Lu Xuan thought about the situation of the ticket number and thought carefully in his heart.
For a while, there was no immediate reply.
Mi Zhu saw Lu Xuan's hesitation and thought that Lu Xuan was unwilling to mobilize troops and was worried about the problems of the army. He quickly explained: "My lord, the sales of Zuo Bozhi are very good, and countless money is put into the treasury every day."
"So, money transportation is crucial."
"It would be too troublesome and a waste of time to go to the Bing Cao to ask Zhou Yu to arrange transfer orders for every transport. The best arrangement is to mobilize a separate army. The number of people does not need to be too many. As long as more than two hundred people are needed, money can be guaranteed.
transport."
"The advantage of this is that it saves time and allows the subordinates to make their own arrangements."
"It seems that allocating military escorts alone is a bit fussy, and it is a waste of troops and money. However, this team, which is specifically responsible for escorting money, can also take over the work."
"Under the rule of my lord, Yangzhou has become increasingly prosperous. Whether it is Yangzhou or Xuzhou, there are merchants doing business everywhere. Many merchants have hired escorts to escort them, and our army can also participate."
"In this way, we can ensure that this army can support itself."
Mi Zhu bowed and saluted Lu Xuan, and said solemnly: "The starting point of my humble position is for greater convenience, and I have absolutely no selfish motives. Please tell me, my lord."
Lu Xuan came back to his senses, shook his head and said: "Brother, what I am thinking about is not the issue of soldiers. I agree to arrange a team of soldiers to escort the money, but this group of soldiers needs to be rotated and cannot be static. What I want to do is,
It’s an improvement.”
Mi Zhu breathed a sigh of relief.
Lu Xuan supports it, that's fine.
If Lu Xuan did not agree to arrange a special army to escort the money, from time to time he would have to go to the Bingcao to ask Zhou Yu to issue a document for transferring troops. Although the number of troops to be transferred was not large, it was still troublesome.
Mi Zhu cheered up and asked, "What is your master's plan?"
Lu Xuan replied: "The transfer of money, government money, must be transferred to Shu County in large quantities, and it will be carried out at intervals. However, the transfer of money by merchants does not necessarily require transportation. I plan to establish a ticket number."
Mi Zhu was confused when he heard this, and Monk Zhang Er was confused and asked: "Lord, what is the ticket number?"
Lu Xuan explained: "The so-called ticket number is actually very simple. It is just for exchanging money. Let me give an analogy. The government has a money bank in Dantu County, Wu County, and there is a money bank here in Shu County."
"Cao Heizi, a businessman from Dantu County in Wu County, was doing grain business in Shu County. He made a million dollars and wanted to transport the money back to Dantu County."
"If this money is sent back to Dantu County, it will be a long distance and the risk will be high. Therefore, I asked the Shu County Treasury to issue a million-dollar exchange note to Cao Heizi to represent the million dollars."
"Then, he deposited all the money in Shu County's treasury. Cao Heizi returned directly to Dantu County. With this note, he exchanged it with Dantu County's treasury and took out one million yuan."
Lu Xuan said: "This is my ticket number. The existence of the ticket number replaces the transportation of money."
After Mi Zhu heard this, he had a puzzled look on his face.
As a businessman, Mi Zhu immediately thought of the benefits of such an arrangement, which would save a lot of trouble for the businessman.
And, convenient.
However, this arrangement seems to have many problems.
Mi Zhu quickly said: "My lord, the operation of the ticket account is indeed beneficial to merchants and is very convenient. But I have some doubts in my heart. Please allow me to think for a while and then ask my lord."
Lu Xuan nodded and said with a smile: "Just think about it, don't be in a hurry."
The arrangement of ticket numbers is a layout made by Lu Xuan.
Once Yangzhou under his rule has formed a scale of bank accounts, in the future, when the economy becomes more prosperous and commerce becomes more vigorous, it can develop into a bank. In the future, when the north is swept step by step, bank accounts and even banks will also
Become a means to deal with the North.
A large number of merchants in the north have their money in Yangzhou and Lu Xuan's place. How will these merchants take sides?
This is self-evident.
Mi Zhu thought carefully and pondered bit by bit. After a long while, Mi Zhu said seriously: "My lord, I agree with the ticket number. However, I have many problems. Please clarify my doubts, lord."
Lu Xuan smiled and said, "Just say it."
Mi Zhu said: "The first problem with the humble position is that in the name of the government, we have to specialize in running ticket accounts, and we must spend money to operate it. In essence, we have no losses when money comes in and goes out."
"However, in order to arrange people to do it, there must be expenses and consumption."
"We do this kind of thing and make no money, how can we sustain it? Are we just doing it to be good people and to facilitate businessmen? I once did business in a humble position. It is very clear that businessmen cannot afford to start early if they are not profitable, and businessmen have always been more
of caution.”
Mi Zhu said: "The more you act like you are doing good things and the more you do good for him regardless of the cost, the more he suspects that you have some ulterior motives."
Lu Xuan smiled and said: "Brother is wrong, I want to make money?"
Mi Zhu asked: "Please tell me, my lord, how to make money?"
Lu Xuan explained: "For the moment, the money you make from the bank account is that you need to charge a handling fee when you remit money. For example, if you deposit money in my bank account in Shu County, you need to remit it to Dantu County.
, I charge a certain handling fee for withdrawing money in Dantu County."
"After all, you can go back to Dantu County to withdraw money with a piece of paper, saving money and risks of transportation. How can you not pay?"
"I also have to support my family and maintain expenses, so I definitely have to make money."
"The key is that you save a lot of money on transporting money back and reduce the risks you bear. It is normal to pay a small amount of money. As for the money we charge, we will evaluate it based on the money consumed by the transportation on the road.
Make a rule."
Lu Xuan asked: "Do you understand?"
"Wonderful!"
After Mi Zhu heard this, his eyes lit up.
He looked a little excited and said quickly: "My lord's consideration is really exquisite. Many businessmen in Yangzhou, when they make money, escort the money back to their hometown, or transport the money out, they hire people to transport it, or hire people to maintain the guard.
"
"The expense of this money is very large. We have saved this link for the merchants and collected less money. They will definitely be willing to support it. My lord's move is a wonderful idea and a new opportunity to make money."
Lu Xuan smiled and said, "Brother, do you think it's feasible?"
Mi Zhu nodded hurriedly and said: "I think it's feasible for Beizong, but Beizong has a second problem."
Lu Xuandao: "Continue talking."
Mi Zhu said: "A businessman has deposited a large amount of money, and with just a money order, he can exchange the money at another place. There will definitely be no problem at the beginning, but as time goes by, someone will definitely be counterfeiting the money. Once someone imitates it, he will be
If people exchange it, it will cause huge losses. How to solve this problem?"