The first ray of sunshine in the morning came in, and Zhuo Ting woke up leisurely. When she completely opened her eyes and regained her consciousness, she sat up suddenly, and then she remembered everything about last night.
When he looked down, he saw that his clothes were intact, but he was covered with a blanket.
At this moment, she was stunned.
She subconsciously got up and searched in the suite, but could not see Yao Yuan.
At this time, Yao Yuan had already arrived at Nanyang Bank.
Nanyang Bank, founded in 1890, was once one of the famous banks in Southeast Asia. What was once such a glorious bank has now become a small bank with only two branches in Kuala Lumpur and Hong Kong.
In the past few years, the remaining shareholders of Nanyang Bank have been looking for opportunities to sell their shares and realize cash. However, as a bank that has experienced a run, there are very few people who are willing to accept it.
Banks are all about credibility, and credibility comes from sufficient reserves. After experiencing a run, Nanyang Bank's credibility was actually bankrupt.
The industry's evaluation of Nanyang Bank is the lowest, and the bank is only one step away from bankruptcy and liquidation.
After receiving a call from Yu Yong'an saying that a major mainland boss was interested in acquiring the bank, the few remaining shareholders of Nanyang Bank rushed over from various places overnight and waited for Yao Yuan's arrival in the conference room on the second floor of the bank half an hour in advance.
In fact, Nanyang Bank is now facing a crisis. A batch of financial products have expired, but Nanyang Bank can no longer come up with enough funds to redeem them.
After Yao Yuan and Lin Wei read the financial report and operating summary provided by Nanyang Bank respectively, Lin Wei whispered, "A batch of financial products will expire at the end of this month, and they cannot afford so much money."
"How much?" Yao Yuan asked.
Lin Wei made a rough estimate and said, "More than 70 million Hong Kong dollars."
The bank that once opened dozens of branches in Southeast Asia was reduced to the point where it could not withdraw more than 70 million Hong Kong dollars, which made Yao Yuan sigh.
Lin Wei whispered, "The key is that the credibility of Nanyang Bank is bankrupt. This is fatal. Ayuan, this bank is not suitable. I suggest you look at it again."
Lin Wei, who is still studying, has a deeper and deeper understanding of this business, and his judgment is correct.
Several shareholders on the opposite side were anxious.
Although they don't speak Mandarin, they can understand some.
The major shareholder quickly said, "Mr. Yao, Nanyang Bank is a long-established bank in Southeast Asia with a history of hundreds of years. Yes, it has experienced a run, but we do not owe our customers a penny and have paid them all. Until now,
Nanyang Bank is still the operating bank of the Hong Kong government’s social security funds.”
Lin Wei said, "That's because the contract between the Hong Kong government and you has not expired. After the contract expires at the end of this year, the Hong Kong government will not renew it with you. Furthermore, you are responsible for the operation of the Hong Kong government's social guarantee funds.
It’s nothing more than low-risk fixed investment, and you can no longer bear any risk.”
The major shareholder is a Malay Chinese. He smiled awkwardly and said without confidence, "Nanyang Bank's brand is still very strong. Nanyang Bank has insurance licenses in several countries in Southeast Asia."
Yao Yuan smiled and said, "What I want is your banking license and insurance license. Mr. Tan, let's do this. If you go bankrupt and liquidate, I will receive your two licenses at market prices."
The shareholders, headed by the major shareholder Mr. Tan, suddenly looked embarrassed.
If it was cost-effective to operate this way, they would have done it long ago. The problem is that their license is meaningless to other banks, because others also have it. For companies interested in entering the financial industry, spending a large sum of money to buy a license is not enough.
It would be too expensive to start from scratch.
Another thing, if we do this, not only will these shareholders get a sum of money, but they might even add money to it.
So, I put it off again and again, and it just got put off.
Mr. Tan and the other shareholders looked at each other, gritted their teeth, and said, "Mr. Yao, at one price, 100 million Hong Kong dollars, it's all yours."
Yao Yuan shook his head slightly, "Judging from the materials you provided, by the end of this year, you will have to invest at least more than 30 million Hong Kong dollars in Nanyang Bank, otherwise Nanyang Bank will be forced to liquidate, and your properties will also be frozen.
To repay maturing financial product debts.”
Looking at the several shareholders whose expressions were gradually changing, Yao Yuan said, "I will make up for the more than 30 million Hong Kong dollars, and you can withdraw. I will give you another 10 million, and you will distribute them according to the shareholding ratio."
He emphasized, "This is the only solution."
Mr. Tan was stunned, looked at each other with several other shareholders, and said, "Mr. Yao, let's discuss it."
With that said, several people got up and left the conference room.
Lin Wei said, "More than 40 million Hong Kong dollars to take over a bank with bankrupt reputation, Ah Yuan, is not cost-effective."
Yao Yuan said in a deep voice, "The reputation is just bankrupt in Hong Kong."
After being stunned for a moment, Lin Wei thought thoughtfully and asked, "Can a Hong Kong banking license be used in the Mainland?"
"No," Yao Yuan said, "but it's easy to apply for a mainland banking license."
To put it bluntly, even if the reputation of Nanyang Bank is completely bankrupt in Hong Kong and Southeast Asian countries, it will not affect the mainland market. Yao Yuan has no chance to apply for a mainland banking license, but it is relatively easy for Hong Kong banks to apply for operating rights in the mainland, especially
It was in the 1990s.
All he wants is this opportunity to save the country.
Over 40 million Hong Kong dollars, a very good deal.
And there is also a surprise - Nanyang Bank has insurance licenses from several major countries in Southeast Asia. This thing is simply a cornucopia.
As long as there is sufficient financial support, it is only a matter of time before Nanyang Bank's credibility in the insurance industry can be restored.
Not long after, Mr. Tan and others filed in. After sitting down, Mr. Tan sighed and said, "Mr. Yao, we agreed, 10 million Hong Kong dollars in cash, Nanyang Bank is yours."
Including the debt, everything belongs to Yao Yuan.
To put it bluntly, Mr. Tan and a few other shareholders will get HK$10 million in cash, and the rest has nothing to do with them.
For them, this is the only way to stop losses, otherwise they must inject capital into Nanyang Bank, otherwise they will be jointly and severally liable.
Yao Yuan smiled and nodded, "Lin Wei, after completing the transfer procedures, write them a cashier's check."
Mr. Tan said, "Mr. Yao, can you pay separately?"
"Okay." Yao Yuan agreed readily, and Lin Wei, the financial manager, would naturally do the next thing.
Yu Yong'an waved his hand and said, "Awei, you don't have to worry about the rest. I'll ask the accounting team to come and handle it. You can just pay after the handover is clear."
"Okay." Lin Wei agreed with a smile.
Next, there will be various reviews and cleanups, a lot of things that require a professional accounting team and a legal team. Obviously, it is not enough to just go through the transfer procedures.
Mr. Tan also knows that they must thoroughly clean up the matter. If there are any discrepancies with the materials currently provided, they will propose renegotiation.
"Don't worry, Mr. Yu, we will fully cooperate." Mr. Tan said.
After the meeting, Yao Yuan took a stroll after leaving the house, with Yu Yongan following closely beside him.
"Ayuan, there is news about the optical disc manufacturer you are looking for. I asked about it. It is not a powerful technology. I found at least three factories here that can produce it." Yu Yongan said.
Yao Yuan nodded slightly, "Let's contact them to see if they have any intention to transfer. Buy the land together with the factory and move it to Shekou Industrial Park."
"Okay, leave this matter to me." Yu Yongan agreed decisively. In his eyes, this kind of thing did not even require his intervention, let alone Yao Yuan's intervention.
He just couldn't understand why Yao Yuan wanted to do this personally.
Obviously, Yu Yongan also doesn't know what kind of market will open up after the emergence of VCD machines. In mainland China alone, it is a market worth hundreds of billions every year.
Yao Yuan suddenly asked, "Who are the most popular singers in Hong Kong now?"
Yu Yongan smiled and said, "The Four Heavenly Kings were named just at the beginning of the year. Each of them is very powerful. I heard that the four of them sold more than 50 million records last year. Why, are you still chasing stars?"
"I'm not interested in celebrities, but in their songs." Yao Yuan smiled and shook his head, "What about the film companies? Which ones are more powerful?"
Yu Yong'an was stunned by the question, turned his head and shouted back, "Call that one over, the one with Liansheng."
The beautiful female secretary immediately went to call over the few people who were following from a distance and Liansheng.
Yu Yongan said, "I don't know much about the film company, but they all have a corporate background, and people from Liansheng should know."
He Liansheng and the others hurried over.
From last night at the airport until now, these people have been following him at the end. They didn't even dare to expect to talk to Yu Yong'an, let alone have the opportunity to face the big boss from the mainland.
At this time, the big boss greeted him, which made several senior young and Dangerous guys who were thinking about getting a promotion so excited that they couldn't help themselves.
Yu Yongan pointed at them and introduced them, but couldn't remember their names, "You, what's your name?"
"Dong Yu, I am Pao Qiang, Brother Hei's leader. This is Hei Zai Le, who is very good at playing with our names." The leader, Pao Qiang, nodded and bowed.
Yu Yongan nodded, "Are you familiar with the film industry? Let me introduce you to Mr. Yao."
Dapao Qiang said quickly, "Hello, Mr. Yao, Jiahe and Shaw Brothers are relatively powerful companies. The movies they have produced in recent years have been very popular."
Yao Yuan looked at Hei Zaile and suddenly asked, "Is your name Gu Xiaole?"
Hei Zaile was so nervous that his lips were trembling, and he was suddenly confused. He nodded subconsciously, "Yes, yes, Mr. Yao, I am Gu Xiaole."
Everyone was confused, how could Mr. Yao know a Ma Zai?
Are you a relative?
Da Pao Qiang rolled his eyes and asked cautiously, "Mr. Yao, do you know him?"
Yao Yuan didn't say anything, but asked Gu Xiaole, "Are you interested in making a movie?"
"I..." Gu Xiaole was confused.
Cannon was so anxious that he wanted to chop off his feet. He was keenly aware that an opportunity for development was right in front of him!