Chapter 350 Please Come to the Bank Shareholders Meeting
On the morning of the same day, Li Guolou and his family were facing a formidable enemy. A meeting about the future of the bank was held secretly in Bao Yiyi's house. Among the people attending the meeting were organizer Li Guolou and chairman Yelia. , board member Zhen Yuhuan, eldest brother Li Guoyun, brother-in-law Tan Guoxi.
Li Hongzhang's eldest son Li Jingyi, Bao Yi and his wife Yesenia, and a new member: Beile Zaiying, the second son of Prince Gong Yixin.
Prince Gong Yixin saw that the future of the bank was boundless, so he invested in the banking industry without hesitation, occupying 20% of the shares of the bank.
They want to work together as a force, use small things to achieve big goals, use the starting capital of 1.2 million taels of silver as capital, and create a powerful consortium with tens of millions of taels of silver capital, and a miracle in which the liquidity exceeds hundreds of millions of taels of silver. It's possible. The national joint venture bank, which competes with any foreign bank, took root in the foreign concessions and opened banks all over the country.
Huang Yousheng, the second shopkeeper who was hired from the Shanghai branch of Hu Xueyan's "Fukang Bank", is the general manager. He is sitting at the other end of the long table. Huang Yousheng is in his thirties, has a round head, a short stature, and thick facial hair. He has two beards and always smiles when he looks at people. He used to be a colleague of Hu Xueyan, and it was Hu Xueyan who brought him out. He secretly made loan sharks at "Fukang Bank" in Shanghai and made profits from it. His subordinates exposed it and reported it to Hu Xueyan. But he escaped the fate of being fired by giving a beautiful concubine to Hu Xueyan, and still worked as the second shopkeeper of the Shanghai branch of "Fukang Bank". However, Huang Yousheng felt aggrieved afterwards and regretted losing his concubine. He also felt that there was no future for his development in "Fukang Bank", so he took refuge in Hu Xueyan's mortal enemy Li Guoyun.
The enemy of my enemy is my friend. The Li brothers followed this principle. Li Guoyun and Li Guolou did not care about Huang Yousheng's personal moral shortcomings and his actions that harmed the public and enriched his private life. They resolutely hired Huang Yousheng as the first general manager of the bank.
After getting to know each other and sitting down, Chairman Yelia smiled and said: "General Manager Huang, we have such a strong lineup, it is unreasonable that we can't do "Fukang Bank". Do you have the confidence to defeat Hu Xueyan's "Fukang Bank"?" 》.”
Huang Yousheng pretended to be scheming, and said with an implicit smile: "Chairman Yelia, if my goal is to crush Hu Xueyan's "Fukang Bank", then you are looking down on me. What is a bank? To surpass "Wan Xueyan" "Bank Account Number" is my first goal. As long as you give me ten years, the Qing Dynasty will be full of people we invite to the bank. Even Nanyang will have semicolons, and Paris, France will also have people inviting them in the near future. Come into the bank and settle in. When the time comes, Chairman Jelia, you will cut it yourself. Don’t forget us, the meritorious ministers, and invite us to watch the dance performance at the Moulin Rouge in Paris."
Everyone present laughed. They were confident that the first joint-stock bank in the Qing Dynasty would open all over the country. As the so-called official and businessmen, they all occupied "officials" and "businessmen". With a strong backing, they would be able to Coupled with advanced concepts and creating a historical precedent, nothing is impossible. Only how much money can be earned to be considered successful? For the last point, they need Li Guolou's guidance.
Huang Yousheng not only made Yelia smile and kick Li Guolou with one foot, but he also promised to go back to France with her and accompany her to see the Arc de Triomphe in Paris. He must not forget what he said.
Li Guolou saw everyone looking at him expectantly, so he stood up and said: "Before I encourage you, let me first plan the future of the bank. The first stage is the profiteering stage. There will be
Rapid development will bring the world's money to the bank where we are invited. At this stage, the court will still remember our good deeds and help.
Help us invite banks to expand our territory and hand over key national capital circulation projects such as water transportation to us. At this stage, we only need to develop, expand, merge, acquire, and even squeeze out other banks and banks. There are people above us who are covering
, the people below support us, and completing the handover of three million taels of silver in the first year is not empty talk. Others think that Zhili,
The Liangjiang area only pays more than 7 million taels of silver to the national treasury in taxes per year. Can our small bank be more powerful than the local government? Accounts cannot be calculated like this. It depends on this place. How much liquidity does it have in a year? Only 7 million taels of silver are paid to the national treasury.
More than one million taels of silver, and what about the portion turned over to the Ministry of Internal Affairs? At least more than 10 million taels, and a surplus of 10 million taels must be produced.
At least 100 million taels of silver are needed to circulate funds. In addition, in order to occupy the important area of Gyeonggi, the funds flowing in this area will double. As the so-called wealth is hidden among the people, as long as we invite banks to take root in these two places, we will have
It is possible for hundreds of millions of taels of silver to circulate. With hundreds of millions of taels of silver in and out, it is no longer empty talk to earn 10 million taels of silver."
Some people understand this truth, and some people understand this truth. Huang Yousheng said loudly: "In fact, if we invite the bank to come in, it can be said that it is selling dog meat over sheep's heads. It is equivalent to a government-run bank. Business is delivered to your doorstep. As long as we expand
No problem, making money is no problem. Now that Prince Gong and Li Zhongtang are in the holy family, it will be no problem to make money. In the future, Tanhua Lang did not go on to say that one day those government-run businesses will be handled by the court itself, and we only have
Earn by yourself
We have made money. The profiteering stage is over. We are just like the foreign "HSBC" and "Standard Chartered Bank" in the UK, making money through operations, taking the right path, making small profits, preserving capital, and moving forward in a down-to-earth manner. But by then we have already
With tens of millions of taels of silver principal and hundreds of millions of taels of silver liquidity, it is no problem to earn several million taels of silver a year. Of course, I hope that we can invite bank officials to do business as long as possible, and the court will continue to favor us.
Prince Gong and Li Zhongtang."
Zai Ying was a child prodigy in his teens. In the eyes of Prince Gong Yi Xin, he was the only one who could inherit the throne. He was smarter than his brother Zai Cheng. He could understand everything he heard and nodded like an adult.
Li Jingyi was under thirty years old and was in a happy mood. He didn't have to think about anything. He took the identity of Li Hongzhang's eldest son and made money in the family. He was actually Li Hongzhang's adopted son and should be regarded as Li Hongzhang's eldest nephew. But his name had already been determined.
Next, he holds the first place in the official positions and titles of Mengyin's descendants, and he is already a fifth-rank official at a young age.
Zaiying and Li Jingyi were just listening to understand the operation of the bank. You must know that the title of governor is only 6,000 taels of salary a year, plus the gray income of 300,000 taels of silver, the prince's double salary is only 20,000 taels of silver, and other
It depends on the income from various estates and the filial piety of officials. Nowadays, a bank earns tens of millions of taels of silver a year, and the two of them occupy 30
% of income, how could they not be interested in it? The bank they hired is a joint-stock bank, and they can earn a lot of money in a lifetime without using their brains. This is an industry that can be learned from foreigners, and shares can be passed on to future generations.
The two of them hoped in their hearts that the favor of Prince Gong Yixin and Li Hongzhang would grow as long as possible. If they could not get tens of millions of taels of silver, the business would be considered a loss.
Of course, they are not greedy. The company's articles of association state that half of the money earned must be handed over to the state. They all feel that they are righteous people who love the country and the people.
Li Guoyun stood up with a smile and said proudly: "I have good news for you. The J-2 Jenny spinning machine has been successfully imitated and has officially begun to be rolled out. As for the Watt steam engine of the foreigners, we have also invented several new ones.
steam engine,
The names are: East Asia No. 1 and East Asia No. 2. They are used in textile factories and the effect is very good. Now they have applied for patents in the United Kingdom, France, and the United States. The revitalization of the textile industry in the Qing Dynasty is no longer an empty talk. Little Japan tells them to go to hell.
Ha ha ha ha!"
Li Guoyun laughed so much that tears flowed out. Next to him, Tan Guoxi was also wiping the corners of his eyes. It was not easy. "Yadong Textile Factory" has been supporting it until now. Handmade workshop-style looms can never be compared with steam engines. The national textile industry will be in their hands.
Li regained its place in the world's textile industry.
Li Guolou curled his lips and said nothing. The Chinese copied the Jenny Spinning Machine J-2 without paying patent fees to the foreigners. However, the Chinese developed a new machine and immediately registered the patent abroad. The Chinese have such bad habits.
, like to take advantage of others, behave well, and have the ability to draw inferences from one example. No wonder foreigners are unwilling to sell new machines to Chinese people. The people of the Qing Dynasty are too smart. They know how to do it at a glance. They have a prototype machine and build other machines themselves.
Fan Dahui officially took over Li Guolou's residence and became a staff member. He and Li Guolou were fellow villagers. When he and Li Guolou returned home in fine clothes in May, he was not admitted to the Jinshi. It was considered worthy to live with a living parent. "
Lift the head of a person
Title. Now he personally serves hot tea and pours tea and water for several major shareholders. He is busier than the maid. After finishing the work, he sat down in the seat behind Li Guolou with great wisdom. People like him, every
Behind every major shareholder is an adviser.
Only Bao Tong discussed in a low voice with his pregnant wife Yesenia. He didn't need to listen to the staff to explain the records. He had already understood the details of the invitation to the bank. He was able to jump to this threshold because of his old boss Li Guolou.
Guang. He was very proud to have a subordinate like Li Guolou, and always thought of him. He could get rich by staying in the capital. This was something he had not thought of when he became the Minister of the Ministry of Justice.
Please come in. The bank is registered in the British Concession of Tianjin. On the surface, it is a private bank. It is fully funded and the staffing does not indicate the nature of a government-run company. However, the core essence is still an enterprise in the nature of government-business collusion. Only this kind of enterprise can make money from the beginning.
As the Qing Empire kept up with the progress of history, it slowly absorbed new things and gave a few people the opportunity to
By the way, those children of high-ranking officials belong to the group of people who got rich first. Industrial factories across the country were started by people with government backgrounds like Li Guolou. As for the enterprises founded by the state, one conclusion can be summarized: they are guaranteed to lose money.
To make money, you need state financial subsidies. Especially for the shipyards and military factories opened in various places, it can be described as miserable.
Zuo Zongtang, the governor of Shaanxi and Gansu, did not believe in this evil and could not stand Li Hongzhang's use of people for personal gain. He also founded a large-scale military industry, during which he founded the Lanzhou Manufacturing Bureau and later the Gansu Textile General Bureau. This was China's first machine textile factory. However,
The factory has never made a profit, and this is the end of a government-run enterprise. It is not difficult to find from this that the business cannot succeed unless a small number of people get rich. At this turning point in history, whoever follows the trend first will take the initiative.
Li Guolou took the lead in creating the banking industry with the help of his family's power, and used his private advantages to win over Prince Gong Yixin and Governor of Zhili Li Hongzhang. Only then did he have a chance to skyrocket. If you work hard with your own hands, you will be like Hu Xueyan and other ethnic businessmen. , without more than ten years of accumulation, it is impossible to become bigger and stronger.
While drinking tea and chatting, Zaiying took a bite of the crispy biscuits, took a sip of tea, and asked: "Tanhua Lang, you said you would like to invite me to the bank to start a huge profit business. Now, Where did the hugely profitable business come from in the Qing Dynasty?"
The profiteering industries of the Qing Empire were dominated by the princes, nobles and the Ministry of Internal Affairs. Although others could peek into the door, they were not allowed to enter. For example, digging ginseng and mining, private digging of ginseng and mining would result in beheading. The three northeastern provinces have more It was a restricted area for the Manchus, and Han people were not allowed to flow into the Northeast to settle. At this time, the three Northeastern provinces were still sparsely populated, rich in products, and mainly aboriginal and Manchu. Therefore, there are only "crossing Shandong" and "walking to the west entrance" among the people. There has been no wave of immigrants "going to the Northeast".
Everyone also looked at Li Guolou curiously, but when they saw Li Guolou put down the tea cup, he smiled sweetly and said: "Master Baylor, since we are already tied together, I will reveal something, called 'hype', I want to Let the people in the Tianjin Concession be shocked three times a day and lose everything. You will know when we calculate our annual income next June."
Li Guolou gave up and said no more. The so-called people's hearts are separated from each other. Such a big business secret can only be disclosed when God knows that you know and I know. How can it be said in front of so many people? Woolen cloth?
"Oh!" Zai Ying was so smart that he knew that Li Guolou would not tell him. As for his Ama, "Prince Gong Yixin", he also pretended to be confused. His subordinates used despicable tricks to make money and pretended to know nothing. .
Li Jingyi, who knew the conspiracy, smiled sarcastically at Li Guolou, and used national sentiment to play this card. Li Guolou saw through the true meaning of national sentiment, and knew when to use those patriotic students? Hanlin was played like a monkey by the government. Those students in the Gongyuan and Gongyuan thought that they were fighting at the forefront of national justice, but in the end they would be treated as tricks.
Fan Dahui couldn't help but feel excited and his bloodline swelled. He would usher in the most glorious page of his life, and history would also write his name. Everything would begin with the ten thousand-word letter he wrote to Li Hongzhang. The people across the country will surely remember "Fan Dahui" With the name Mahamati, he will show himself to others as a national righteous man.