Chapter 5: If hard work works, the richest people should be the farmers
Zhu Qiang came out of Su Jianren's office in disgrace. He was extremely depressed along the way. Judging from Su Jianren's attitude, his relationship with Qin Hao must be unusual. But if Qin Hao really had such a close relationship with Su Jianren, why did he stay in the business office for two years?
Didn't show it at all?
Is this guy too low-key, or is he hiding something else?
Unconsciously, he returned to the business hall. Zhu Qiang forced a smile and came to the back of Qin Hao's desk.
"Ahem, Xiao Qin, are you tired? Do you want me to take over your duties for a while?"
The colleagues in the business hall were stunned by this scene, and they all looked at the two men with incredulous eyes.
Hu Yue was also dumbfounded and said to Tao Wuji who was working next to him: "Tao Wuji, am I not dazzled?"
"If what you saw is the same as what I saw, I think we are both dazzled." Tao Wuji was also dumbfounded.
When Cheng Jiayuan saw this scene, he subconsciously thought of something. Although he was usually naive, in fact, it was just because he didn't care about business. It didn't mean that he was stupid.
Qin Hao finished sorting out the information in his hand and glanced at Zhu Qiang: "Okay, I just happen to be tired."
"Then you go and have a rest first. Don't be in a hurry. I have nothing to do anyway." Zhu Qiang forced a smile with a bit of flattery. He could feel the looks of his colleagues around him, but compared to the contempt of these subordinates, Vice President Su Jianren
His words were like a sword of Damocles hanging over his head, which could cut off his future at any time.
Face is worthless compared to future.
........
Before getting off work in the afternoon, the business hall manager summoned all new employees to the small conference room.
Hu Yue saw that Tao Wuji was a little nervous, so he encouraged him: "You have the best reputation in our business office. You can definitely go to the public department."
Before Tao Wuji could speak, the manager of the business hall announced loudly: "Based on your personal wishes, your performance in the past two years, and some situations in other departments, some personnel will be adjusted in their positions."
"Those who continue to stay in the business hall are: Hu Yue, Tao Wuji..."
When he heard his name, Tao Wuji was stunned, with disappointment and frustration written all over his face.
Hu Yue also looked puzzled. In addition to Tao Wuji continuing to stay in the business hall, what surprised her even more was that there was neither Cheng Jiayuan nor Qin Hao on the list of people who stayed.
"This time, two comrades from our business office have been transferred to the corporate business department. They are: Qin Hao and Cheng Jiayuan. I also wish them to continue to shine in their new positions."
The manager took the lead in applauding, and naturally the others could only join in the applause. However, this news was beyond everyone's expectation, and the applause in the conference room was mixed with whispers.
"How could it be the two of them?"
"That is to say, why is it them? In terms of business ability, it should be Tao Wuji, right?"
"Hmph, you see, you usually don't show off, but at the critical moment, you show up."
"Oh, every time this kind of good thing falls on their relationship accounts, when will ordinary people like us, who have nothing to do, be able to make a difference?"
Tao Wuji's eyes became dim and confused as he listened to the discussions of his colleagues. He had always believed that his ability and performance were enough to enter the public relations department, but reality gave him a hard slap in the face.
He was caught off guard.
After the meeting, Hu Yue saw Tao Wuji looking shocked and followed behind him with some worry. When he saw Qin Hao and Cheng Jiayuan coming out, he immediately cast suspicious eyes on them.
"What's going on with you two?"
Cheng Jiayuan hesitated and hesitated, while Qin Hao spread his hands calmly.
"There are only two places in the sales department to be transferred to the public relations department. If you don't find connections, you can't stay in the business hall to apply for cards all your life, right?"
Hu Yue frowned: "But isn't this cheating? What you do is unfair to others."
"You think it's unfair to Tao Wuji, right?" Qin Hao said without hesitation.
Hu Yue avoided Qin Hao's gaze with a guilty conscience.
"There is no such thing as complete fairness in this world. Hu Yue, believe it or not, even if Cheng Jiayuan and I didn't find a relationship, the final spot still wouldn't go to Tao Wuji."
Hu Yue wanted to say something more, but was stopped by Tao Wuji: "Hu Yue, I know you are fighting for me, but Lao Qin is right, even if they don't have a relationship, there will be others."
"I'm a little tired today. I'll celebrate with you another day. I'm going back first."
Looking at Tao Wuji's lonely back, Hu Yue said depressedly: "Tao Wuji, how hard he usually works, he hasn't even taken a day off in the past two years..."
"If hard work is effective, the richest people in the world should be the farmers." Qin Hao interrupted directly: "No pain, no gain, only exists in our primary school Chinese textbooks. The real society is so cruel."
"And do you think Tao Wuji has never thought about finding a relationship?"
Hu Yue looked at Qin Hao and frowned: "What do you mean?"
"Tao Wuji asked us to leave first that day, but actually he went to the top floor."
"Impossible, Tao Wuji doesn't know any leader at all."
"Don't be so absolute. Tao Wuji was able to stay at the Binjiang branch after his internship was over, but it was through Dai's relationship."
"You're saying that Tao Wuji also thought about finding Dai Xingxing's back door, but he was rejected?"
Qin Hao spread his hands: "I just remind you, don't think of a person as perfect. Maybe what you see is just the appearance."
After saying that, Qin Hao ignored Hu Yue who was standing there blankly and left directly.
........
Suddenly, Qin Hao and Cheng Jiayuan went to the Public Relations Department to report.
At first no one in the public office paid any attention to these two new recruits, but the next moment, Su Jianren arrived with his manager Lao Guan.
Su Jianren clapped his hands to attract everyone's attention.
"Everyone, let me introduce to you two new colleagues who have been transferred to our public relations department: Qin Hao and Cheng Jiayuan..."
This chapter is not over yet, please click on the next page to continue reading! As soon as he finished speaking, there was a burst of applause in the office. It didn't really matter what Su Jianren said. His serious attitude showed that these two people must have a great background and cannot be ignored.
.
"In this way, Cheng Jiayuan, you can follow Lao Ma, and Lao Ma, you can lead more new people."
"Xiao Qin, just follow me. If you don't understand anything, just ask me."
For a moment, everyone's eyes were focused on Qin Hao.
In a relatively closed system like a bank, there has always been a tradition that the old person leads the new person, which is a master-apprentice relationship by default.
This is equivalent to direct lineage.
All kinds of envious, jealous and hateful looks almost made Qin Hao unable to open his eyes. On the contrary, Cheng Jiayuan seemed to be ignored. Everyone felt that the reason why Su Jianren came to welcome the new employees in person was mainly for Qin Hao's sake.
Cheng Jiayuan is just a foil, but everyone knows that Cheng Jiayuan is his real son.
"Lao Guan, go and arrange workstations for them, and arrange for Xiao Qin to come to my office."
After Su Jianren left, Laoguan arranged workstations for Qin Hao and Cheng Jiayuan. Of course, Qin Hao had a very good window seat, so Cheng Jiayuan was directly arranged in a corner.
"Xiao Qin, this is some information we have for the public department. You can read it later. Go to Su Xing's office first."
"Okay, thank you, Manager Guan."
"Hey, I'm just being polite. If you need anything in the future, just come to me."
After bidding farewell to Laoguan, Qin Hao went straight to Su Jianren's office.
Su Jianren could hold his nerve at first, but after Qin Hao closed the door, Su Jianren immediately put on a bright smile.
"Come on, Xiao Qin, sit down quickly."
Qin Hao was not polite and sat directly opposite Su Jianren.
Su Jianren turned the monitor to Qin Hao, gave a thumbs up and praised: "Xiao Qin, this stock you are interested in is really good. You just bought it yesterday and it has risen four points. Do you think you should invest more?"
"Additional investment is naturally no problem. The capital base of U.S. stocks is much larger than that of A-shares. Our capital is just a drop of water in the ocean at best. We don't have to worry about being locked up by the bankers." Qin Hao said calmly.
"But it's best to do what you can. Investment is different from gambling. What you earn is long-term returns."
Su Jianren nodded repeatedly when he heard this: "You're right, Xiao Qin, I can see that you are definitely a talent."
"Well, I have a project on hand now. You can study it first and then write a report to me. Then I will bring it to the meeting to discuss it. If there are no problems, I will leave the project to you.
"
Su Jianren has already seen Qin Hao's ability to speculate in stocks, but Qin Hao's business ability has yet to be tested. If he is really a talent, Su Jianren will not be stingy with resources to support Qin Hao. He has been like this all his life, and
I don't have the ambition to seek a higher position, but it would be a pity to waste the old man's connections.
"Okay, Su Xing, then I'll go to work first."
"Well, go ahead, go ahead."
Su Jianren was very satisfied with Qin Hao's correct attitude.
Lao Guan had been watching in the office. When he saw Qin Hao coming out with a document bag in his hand, he immediately went to greet him.
"Xiao Qin, this is..."
"Oh, Su Xing said there is a project that he wants me to practice on."
The smile on Lao Guan's face became a little more enthusiastic when he heard this: "Well, young people should have more experience. If you don't understand anything, feel free to ask me."
"Okay, thank you very much, Manager Guan."
"Hey, no matter how polite you are, we are all our own people."
Seeing this scene, other colleagues cast envious glances at Qin Hao. Not only was he protected by the vice president, but he was also directly given to the project. This was simply the treatment of a biological son. If Qin Hao and Su Jianren didn't have the same surname,
, they might really doubt the relationship between Qin Hao and Su Jianren.
At this moment, Cheng Jiayuan, who was Su Jianren's real son, also cast doubtful eyes on Qin Hao. Qin Hao clearly just sent him to Su Jianren's house for a social interaction, so why was Su Jianren treating him better than his biological son?
"Old Qin, what's going on between you and Su Jianren?"
Qin Hao raised his eyebrows at him: "Why, are you jealous?"
"Why am I jealous?" Cheng Jiayuan said with a guilty conscience: "I just want to remind you that Su Jianren is not a good guy. Be careful not to be deceived by him."
Qin Hao patted Cheng Jiayuan on the shoulder and said with a smile: "Don't worry, no one in this world who can trick me has been born yet."
Afterwards, Qin Hao returned to his work station and began to look through the information Su Jianren gave him.
The corporate business department of a bank faces mainly enterprises, which is completely different from the business office. Compared with the business office, hundreds of thousands or even millions are considered large transactions, but for the corporate business department
To put it bluntly, this amount of money can only be regarded as a fly's leg.
The loan amount Su Jianren handed over to Qin Hao for this project was 50 million. It was a mortgage loan. The mortgage was a private residence. The market valuation was 80 million. The company's credit in previous years, asset-liability ratio, and the company's books
All income qualifies for the loan.
However, Qin Hao did not rush to make a conclusion. Instead, he went to the archives room to find the company's public account statements from previous years, as well as the financial status of the company's actual controller.
Sure enough, Qin Hao discovered something fishy. Although the company's public account flow seemed to be stable, the credit report of the actual controller was not optimistic. It not only involved multiple legal actions, but also some private lending practices, which is commonly known as
usury.
Qin Hao frowned. Was this Su Jianren deliberately testing his ability, or was this kid deliberately trying to trick him and use it as a clue?
After thinking for a moment, Qin Hao calmly created a new document on his computer.
Ten minutes later, Qin Hao came to Su Jianren's office again.
Su Jianren was waiting for dinner after work when he saw Qin Hao coming in and was obviously stunned: "Xiao Qin, what are you..."
Qin Hao solemnly handed the printed document to Su Jianren, and then stated his investigation results to Su Jianren.
"Xiao Qin, what do you mean, this loan cannot be approved?" Su Jianren changed his usual carefree attitude and asked seriously.
Qin Hao whispered: "This loan has the risk of bad debts, but it is not completely unacceptable."
"Oh, what should I say?" Su Jianren looked at Qin Hao with interest.
"The valuation of Mr. Li's private residence of Lanyu Industrial has obviously been overstated. I have checked the listing prices of villas in the same location in the past two months, and the highest price has not exceeded 60 million. This is only the listing price. The final transaction was
The price is only about 55 million at most, so a loan of 50 million is definitely illegal."
"But I found out that Mr. Li also has a large flat in another community. The market price should be around 30 million. If the two properties are added together, the loan can be approved."
Su Jianren frowned and said, "You mean to ask him to increase the collateral, but if that's the case, he can get a loan from any bank, so why must he borrow the money from our bank?"
"Time, try to shorten the loan approval time as much as possible. I think Mr. Li needs a lot of money now to revitalize Lanyu Industrial's business. If we promise that as long as Mr. Li increases the collateral, we can complete the loan within a week, we should be able to win this
Write a list." Qin Hao said seriously.
Su Jianren stared at Qin Hao for a long time, and then showed a pleased smile: "Then do as you wish. You will contact Mr. Li later. Whether you can get him to agree depends on your ability."