(Thanks to Find a Name, bnbn1988 and two book friends for their monthly passes. Thank you very much!)
The popularity of Huitong Yinzhuang is staggering. After it opened in the morning, people lined up in front of the Yinzhuang at noon, blocking Bianshui River Street with water. Even Su Jin didn't expect it and quickly added more people.
Deploy personnel to maintain order to prevent chaos.
The guys at Yinzhuang were quite unfamiliar at the beginning, but later they became more proficient and their speed became much faster. However, by the end of the Shen Dynasty, they had only received more than a hundred people, and the rest could not be received anymore.
Because Su Jin strictly stipulates the time, night is the most unsafe time, and the first priority is to ensure safety, and there must be no mistakes.
After the Shen hour, the guards of Yinzhuang began to clear the place and invite the people out of the gate of Yinzhuang. The more this happened, the more people flocked to it, fearing that there would be no such good things tomorrow, so they refused to leave; Qian Henian came out
After explaining for a long time, and then distributing number plates according to the order of queuing, asking them to come back tomorrow morning to deposit money, everyone gradually dispersed.
Su Jin kept an eye on it for almost the whole day. After entertaining the officials who came to congratulate him at noon, he stayed in the attic on the second floor and paid attention to the storage in the bank. His mood gradually changed from inexplicable worry and anxiety.
You have to relax, these guys are very adaptable, it’s not easy to reach this level for the first time. b Time travel novel: b
After the patrons dispersed, the special double-layered iron mesh gate of the bank was immediately pulled and locked. Qian Henian and three nurses sat behind the counter and guarded several large boxes of money, even if Su Jin came downstairs.
, Qian Henian didn't leave even half a step.
Su Jin was extremely satisfied. This was exactly the rule of the bank that he required. Before putting money into the treasury, one must be extra cautious to make sure there is no mistake.
After an inventory, it was found that there were 136 customers who deposited money on the first day. A total of 156 taels of silver and more than 31,800 copper coins were deposited, which is quite impressive.
After the money statistics were sent to the bank in the backyard, the thick iron door was locked with four large locks. The keys were held by the shopkeeper, the captain of the nursing home, and the chief and deputy shopkeeper. To open the bank, four people needed to be present at the same time; and thirty
The personal care team works in three shifts to guard the hospital day and night to ensure that anything goes wrong.
After simply cleaning up, Su Jin held a brief meeting and praised everyone's performance today. It was a good start today. Every bank employee was given a big red envelope to encourage them to keep up their efforts.
Taking advantage of the heated atmosphere, Su Jin also put forward a few requests tactfully: "Everyone, the bank has its own rules, and these rules are stricter than those of any merchant. Of course, your wages are also unmatched by any merchant.
Yes, you can go and find out. The salary of an ordinary clerk in our Huitong Bank is two to three times that of other merchants."
Everyone nodded and said: "The big boss has nothing to say to us. We will follow the big boss to the death and work with this big boss for the rest of our lives."
Su Jin smiled and said: "Thank you for your love. I, Su Ji, will not abandon my old friends. This is my tradition. I pay you such a high salary so that you can treat every customer carefully and seriously.
Every payment must be summarized in more detail in the accounting office. Each counter clerk's income and expenditure must have a detailed running account, which must be checked at the end of each month. No matter whether it is more or less, as long as the account is uneven, it means that you
If something goes wrong in something you do, you will be punished."
A boy said: "If there are more, wouldn't it help the bank make more money?"
Su Jin lowered his face and said: "What does Su Ji's store motto say? Su Ji pays attention to loyalty, trust and profit in business, and the word profit comes last. If the account is too high, the customer will suffer a loss. From the customer's perspective, will you come again?
Should I make a deposit at Huitong Bank? Anyone who makes mistakes in their accounts will have to find out the reasons. You can forgive the mistake once. If you do it intentionally, don't blame me, Su Jin, for being unkind."
The young man's face turned red and he lowered his head in silence. Everyone looked at him with disdain, blaming him for saying such a thing.
Su Jin softened his tone and continued: "In the future, all of you will go to various state capitals to be the shopkeepers of our branches in Huitong Bank. You must remember that those who chase small profits will lose big fortunes. Take a long-term view.
I, Su Ji, am very prosperous and can truly be like the Emperor's hope of 'connecting the world'."
Everyone burst into applause, praising the big boss for his long-term vision and for being a man of big business.
Qian Henian raised his hands and said: "Dad Boss, I am actually not satisfied with today's business. Many details did not follow the pre-customized bank rules and it seems a bit messy. As the big shopkeeper, I want to report to Dadong here.
Apologize, I will fine myself half a month's salary as punishment."
Su Jin waved his hand and said: "You can see that it is not a failure to be perfect. In fact, the biggest dissatisfaction today is not these small fallacies. These fallacies will naturally be corrected one by one in the future. This is the only thing that needs to be thought about.
way."
Qian Henian pondered: "Is Dadong referring to the matter of money exchange? Today, a sum of money is to be transferred to Yingtianfu Bank. The merchant is indeed waiting and watching."
Su Jin nodded and said: "As you can see, merchants are very cautious and very old-fashioned. Some people would rather spend money to hire escorts than try the method of exchanging money. The main reason is that they are afraid of making mistakes, but
I’m afraid most people don’t know the function of our Huitong Bank.”
Qian Henian thought for a while and said: "My boss, I have an idea. Instead of waiting for someone to come to your door, why don't we take the initiative to visit the bank? Tomorrow the second and third shopkeepers will be in charge of the bank, while I will visit the merchants in the capital and explain the bank in detail.
What do you think about the convenience and safety of remittance? Let them know about it?"
Su Jin thought for a while and said: "It's feasible, but I suggest you don't go door to door, but send invitations to the banquet. Invite in the name of Xin Ke Jieyuan. You have to run to thousands of merchants in the city one by one.
It won’t be finished in a year, so we can cast the net all over the place to catch big fish, and explain the exchange matters at the banquet. Wouldn’t it be easier? Let’s not think about eating a fat man in one bite, as long as fifty merchants can pass me
With Huitong exchanging money, other merchants will definitely flock to it after waiting and watching; it saves so much in fees, and it is so convenient and safe. It would be strange for merchants who are smarter than monkeys to not do it. The key is not to make mistakes. You must be sure to do it when doing the previous exchange.
Guarantee absolute speed and safety and dispel their worries." b Time Travel Novel: b
Qian Henian said happily: "It would be better if the big boss is willing to come forward. I'm afraid that the big boss is busy with affairs, so I didn't dare to mention it."
Su Jin smiled and said: "I only came out to say hello. The rest is for you and the second and third shopkeepers to come forward. You will still be the ones dealing with them in the future. You have to have a good relationship with them. I still have a lot of things to do here.
"
Qian Henian said with a smile: "I understand that the Ministry of Etiquette exam will be held in 20 days, and the big boss will come back with Huiyuan this time."
Su Jin waved his hand and said: "Don't mention it, my brain is fried. I ordered the kitchen to serve the food quickly. You and I will eat here and go back quickly. My waist is exhausted from this day."
…
The opening of Huitong Bank was like a bomb dropped in the capital. Everyone in the imperial court and in the business circles were talking about it. Some people thought it was simply a risk. In fact, Li Tang in the previous dynasty also had a money exchange incident.
However, it was eventually banned. At that time, the imperial court issued an official document: "For public and private transactions involving more than ten guan of money, both pieces of horse and steel can be used to entrust the expenses. The salt and iron envoys and Jing Zhaoyin will have the ability to make separate reports, tea merchants, etc."
Public and private matters must be exchanged for money, and must be prohibited.'
The reason is that the exchange of flying money is probably a spontaneous method of private merchants, and the court cannot get a penny. Moreover, the generation of flying money has made the court's currency almost useless, and some people even used the flying money directly later.
Bill trading led to the loss of the imperial court's financial authority.
Based on this, most people were waiting to see Su Jin's joke; although Su Jin knew nothing about the money flying in the previous dynasty, he chose to cooperate with the court at the beginning of his establishment, and he only exchanged money, and the bills of exchange did not need to be obtained.
Only by withdrawing cash can I purchase goods and supplies, and I accidentally avoided the disadvantages of flying money. It can't be said that I walked all the way to the golden bumps, and got lucky.
By the end of April, Huitong Bank's business had basically stabilized. After Su Jin convened merchants in the capital to promote exchange methods, and after more than ten days of waiting and watching, some merchants gradually experimented with small amounts of exchange money.
A stone fell in Su Jin's heart. He was not afraid that you wouldn't believe it, but that you wouldn't come. As long as you had your first business with Huitong, Su Jin would have the confidence to hold you firmly.