The boss's style of knowing that there is a tiger in the mountain and going for the mountain is something new company leaders like Gao Jian are not used to.
Especially professionals, they often think that they are the professionals, while bosses only have some understanding of the industry at best, and bosses should fully respect the professional opinions of professionals.
However, when it comes to Yao Yuan, no one is more professional than him, and no one knows the future development direction of the industry better than him.
Over time, everyone has become accustomed to this method - the boss points the way, and the people below just rush forward. They can do better in the details, but they must not question the direction pointed out by the boss.
Xia Honghua knows the huge profits here better than Gao Jian.
From production to transportation, to the sales terminal, and then to the user's hands, this is a complete chain, and this chain has been completed and is completely in the hands of Yao Yuan.
For Hua Xia United Bank, the interest received on the loaned money is nothing. In this chain, it plays the role of a booster, which has the meaning of sacrificing oneself to achieve others.
In fact, Hua Xia United Bank's profits are terrible.
Not to mention whether bad debts will occur on a large scale, even if only half of the principal can be recovered, it is only a drop in the bucket compared to Hua Xia United Bank's total profits.
Another group of customers of Hua Xia United Bank are the core.
Borrowed a large amount of rubles from the National Bank of Russia and lent them to domestic enterprises that needed to purchase equipment in Russia. The enterprises completed the equipment purchase, improved productivity, and created more profits. When the repayment period comes, they will repay with equivalent Chinese currency. If they cannot repay, they will
Collateral was confiscated.
For Hua Xia United Bank, this is a business that is sure to make a profit. No matter how the ruble depreciates, Hua Xia United Bank repays the Russian State Bank to the market, but the rubles lent are calculated based on the exchange rate on the date of signing the contract.
In other words, Hua Xia United Bank will earn as much as the ruble depreciates, and the more it lends, the more it will earn. From this point of view, the National Bank of Russia has suffered a loss, but this is the fact.
Comprehensive Westernization and blanket privatization, everyone wants to take advantage of the country. Even if someone stands up to oppose it, they will be drowned out by the voice of freedom and democracy.
Imagine that the American economic adviser hired by Yeltsin's government suggested calculating the value of the country's assets and then distributing them equally to every Russian. Such a ridiculous operation was actually passed and was implemented to the letter.
This is Russia in 1992, Moscow that cried until there were no tears in 1992.
Vasily and Aunt Anna are lucky, and people in a similar situation to them are lucky, the lucky ones among great misfortunes.
They can make their families' lives better by selling Chinese goods, and they can also save some hard currency for emergencies.
But the vast majority of Muscovites, who have eaten their last meal without knowing where they will be tomorrow, still feel the biting chill of winter, even though spring has arrived.
The once proud middle class watched the rubles in their hands depreciate in the bank. Yesterday you could buy a loaf of bread for ten rubles, but today you might be able to buy half a loaf, assuming there was still bread when you queued up to the counter.
And the store is willing to sell half a loaf of bread.
The wealth of Russia's middle class has evaporated by 80% in just two years.
It's quite similar to the depression at the end of the Republic of China.
One month after its opening, Hua Xia United Bank had 30 business outlets in Moscow and more than a dozen in surrounding cities.
The explosive development speed brought Hua Xia United Bank to prominence. After coordination, Hua Xia United Bank signed cooperation agreements with several European banks and American banks, which also meant that Hua Xia United Bank joined this gluttonous feast by default.
As for the reason, you can see it from the happy look on Gao Jian's eyebrows.
Still in the pavilion in the embassy courtyard, Gao Jian reported enthusiastically, "Boss, you are really amazing. Eighty percent of the customers who took loans from us chose to deposit their money. As of now, After get off work last night, all our deposits in Russia exceeded 1 billion Chinese dollars. Based on our current total assets, we should be among the top 20 foreign banks in Russia."
Yao Yuan was also surprised. He expected that he would definitely save money, but he didn't expect that there would be so much.
Gao Jian continued to report, "The non-performing loan rate is not lower than expected, but is very, very low. It seems that the Russians still trust us, Hua Xia United Bank."
Xia Honghua said with a smile, "Our Huaxia products are in short supply. Their business is getting bigger and bigger, so of course they won't ruin their credit just for that little money. We are the only one in Russia that provides personal credit loans, and we are the exclusive business."
"A few days ago, I attended a reception hosted by the National Bank of Russia. All the attendees were heads of overseas banks in Russia. The question they asked the most was what kind of risk assessment was used to launch the personal credit loan business." Gao Jian
He smiled and said, "I told them that it is based on our ability to put 300,000 tons of consumer goods into the Russian market every month."
After a pause, he said, "Following your instructions, I extended an olive branch to them. There are many banks interested in cooperating."
Yao Yuan shook his head slightly, "It doesn't make much sense to cooperate with small banks. Big banks don't like these three melons and two dates. What they like is Russia's huge heavy assets and oil energy."
"Boss, this is not a trivial matter." Gao Jian smiled bitterly and shook his head, "We have made preliminary calculations and estimate that by the end of the year, Hua Xia United Bank's profits will reach 10 billion Hua Xia coins."
That's nearly $1 billion.
And this is only part of what Gao Jian knows.
One sentence can explain that Hua Xia United Bank makes money faster than the banknote printing factory.
After Gao Jian left, Xia Honghua took out a red-headed document and handed it to Yao Yuan, "The superiors have given instructions and agreed with our suggestion. Each province has begun to organize factories, basically following the order-based production model you proposed."
"Good news, the business can be expanded to Eastern Europe. Maybe if we work hard, we can enter the European market." Yao Yuan said with a smile after reading the red-headed document.
Xia Honghua said, "A large amount of advance payments have returned to the country, and the pressure of the triangular debt problem has been greatly reduced. The leading group for cleaning up the triangular debt spoke highly of our work. Oh, by the way, the Directional Machinery Factory is your company, right?"
Yao Yuan was stunned for a moment, "Yes, what's the problem?"
"No." Xia Honghua hurriedly waved his hand, "Did you have some dispute with Huashi Machinery Factory some time ago?"
Yao Yuan understood immediately and said, "The small friction has been resolved."
Xia Honghua said, "When I reported to the country, I mentioned your intention to engage in petrochemicals. The triangular debt problem of Huashi Machinery Factory is quite serious. The leaders of the triangular debt cleanup leading group believe that Huashi Machinery Factory can be merged into Fangfang Machinery Factory, which is considered right.
A sign of how hard you work."
Yao Yuan had never thought about reaping what he sows, and he didn't expect that it would happen to him today.
He said, dumbfounded, "The Fangfang Machinery Factory is actually a vehicle manufacturer. It doesn't make much sense to join the Huashi Machinery Factory."
Xia Honghua said, "I understand your situation. You definitely don't just want to produce vehicles. Otherwise, how can you explain the heavy machinery production line? That production line can produce 80% of industrial machine tools, including those used in petrochemical equipment manufacturing.
machine tool."
Being investigated thoroughly, Yao Yuan was not surprised by this.
Now that the words have been spoken, Yao Yuan stopped hiding it and said, "Then I want it. I will buy it at the actual price. I can't take it for free."
"I knew you would say that." Xia Honghua understood Yao Yuan's character, nodded in agreement, and asked, "Is there anything else I can help with?"
Yao Yuan knew that this was not what Xia Honghua meant, but what the higher-ups meant. If you are rewarded based on your merits, there would be no shop after passing this village, so he had no intention of being polite.
"I really need help with something."
Yao Yuan took out a map and spread it out, pointing his finger at Baku, the capital of Azerbaijan. "Yesterday, the Azerbaijani government released a bid for the exploration rights of Baku oil fields to the world. The deadline is June 30."
"You want to participate in the bidding?" Xia Honghua was stunned and asked hurriedly, "What should I do in Moscow? Didn't you decide to participate in the bidding for the exploration services of the Tyumen Oilfield before?"
Yao Yuan said, "There is no conflict. There is still more than a month left. I am confident that I will complete the bidding for the exploration services of the Tyumen Oilfield within half a month. The remaining month is just right to prepare the bidding for the exploration rights of the Baku Oilfield."
He said, "The problem now is that I registered an oil service company, but I don't have an exploration team."
Xia Honghua couldn't laugh or cry, "Xiao Yao, oil exploration and development can't be completed in one or two months. In many cases, one or two years is not long, and the investment is huge. One or two billion US dollars are thrown in and you can't even see the oil."
It’s normal enough. This matter can’t be too trivial.”
Yao Yuan said, "What you are talking about is a routine situation, but if I can determine the location of the oil layer relatively accurately and have a large-scale exploration team working at the same time, it is entirely possible to shorten the time to one month or even half a month."
"How big is it?" Xia Honghua asked.
Xia Honghua knows only too well how powerful the human wave tactic under the national system is.
Yao Yuan spat out a few words, "One hundred exploration teams."
"More than 10,000 people!" Xia Honghua's eyes almost popped out.
Yao Yuan nodded with certainty, "I can withstand up to a hundred exploration teams operating at the same time. Therefore, the Planning Commission needs to coordinate with the Petroleum Corporation and ask for their support. Of course, I will pay the remuneration."
Xia Honghua stared at Yao Yuan for a long time and asked, "Xiao Yao, are you kidding me?"
"How dare I joke about an investment of hundreds of millions of dollars," Yao Yuan said with a smile.
Regardless of the impression that central enterprises usually give people of low efficiency, when it comes to executing orders from superiors, their efficiency can only be matched by the army. They are often carried out resolutely with determination at all costs. They have been effective in all major disasters and national-level project competitions.
proved this point.
With an order, not to mention 10,000 people, even 100,000 people can be summoned immediately.
As soon as the red flag was raised, teams from all over the country flocked to the event.
[The author has something to say]
No surprise, another update. Happy New Year’s Eve to my brothers!