After getting the solution, Quan Wanji and his party retreated one after another.
They know that now they just need to wait quietly for Yang Fan to solve this problem.
The sun is shining brightly outside, and the tea is fragrant indoors.
Xing'er sat at the coffee table, with her bare hands and wrists, making tea smoothly.
Pour the brewed tea into the tea cup in front of you. The white porcelain is crystal clear and the tea is green and clear.
Xiao Yu and Yang Fan sat opposite each other, holding teacups leisurely. The tea had a timeless aroma and a long aftertaste.
After drinking several cups of tea, but not seeing Yang Fan speak, Xiao Yu could only say helplessly: "Grand Governor, please stop pretending and tell me what you think of the proposal to jointly develop the Iwami Silver Mine.
We Jiangnan nobles have shown great sincerity."
It turned out that before Quan Wanji and the others came, Xiao Yu came to negotiate with Yang Fan on behalf of the Jiangnan nobles.
The purpose is to address the development issues of Iwami Silver Mine.
After all, Yang Fan got 1 million taels of silver from there in just one month, who wouldn't be greedy!
Seeing Xiao Yu take the bait, Yang Fan raised the corner of his mouth slightly, drank the tea in his cup in one sip, and then said in a leisurely manner: "I bought the Shijian Silver Mine privately, what does it have to do with you? Besides,
I am neither short of money nor short of manpower, so why should I cooperate with you?"
Xing'er covered her mouth with her hands, overjoyed.
As Yang Fan's personal maid, she naturally understands Yang Fan's temperament very well.
As long as my son shows such an expression, it seems that someone will be tricked again.
However, what makes her even more proud is...
In the past, all the officials sent by the imperial court to Jiangnan returned without success. Only his own son was able to trick the Jiangnan gentry and other people around. He was really awesome.
Hearing Yang Fan's words, Xiao Yu said displeasedly: "If the output of Shijian Silver Mine is really so large, do you think you can keep it alone? Not to mention those aristocratic families in Guanzhong, even the emperor will be greedy, and it won't be the case then
If you want to separate them, we will treat them with sincerity and ask the Governor to think twice."
In Xiao Yu's view, Yang Fan should be very happy if they provided money and efforts to cooperate with Yang Fan, but he did not expect that Yang Fan would refuse.
"It's not impossible to cooperate if you want..." Yang Fan deliberately looked distressed, as if he was really persuaded.
Xiao Yu asked impatiently: "If you have any conditions, just ask!"
"Do you really mean what Song Guogong said? Can you represent the entire Jiangnan family?" Seeing Xiao Yu fall into the trap, Yang Fan asked with a half-smile.
How can these aristocratic families understand Yang Fan's thoughts?
Ever since he deliberately spread the news about the reserves of Shijian Silver Mine, Yang Fan has never planned to live alone.
He understands the reason why money and silk move people's hearts, and he naturally knows that he alone cannot guard the Shijian Silver Mine.
The reason why people like the Jiangnan gentry are interested is to gain more benefits and pave the way for the implementation of new policies in the future.
After all, the development of shipping, the establishment of banks, the introduction of banknotes, and other measures were all inseparable from the cooperation of the Jiangnan gentry.
These are not troubled times. No matter how tough Yang Fan is, he can't kill all the people from these aristocratic families.
In Yang Fan's view, it is definitely more beneficial to make reasonable use of these people from the Jiangnan family than to kill them all.
The Jiangnan family has been passed down in Jiangnan for thousands of years, and has long been integrated with the plants and trees here.
Although many Jiangnan people hate some Jiangnan aristocratic families, it is undeniable that many people from Jiangnan aristocratic families are also supported by many Jiangnan people.
Otherwise, these Jiangnan nobles would never have been able to pass on their legacy here for so many years.
Now that Yang Fan wants to carry out reforms in Jiangnan and implement various new policies, it is extremely important to get the cooperation of the Jiangnan family.
Furthermore, although the reserves of Iwami Silver Mine are very large, they are just dead objects.
This fixed resource will eventually be exhausted.
Once the reform is successful, it will promote the vigorous development of the entire Jiangnan economy.
As long as the entire Jiangnan is integrated and the door to the world is opened, the mere Iwami Silver Mine is just a drop in the bucket.
There are countless gold mines and other mineral deposits in Africa and America, but the Iwami Silver Mine is really not on the list.
Yang Fan stood up slowly, came to Xiao Yu, and said with a smile: "Xiao Gong personally came forward, how dare you refuse, if you have money, we can make it together, isn't it just a silver mine? What a big deal, with our relationship,
If you say that there are no conditions, wouldn’t that be too foreign?”
Seeing Yang Fan's unfavorable attitude, Xiao Yu said angrily: "Then tell me what our relationship is? Why don't you give me any special preferential treatment? Instead, you pit our Xiao family mercilessly!"
Knowing that the old man was selling houses, Yang Fan laughed, poured a cup of tea for Xiao Yu himself, and said: "Old Xiao, you can't be angry when you are old. If you are in mood, you can just give me a good beating.
Never fight back."
"Hmph!" Xiao Yu snorted and said angrily: "I was originally wondering why my sister, who was so wise in her lifetime, would accept a little naughty boy like you as her godson. Now I finally know. You are just so shameless?"
Speaking of which, Xiao Yu was very depressed about Yang Fan.
On the one hand, I hope that my sister will recognize that this godson is becoming more and more promising.
On the other hand, he was a little defensive. After all, Yang Fan didn't have a good attitude towards the aristocratic family.
Since Yang Fan went to Jiangnan, he turned Jiangnan into a pot of porridge and even wiped out so many aristocratic families. Even Xiao Yu was frightened.
Because he knows the background of the Jiangnan family, if Yang Fan continues like this, he may suffer a collective counterattack from the entire Jiangnan elite.
As the leader of the Jiangnan family, Xiao Yu neither wants to see turmoil in Jiangnan, nor does he want to cause bloodshed.
This time I came to discuss with Yang Fan the joint development of the Iwami Silver Mine, not so much to make money, but as an opportunity to promote reconciliation between Yang Fan and the Jiangnan family.
Hearing Xiao Yu's strange words, Yang Fan smiled and was not angry. He understood Xiao Yu's distress.
Xiao Yu was born in the Xiao family, and as a high-ranking official of the imperial court, his status is the most embarrassing.
After all, he must coordinate the balance between the Jiangnan family and the imperial court.
Yang Fan knew that although he seemed to be going well in Jiangnan during this period.
In fact, a lot of credit goes to Xiao Yu for coordinating it.
Without Xiao Yu as a lubricant, the construction of Huating County might not have gone so smoothly.
Thinking of this, Yang Fan looked sad and sighed: "Aren't we helpless for the people of Huating County? You have a lot, so consider it as a contribution to the people of Jiangnan!"
There is indeed no hypocrisy in this statement, and Yang Fan is very grateful to Xiao Yu for his help.
Seeing that Yang Fan was so sensible, Xiao Yu smiled happily. At least this guy wouldn't be so stunned that he didn't know what to do.
I came here today, and it looks like I'm going to fall into this kid's trap again.
"You kid, don't talk to me about righteousness. Tell me what conditions you have. I'll put it all together..."
Knowing that his little trick could not be hidden from this veteran official, Yang Fan smiled brightly and said: "I heard that you are going to return to Chang'an soon. Aren't you anxious?"
"You just heard that there is now a money shortage in the Jiangnan area. If it is not resolved as soon as possible, it may cause turmoil."
"Today, only by preparing banks and printing new coins can this phenomenon be alleviated. But if you want to prepare a new type of bank, you must have sufficient reserves. Therefore, rather than talking about conditions, it is better to give you money."
.”
"As long as the Jiangnan aristocratic family headed by the Xiao family mobilizes the major aristocratic families to exchange their own copper coins, silver or gold coins for new coins, I am willing to work with many aristocratic families to jointly develop the Iwami Silver Mine."
"At the same time, an overseas trading chamber will also be established. As long as the aristocratic families are willing to participate, they can participate in overseas trade. What do you think?"
These words made Xiao Yu fall into deep thought.
Although it sounds good for Jiangnan Family, the prerequisite is that the banknotes issued by this so-called bank can maintain their value, otherwise everything is empty talk.
It is obviously unrealistic for people like the Jiangnan family to exchange all the gold, silver and copper coins in their homes into new banknotes.
Thinking of this, Xiao Yu said: "Your idea is good, but what can you do to ensure that the exchanged coins can maintain their value? In addition, not to mention the Jiangnan family, it is impossible for all the families in the world to exchange their belongings
This new type of currency is too risky after all!"
Yang Fan chuckled and said: "Of course I don't ask the family to exchange all the copper coins at once, but to exchange part of them, and try to use new types of coins when using them in daily life."
"If I only exchange a part of it, I might work hard, but it's still possible? But my Xiao family has no benefits, so why should I take such a big risk to help you?" Xiao Yu asked after pondering for a moment.
Hearing this, Yang Fan smiled even more happily. As long as we can negotiate, nothing is impossible. He stared at Xiao Yu for a while and said: "I plan to set up this bank in the form of shares. As long as you can convince those aristocratic families, I
I can give you ten shares of dry stock!"
Xiao Yu's eyes lit up and he asked: "How many shares does this bank have?"
"A certain person plans to own a total of 1,000 shares in this bank." Yang Fan did not hide it.
Hearing that there were so many shares, Xiao Yu said angrily: "You only gave me ten shares of the Xiao family out of 1,000 shares? Do you really think I am easy to bully?"
Yang Fan explained with a wry smile: "You really have wronged me, why didn't you ask what the price of one share is?"
"This bank exists in the form of a joint-stock system, which means that it needs to raise funds in the form of shares. A certain person plans to sell it at a price of 50,000 yuan per share. Don't you think it's too small?"
"50,000 yuan per share?" Xiao Yu stared in disbelief, and after a while he asked: "Then who would spend this unjust money to buy shares? Do you really think others are being taken advantage of?"
Yang Fan poured a cup of tea, drank it in one gulp, and then continued: "With your reputation, the bank's shares are certainly not worth so much, but this time you return to Beijing, I want you to bring something to His Majesty.
, as long as His Majesty agrees, I still think that 50,000 yuan per share is low, and will we have to restrict the number of shares in the future?"
"Bragging!" Xiao Yu didn't believe it at all.
In his opinion, 50,000 yuan per share is simply a money grab.
Seeing his appearance, Yang Fan said with a smile: "Do you know the future scale of this bank? If the overseas market is opened, the annual turnover of this bank will reach tens of millions. Even if the annual profit is only 1%, then
It will also be tens of millions of dollars. Although expenses have to be deducted, there are still several million dollars. Do you think that a profit of tens of thousands of dollars per share is still small?"
Xiao Yu was stunned and swallowed: "What did you say? You said that the annual turnover can reach tens of millions?"
Yang Fan shrugged and said: "This is just the most conservative estimate. If overseas markets are fully opened, think about how big the scale will be if all trade uses this currency in the future."
After a pause, he then said: "Besides, as long as you convince these aristocratic families to exchange coins, these dry shares will be given to you. You don't need to spend a penny. You can get at least 100,000 yuan in profits every year. You can consider it yourself."
Xiao Yu was really moved after hearing Yang Fan's analysis.
Although the Xiao family has a large business, their wealth is only about 1 million yuan.
If only we knew that this money was accumulated by the Xiao family over thousands of years.
Now Yang Fan directly sends out ten shares. According to Yang Fan's calculation method, this is equivalent to 500,000 shares.
If you calculate the annual profits in the future, this is an astronomical figure.
Of course, this assumes that the bank does not fail.
But even so, it's still worth the gamble.
After all, even if they fail, the Xiao family will not suffer any loss.
Thinking of this, Xiao Yu nodded and said: "Okay, I promise you, but in addition to the dry shares you are given, you must sell ten more shares to our Xiao family!"
This time Xiao Yu is betting on the future of his Xiao family.
If they fail this time, their Xiao family will definitely be severely damaged.
If they can succeed, their Xiao Yu's glory will be even more dazzling, and even no other aristocratic family will surpass it within hundreds of years.
After all, according to what Yang Fan said, the shares of these banks are extremely small.
There were many aristocratic families in the Tang Dynasty. If banks really made money like this, there would definitely be too many people and too few people.
Of course, Xiao Yu’s gamble is not without basis.
Yang Fan is not only known as the God of Wealth, but he also became the Governor of Jiangnan at a young age. He has a bright future. Such a bet is definitely worth the money.
In addition, Xiao Yu saw the changes in Huating County during this period, which were absolutely earth-shaking changes.
If we can really change according to the plan mentioned by Yang Fan, we will definitely be able to achieve great results.
For example, the Junyangfang and Freight Transshipment Center in Chang'an became a household name throughout the Tang Dynasty in just two years.
Whoever can board Yang Fan's ship will gain huge benefits. This is everyone's consensus.
What's more, once the overseas market is opened, it will bring countless wealth to Datang. There is no doubt about it.
****常
With the Xiao family taking the lead and the opportunity to cooperate with major aristocratic families, the situation in Jiangnan has quickly opened up.
Although the bank has not yet been established, various preparatory work has been prepared in advance.
Now we just have to wait for Xiao Yu to get the approval procedures after returning to Beijing.
In Taiji Hall, after Xiao Yu handed over the detainees of Fan and Lin families, he directly asked to see His Majesty Li Er.
"I thank your majesty for protecting me. I have lived up to expectations and have captured all the Jiangnan thieves and brought them back to Beijing. In addition, this time I returned to Beijing to report on my duties. Governor Yang Fan asked me to bring him a million taels of silver and more than 1 million taels of tax from selling houses in Huating County."
, a total of more than two million yuan, please check it, Your Majesty."
Until now, Xiao Yu was still shocked. He really didn't expect that Yang Fan would be so willing to give all the 1 million silver coins he brought from Fusang Kingdom to the emperor.
More importantly, the money Yang Fan paid for selling the house was equivalent to the compromise between the Jiangnan family and Yang Fan. It was not the real money for selling the house.
But Yang Fan didn't seem to care at all. He paid all the taxes in full, which was simply incredible.
Of course, when they heard the figure of more than two million guan, no one in the Tai Chi Hall became calm.
You know, when we first went there, Yang Fan almost died.
But now, in the blink of an eye, people have brought so much money, it's so frustrating.
More than two million yuan is equivalent to 1/15 of the annual tax. Who can have such means!
The emperor was indeed very discerning, so no wonder he fully supported Yang Fan's actions in Jiangnan.
At this time, Li Er was also completely stunned.
However, the boxes of white money in the main hall are not fake.
Although I thought Yang Fan could make a lot of money, I really didn't expect that guy to be so ambitious.
That guy actually sold a house at a sky-high price in Huating County, a place where people don't have shit. Who would dare to imagine?
Li Er even wanted to capture Yang Fan and let him do the same thing in Chang'an City.
If the entire city of Chang'an was built into houses, how much would it be worth?
Looking at the white money in front of him, Li Er's eyes were on fire, but he could only hold back the excitement in his heart and asked: "You said Yang Fan paid more than 1 million taels in taxes for selling the house, so what happened to the other 1 million taels of silver?"
"Oh? That's Yang Fan's tribute to Your Majesty, saying that he wants Your Majesty to solve the problem of money shortage in Jiangnan?" Xiao Yu said quickly.
"Is there also a money shortage in Jiangnan?" Li Shimin frowned and was worried.
Then he turned to look at Li Damin, the Minister of Household Affairs, and asked: "Is there any solution Aiqing can take?"
Li Damin smiled bitterly and said: "Your Majesty, the current output of copper mines is low and cannot meet the demand for making coins. There is nothing we can do about it."
"What can we do about this? Do you have any solution for this?" Li Shimin could only turn to other ministers for their opinions.
But after looking around, no one dared to speak, and there was obviously no other way.
At this time, Xiao Yu knew it was time for him to appear.
"Your Majesty, solving the money shortage does not necessarily require a large amount of copper mines."
"Oh, what do you say?"
"Your Majesty can completely establish an additional bank, which we call a bank. If the bank issues banknotes to replace the gold, silver and copper coins currently in circulation, the problem of money shortage can be easily solved."
"Is it really possible to exchange copper coins for banknotes?" Li Shimin frowned.
Xiao Yu did not explain, but handed Yang Fan's memorial.
Handle storage, borrow money, create new types of coins, and even unify coins for transactions...
The content of the memorial is actually an introduction to some of the bank's businesses and functions, and also explains the benefits of paper money.
Although Li Er did not understand many new words, the benefits of establishing a bank are simply too many.
Datang actually had private lending and mortgage businesses at this time, but they were not government-operated.
If we can carry out the reform of unified currency, it will definitely be a great achievement.
From the bottom of his heart, Li Er actually agreed with Yang Fan's petition.
It's just that he felt that Yang Fan's name for the bank was a bit too vulgar.
"Royal Central Bank of the Tang Dynasty", this is what Yang Fan called the bank in the memorial.
But His Majesty Li Er felt strange.
Being associated with such vulgar things as money will definitely lower the image of the royal family.
But the benefits described in it made Li Er excited.