Chapter 156 Dare to ask the sun and the moon to replace the sky 6
Fu Hong looked at Wei Bin and said, "Is Uncle Wei confident?"
"No!" Wei Bin said frankly, "Of course I am not sure about such a thing, but I think that if you let Duan Ye try it out now, the benefits outweigh the disadvantages, so please consider it."
Fu Hong nodded thoughtfully
While Wei Bin and Fu Hong were still struggling with whether to recruit Duan Ye, Duan Ye was very busy
He is almost fighting for time now, and there are too many things to do. Duan Ye is afraid that when the real opportunity comes, he is not ready yet.
The previous suspected corruption made Duan Ye very angry. Naturally, this matter must be found out. Since Liu Guan has expressed his willingness to imprison himself to prove his innocence, Duan Ye must also help him. It seems that
That Liu Ming must be unable to escape
However, Duan Ye knew that it was absolutely impossible to be a personal act, but it must be a gang committing crimes. In view of this, Duan Ye decided to catch them all, take the gang's operation, and use the gang's head and blood to shock them.
These rats who dare to make trouble on Tai Sui's head
In addition, Duan Ye also began to care about another major event. The Sihai Money House had now spread to the entire Liangzhou area, and its business was very good. Dunhuang was originally a wealthy place where merchants gathered, and they were in contact with each other.
What businessmen want the most is two different things. One is naturally a good business environment and protection. Duan Ye has given them this point, and the other is financial services.
That's right, it's finance
The reason is very simple. At any time, you need money to do business. In this era, currency is still metal and silk, and there are no paper money. As a means of payment, if you want to purchase goods and ship goods, you must bring money with you at this time, without any
Information technology and anti-counterfeiting technology are impossible to make remote calls. If you are thousands of miles apart, you can’t see you, and you don’t know how you are. How can you trust you?
So what to do? There is no way, so people who do business have to carry a large amount of cash with them, of course, copper coins and cloth
But in this way, there is a big problem. Copper coins are very heavy, because the proportion of metal is heavier than most goods. In many cases, the weight of coins carried by merchants is even farther.
Much more heavy than goods
But when doing business thousands of miles apart, the business you do is big. Often, ten cars of copper coins cannot buy one cargo, so it will be too unprofitable if you do this.
What if you bring cloth? Cloth is of course very light, and it is much more convenient to carry it. However, cloth also has the problem of cloth, because silk is made of silk and manually visited. In this way, there is a problem of fraud, especially
It is a place where silk is produced, mainly in the south of the Yangtze River, and whether Hu people or Western Regions are not good at this. They have no way to know whether the Han people spin and wash silk. Therefore, they have no idea whether they are fake.
Not very trustworthy
So, in fact, they really need something, a tool that can solve circulation and payment. In modern financial terms, it is called currency
Currency is actually a commodity that can perform functions such as exchange medium, value scale, deferred payment standards and storage means of fully flowing wealth. Moreover, unlike ordinary commodities, whether it is copper coins, silver ingots, cloth, or other commodities.
The difference is that they are goods separated from the goods and acted as general equivalents.
Copper coins and cloth are certainly currencies of this era, but Duan Ye actually knows that they all have various defects. In the future, the way to solve these defects is paper currency.
Once a banknote appears, it can be circulated instead of metal currency. Compared with metal currency, the banknotes are cheaper to make, easier to store, carry and transport, and avoid the wear and tear of coins in circulation.
But now, there are definitely no conditions for the circulation of paper money. There are two problems. One is that paper money is not worth it. The price of making a paper money is definitely lower than the face value of the paper money. You spend 3 copper coins to make paper money.
The people definitely refused to agree to the three thousand copper coins. The copper coins and other metal currencies have long been deeply rooted in the hearts of the people. The courts could not ban them. In this way, a de facto multi-principle system was formed, and the people would definitely choose to
Metal currencies are collected and paper money is used in large quantities, which leads to the so-called "coins" driving out good coins.
Moreover, since the currency is insufficient, it is obvious that the phenomenon that the currency is higher than its own value is difficult to last, and it will eventually return to its original value, that is, the actual currency depreciation and large-scale currency depreciation will only
Will cause a financial crisis
Another problem is anti-counterfeiting technology. Such high printing technology and plate making technology in later generations will still cause a large number of people to counterfeit coins. In this era, such crude technology can ensure that the currency is not forged?
Therefore, Duan Ye did not intend to do anything in currency. What Duan Ye is really interested in is the problem of the Sihai Money Bank.
The reason why Sihai Money House has become popular recently is that Sihai Money House has shown a large number of merchants their strength. They are rich! They are so rich! They hired a large number of warriors, just to guard one thing, one is enough.
Something that proves their strength!
They placed a pillar, a golden pillar in their main hall!
All the customers of Sihai Money House can see this pillar as soon as they enter the door. Even Duan Ye, such a knowledgeable person, will inevitably feel distressed when he sees a golden pillar.
There is no need to doubt the authenticity of this golden pillar. Sihai Money House has a saying first, absolutely pure gold. If anyone can scrape a little bit of it and prove that it is not gold, then he will pay ten thousand taels of gold.
This strategy of Sihai Money House is very successful because so many golden pillars are the best advertisements, which can prove the strength of Sihai Money House! Think about it, how many money houses in the world can have golden pillars?
Duan Ye, who is familiar with marketing, certainly knows that this is actually the best advertising, because such things do not require promotion at all. Everyone who sees them will automatically tell them that this word of mouth,
Compared to any advertisement, it can be deeply rooted in people's hearts
The effect of this advertisement is so good, so the business of Sihai Money House is naturally thriving. Their core business is bills! Because in the main commercial ports in the world, Sihai Money House now has a semicolon, and the merchants who come and go have proved this
One thing, from Chang'an to Jiankang, from Dashi to Luoyang, merchants already know that as long as they have been to, there will be a branch of Sihai Money House.
The bill is just a piece of paper, a piece of paper issued by Sihai Money House, but those clever people cannot imitate this kind of paper completely realistically. They have never seen this material.
Paper
The purpose of this bill is that as long as you deposit the corresponding copper coins into the semicolon of any Sihai Money House, they will issue this bill to you, and you can take it on the road and do your business with confidence and boldness.
, without worrying about whether you may be robbed on the road or whether it may be difficult to carry.
When you arrive at your destination and need to withdraw money, you just need to take this piece of paper and go to the ticket number of the local Sihai Money House. They will give the money when they see the ticket!
Don't worry that this ticket may be forged. When they send you this ticket, they will also give you a bottle of potion. After you take it home, you will find that nothing is written on it, but you only need to paint it.
The handwriting will be displayed with the seal of Sihai Money House on it, and there will be an amount. However, after a while, the handwriting will automatically disappear.
Of course, when withdrawing money and paying, the money bank will naturally take out another kind of potion to reveal the handwriting, which will avoid possible counterfeit problems to the greatest extent.
Since he has such strong strength and good reputation, and a few young businessmen who are curious about new things save money in Dunhuang and then go to Guzang to collect it. As a result, they really gave money to him.
This time, Sihai Money House has gained its reputation! Naturally, everyone trusted him
Of course, Sihai Money House is not a waste of work. Every time you save money there, you have to give the money house one-twentieth of the money house. People can’t help but make money even if they open a money house, right?
But this condition is simply too favorable! Many business operations these days are several times or even dozens of times profits. How could these big bosses care about such a little money? Naturally, everyone accepted it without hesitation.
Only Duan Ye knows that this is the so-called interest rate of 5%, but it is not a small amount! Duan Ye looked at the materials sorted by Chu Yunshen, clasped the table with his hands, thinking about it
****************************Dacaotan outside Longcheng City
Looking at the northern land that has gradually turned green, Murong Chui felt deeply moved that spring is coming again, and the biggest winter in his life is finally over.
He has been crossing the Yellow River for fifteen years. For fifteen years, he has been shy and humiliated, and has been lying on firewood and tasting gall. He can't forget the blood of Murong Xianbei flowing on his body, and the noble and arrogant heart of the Dayan royal family for fifteen years.
Tolerate everything
It has been a year since he returned to his hometown. Over the past year, he racked his brains and slept day and night. He tried his best to accumulate strength, recruit soldiers and horses, and restore his homeland! He cannot forget his responsibilities and cannot shirk his own necessity.
He is willing to give everything for the obligations he assumes
However, when everything was going well and Yecheng was about to set sail, he never expected that his nephew Murong Chong, who had never been admired by him, would give himself a knife at the most critical moment! This knife almost killed him.
It was also thanks to his subordinates who died, so he was protected from his escape. It was also thanks to Duan Gui in Liaodong who values love and friendship, so he had a place to live.