At that moment, Su Jin roughly told Yan Shu about his experience in the Hall of Wende. Of course, his several beheading crimes were completely leak-proof. It was not that he couldn't trust Yan Shu. This kind of matter was a matter of life and death, and there was always one less person who knew about it.
For good.
Yan Shu listened to Su Jin quietly and then asked: "Your method seems feasible. Has the emperor agreed to it?"
Su Jin smiled and said: "The emperor said that he would make a decision after discussing with you, but he also said that based on your long-standing views, he must applaud this method."
Yan Shu nodded and said, "I have indeed been suggesting changes to the procurement fiscal and taxation system, but I really have nowhere to start. I have long noticed that there are some abnormalities in the purchase funds intercepted in various places, but I did not expect that there would be such a big flaw.
"
Su Jindao: "Master Sansi is in charge of everything. You have to take care of everything from money, food, taxes, household registration, and military pay. Naturally, you can't cover everything. I just want to have a reasonable system to restrain it. Under the system, try to minimize loopholes."
opportunities, but they cannot be completely eliminated.”
Yan Shu nodded and said: "That's true, but the way you proposed to circulate money is to establish a bank to accept the exchange money? How can you do it?"
Su Jindao: "As long as the capital is sufficient, the court can deposit money here and withdraw the turnover in another place. The same amount will be withdrawn, but it is not the original deposit. The turnover arrangement is handled internally by the bank, saving the court's troops."
Horse escorts are required to travel long distances. The purchasing official only needs to show the deposit slip to the place of purchase, collect the money, and then he can do the work."
Yan Shu pointed his head tall and said: "Gao Ming, I'm afraid this is what you asked me to do yesterday to help you ask for permission in front of the emperor."
Su Jin smiled and said: "This is exactly the case. What do you think, sir?"
Yan Shu thought for a moment and said slowly: "The method is a good one, but there are a few points that are more difficult to deal with."
starter
"First, the first thing is to take back the right to purchase. This move involves a wide range of things. If it is implemented suddenly, I am afraid that it will cause opposition from the officials; those officials who will not be profitable in the future will also take the opportunity to write letters and make trouble.
If it’s not good, it will cause a chaos. Do you think so or not?”
Su Jin nodded and said, "Please continue, sir, and I will answer all the questions."
"Secondly, as far as I know, you Su Ji is just a small businessman, and your business is limited to Luzhou. If you follow your method, if you open a bank, Su Ji will not have enough credibility, and secondly, there will be insufficient funds.
To put it simply, you, Su Ji, do not have this qualification; it is a big question whether the money can be exchanged and withdrawn in another place if the money is deposited in your bank."
"Thirdly, if the imperial court's money and taxes are remitted through private hands, it will definitely arouse opposition from the officials. Money and taxes are a matter that is related to the life and death of the Song Dynasty. How can I hand it over to you so easily?"
Yan Shu looked at Su Jin with bright eyes and shook his head slowly, as if he was laughing at Su Jin's whims.
Su Jin praised: "As expected of Yan Sansi, every sentence hits the point, and it is roughly the same as the questions raised by the emperor. I have already considered these things, so I will try to clarify your doubts."
Yan Shu stroked his beard and said, "Listen attentively."
Su Jin said: "To answer your third question first, the money and taxes of the imperial court are indeed related to the life and death of a country. Once there is trouble, the soldiers will have no pay, the officials will have no salary, there will be no food, and there will be nothing to use, and the chaos will be won; but this is only based on
On the basis of assumptions, on the contrary, if nothing unexpected happens, this method can save the Song Dynasty more than 5 million yuan in taxes every year. In five years, it is equivalent to saving one more year of national fiscal and tax revenue. The prospects are not bad.
bright."
Yan Shu said: "The question is, why do you take over this matter? You have informed the emperor of the method. The emperor can run the bank as an official and set up a separate department to handle this matter."
Su Jin smiled and said: "This is the crux of the problem. I'm just talking about the method. Even if I ask Mr. Sansi to run the bank now, can you do it?"
Yan Shu thought for a while, shook his head and said: "I don't know the details, how can I do it? If it is just a warehouse to store money, it doesn't seem to work."
Su Jin chuckled and said: "This is the reason why I have to do this, because only I know how to run this bank without making mistakes; I have a whole set of methods to run this matter. If it is just done...
A warehouse for storing money is meaningless."
Yan Shu said: "You are full of ideas, I believe this."
Su Jin said: "I take this as a compliment. In fact, no one can run this bank except me, at least not at the moment. If it is run by the government, I'm afraid it will follow the same path and breed corruption again. How about that?"
It’s not like you’ve been busy in vain.”
Yan Shu nodded and said: "But although you have an idea, you don't have the strength. What can you do?"
Su Jindao: "This is a bit lacking, but for such a good thing, am I still afraid that no one will give me money to cooperate with me? In addition, I am not as poor as you think. I have a lot of capital on hand, and I can get some more
All it takes is for a big businessman to join in the partnership and raise private capital for circulation."
Yan Shu thought for a while and suddenly said: "Have you told Biyun about this?"
Su Jin smiled and said: "Master Sansi's thoughts change very quickly. Naturally, for such a big thing, we need to discuss it with Dadong Yan's family first."
Yan Shu thought to himself: It seems that he is worrying too much. Girl Biyun must have promised him something, otherwise he would not be so confident.
"But it's still not enough turnover. Even if you can raise tens of millions of dollars, it's still far behind the money I paid for the Great Song Dynasty. If you don't deploy it in time, wouldn't you be ruining your reputation?"
Su Jin said: "Of course it's not enough, it's far from enough. The bank is not only responsible for the business of the imperial court, but also the purchases from other places by wealthy private merchants can be handled through our bank; ordinary people can also deposit and withdraw money at the bank; let alone tens of millions of dollars.
Guan, if we want to make it big, ten or ten million dollars will not be enough."
Yan Shu frowned and said, "Then what are you proud of? This is simply an unfeasible strategy."
Su Jin smiled and said: "Of course it is feasible. It is precisely because of the concerns of the Emperor and you that it is feasible."
Yan Shu rolled his eyes and said, "What do you mean, the more worried you are, the more feasible it is? It just doesn't make sense."
Su Jin said: "Master Third Division, please don't be anxious. The emperor also said just now that taking back purchasing power on a large scale may cause public outrage. Moreover, he still lacks confidence in me and is afraid that the actual effect will not be as good as I said. So I suggested
He gave it a try first and took back the purchasing power in one or two state capitals as a practical test; and I only need to open the bank in the capital and these two state capitals first;
The purchase amount is only one to two million dollars, so do you think I still have a cash flow problem?"
Yan Shu laughed loudly, pointed at Su Jin's nose and said: "You are smarter than a ghost. You actually used the emperor's worries to buy yourself time. But what are you going to do next year? If you fail, everything will be over.
If it's done well, the emperor wants you to open banks all over the Song Dynasty, where will you get so much funds?"
Su Jin smiled and said: "I don't need to worry about it, I have a clever plan."
Yan Shu knew that Su Jin was unwilling to disclose details, and he wanted to keep this matter a mystery. Once it was exposed and the court opened a bank, he would have no advantage at all; it must be said that Su Jin had too many tricks.
Well, I'm on guard against everyone.
Yan Shu didn't care about him. If Su Jin's method really works, it can partially solve the dilemma of the national treasury being empty and the people eating grain. It is not a bad thing for the court; for him, the third envoy in charge of the country's money, grain and taxation
, the sun is much better too.
Although it still seems a little uneasy, if only one or two state capitals are opened for testing, there won't be any major leaks.
"No wonder the emperor sent you out with a smile later. He hoped that your method would work. In the past few years of wars and natural disasters, the emperor must have felt physically and mentally exhausted. If the treasury is full, your method will definitely not work."
Su Jindao: "It's also useful, but it doesn't seem too urgent. I originally planned to open a bank just to collect dead money from the people to build a big business, and also to facilitate the exchange of money from various places, but since the imperial court has a need,
Of course, I also help the court solve its problems."
"At the same time, can you also make a profit? Although I don't know how you make a profit, I know that you will not do a business that is not profitable. If there is no huge profit, you must have suggested that the court open a bank, right?
?”
"Is this how you look down on me?" Su Jin said aggrievedly: "I am only thinking about the court."
Yan Shu glanced at Su Jin with disdain and said, "You are pretending to be in front of me. You are making trouble when your official title is small. Now you are so righteous."
Su Jin chuckled and said: "It is not wrong to seek profit. A gentleman loves money and gets it in the right way. As long as I am not greedy or robbing, making money in a serious way is natural."
Yan Shu thought about it, and it seemed that he wanted to invest in it. If there were benefits, he could follow suit. Naturally, he was soft-spoken and couldn't criticize him too much.
"The emperor will definitely ask about this in the evening. I think we can give it a try. You don't have to worry. Once the specific state capital is finalized, we can start this matter."
Su Jin said: "The sooner the better, time waits for no one, I still have to study and take the exam."
Yan Shu rolled his eyes. This guy seemed to be busier than ordinary people. He had to do business and study at the same time, while holding an official position. He was even busier than the court officials.dd