The first thousand one hundred and forty-two chapters downhill
Because of Chen Mengqi, Ye Ming has always had a strong liking for Chen Yuanqiao and Jinqiao Group, especially Chen Yuanqiao. Since he held hands with Chen Mengqi, he has always been good to him and valued himself very much, even after he broke up with Chen Mengqi, he has been very good at it. He didn't complain about himself, and he was polite every time he met. However, Ye Ming himself felt guilty. Sometimes when he saw Chen Yuanqiao on a certain occasion, he still felt a little guilty. Therefore, the general situation Next, he tried his best to avoid meeting Chen Yuanqiao.
Unexpectedly, Chen Yuanqiao became so haggard after seeing him for less than a year. It seems that his company has indeed encountered great difficulties and troubles.
So, when Chen Yuanqiao said he wanted to solve a major problem for him, Ye Ming almost thought about it and replied: "Mr. Chen, if you have any difficulties, just say it bluntly. As long as I can help you, I will give it to you. You help.”
Chen Yuanqiao was originally worried: Ye Ming is now in a high position and has been separated from his daughter for a long time. In order to be afraid of causing trouble, he may not agree to help him, but now he looks very sincere and enthusiastic in his expression and tone. I couldn't help but feel very moved and very relieved.
So he told Ye Ming about the purpose of coming to him this time.
It turned out that since Gong Zhichao left Xinleng and began to flee at the beginning of last year, Chen Yuanqiao's Jinqiao Group seemed to have been cursed and began to gradually decline.
In April last year, Chen Yuanqiao suffered its first huge blow.
It turns out that Chen Yuanqiao has invested huge amounts of money in the provincial capital in recent years. An important source of these funds is the several investment companies that Gong Zhichao operated for him in Xinleng. These investment companies are under the control of Gong Zhichao. ,The coal boss, antimony mine boss and officials who have been in good condition, have many civil servants who have been in the company to deposit money. Every year, they can provide Chen Yuanqiao with hundreds of millions of working capital for real estate development. In addition, Gong Zhichao is also very good at lending and will Part of the deposit collected by the investment company is lended to some short-term bosses in Xinleng and several nearby counties and cities, and earn high interest spreads from it. Basically, they can pay with the interest obtained from the loan. The interest of depositors sometimes even has surplus. Therefore, under Gong Zhichao's management, these investment companies have basically become "cash machines" that provide Jinqiao Company with huge working capital for free.
However, after Gong Zhichao was wanted, some depositors of the investment companies he ran for Chen Yuanqiao learned that he had escaped and were afraid that he would not be able to get the deposit back, so they rushed to the company to withdraw money in advance, resulting in an investment company appearing The most feared "bill run" phenomenon is that three small companies cannot withstand the "bill run" storm and quickly collapsed.
In order to save the remaining two larger investment companies, Chen Yuanqiao gritted his teeth and drew 200 million yuan from Jinqiao Company and placed it on the accounts of these two investment companies in Xinleng. Each company added 100 million yuan of working capital. Those customers who come to withdraw money will always agree and pay as much as they should. They will never default on a penny. Even if they terminate the contract in advance, they will pay the interest they deserve in full, rather than deducting their interest for one or half a year according to the contract. .
Chen Yuanqiao's move finally stabilized the hearts of customers who deposited money in these two larger investment companies. Many big customers saw that the company had sufficient funds and Chen Yuanqiao was kind-hearted, so they stopped the bank run and some of them withdraw their principal and interest in advance. The client deposited the money into these two investment companies.
Just when Chen Yuanqiao thought he had passed this crisis and was secretly relieved, in May, a bad news came: Luo Shaoming, general manager of "Deli Investment Company", one of his two investment companies, suddenly took away the company. Nearly 200 million yuan in the account evaporated in mid-May, causing an uproar.
This "Deli Investment Company" is Chen Yuanqiao's largest source of funds. Ouyang Ming, deputy director of the first branch of the Xinleng County Local Taxation Bureau, borrowed the company's high interest rate and was almost forced to death. The general manager Luo Shaoming Ye Ming also dealt with him. Ye Ming also taught him a lesson for Ouyang Ming's debt.
Luo Shaoming is indeed very good at financing and running relationships, and is also deeply trusted by Chen Yuanqiao and Gong Zhichao. However, this guy is profit-oriented and has a bad character. When Gong Zhichao was in a cold mood, he was afraid and didn't dare to do so. Gong Zhichao also noticed that when he was making big in the company, he only took some small conspiracies and small means to make some money in the company's operation. However, considering that Luo Shaoming had a strong ability to attract deposits, he also had a group of brothers to support him, so Turning a blind eye, he never pursued his problem.
After Gong Zhichao escaped in a hurry, especially after the bank run in April, Luo Shaoming felt that Jinqiao Group and Gong Zhichao had begun to go downhill, and now Gong Zhichao escaped without a trace, and no one could suppress it in Xinleng. After living in him, he began to think of the funds in the account of "Deli Investment Company".
Originally, after the bank run storm subsided, Chen Yuanqiao ordered Luo Shaoming to transfer the funds in the account to the provincial capital Jinqiao Group as soon as possible. However, Luo Shaoming said that on the grounds that some major customers were still worried about the financial strength of Deli Company. Nearly 200 million yuan of funds should be placed in Deli Company's account for another month to deal with emergencies.
Chen Yuanqiao did not notice Luo Shaoming's wolf ambitions, and felt that what he said was reasonable, so he agreed to his request.
Unexpectedly, from May 16, Luo Shaoming's mobile phone suddenly turned off for several consecutive days, and Deli Company's funds were only more than 10,000 yuan left.
As soon as the news of Luo Shaoming's abscond with the money came out, it immediately triggered another bank run. Chen Yuanqiao's two investment companies collapsed in an instant. In order to maintain the reputation of Jinqiao Group and not to affect the group's financing activities in the provincial capital, Chen Yuanqiao had no choice but to , another 300 million yuan was transferred from the headquarters of Jinqiao Group, paying the principal and interest of investors of the two investment companies in Xinleng County, and reporting the case to the public security organs.
The public security organs issued a wanted order to Luo Shaoming and Deli Company's cashier, but more than a year later, no trace of Luo Shaoming and the cashier were found again.
The collapse of Xinleng Investment Company caused Jinqiao Group to lose nearly 500 million yuan in funds, and the greater loss is: Jinqiao Group has since lost Xinleng County, the largest source of liquidity, and also lost some Xinleng County in Jinqiao. The trust of the group's major customers invested in has suddenly fallen into a dangerous situation of lack of liquidity.