Volume 5 Chaos Clouds Flying Over Still Calmly Chapter 134 An Impression That Money Can't Buy
The establishment of Shuangfeng County Financial Office did not attract many attention, but Lu Weimin attached great importance to this institution that may also bring great impact on the financing of a local enterprise. Of course, the premise is that this institution can promote the county's financial credit system.
The construction work will be thoroughly grasped and implemented.
The county was led by a director of the county government office, and a professional professional was transferred from the four major banks of agriculture, industry, construction, and credit cooperatives. In addition, the industrial and commercial and tax departments also transferred one person to form an unprecedented collection and evaluation team.
Used to collect and evaluate the operating conditions and credit status of enterprises in the county. From the beginning of its establishment, Lu Weimin required that the data collection and evaluation of the restructured enterprises and private enterprises should be collected and evaluated first. It is necessary to do so.
Detailed, accurate, fair and objective..
This move was supported by the People's Bank of China and several major professional banks, and also welcomed by enterprises, especially private enterprises and restructured joint-stock enterprises, but township enterprises that have not yet been restructured are not very satisfied.
Among the first batch of companies participating in the evaluation, most companies failed to truly obtain star evaluation. There were only five companies that received star evaluation, and only Vida Food Factory received three-star evaluation, like the previous one
The ambitious Minde Group only received a one-star appraisal, mainly because although Minde Group's assets are not small, its debt structure and management and operation team are not optimistic.
On the contrary, although the Vida Food Factory has a small scale, its product structure is good, its operating team is stable, and its market prospects are bright, so it has obtained a three-star rating. This is also the level evaluated by personnel from several major banks according to the rules determined by the county.
, can also gain basic recognition from various banks.
Although this rating cannot be used as the basic principle for lending and financing for various banks, since the county financial office pays more attention to the collection of information on enterprises including finance, market, historical credibility and other comprehensive operations, these information are also open to various financial institutions, so it can
The preliminary review process is greatly reduced, time is won, and efficiency is improved. The county's guiding institution can also provide a guiding opinion to each bank at any time based on the operating conditions of these companies.
You Xiankun naturally knew the situation of Vida Food Factory. It was indeed very good to operate. However, according to the bank's rules, the loan must be guaranteed, but the land factory of Vida Food Factory had already obtained the sixty in the early stage.
The loan of 10,000 yuan was guaranteed to the credit union and the alloy association. Now only some fixed equipment are left, which is the mortgage that the county Agricultural Bank of China is the least willing to accept.
"Secretary Lu, our bank needs to study this situation. But I personally tend to support your opinion. However, I think if the county issues a guiding opinion to our bank in the name of the Financial Office, I think it will be more
To be more secure, You Xiankun expressed his support with great skill.
"Old You, you are really sloppy. Why, you have to pull our county to avoid risks. Even if the Financial Office has issued a guiding opinion to you, it will not have legal effect and will not bear any responsibility.
.” Lu Weimin smiled slightly and looked at You Xiankun.
"It doesn't matter. We originally needed to follow the approval procedures, and the guidance of the county government's financial office was also used as a reference. Of course, it does not have legal effect and does not assume any economic responsibility." You Xiankun paused with a deep meaning, "
But this at least proves the attitude of the county.”
Lu Weimin laughed and patted You Xiankun on the shoulder, "Okay, Lao You, be political, I hope the county Agricultural Bank can play a leading role in this regard. It is not limited to a certain company that the county is concerned about.
, but should adhere to the evaluation and identification with a relatively complete system."
As for the county-wide enterprise financial credit assessment system that has just been built, all aspects of information are still lacking, and it is undoubtedly difficult to make a credit assessment of a company. Even if a credit assessment is made, it is difficult to obtain finance.
Department acknowledgement. It is also difficult for the financial department to use this as a credential for future corporate loan financing.
Lu Weimin also knew this very well, but he knew that this work must be started and carried out without fail. The key to this work is to persist, and the core basis is to be objective and fair, as long as it can be determined according to the county.
As the principle and goal continue, Lu Weimin firmly believes that the achievements of this work will play an increasingly important role in the future. During this period, the county will also promote the guiding role of this financial credit system in major banking departments.
Let this guiding opinion that is not legally effective gradually evolve into a reference opinion that the banking department consciously accepts.
With the support of Shu Zhanfei, the county Agricultural Bank began to launch a financial docking project for private and restructured enterprises in Shuangfeng County. This plan did not receive recognition from ICBC, Bank of China and CCB. Lu Weimin also knew that Shu Zhanfei had some courage in this regard.
So he also hopes that the county Agricultural Bank will be more proactive but not blindly impulsive when promoting this work, because Shu Zhanfei and himself need this work to be successful instead of leaving behind a lot of problems.
You Xiankun is very old at this point and has grasped the progress and rhythm of work well. He also understands Shu Zhanfei and his intentions. He does not seek too much or too big, but wants to make this icebreaker.
The perfect success of the judging process is to make the above realize that whether it is a joint-stock enterprise or a private enterprise, the risks can be minimized in commercial activities, which can provide a good opportunity for the Agricultural Bank of China to transform into a commercial bank.
"What's the matter so hot?"
Seeing Tian Haihua come in, Xia Lixing and Mao Haijian both stood up, "Secretary Tian."
"Sit down, seeing you two are so excited, I can't bear to bother you two anymore. Why are you so excited?" Tian Haihua stretched out his body, "I doubt how useful this kind of video learning is, too.
But I still think learning is better than not. At least I can tighten a confidential string for everyone. Don’t open your mouth and say anything. You can talk nonsense about what you can say or what you can’t say. It’s longer than your nose and tongue. These cases are all
It's a lesson."
The province organizes the study of confidentiality law and related matters. This is a requirement for the central government to learn from the department-level cadres and learn from the lessons of some recent domestic leaks. Today, the provincial government departments are also organizing the study, the way is to watch the video.
Xia Lixing and Provincial People's Bank of China President Mao Haijian are also old acquaintances. They got together after coming out of the bathroom, but neither of them expected that Tian Haihua would come out.
"Secretary Tian, I am praising the good secretary chosen by Secretary-General Xia." Mao Haijian was also casual in front of Tian Haihua. The two were old friends for many years. Before Tian Haihua came to work in Changjiang, Mao Haijian was still there.
When the central bank was working, the two had contact. Mao Haijian arrived in Changjiang, and Tian Haihua also moved to Changjiang Provincial Party Committee as secretary, so he naturally felt more intimate.
"Oh? Lixing's secretary?" Tian Haihua recalled that it seemed that Secretary Xia Lixing was a very young man, and he was very clever, so he didn't care about anything else.
"It's not the current secretary, but the former secretary. Now he serves as the deputy secretary of the county party committee in Shuangfeng." Mao Haijian introduced with a smile: "He is very young, but he is very smart, and his thinking is very open and clear. I saw Fengzhou people sending him off.
Let me give you a piece of content, and introduced that Shuangfeng County has established a special financial office, and recruited personnel from the four major banks of Agriculture, Industrial and Construction, and the county government and county people's bank to jointly develop this financial credit assessment system in the county, specifically to improve enterprises.
Financing environment services, I think this measure is very innovative and is in line with the central government’s current proposal to improve the bank’s operating environment, divest policy bank functions, and promote the transformation of professional banks into commercial banks. In a county, it is an agricultural poor county, so it can have this.
Consciousness is by no means simple. I heard it was the project promoted by Secretary Xia’s former secretary.”
"Oh? The secretary who has mastered himself is so powerful, he can win Haijian's praise. This is the first time I have been to the province for so many years. Why haven't I been with you?" Tian Haihua knew Mao Haijian's temperament and never said anything lightly
, but there must be something to say. If he can say this, it means that he is indeed very concerned about this matter.
Xia Lixing also felt that it was not easy to explain why Lu Weimin was unwilling to come to the province. It was not easy to make Tian Haihua feel that Lu Weimin was a proud character, which was not beautiful.
"Lao Mao praised him a little too high. He is indeed very clever for the people. This kid likes to participate in social practice when he was in college in Lingnan. He basically spends summer vacations in townships and enterprises and private enterprises in Guangzhou and Shenzhen.
Enterprises learn to work and engage in social practice. In his own words, they are bathed in the spring breeze of the front line of reform and opening up, so they have broader ideas and more open ideas and ways than ordinary people. It is reasonable to have more ideas and ways."
"Well, this shows that this young man is very smart. He knows that studying is for practice when he goes to college. He must serve practice. He has done the best in connection with theory and practice." Tian Haihua nodded, "It seems like a good seedling, and you can do it with your strength."
Are you willing to put him in the county?"
"This is what he asked for on his own initiative. He felt that being a secretary is learning, and going to the grassroots level is practice, and theories can be better applied to practice." Xia Lixing didn't say much, but cleverly used Tian Haihua's language
To explain Lu Weimin's approach.
Sure enough, Tian Haihua smiled with satisfaction. Although this may not have any effect, it left an impression on Tian Haihua that it was hard to buy a fortune.
Thank you brothers for your monthly ticket support. The fourteenth one has arrived. Let us continue to work hard and move towards the twelve. OK? Work hard and struggle!
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