Chapter 34: Don’t do things that violate principles
At the same time, Tao Wuji was debating whether to report Qin Hao to the audit department.
In Tao Wuji's view, Qin Hao was heading down a dangerous road, and as a friend, he had the obligation to pull him back before he deviated from the runway.
But this matter also involved Tian Xiaohui. He decided to first persuade Tian Xiaohui to give up buying a house, and then persuade Qin Hao to "turn around and make peace".
Having made up his mind, Tao Wuji immediately returned to Shanghai from Chongming Island.
Tian Xiaohui was very happy to know that Tao Wuji was coming. She took her mother to the vegetable market and bought a lot of vegetables. She started preparing dinner at three o'clock in the afternoon and planned to celebrate together.
Tian's mother didn't have a good impression of Tao Wuji in the first place, but after the previous phone call, she didn't like to see him even more.
"That brat surnamed Tao didn't know what kind of virtue he had accumulated in his last life. You are so devoted to him, and you even bothered me to cook for him even before I took my nap."
Tian Xiaohui hugged her mother's arm and acted coquettishly: "Oh Mom, my cooking doesn't taste good, so please help me."
"Hmph, I did something wrong in my last life to give birth to a debt collector like you." Tian's mother said she was disgusted, but in fact she still liked her daughter's behavior.
"Hey, mom, you are the best to me."
After finally dealing with her mother, Tian Xiaohui returned to the room and started to dress up, preparing to give her boyfriend a surprise.
At about half past five, Tao Wuji finally arrived at Tian Xiaohui's house.
Tian's mother didn't give Tao Wuji a good look at the door. Tao Wuji had no experience coming in for the first time. The situation was a little awkward for a while, but it was Tian Xiaohui who smoothed things over and pulled the two of them to the dining table.
"Here, let's take this cup to thank our gentle and beautiful Ms. Zhou Huilan for working hard all afternoon and cooking such a large table of sumptuous dishes. Let's wish her eternal youth together."
Tao Wuji raised his glass with Tian Xiaohui in embarrassment.
For the sake of her daughter, Tian’s mother couldn’t bear to look coldly at Tao Wuji anymore, and took a sip of red wine: “I didn’t do it to entertain him, I made this for our Xiaohui, look at how it’s always been lately
I’m exhausted from working overtime.”
Tian Xiaohui leaned into Tao Wuji's ear and whispered: "My mother is like this, she has a sharp mouth and a soft heart, don't mind."
After Tian Xiaohui's mediation, the atmosphere at the dinner table gradually became less awkward. Just when Tian Xiaohui secretly breathed a sigh of relief, Tian's mother suddenly spoke.
"Xiao Tao, there are some things that it's not convenient for Xiaohui to say. It's better for me as a mother to say it."
Tian Xiaohui knew something was wrong: "Mom, we are eating. If you have anything to say, we can talk about it later."
"It's none of your business, don't worry about it." Tian's mother's attitude was very firm this time.
Seeing this, Tao Wuji had no choice but to put down the bowls and chopsticks in his hands, and answered bravely: "Auntie, you are an elder. If you have anything to say, just say it."
"Okay, then Auntie won't be polite to you." Tian's mother said sternly.
"This time to buy a house, Xiaohui took out all her savings, and my aunt also took out all her pension, which basically wiped out all the family assets."
"You are not married yet. It is regarded as pre-marital property. Is it okay to write Xiaohui's name alone?"
Tao Wuji was about to open his mouth, but was interrupted by Tian's mother: "I haven't finished speaking yet."
"You haven't paid a penny for this house. Is it okay for you to be responsible for the decoration of the house in the future?"
"Oh Mom, what are you talking about..." Tian Xiaohui was afraid that Tao Wuji would lose face.
However, this time, Tian’s mother didn’t give her a chance to change the subject at all: “Don’t worry about this. Our family bought this house after emptying their family funds. I don’t ask them to pay much money, at least they have to spend some money.”
You can’t just sit back and enjoy the fruits of your sincerity, right?”
Seeing that her mother was so determined, Tian Xiaohui winked at Tao Wuji and signaled him to agree first.
However, what she didn't expect was that Tao Wuji told Tian's mother directly.
"Auntie, you'd better vacate this house."
Tian's mother was furious: "What do you mean? Our family has a house, and you are not happy just to decorate it? Do you still want to add your name to the house book?"
"Auntie, you misunderstood, that's not what I meant..." Tao Wuji explained hurriedly.
Tian Xiaohui also helped explain: "Mom, Tao Wuji is not that kind of person. You have misunderstood him. He didn't mean that."
Tian's mother was so angry that her hands were shaking: "Then what does he mean? I have told you a long time ago that he is a bank clerk who is from out of town and has no foundation. He asked you to find a local boyfriend, but you didn't listen.
It's good now that he doesn't want to pay for the house, and he's still thinking about our house."
"Auntie, listen to me. The house that Junlong Real Estate sold to you is far lower than the market price. There is a price difference of millions. I suspect that Junlong Real Estate is planning to use this house to drag Lao Qin into trouble...
..”
However, Tao Wuji's explanation did not calm down Tian's mother, but instead added fuel to the fire.
"Stop being alarmist. Xiao Qin bought it himself. If there is really a problem, why would he help us get a set? I think you clearly have no money in your pocket now, and you are embarrassed to stay in the room if you don't pay.
I added your name to it, so we are not allowed to buy a house."
"Auntie, I didn't. Xiaohui, believe me, I have never thought about it that way."
Tian Xiaohui did not speak for Tao Wuji this time, but dialed Qin Hao's number.
"Old Qin, will Mr. Wu's house sold to us at a 30% discount have any impact on you?"
"Tao Wuji told you, right?"
"Um."
"Thirty percent off is indeed lower than the market price, but if you have worked at Junlong Real Estate before, you should know that the internal price that some employees can get is 20% off. Mr. Xiao Wu really wants to build a good relationship with me, but
It has little to do with bank business. A large-scale loan of more than one billion yuan like Junlong Real Estate requires the signature of Zhao Xing and Su Xing before it can be approved. Do you think Mr. Xiao Wu is a person who is doing a loss-making business?"
On the other end of the phone, Qin Hao paused and continued: "Actually, I told Tao Wuji about this, but he didn't believe it. You also know his character. Even nine cows can't pull him back when he's sure of something.
I’m too lazy to explain anymore.”
This chapter is not over yet, please click on the next page to continue reading! "Okay, I understand, please."
After hanging up the phone, Tian Xiaohui pointed to the door and said to Tao Wuji: "You, get out."
"Xiaohui..."
"Tao Wuji, let's break up."
When Tian's mother heard this, her face immediately lit up with joy, and she pushed Tao Wuji and rushed out the door.
"My daughter told you we broke up, why are you still holding on?"
"Auntie, Xiaohui, why can't you believe me..."
Tao Wuji stood at the door of Tian Xiaohui's house and stood there for a long time until it got dark. Tian Xiaohui didn't open the door again and the phone was turned off. He had no choice but to leave alone.
In the room, Tian's mother hugged her daughter distressedly to comfort her.
"Nanny is fine. Isn't it just a breakup? What is there to miss about such a man? Anyone who can just grab her on the street is better than him."
Tian Xiaohui wiped her tears: "Mom, don't worry, I'm fine. In fact, Tao Wuji and I have not had conflicts once or twice. I had a hunch before that we might not make it to the end. Now we have broken up. To be honest
, I'm still a little lucky, fortunately, I didn't get married before divorcing, right?"
Seeing her daughter's forced smile, Tian's mother silently hugged her daughter tighter.
........
After leaving Tian Xiaohui's community, the down-and-out Tao Wuji returned to Chongming Island and devoted all his energy to work. He tried his best to persuade local villagers who grew grapes to use Huinong loans to build rain shelters for the grapes.
This will improve the quality of the grapes and sell them at a high price.
However, the local villagers were not interested in this. Not only was his claim that the grapes were of good quality and sold at a high price, Tao Wuji then approached Zhao Mingde, the boss of the fruit company. Zhao Mingde promised the fruit farmers that if the quality of their grapes met the standard, he would purchase them all, and
Increase the purchase price from three yuan per catty to more than ten yuan.
Now many fruit farmers are interested, but Shenmao Bank does not have a business office in Chongming Island. If you want to apply for a Huinong loan, you can only go to the Binjiang branch. It takes a lot of time to go back and forth, and the application materials are not literate.
It was also very troublesome for fruit farmers, and many people backed down on the spot.
Tao Wuji suddenly thought that the bank's internal documents had mentioned that the Huinong Loan function would be integrated into Shenmao Bank's APP.
However, when Tao Wuji opened the Shenmaoxing APP with great expectations, he found that this function was not online at all.
Tao Wuji hurriedly found Director Jia of the technical department who was responsible for the development and operation of the APP, hoping that he could get Huinongdai online as soon as possible.
"It will take a month at the earliest."
"Director Jia, I can wait, but those fruit farmers can't wait. It's going to rain at any time. Once it rains, all their harvest for the year will rot in the ground."
Director Jia said earnestly: "It's useless for you to tell me about this. You have seen it. Our technical department only has so many people. All kinds of functions are rushing to come online. Leaders big and small are watching. Who dare I
Neglect?"
Tao Wuji was not stupid, so he could naturally hear the underlying meaning of Director Jia's words, but he was a small employee who was assigned to Chongming Island. Which leader would help him?
After some struggle, Tao Wuji finally called Zhao Hui and told him the situation.
"okay, I get it."
Zhao Hui hung up the phone and suddenly remembered that Qin Hao had told him about Tao Wuji's problem a few days ago, so he dialed Qin Hao's number.
"Zhao Xing, what is your original intention of transferring Tao Wuji to Chongming Island? To train his abilities? To temper his will? Or to add to his resume?"
Qin Hao's words made Zhao Hui slightly startled. Yes, he transferred Tao Wuji to Chongming Island just to see if the other party's ability was worth cultivating. If the other party couldn't solve the problem alone, he would have to rely on him to provide technical support.
If the ministry puts pressure on him, wouldn't that be cheating? Such test results are not what he wants to see.
Tao Wuji waited in the technical department for a whole day, but Director Jia still insisted that Zhao Hui had not greeted him, so Tao Wuji had no choice but to continue to stay in the technical department.
However, two days have passed and Director Jia still has not asked anyone to start the development of Huinong Loan.
Tao Wuji could only call Zhao Hui again, but this time Zhao Hui didn't answer.
At this time, Tao Wuji was completely confused. He didn't know who to ask for help.
Seeing his lost look, Director Jia couldn't bear it: "Actually, it's not necessary for a leader as big as Zhao Xing to speak. As long as he is someone who can speak in the industry, just say hello and let me have an explanation."
Tao Wuji's eyes lit up, and he thought of someone.
To the public department, deputy manager's office.
While Qin Hao was reviewing and approving documents, he listened to Tao Wuji chattering about how hard it was for fruit farmers.
"Let's get to the point. I have a meeting to attend later, and you still have five minutes." Qin Hao glanced at his watch.
Upon seeing this, Tao Wuji repeated the words of Director Jia of the Technical Department, and then looked at Qin Hao expectantly.
"I can't say hello."
Tao Wuji became anxious when he heard this: "Old Qin, just think of it as doing me a favor... Even if you don't care about my face, think about those fruit farmers. It may happen at any time during this season."
There will be heavy rains, and if a awning is not installed before the rainy season, all their harvest for the year will rot in the ground..."
Qin Hao interrupted impatiently: "First of all, if you ask me to help you, can I think that if I ask you for help in the future, you will also help me?"
"As long as it doesn't violate the principles..."
"I'm sorry, you are asking me to violate my principles. I can't help you."
Tao Wuji was slightly startled: "Old Qin, I just wanted to say hello..."
"The technical department has their own rhythm. Which one should be done first and which one should be done later. Since everything has been arranged, wouldn't it be against the principle for me to say hello and jump in line?"
Tao Wuji was speechless and said unwillingly for a long time: "But things should have priorities..."
"Precisely because of the priority, Huinong Loan should be ranked at the bottom. Calculate for yourself how much economic benefit it will bring to our bank if all the fruit farmers in Chongming Island use our bank's Huinong Loan?"
Tao Wuji retorted unconvinced: "The purpose of a bank is not to make money, but to allocate money where it is needed most."
"Okay, then tell me, can you guarantee that when the money is in the hands of the fruit farmers, they will definitely make money? Loans are risky, what if they lose money? What if these loans cannot be recovered in the end? At that time
If you leave with a slap on the ass, what will happen to these fruit farmers? What will happen to the bad debts caused?"
Facing Qin Hao's questioning, Tao Wuji was speechless for a moment and could only give vague explanations.
"The boss of the fruit company agreed that as long as they are of good quality, he will buy them all at a high price."
"What about the contract? What if he reneges on it when the time comes? Without it being written in black and white, what can you do against him?"
Tao Wuji's eyes suddenly lit up: "Old Qin, did the fruit company sign a contract with the fruit farmers, and you will help me?"
"Can."
"Okay, that's settled."
Tao Wuji was afraid that Qin Hao would regret it, so he ran out of Qin Hao's office as if he was running away.
Qin Hao allowed Tao Wuji to leave. He knew very well that the boss of the fruit company would not sign such a contract. After all, there were too many external factors that affected the price of fruits. It was difficult to determine the price before the market season, and the fruit quality
It is difficult to define the phase. It is impossible to measure the diameter of each piece one by one with a ruler and send it to a laboratory to measure whether the sweetness is sufficient, right?