In the past few years, Yao Yuan did not use the life-saving money when encountering any crisis, and he did not use it even when he was comprehensively suppressed by his superiors.
Lin Wei suddenly used them all this time and couldn't figure it out.
Yu Yongan said, "Didn't Ayuan say that the funding problem can be solved by releasing financial wealth management products for financing?"
Su Wangting nodded slightly and said, "Yes, it is a common practice to use short-term financial management products for financing. Since we have made solid preparations before, there should be no problem."
"Well, I'm not worried about the current financing problem. What I'm worried about is the changes in the situation in the future. I feel panicked when I don't have any money." Lin Wei said with a sigh.
Yu Yongan is very relaxed. He has been in business for about the same age as Lin Wei. Like Xiao Jiabing, he is the most experienced in the Dongfeng Group.
He smiled and said, "Don't worry. If you take a step back and say that your debts are due and cannot be repaid, you can just sell some of your assets. I don't believe that the huge Dongfeng Group is not worth 300 billion."
This involved the core secrets of the Dongfeng Group, and Lin Wei did not respond.
Apart from Yao Yuan, only Lin Wei knows how many assets the Dongfeng Group has. This data will never appear in the annual report or in any meeting. This is top-secret data.
Lin Wei was not a fool. He knew that the purpose of Yu Yongan's insinuation was to inquire about the value of Dongfeng Group's assets. Of course, he did not think that Yu Yongan had any ulterior motives and was just out of curiosity.
The asset value of Yongan Group is around 80 billion Hong Kong dollars. Based on this, Yu Yongan’s judgment that the total asset value of Dongfeng Group exceeds 300 billion is reasonable.
But he didn't know that his judgment was very different from the real data...
Seeing that Lin Wei was silent, Yu Yongan waved his hand and said, "If you are really worried, starting next year, Yongan Group will hand over 80% of its profits to the headquarters group and repay the loan interest. It should be no problem."
That's 20 to 30 billion, which means that Yu Yong'an has suspended his dividends. He has 10% of the shares in Yong'an Group, and the annual dividends distributed to Yu Yong'an are between 300 and 500 million Hong Kong dollars.
This is Yu Yongan’s attitude.
Lin Wei was very moved, and his low mood dissipated a little, and said, "Old Yu, we haven't reached that point yet. When we really get to that point, we can still make up several billions together. I also have twenty or thirty."
billions of savings."
Su Wangting couldn't stop and said, "Mr. Lin, why do you think two to three billion yuan sounds like two to three thousand yuan when you say it?"
He only received dividend shares from the French Ward Investment Group the year before last, and now he has saved four to five billion in savings. He originally thought that this was already a lot, at least he could be ranked first among the Dongfeng Group.
Unexpectedly, compared with Lin Wei and Yu Yongan, my little money is more like pocket money.
Yu Yongan smiled and answered for Lin Wei, "Compared to hundreds of billions, two to three billion is not much different from two to three thousand yuan."
"That's true..." Su Wangting sighed and shook his head.
Yu Yongan smiled and said, "I asked you why you are so dejected. Isn't it because you owe some money? Besides, Ayuan must know it well. Don't think so much. Let's go. I will take you out for a walk."
"Forget it, let's go to the bank and have a look." Lin Wei said.
Yu Yongan said, "Okay, let's go to the bank."
The three of them drove to the Hong Kong headquarters of Hua Xia Bank.
The financial products to be listed are underwritten by Hua Xia Bank. Hua Xia Bank's investment business itself is strong and the reputation it has established over the years is very strong. It is safest for the bank to issue financial wealth management products for financing.
Hua Xia Bank's Hong Kong headquarters building is right next to the Bank of China Building, and is comparable to the Bank of China Building, a landmark building in Hong Kong. This is the best way to reflect its strength.
This tall building, which is 30 meters shorter than the Bank of China Tower, was completed in the middle of last year. The construction period was only 2 years. The construction speed was very fast. It adopts a Chinese style design and the roof is an eaves design, which is very recognizable.
The four big characters "Hua Xia Bank" are on the outer walls of the highest floors, and the logo of Hua Xia Bank is on the other side. It can be clearly seen by any flight taking off and landing at Hong Kong Airport.
From a visual point of view, in Hong Kong, apart from Bank of China, only Hua Xia Bank is the most eye-catching, which shows that Hua Xia Bank's marketing and publicity methods are very superb.
After Lin Wei and his party arrived at the headquarters of Hua Xia Bank, they suddenly received a call from Gao Jian, asking them to go to the chairman's office on the top floor.
Arriving at the chairman's office, as soon as he entered the door, he saw a familiar figure standing in front of the large glass wall looking out at Hong Kong.
"Ayuan? When did you come back?" Lin Wei asked in surprise.
That person is Yao Yuan.
Yao Yuan turned around and pointed to the sofa and said, "An hour ago, sit down."
The roof of the Hua Xia Bank Building is a helicopter landing platform. Yao Yuan must have flown here directly from Macau, so no one knew he was back.
Something must have happened.
Everyone took their seats.
In addition to Gao Jian, president and president of Hua Xia Bank, Pan Jie, general manager and president of Shenzhen Development Bank, was also there. Something must have happened, and it was something big.
Yao Yuan lit up a cigarette and started smoking. Pan Jie glanced at everyone and said, "Lyman Bank went bankrupt an hour ago."
A few seconds later, Su Wangting's eyes almost popped out of his head, "The Lehman Bank of the United States has gone bankrupt? Is it the Lehmann Bank of the United States?"
"Yeah." Pan Jie nodded.
Su Wangting looked like he had seen a ghost.
Lin Wei and Yu Yongan's reaction was half a beat too slow. It took them a while to match the Lehman Bank that Pan Jie mentioned with the old American investment bank.
"Lyman Bank went bankrupt?" Yu Yongan was shocked.
Pan Jie said, "An hour ago, Lehmann Bank filed for bankruptcy in the U.S. Federal Court. The U.S. government has not yet expressed its position on the matter. However, Wall Street people believe that Lehman Bank's bankruptcy is a foregone conclusion and the U.S. government will not rescue it."
No wonder Yao Yuan, who was in the world of two, rushed back immediately.
Gao Jian said, "We own 7% of Lehman Bank's shares and have not received any news before. This thing happened very suddenly and very strangely."
It is not surprising that companies under the Spring Breeze Group hold shares in Bank of America. France's Ward Investment Group is responsible for investment business in Europe. There are also related investment companies in the United States, even more than in Europe.
Everyone thinks that Shirley He was transferred to the United States to take charge of North American business because the business there is becoming more and more important.
After taking a while to digest the news, they all turned their attention to Yao Yuan.
According to Yao Yuan's judgment, Wall Street's private equity funds were already gathering ammunition to take action against the Four Asian Tigers. At this juncture, Lehman Bank suddenly went bankrupt, which was very unreasonable.
Lehman Bank is an investment bank and a subprime mortgage lender.
If it were 2007, Yao Yuan would not be surprised by the bankruptcy of Lehman Bank, because the U.S. subprime mortgage crisis was brewing until 2007 when it broke through the bottom line and began to explode. With Lehman Bank as a mark, the U.S. subprime mortgage crisis swept the world. This is
The famous 2008 global economic crisis.
The so-called subprime mortgage refers to subprime housing loans. The house purchased with the mortgage loan is then used as a mortgage. To put it bluntly, it is leveraging again and again. If there is a gap in the flow of funds, it will affect the whole body and explode.
How the United States got through this crisis was by printing money. Because of the strong position of the U.S. dollar, the United States can harvest the world by printing money.
Before today, Yao Yuan didn't know about Lehman Bank. Not every investment made by his company in the United States had to be approved by him. After learning about it, he realized that Lehmann Bank was not a very famous bank in the United States.
What attracted Yao Yuan's attention was the timing of bankruptcy and the business focus of Lehman Bank.
Leman Bank's business in Southeast Asia accounts for more than one-third of its total business. It is both an investment bank and a subprime mortgage bank. These attributes attracted Yao Yuan's attention.
When something like this happened at this juncture, it was obvious that Yao Yuan summoned everyone not because of the loss of this investment.
Pan Jie observed Yao Yuan's expression and expressed his analysis, "Lyman Bank has a lot of business in Southeast Asia, especially in Thailand, which accounts for a large proportion of the business. Will the bankruptcy of Lehman Bank be the beginning of Wall Street's private equity funds?
Are you taking action?"
"It's too early to draw this conclusion. The information we currently have is limited, and we don't even know the cause of Lehman Bank's bankruptcy." Gao Jian was as steady as ever.
Pan Jie nodded slightly and agreed with Gao Jian's opinion.
Lin Wei frowned and thought, saying nothing.
Su Wangting was probably more familiar with the Western financial market. He considered it and said, "The reason for the bankruptcy of Lehmann Bank is most likely debt problems. This bank has a large subprime mortgage business. If there is a problem with funds, bankruptcy is expected."
Things in."
Waving his hand, Yu Yongan said, "No matter what the reason is, what we need to find out now is whether there is a connection between the bankruptcy of Lehman Bank and Southeast Asia. What we need to judge is whether Wall Street private equity funds have already taken action."
Su Wangting was stunned, laughed at himself, and nodded.
His view of the problem is still not as profound as that of a veteran like Yu Yongan. Undoubtedly, what Yao Yuan wants to know now is whether there is a connection between the bankruptcy of Lehmann Bank and Southeast Asia, not the bankruptcy of Lehmann Bank itself.
Yao Yuan said nothing, listening to their discussion while carefully recalling the preparations and information collected over the past year or so.
The collapse of Lehmann Bank was unexpected.
As an investment bank, it is closely related to the financial market. As a medium-sized investment bank in the United States, it is not that easy to go bankrupt.
Wall Street private equity funds are inhumane and only pursue profits. These private equity funds will not show mercy because they are American banks. In fact, there is a lot of evidence that Wall Street private equity funds were behind the 2008 economic crisis. They
In an extremely barbaric way, they plundered the wealth of subprime mortgage banks, which is the backbone of the American people.
The discussion came to an end, and everyone's eyes once again focused on Yao Yuan.
Yao Yuan put out the cigarette butt and said, "Soros may have already taken action, and our plans will have to be advanced accordingly. The bankruptcy of Lehman Bank has been closely followed and investigated by He Shirley. I believe it will be found out soon."
After a pause, he said, "First release the financial and financial products, and at the same time launch our hunting plan. Lao Gao, please introduce the financial and financial products."
"good."
Gao Jian opened the folder and handed out a color-printed product introduction to each person, saying, "We are launching four products at the same time, divided into guaranteed value-added products with three periods of six months, one year, and two years, and a venture capital product.
.”
"The three guaranteed value-added products are for financing the Hua-Harbin Railway. The highest annual interest rate given is 5.6%, which is currently the highest return rate on the market. The total amount is expected to be 10 billion Hong Kong dollars, of which 1.5 billion Hong Kong dollars are planned to be raised in the half-year period.
The one-year plan is to raise HK$3 billion, and the two-year plan is to raise HK$5.5 billion.”
"The minimum investment for the half-year term is HK$100,000, the one-year term is HK$200,000, and the two-year term is HK$300,000. These products are listed in the introduction. Hua Xia Bank commissioned a third party to conduct a three-month market survey.
The sales prospects of the three financial products are very good."
After taking a sip of tea, Gao Jian said, "The focus is on venture capital financial products, which is what everyone sees as Huaxia No. 1. This is a value-added financial product mainly for investment in the Chinese mainland market. The profit prospects of the product are Huaxia Mainland
Prospects for Economic Development.”
Looking at Yao Yuan, Gao Jian said, "We have not released any value-added financial products before. Nanyang Bank, the predecessor of Hua Xia Bank, did very poorly in this area. In order to solve the sales problem, Mr. Yao instructed that the first batch of purchasers
Huaxia No. 1 customers are promised a return rate of no less than 12% per year.”
"So high?" Su Wangting asked in surprise.
Gao Jian said, "Dragon medicine is used in extraordinary times, and China No. 1 is one of the main weapons to deal with the coming financial crisis."
"If the annual return rate is no less than 12%, then the pressure on our return on investment will be very high." Lin Wei said solemnly.
Since investing in Hong Kong Meixiang, Lin Wei has made many outstanding moves in the Hong Kong financial market. He seems to be born with a keen insight into those lines.
Gao Jian said, "After the release of Huaxia No. 1, 3 billion Hong Kong dollars must be raised within a month to play a role in the upcoming financial crisis. Therefore, promising a higher minimum rate of return to the first batch of customers is a helpless move.
"
He looked at Lin Wei and said in a helpless tone, "We are short of funds."
Even Hua Xia Bank said it was short of funds, which shows that the current financial status of Dongfeng Group is not optimistic.
"The culprit" Yao Yuan smiled slightly and said, "I have spent all my money to come back. I know you don't understand my large investment in Kazakhstan. In the future, you will understand that if you miss it this time, I'm afraid there will be no chance in the future.
I have to do this."
Everyone nodded slightly to express their understanding. If there was anything else to say, the big boss decided to go ahead and everyone just moved forward.
Patting his thigh, Yao Yuan said, "Since the private equity funds on Wall Street have already taken action, we are no longer idle. We must first find out where their first target is, and whether they will attack Thailand first as we analyzed before.
.”
He looked at Su Wangting and said, "Old Su, you go to Thailand right away. Thailand Huahe Investment is our company. You go there to take charge and find out the situation clearly first."
"Okay, I'll set off in the afternoon."
The mountain rain is about to come and the wind fills the building.