Yang Jie and Yang Xiao first went to the grassland trading market, made supplies, and then set off towards the depths of the grassland.
After walking for two days, we met a tribe of more than a thousand people. This size can only be regarded as a small tribe on the grassland.
Yang Xiao's caravan, which consisted of ten carriages and about ten people, pitched a tent directly next to this tribe.
As soon as the stall was set up, prairie people came to trade.
This is the case on the grassland. Apart from cattle, sheep and horses, almost everything is in short supply, and the goods from Dasheng are extremely popular.
But Yang Jie and the others are not particularly focused on selling goods. As long as someone buys something, there will be some kind of gift. The grassland people will definitely express their gratitude, and then Yang Jie will chat with them.
The parents are short-tempered and talk about everything. If they meet someone who has a happy conversation, they will give them some gifts when they leave.
They didn't leave even after dark, eating solid food and chatting.
The simple prairie people would come over and bring them some food, or even take them to eat by the campfire.
Then Yang Jie would bring out the wine. Once he drank the wine, the relationship quickly became closer.
By relying on this method, Yang Jie quickly collected a large amount of information about the prairie people.
He does not inquire about military intelligence or spy on sensitive information. He only collects information about daily life and people's livelihood, which will not raise any suspicion at all.
And to be honest, even Yang Jie himself didn't know why Yang Xuan asked him to inquire about these things.
Yang Xuan didn't bother to explain more, so he just told him one word, it's called market research.
As for why market research needs to be so mysterious, Yang Jie doesn't understand.
Yang Xuan couldn't explain this. People's market research was to capture market share, but his survey was to capture other people's land.
Although this thinking is relatively advanced, there are still some people who understand Yang Xuan's operation, such as Ursu.
Even though Ursu was defeated by Yang Xuan in both encounters, this person should not be underestimated. After only dealing with him twice, he already knew Yang Xuan well.
If he discovers the investigation of people's livelihood intelligence, it will definitely arouse his vigilance.
Because Yang Xuan sent out more than twenty caravans like Yang Jie.
As mentioned before, Yang Xuan did not put so much effort into opening the grassland mutual market to improve the living standards of the grassland people.
What he wants to do is cultural invasion and assimilation of the prairie people.
Understanding the other party and changing the other party is the first step.
…
Time flew by quickly, and two months later, the bank officially opened for business. Prince Hui recruited many money and grain masters, as well as people who had experience working in the bank, and sent them to Tumubao.
Among these masters, there was a man named Jin, who was the master who helped him check the partnership when he signed the first partnership contract with His Highness Prince Chun.
As both an acquaintance and a trustworthy talent, Yang Xuan handed over the position of general manager to Mr. Jin without hesitation and discussed some preliminary strategies for the bank with him.
Then, Yang Xuan promulgated the charter and rules and regulations that the two of them had discussed. After a month of training, six trading market banks were opened.
Of the twelve trading markets, only the six markets in Dasheng have banks, which makes the transactions of merchants much more convenient.
It is no problem to carry a few taels of silver with you, but carrying dozens of taels of silver is a bit cumbersome. It is a big bulging bag and it is easy to lose it.
But if it's a few hundred taels of silver, it would be extremely inconvenient to carry it.
Dasheng people who do business on the grasslands have long been accustomed to banknotes. Although they cannot use banknotes to trade with the grassland people for the time being, they can be used when purchasing goods in the trading market.
Most merchants purchase goods at Shengfa Department Store and then sell them on the grassland, and the banknotes from Shengfa Bank can naturally be used at Shengfa Department Store.
This saved merchants the trouble of carrying large amounts of silver with them. In just one month, the banknotes from Shengfa Bank became hard currency in the trade fair and were recognized by all merchants.
The large scale of Shengfa Department Store has been fully recognized by merchants during this period, so there is no doubt about Shengfa's bank. Even if your bank fails, the goods of Shengfa Department Store will still be available.
Offset.
In addition, a patrol point was set up at the entrance of every bank. The government officials at this patrol point were all members of the imperial court. The background of a bank that could establish a relationship with the imperial court was profound enough.
There were so many money banks in the Dasheng Dynasty, but none of them had a government official standing guard at the door.
In addition to the most basic exchange business, the bank also soon had a loan business.
The grassland is so vast that you can often go for two or three days without seeing anyone. The merchants often go to the grassland with their goods for ten days and a half. And as the number of merchants increases, the more they need to do so.
Go deep into the grassland.
So when you go on a trip, the more goods you carry, the better.
But if you want to carry enough goods, you need enough capital. If you don't have capital and want to get goods, you can go to Shengfa Bank for a loan.
Although the interest rate of this loan is not low, it will never compound like usury money. The first person to find a loan from Shengfa Bank was Fan Jian.
He and You Gui have been running on the grassland for half a year. With their shrewd minds and rich experience,
The original old horse-drawn carts have been replaced by four-wheeled carriages.
You must know that the price of a four-wheeled carriage is as high as 2,500 taels of silver, which shows that these two people made a lot of profits during this period.
The two of them also concluded a certain way. If you want to make more money, bring more goods. There is no goods that cannot be sold on the grassland. As long as you go far enough, you can sell any goods.
But because they were short of funds, they thought of taking out a loan.
Shengfa Bank is naturally their only choice.
Because they owned a shop, their identities were registered, and they had a good tax payment record in the past six months, they easily obtained a loan of 10,000 taels of silver from Shengfa Bank.
According to the interest calculated by the bank for them, as long as it is repaid within three months, the interest is only one hundred and forty-seven taels.
The two of them looked at the banknote from Shengfa Bank in their hands, with excited expressions on their faces.
"Old You, if our trip is successful, from now on you can sit in the shop while I run around on the grassland. You are too old to bear the hard work. Maybe we can start a prosperous business in the future."
You Gui is nearly sixty years old and is lame in one leg. Running around on the grassland all day is really too much for him. Hearing Fan Jian's words, he nodded.
Ten thousand taels of silver and five thousand taels were used to buy carriages. Plus the money they had on hand, it was enough to fill three carriages. It was no problem to earn several thousand taels in one trip.
After paying off the loan, there will be at least a surplus of one or two thousand taels, which means that in this trip, in addition to the surplus, they also made two carriages.
They seemed to have seen a happy life waving to them.
Of course, they are not the only ones who can think of using loans to make a big difference out of small things.
Soon, merchants, large and small, headed towards the depths of the grassland with their longing for a better future and loads of goods.
