"Mr. Zhang, you think too highly of me." Yang Xuan raised his wine glass and shook it in his hand: "With my little wealth, how can I afford to open a bank?"
"Mr. Yang is being too modest, isn't he?"
Zhang Zhongliang also raised his glass and wanted to clink glasses with Yang Xuan, but Yang Xuan pretended not to see it and avoided it.
"This bank is the property of Prince Ning. Prince Ning wants to do business with you as a joint stock company. This is a good thing." Zhang Zhongliang is experienced in the world. Although he is dissatisfied, he still smiles.
"Mr. Zhang is saying that this is clearly Prince Ning who wants to support me, but I am an honest person and don't do anything I'm not sure about. Look at the bank's big business, but I have more than enough ambition but not enough power."
Yang Xuan chuckled and continued: "You said, if this business is ruined by me, I would be very sorry to Prince Ning, don't you think so?"
Sincerity?
Does the word sincerity have anything to do with you?
Yang Xuan's words were an obvious rejection, and Zhang Zhongliang's face didn't look very good, but Prince Ning had said that he would win over Yang Xuan at all costs, so he had to pretend not to understand.
"Mr. Yang is right. It is difficult to do business in banks." Zhang Zhongliang said: "Nine out of ten banks in the world are in the hands of the wealthy families in Guanzhong. It is difficult to take food from their mouths."
"But Prince Ning just gave me this mission. I was also worried, so I thought of asking Mr. Yang for advice. Since Mr. Yang is not interested, then forget it."
"Oh? Mr. Zhang is going to open a bank in Yingtian Mansion?" Yang Xuan said hypocritically: "Then I wish Mr. Zhang immediate success and abundant financial resources."
"Thank you for your kind words." Zhang Zhongliang raised his glass again: "Brother, please help me get a membership card for the Real Madrid Club. After all, if I want to come to Yingtianfu to develop, I have to make more connections."
Yang Xuan then raised his wine glass and touched it lightly with Zhang Zhongliang: "This is not a trivial matter. It's all on my little brother."
This seemed like a simple conversation, but in fact, we went back and forth several times to test the situation. Finally, Zhang Zhongliang decided to call it quits and discuss the matter further.
But in fact, Zhang Zhongliang also heard that Yang Xuan was not completely uninterested in the bank, otherwise he would not have asked him if he wanted to open a bank in Yingtian Mansion.
In addition, Zhang Zhongliang thought he knew Yang Xuan well, and he had a temper that would not let go of the rabbit before he saw it, so Yang Xuan had to see real benefits in order to pull him into the water.
After the two said goodbye, Yang Xuan found Prince Hui and reported the matter directly to Prince Hui.
Of course, what he reported was not about Prince Ning trying to win over him, but about the bank.
"Is this bank really as important as you say?" Prince Hui frowned: "It can even overthrow the imperial court?"
"Hey, Prince, what I just said was a bit exaggerated." Yang Xuan smiled awkwardly: "But if it really continues like this, all the money in the court will be controlled by the bank."
Prince Hui frowned and motioned for Yang Xuan to continue.
"Banks issue banknotes mainly to solve the problem of inconvenient transportation of large amounts of silver. However, over time, all the money flows into banks, but people only have a piece of paper in their hands. If banks issue excessive amounts of banknotes, what will be the consequences?
"
"Huh? What will be the consequences?"
Prince Hui felt vaguely that something was wrong, but he still didn't quite understand.
After all, everyone from the common people to the royal family is accustomed to holding real money in their hands, and those who often use silver notes are mainly merchants.
The most intuitive thing is that the imperial court issued salaries and wages in silver or copper coins, and did not directly issue silver notes.
In other words, the recognition of banknotes is not high.
Therefore, it is difficult for Prince Hui to imagine the situation Yang Xuan said.
Yang Xuan spread his hands: "If banks issue excessive amounts of banknotes, prices will rise. If prices rise, people will be in dire straits. People will not be able to afford food, so..."
‘Bang.’
Prince Hui slapped the table: "If banks are not controlled, they will bring disaster to the country and the people."
"Your Majesty is wise." Yang Xuan flattered him and said, "The bank opened by Prince Ning will soon open a branch in Yingtian Mansion. Once this happens, I'm afraid..."
He didn't say the rest, but it was obvious that if Prince Ning wanted to cause trouble through this method, the court would have no way to deal with it.
"Mr. Yang, is there any way to deal with this?"
When Prince Hui asked this question, Yang Xuan was stunned: "Legislative control, is there any need to think about it?"
But after Prince Hui heard this, he sighed and said: "It is not so easy for the imperial court to issue decrees, especially this matter. You also know that 80% of the money banks of the Dasheng Dynasty are in the hands of Shanxi merchants. Their power is deeply intertwined. Your Majesty
I’m afraid it’s not possible to issue laws to restrict them.”
Yang Xuan scratched his head: "The Emperor has no idea, what can I do?"
Prince Hui twirled his beard and smiled: "Mr. Yang, I will definitely believe others when they say there is no way. But if it were you, Mr. Yang, there would definitely be a way."
Seeing that Prince Hui was keeping such a low profile, Yang Xuan said, "There is a way, but it's just not on the table. I don't know..."
"Sir, it doesn't matter."
"You royal family will open a bank and kill all the other banks. That's the end of it."
Prince Hui's eyes lit up: "This plan is feasible, why not just open a bank in the name of Shengfa Company."
When Yang Xuan heard this, he waved his hands repeatedly: "No, no, I just know a theory. I can't handle this bank business."
"Sir, are you being humble? Are there any businesses in this world that you can't handle?"
"No, no." Yang Xuan refused again and again: "As the saying goes, there is a specialization in the industry. This bank has a heavy responsibility. If it is not operated properly, something will happen."
In fact, Yang Xuan really doesn't know much about the financial industry. He also knows the power of finance. If he wants to touch finance, it is like a child playing with a grenade. If it explodes, it will really bring disaster to the country and the people. For Yang Xuan
Said, the pressure is too much.
The wealthy people in Guanzhong have been running banks for many years, and they are all professionals. If he comes up with some tricks, others will quickly learn them. When the time comes, he will directly use his own advantages to promote them, and Yang Xuan will be equivalent to handing them over to others.
knife.
"Your Majesty, this bank matter involves too much and is extremely complicated. If you are not careful, it will help others. Please be careful."
Seeing Yang Xuan's serious attitude, Prince Hui also realized the complexity of the situation and could no longer force it, so he nodded: "Sir, what you said makes sense. This matter still needs to be discussed and discussed."
In fact, Yang Xuan believes that the most appropriate way is to legislate and regulate the government, but if this is not possible, it is better not to destroy the current balance.
The second step is to open a bank in the name of the imperial court and then issue currency. It won't take long to wipe out all the existing banks.
However, both of these methods were rejected by Prince Hui, so Yang Xuan had no choice. This thing was too important and must be controlled by the court.
But in this prosperous dynasty, some forces were able to influence the will of the court, so what else could Yang Xuan do?