouble, but he didn't really want to borrow money.
But he didn't want to alarm the acting king. If he made a mistake, he might annoy him.
Now you have to borrow even if you don’t want to borrow.
Before he could think about it.
Zhu Gui said again: "I heard that the Fang family owns tens of thousands of acres of fertile land, and has always been short of manpower to cultivate it. Although the land is not worth two hundred thousand taels, I reluctantly used it for the sake of the leader of the Fang clan.