Huichang Bank is now just a very inconspicuous bank. Its predecessor was just a small money shop that operated money exchange and small money lending business, and its organizational structure was also very simple.
Since Li You secretly took over, he has only changed the money shop into a bank account based on the needs of the envisioned future business. It is currently in a period of exploration and adaptation, and has not yet carried out large-scale capital injection and transformation.
The actual head shopkeeper of the bank is actually Guan Xiuxiu, the former Xujiang County Chenghuangmiao Zhu Daigong, who is responsible for the specific affairs management of the shop and is counted as the second shopkeeper. In addition, the shop also has accounts, deputy accounts, paperwork, invoicing, and sitting
Waiters at the counter, as well as counters, street clerks, and bank guards.
Although Mr. Dai, the second shopkeeper, has managed a large county temple and has been doing business in the north and south for a few days, he is currently quite competent. However, through the conversation just now, Li You feels that his knowledge and vision are not very good. As a fellow countryman who knows the basics, he is suitable.
In terms of internal affairs and supervision, if we really want to make progress, we still fall short.
For example, he actually only thought that he was using deception to deceive Gou Gou, but he did not realize the true meaning of it. He was not cheating for the sake of cheating, and his purpose was not pure revenge.
If Nagou orders people to collect money and deposit it into the bank account, he will definitely leak the background of the eldest princess of the bank account. This is equivalent to setting up a flag in the circle of nobles. Although from the current point of view, the nobles are used to staying in their own homes.
Repairing warehouses and saving money is actually not the main target customer group of Huichang Bank, but a little more fame is not a bad thing.
From the perspective of Commander Gou, even if he knew he was cheated, he had to admit it. Anyway, all the money was deposited in the bank account of the eldest princess Guide, which was a disguised attempt to please the eldest princess. If there was no chance of being deceived, then that would be
The most tragic thing.
In any case, this is the role of Shopkeeper Dai. He just needs to be a good housekeeper. Originally, Li You didn't expect him to be a business wizard. If he really was a business wizard, would he be able to live in the capital and be taken in by Li You? As for big decisions and general decisions
The accounts are controlled remotely by my aunt at home.
After talking about friends, let’s talk about owners. The Huichang Bank has two real owners, namely Li You and Princess Guide. As for Zhang San, Li Si, Han Zong, and Zhu Liu, they are all covering for the outside world, the government, and public opinion.
But whether it is the real owner or the front owner, he has never shown his face in the store. It is the first time that Li You appears today, and it is also because he is no longer an official. Since he is not an official, there is no need to avoid suspicion.
Li You knew that the quality of the owner largely determines the confidence of his friends in the store. Unfortunately, today, when he appeared for the first time, his enemies came to make trouble.
Although he doesn't think this is a problem at all. But who knows if the friends in the store can understand his calmness and domineering spirit? Will they mistakenly think that the store is in danger and people are panicking?
So after sending away the God of Plague (or the God of Wealth), Gou, Li You decided to temporarily close the business at noon today, and held a banquet at the famous Jinxiu Building to brainwash his friends. Or to stabilize people's hearts. Regardless of whether these people are high-level or not,
They are the only ones that can use it now.
Don't think that Li You is lowering his stature by treating the store employees to dinner as the owner. In fact, it cannot be understood that way. Li You has taken classes from Aunt Guan and knows a lot about today's business.
In the relatively common business model of the Ming Dynasty, store employees and employees in Li You's previous life and time are two different concepts. In the current era, running a business involves having money and effort. Those who contribute money are called bosses, and those who contribute are called assistants.
, the two are operating in partnership.
In a store, there are two types of shares. The owner holds silver shares, while the shop assistants have personal shares. Each official employee holds one to eight percent of the personal shares, depending on his or her status. As for profit sharing, of course, dividends are distributed on a per-share basis, but
Most of them still belong to the owner.
In other words, the relationship between the boss and the shopkeeper is largely regarded as a cooperative relationship. It is not entirely an employment relationship. Only pure apprentices and helpers are like the company employees in the previous life.
Therefore, the owner's attitude towards his partners cannot be as clear-cut as the bosses towards their employees in the 21st century. They must pay attention to the face of the partners, which is a bit like the relationship between the chairman and the junior director.
At the banquet, the accountant named Hua asked tentatively: "I wonder where the big boss is from? Does he currently live in the capital?"
When Li You heard this, he knew that his bank friends were also very concerned about the mysterious owner issue. The difference between this industry and others is that the foundation is confidence. If you don't have confidence, it will definitely end sooner or later.
So when Jian Hua managed the account and asked about it, he didn't intend to hide anything and said calmly: "Actually, it's wrong for you to call me the big boss. I can only be regarded as the second boss.
As for the real big boss, although it is inconvenient to show up, it is okay to tell you that it is the eldest princess of the dynasty, Her Royal Highness Chitose Chitose. This is not a sly affair between me and the boss. This is indeed the case. Among all the silver stocks, the eldest princess is the sixth.
Cheng, I am 40%, so she is the big boss."
People who have just arrived in the capital may not know it, but among those who have lived in the capital for a long time and have a certain understanding of the circles of powerful people, who has not heard of Guide Chitose?
Seeing the friends whispering and talking among themselves, their expressions could not hide their joy. With such a boss, why worry about not being prosperous? Compared with the previous seventh-grade censor, there is simply a huge gap between heaven and earth.
Li You struck while the iron was hot: "So this bank is half an imperial store, and you are half an imperial businessman. You can rest assured here. What are the clowns to be afraid of? And I can tell you that this bank is determined to spread the world and has a bright future.
It’s so vast that in the future we will even have to communicate with the government, so we don’t have to worry about making a fortune. Of course, the road has to be taken step by step, and we can’t rush for success.”
Finally, Li You concluded his speech by saying: "Our year-end party is a victory party, a successful party, and a united party! It not only inspires people and inspires strength, but also points out the direction and plans the future! It must be
It will leave an indelible mark on the development history of Huichang Bank!"
The luncheon at Huichang Bank ended with warm applause from all the friends, and everyone went home enjoying themselves.
After they left, the attentive Li You deliberately kept shopkeeper Dai and explained: "I think most of the friends in the store are from Shanxi. Although there are no accidents, there are hidden worries. The business in the store will definitely grow, these people
It's not enough. When you recruit people, you need to recruit people from Suzhou and Xujiang who know everything about it. For key positions such as accounting and writing, there must be a fellow from the same country among the chief and deputy."
Dai Miaozhu nodded in agreement. He would then go to the Suzhou Guild Hall to send a message and slowly look for suitable candidates.
At this point, Li You has completed his first inspection of Huichang Bank as the owner. Of course, his job is not only this. Everything is difficult at the beginning. He couldn't spare the energy before. Now that he has free time, he should seize the time to start the business.
Well, grand plans cannot always be kept in words.
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