Li Zhen reorganized the thoughts in his mind and said calmly: "Establishing a bank is a complicated process. You have the experience of a bank and are more professional. I will not participate too much. The key point I want to mention is the establishment of a bank. financing, and the division of interests among banks.”
Fan Kai listened quietly, his heart full of expectation.
He found that the young admiral in front of him was really different.
Li Zhen continued: "I can set up a bank with just a few million taels of silver in my name, but it cannot achieve the purpose I want. To put it simply, what I set up is just a bank and has no effect. To highlight the need to do something big, I plan to invite the main businessmen in the Guangzhou business community to participate. The Fan family can participate, the Mu family can participate, and other businessmen can also participate. Those who are unwilling to participate are not forced to participate. Anyone who contributes money can participate. , they all become part of the bank, and after making money, they will be allocated a certain amount of money according to the amount of capital invested."
Fan Kai raised his eyebrows and was even more surprised.
He had discussed with Mu Zhongyuan and planned to call on businessmen in Guangzhou to provide money for financing. Fan Kai secretly wondered in his heart, could the person in front of him see through his inner thoughts? However, this absurd and unruly idea was rejected as soon as it arose and replaced with It's the feeling of meeting a soulmate.
The admiral in front of me is a like-minded person.
Fan Kai said with a smile: "Your Excellency's idea coincides with that of me, and I also plan to do the same."
Li Zhen said: "Mr. Fan, just being a businessman and a simple bank still fails to achieve the goal. For me, there are more political needs. After the bank makes money, I own 50% of the profit. Thirty percent of the profits will be divided among the businessmen who invest, and the remaining 20% will be given to the civil and military officials under my command. These officials do not need to provide financial support like businessmen, but directly occupy a certain share, so they must be divided. "
After hearing this, Fan Kai's eyebrows became more solemn.
He is also a person who works in shopping malls, and he is extremely shrewd. He immediately understood that Li Zhen wanted to bind the civil and military officials under his command. If the civil and military officials followed Li Zhen, they would not only have a bright future, but also have enough money. The two interests were entangled. Together, Li Zhen's power will be impregnable.
No matter who wants to leverage the corner, it will be extremely difficult.
Fan Kai thought for a while and said: "I agree with the division, but they can only hold shares and cannot dictate to the bank."
Li Zhen laughed and said: "Mr. Fan just said that laymen cannot command experts. Of course I have to guarantee this. Besides, military generals are all big men. No one wants to take care of bank affairs. Civil servants are busy dealing with political affairs. They won’t get involved either, don’t worry about this, the 20% of the profits I divided will only be given to them, and they won’t be allowed to get involved in the bank. You will still be responsible for the specific operations."
Fan Kai said loudly: "Your Excellency is wise."
Li Zhen waved his hands and said: "My request is very simple. I just divide 20% of the profits to the officials. As for the rest of the bank's affairs, I believe you can handle it well. I believe you can set up a commercial bank controlled by the Guangzhou government."
Fan Kai said loudly: "Don't worry, sir, I'll start preparations right now."
After that, Fan Kai said goodbye and left.
He showed up and returned to Fan's Mansion, reported to the old lady, then changed his clothes and went to Mu Zhongyuan's mansion, the Mu Mansion Hall. Fan Kai took a sip of tea and said: "Brother, I have become an official. Li Zhen does things."
"My dear brother, congratulations on being able to achieve great things."
Mu Zhongyuan said: "Brother, when you take office, you have three things to do. If you don't work hard, how can you end up in my house?"
Fan Kai said in high spirits: "I discussed the establishment of a bank with my brother before. Today I went to see Mr. Li. Guess what, Mr. Li actually expressed the idea of forming a bank first. My first thing now is to set up a bank."
Bank, according to the method we discussed at the beginning, I am going to call on businessmen in Guangzhou to participate, and I must give my full support."
Mu Zhongyuan said: "Brother Xian, please explain it carefully."
Fan Kai immediately explained: "According to Mr. Li's plan, the bank established will pay 30% of the profits as dividends. As long as we operate it properly, the bank's business will cover Guangdong Province and even expand outside, and the 30% profit will be very considerable."
Mu Zhongyuan said: "The profit is 30%, we are 30%, Li Zhen is 70%, the money we make is too little."
Fan Kai said: "Brother, let me tell you about Mr. Li's 70% profit division. Mr. Li owns 50% himself, and the remaining 20% is given to close officials. Therefore, it is very objective to be able to divide 30% of the profit.
Already."
Hearing this, Mu Zhongyuan sighed with emotion: "This Li Zhen, he does everything flawlessly, he is really sophisticated."
The two of them carefully calculated and discussed the establishment of a bank.
…
Admiral's Mansion, in the study.
After Fan Kai left, Li Zhen returned to the study and invited two counselors, Liu Taiping and Wang Xiaoyang. He also sent people to bring in Dai Yuanhua who developed weapons, Bo Jia and Huan Xiaolang from the hospital, Huang Shihai, Qi Zhenhai, and Yang Banhou from the army.
, Smith, Lu Shaochuan, Zhou Xiuying, and Huang Qiang were all invited to the study.
These people are the main team under Li Zhen, and they are relied upon as the core.
Li Zhen said calmly: "We have gathered everyone together today to announce something. No matter whether it is my counselors, generals in the army, hospitals or arsenals, the salaries are not too high. Even if I give them
With your generous salary, it is difficult for you to have a rich family fortune."
"For this reason, Mr. Liu and I discussed and prepared to follow the example of foreigners in setting up a bank."
"When the bank makes money, I set aside 20% of the profits to take care of everyone."
"My current plan is to at least allow each of you to have more than 20,000 taels of silver a year, but it will not exceed 30,000 taels a year. The excess will be saved as a special fund." Li Zhen looked sincerely.
He said: "If you follow me to do things, I will not treat you badly. I will share my blessings and hardships. Our situation is gradually getting better. I also hope that everyone's situation will gradually change."
Li Zhen's words won everyone's approval.
Liu Taiping, Dai Yuanhua and others were not too excited. The most excited ones were the generals in the army. For the generals, they worked hard on the edge of the knife. It is definitely rare for Li Zhen to give generous treatment. Even if something goes wrong, the family members
You can also live without worries about food and clothing.
Lu Shaochuan said excitedly: "The commander-in-chief has treated me with great kindness, let us repay him in any way we can."
Li Zhen smiled and said: "Just kill the enemy with all your strength."
Lu Shaochuan said loudly: "I, Lu Shaochuan, will follow the commander in my life. Wherever the commander points, I will hit."
The same goes for the other generals.
Following Li Zhen, they can not only get promotions and titles, but also receive money from Li Zhen. They will gradually change and form a group headed by Li Zhen. With the constraints of interests and the support of ideals, these people will
I will follow Li Zhen loyally.
An interest group is a synthesis of ideals and reality.