Huang Mao and I looked at each other with confusion on our faces.
Doesn’t our library only do white stuff? Doesn’t it also lend money?
No, it's definitely not that simple.
Frowning slightly, he asked:
"Uncle Liu, what kind of debt are you collecting?"
"Debt!"
When I heard the word "yin debt", my heart suddenly thumped, and I showed a very shocked expression.
Can our library borrow this thing?
According to my understanding, Yin debt is the "debt of birth", and there is a term for this "debt of birth".
It is said that some people are unable to exchange for more blessings before reincarnation because they did not have enough merit during their lifetime.
Before reincarnation, he would borrow money from the officials of Hades.
These coins are used to exchange for "good fortune and wisdom" in the next life.
To put it simply, it means buying a series of things such as appearance, height, birth, luck, blessing, etc. in the next life.
After being reincarnated as an adult, these "yin debts" will be continuously withheld and returned throughout life.
Of course, this debt is subject to interest, and if you borrow less than you need to pay back, the amount will often be several times the amount.
It's like a person who has a good background but has a rough life.
There are also people who suddenly become rich and have a lot of money, but they soon lose it.
This category basically involves carrying a lot of debt.
If you don't have enough merit in this life and can't make money, then you will use your life to pay off debts and so on.
It makes me feel incredible that our library can actually borrow debts from other countries.
"Uncle Liu, what is a debt?"
Huang Mao asked, but he didn't quite understand.
Uncle Liu did not answer immediately, but looked at me and said:
"Does Xiaoxu know about debt?"
"Know one thing, Yin debt is the debt of birth, which is the money borrowed from the ghosts and angels of the underworld before reincarnation..."
I briefly said it, but Huang Mao still understood it somewhat.
But Uncle Liu nodded slightly and said:
"Xiao Xu, you are right.
But there are many kinds of yin debts besides birth debts.
Furthermore, only ghosts from the underworld can release debts incurred by the debtors.
Our hotel doesn't have the ability to incur debts.
The Yin debt you two are going to collect tonight is called Yin Shou debt.
It was our museum that guaranteed it and released it to those ghosts.
Now it's time to repay the debt, and there are some ignorant bitches who haven't repaid the debt yet.
So the curator asked you to go out tonight and collect the debt."
Collecting Yin and Shou debts made Huang Mao and I feel uneasy.
Not only have I never seen it, but I have also tried it.
But the curator has already assigned the task, so there is nothing to say.
Then he spoke directly;
"Uncle Liu, how should we collect this debt?"
"Yes, yes, Uncle Liu, and what kind of debt is this Yinshou debt? Can you explain it in detail?"
Huang Mao added.
Uncle Liu took a puff of cigarette and explained to the two of us in detail:
"This person has Yangshou. You both should understand this. The length of Yangshou determines the length of a person's life.
What about this ghost? He has a long life.
Yin Shou determines how long this ghost can be reincarnated..."
After hearing this, Huang Mao and I understood the meaning of this Yin Shou Debt.
But Uncle Liu still explained the content of this business in our library in detail.
Uncle Liu said: People become ghosts after death, but ghosts do not live forever.
It's not just dead, it's over. It can exist as long as it wants.
Every ghost has its own "Yin life", and when its Yin life is over, it must be reincarnated.
If you don't go, you will mess up the rules of reincarnation.
Only when it starts over and over can it be called endless reincarnation.
If a ghost does not reincarnate when his life span is over, there will be more and more ghosts in the world.
If there are more ghosts, there will be more resentment.
In the end, the order of reincarnation in heaven and earth was disrupted.
One of the businesses of our museum is to release Yin Shou debts to those ghosts whose Yin life has expired and must be reincarnated.
By extending the time for their reincarnation, they will gain more blessings and merits after their reincarnation.
I didn't expect that our library's business scope could be so wide.
Not only does it deal with living people and corpses, but it also deals with ghosts.
Seeing that we understood what Yin Shou Debt is, Uncle Liu continued and said:
"Of course, our library's lending is reasonable and compliant, and it has been registered below.
The loan is only for three years at most, and the interest we charge on the Yinshou debt is only 1.5 times, which is a reasonable price.
It's not some evil way.
And the debts we lend will automatically be credited to these ghosts after they are reincarnated as humans.
Everyone in the museum will benefit.
This is also one of the reasons why our library has very few staff.
Of course, lend money to these ghosts.
Our museum is the guarantor and bears great risks.
If the debt time comes, the ghost will still not go on time or it will be postponed.
Our entire museum will suffer, and the merits and fortunes of everyone in the museum will be damaged.
Moreover, the punishment is based on each person's good fortune, merit and even longevity to pay off the debt, and it is calculated with compound interest.
The circumstances are serious and directly threaten our library’s lending qualification.”
Hearing this, Huang Mao and I shouted loudly.
It's unbelievable and at the same time, I absolutely adore our Phoenix Mountain Funeral Home.
At first, I thought our museum only accepted murderous corpses, which was already powerful enough.
But then, I saw various coffins for burning corpses.
Huang Mao, who is also an apprentice but has yin and yang eyes, and Zhuang Sha, who is at the front desk, has amazing fighting power.
After the ghosts and gods healed the mute mother-in-law, I felt that the ceiling of our hotel should be like this.
But now, I just discovered it.
My vision is still a bit short-sighted.
It turns out that our library is still lending money to ghosts.
Moreover, it is certified and licensed by the local government and has been filed.
This is really awesome.
In other words, our museum and the people below are all related.
Huang Mao and I were breathing rapidly, it was too shocking.
Uncle Liu downplayed it and didn't take it seriously at all.
Now that the introduction was over, his phone rang twice with a WeChat message.
Uncle Liu held it in his hand and swiped it to check.
I glanced at it anxiously, and the note was "curator", and the avatar was a skull holding a poker in its mouth, which looked quite personal.
After Uncle Liu read it, he glared at Huang Mao and me.
The two of us laughed "hehe" and stood back where we were.
"The curator just sent a message. There are three ghosts who are in debt this time. I will send you two basic information in a moment."
After speaking, Uncle Liu came to the cabinet next to the office.
He took out a Feng Shui compass from inside, which was larger than the palm of his hand.
It has not only the Five Elements and Eight Trigrams, but also the positions of the twenty-four mountains, which is a very detailed Feng Shui compass.
There are three pointers in the middle: red, white and black, which are obviously different from ordinary Feng Shui compasses.
Uncle Liu took this Feng Shui compass and said to the two of us:
"This Feng Shui compass is called the Sanhe Feng Shui Compass.
The function of the red needle is the same as that of an ordinary Feng Shui disk pointer, used as a Feng Shui guide.
The white needles are yang and the black needles are yin.
After a while you get the birth dates of the three ghosts, and stick them on the back of the Feng Shui plate at this location."
While speaking, Uncle Liu pointed at the location.
Behind the feng shui plate is a Tai Chi diagram and the twelve zodiac signs.
Huang Mao and I listened carefully and nodded heavily.
"After posting the birth date and horoscope.
The black Yin needle will point to the direction of the ghost.
Through the pointer, you can find the ghost.
When you find that ghost, there's no need to talk nonsense.