Duan Zetao knew why Long Yongchuan was coming, but he deliberately pretended not to know, stood up and greeted him, laughed and said, "Long Xing, why did you, the God of Wealth, have time to come to my poor yamen today.
!…”.
Long Yongchuan said angrily: "Brother Zetao, your "Five Houses" has caused our bank to suffer. Our mortgage business has shrunk by nearly one-third. Now many real estate companies are suffering from "Five Houses"
The impact is that we can't pay back the loan from our bank, which has caused us to have a lot of bad debts and bad debts all at once. Not to mention the distance, our CCB has increased by more than 40 million when the boss of Menghuyuan Real Estate Company.
Bad debts, I heard that you, the mayor, made a statement on the spot today that the Municipal Urban Construction Investment Company will take over the Menghuyuan Real Estate Project. Is the money that Menghuyuan Real Estate owed us CCB also be repaid by the Municipal Urban Construction Investment Company?!…
…”.
Duan Zetao didn't care about Long Yongchuan's criticism, so he personally made tea for Long Yongchuan and said with a smile: "Long Xing, you have been doing it for a long time and you are here to indict me, but it's a bit unfair to hit me with this stick.
Ah, the real estate company that owes you money is not me, why do you ask me for debt?! It is a contractual behavior of both of you that the bank borrows money to the real estate company. Bad debts indicate that your bank does not have enough risk to the loan when approving the loan.
, no matter how you can't find me!..."
Long Yongchuan's old face turned red. This matter was indeed not found on Duan Zetao, but the implementation of "Five Regulations" has indeed brought certain impact to the bank. Mortgage business accounts for more than half of the bank's loan business, which is also the most important thing for the bank.
The loan business I like is small, and even if I can't afford to pay the loan, I will still have real estate mortgages. The bank will make a profit after the implementation of the "Five Houses" business has greatly reduced, and it will be difficult to complete the loan target tasks issued by the head office.
.
Therefore, Long Yongchuan also had a lot of opinions on Duan Zetao's tough implementation of housing price regulation, so he said unreasonably: "I don't care about this. You are the mayor of Xingzhou. You are the city's real estate companies. I won't look for anyone you want, you
If you don’t care, then in the future, your Xingzhou City project will not be able to borrow a penny from our CCB system!…”.
Duan Zetao knew where Long Yongchuan's anger was. Seeing that he threatened him with no loans, he smiled and said, "Longxing, I know you have an opinion on my insistence on regulating housing prices, but the problem of inflated housing prices has caused the central government to
Attach great importance to it, regulating housing prices is the general trend. If you don’t believe it, we can make a bet. Within a year, the central government will definitely introduce policies to regulate housing prices, and the intensity will be much greater than my "Five Housing Regulations". Maybe it will directly raise the bank.
I am just taking the lead in the mortgage loan interest rate and down payment ratio..."
"At present, the whole country is facing economic transformation. As a booster of economic development, banks should also change their thinking. Don't always focus on a place as big as a mortgage. Like the urbanization construction plan we are implementing, it's very good
Project, loan risk is low and investment recovery is guaranteed. I can boldly predict that the whole country will implement a large-scale new urbanization strategy in the future. If the Provincial Construction Bank can take the lead in this, it will definitely become a model of the national banking system.
Maybe the Central Headquarters will reward you for this..."
Long Yongchuan's eyes lit up. The banking system also wanted to be politically successful. He immediately became interested in Duan Zetao's new town construction plan. Duan Zetao immediately knew that he was moved when he saw Long Yongchuan's expression. He quickly took out relevant information and went to Long in detail.
Yongchuan promoted his new urbanization construction plan, but in the end, Long Yongchuan was completely convinced and immediately stated that the Provincial Construction Bank would transfer a loan quota of 30 billion yuan to fully support Xingzhou's new urbanization construction plan.
After walking out of Duan Zetao's office, Long Yongchuan remembered that his original intention was to come to Duan Zetao to seek guilt. He couldn't help but laugh. Duan Zetao is so amazing! It seems that every time he goes to him to collect debts, not only does he not get the debt, but also
He would be fooled by him and borrow a large loan. However, this also shows that Duan Zetao is indeed a very capable and charming guy. He will definitely have a bright future in the future. Being able to have a good relationship with him will also be of great help to his future.
This also made Duan Zetao much more important in Long Yongchuan's heart.
With the support of bank loans and the participation of powerful real estate developers like Longteng Group, the new town construction plan is in full swing, but new problems arise again. Farmers in newly built towns collectively because the compensation standards for land acquisition and demolition are too low*
*, I went to the provincial government for complaints!
Governor Chu Tianxiong asked Duan Zetao to ask about the situation. Duan Zetao was also kept in the dark. The municipal government gave the compensation standard for land acquisition and demolition for the construction of new towns was 60,000 yuan per mu. At the same time, it also allocated housing to the demolished households and paid pension insurance.
This standard is not low. After checking, I found out that the problem lies in the implementation of the policies by the cadres below.
It turned out that the heads of government of several new towns were in order to carry out political achievements and cater to Duan Zetao's new town construction plan and enclose land on a large scale. In this way, the land acquisition and demolition funds allocated by the municipal government were not enough, and the heads of government of those new towns were
The land acquisition compensation standard was privately lowered and the 60,000 yuan per mu set by the municipal government was transferred to 30,000 yuan per mu.
Duan Zetao was so angry that he slapped the table on the spot and called the heads of government of the new towns to scold him, "What is the purpose of our urbanization?! It is to improve the living conditions of farmers so that farmers can enjoy it too.
To live happily like urban residents, after urbanization, these farmers permanently lost the land they depend on for survival, so the first thing to solve in urbanization is the livelihood problems of these farmers in the future. You are not going to lower the compensation standards for land acquisition without placing them.
Are these farmers pushing them to death?!...".
"Urbanization must first make scientific plans, and we cannot carry out the 'city building movement'. Your blind enclosure will only cause unnecessary resource expenses, and it will cost the people the money. This is not a project that benefits the people but a project that harms the people! Urbanization cannot blindly
Pursuing scale, seeking big and comprehensiveness, we must combine the actual situation, find the right positioning, and find investment opportunities from the two levels of traditional investment and urban supporting planning... You guys put down the work at hand first, go to the Municipal Party School to study hard, and understand what you understand
It is real urbanization!...".
This incident also made Duan Zetao realize that if a good plan is not paid attention to supervision during the implementation process and cannot be unified in the upper and lower levels, it is likely to be distorted in actual operations and make good things into bad things. He asked the municipal government to supervise
The investigation office organized an investigation team, and Ma Qing, the inspection office of the municipal government, personally led a team to various pilot new towns to supervise whether there were any illegal operations. The municipal party school also asked the municipal party committee party school to organize training classes to allow grassroots cadres in the new town to participate in the training.
In addition to inviting relevant experts to class, Duan Zetao also personally gave lectures to the cadres, instilled in the operational ideas of new urbanization construction, as well as the role and functions that the government should play in the construction of new urbanization.