Driving to the intersection of Yuhuangmiao Street, the bank that applies for cards is here. It is quite far away from Xiner Village. Zhang Heng was a little surprised that the bank also actively solicited customers. You must know that the attitude of bank staff in this small town is so different.
Many people want to kill them quickly. As long as the old people in the village go to save money, they will almost always be tricked into buying dividend insurance and other deceptive businesses. Many villagers end up buying it out of the blue, only to find out a few years later when they go to withdraw the money that it is worse.
The interest on regular deposits is high, and you can’t even get your principal back.
I smiled and didn’t think too much. After parking my car, I entered the bank lobby. It was a little late and the lobby was already overcrowded. There was still a queue and there was also a waiting area. But in town, this queue
The line stretched all the way to the street, let alone sitting and waiting, and there was no place to stay. The baskets and baskets were all coming together, and the chickens and ducks were singing together.
"Hello, where can I apply for a credit card?" Zhang Heng went straight to the customer service and asked. After experiencing the shootout, his mood improved again, and he became more calm in dealing with people. Even if others can tell that you don't understand, but
He won't be called a fool because of this.
"Oh, you want to apply for a credit card, have you applied online in advance?" the customer service asked.
"No!" Zhang Heng shook his head. Online application should be applied online.
"Have you ever applied for a credit card before? Any bank will do." The customer service asked again.
Zhang Heng shook his head and said: "No!"
"Okay, you need to prepare some information. There is a detailed introduction at the front counter. If you have all the information, please go to the counter and fill in the application form. Today is Saturday, and we will prepare it for you on Monday.
Submit it to the card department. It will be reviewed by the card department and the card will be released after passing it!" the customer said politely. Now that there are more banks, not only are banks competing with each other, but banks are also competing with each other.
It has also gradually shifted to the service industry, which can be regarded as an improvement in quality. On the other hand, rich people are the bosses.
Zhang Heng shook his head. He was not here to waste time. He was about to call the person who asked him to apply for the card yesterday. At this moment, a young man caught his attention.
"Excuse me, has the black and white dish I asked for arrived?" the visitor said with a smile on his face. This smile makes people feel like bathing in the spring breeze, and they will naturally have a good impression.
"Here we are, you came just after arriving yesterday afternoon. How many times have you been here?" the customer service said with some familiarity.
"This is the fourth time, and we're finally here." Xu Rong said excitedly, and after thanking him, he was about to go upstairs to apply for a card. He ran several times for this piece of black and white cabbage, which is the only place nearby.
It is the largest bank. If there is no one here, it will be even harder to find. Also, he is familiar with this place and pestered the lobby manager to write a recommendation application, which will increase the chance of getting the card.
"Wait!" Zhang Heng suddenly spoke. "Excuse me, is the black and white card you are talking about the Centurion Black Gold Card? Didn't I reserve the ninth Black Gold Card first?"
As soon as these words came out, all the customer service staff in front of him, including the other two customer service staff next to him and even the customers who happened to be passing by, paused for an instant. Xu Ronggang's right foot that he had just raised was taken back. Before he could reply, three customer service staff saw him at the counter.
The girls all leaned over at an incredible speed. But the target was not him.
"Sir, may I ask if your surname is Zhang and are you here to apply for a black gold card?" the customer service asked excitedly.
"Well, I received a call yesterday asking me to come over and apply for a black gold card, so I booked the ninth one first." Zhang Heng nodded and replied.
As soon as these words came out, the situation suddenly changed. Three customer service staff rushed out from the counter and rushed to talk to him. They were chattering so hard that they couldn't hear anything clearly.
Could it be that the charm of this card is really that great? Zhang Heng was really surprised, "Excuse me, what is the black and white vegetable card you just mentioned?"
Xu Rong moved his feet. Although he usually despises the rich second generation, he does not hate the rich. He stepped forward and said: "The black and white dish card is the MasterCard Dual Currency Platinum Card. It can be used in two ways, and it can be used for consumption at home and abroad.
The limit is 50,000 to 1 million. Because the background color of the card is black and the pattern is a white peony flower, which looks like a cabbage, it is jokingly called a black and white vegetable card. People who play cards regard having a black and white vegetable card as a privilege.
The highest honor, but it’s not on the same level as the black gold card you mentioned.”
Zhang Heng was suddenly enlightened, and suddenly remembered that the bank customer service had also recommended this black and white vegetable card to him when he went to check for 3 million in tiger skin sales.
"Well, this gentleman just said it in detail. We will take Mr. Zhang upstairs to apply for the black gold card. We would also like to trouble you to move to the VIP room upstairs." The three customer service staff finally calmed down and said:
One of them answered.
Zhang Heng nodded, "Well, let's go now. It won't take too long. I have things to deal with later."
"It won't take long. The card is ready. I'm just waiting for you to fill out the form and get the card." The customer service said in a flattering manner. If the process requires you to see your ID card, the rules of the process are meant to be broken.
None of the three customer service staff mentioned this.
Zhang Heng nodded with satisfaction, said a friendly hello to the young man next to him, and went upstairs. Unexpectedly, three customer service staff came with him, and they clearly chatted with him. In just ten years,
He changed several topics in seconds, as if trying to find out what he was interested in. This made Zhang Heng stunned. Is this card really so powerful?
But he was really not interested in chatting with a strange woman. He happened to hear the young man coming with him, so he simply turned around and said, "Hello, let's go together. Do you mind chatting with me about credit cards?"
"Okay, my name is Xu Rong, you can just call me Xiao Xu. There are several types of credit cards. The lowest level is the universal card. ED is usually only 500. The top ones are gold cards. ED usually starts at 10,000. Platinum card is ed.
The starting price is 50,000. The Black Cabbage is also a platinum card, but it is the most high-end one with an annual fee of 1,200 yuan. It is more difficult to apply for than the ordinary platinum card. I have applied four times, but this time I was finally approved. However, this bank did not
After waiting for another two weeks for the card, I finally got the black and white vegetables today. I will go online to show them off later!" Xu Rong said quickly. His family only runs a small store and is generally well-off. But because of the store
There is a POS machine inside. Using this POS machine, through unremitting and long-term efforts, I finally raised my contribution star rating and reached the age of eighteen. Now that I have the qualifications to apply for a credit card, I quickly applied for various credit cards, but he
As a student, it is really difficult to apply for a large-denomination card, and he doesn't like ordinary youth cards. However, his purpose of applying for a black and white card is just to make more friends in college and gain a lot of influence in the circle.
Not a bad position.
Zhang Heng smiled. It was difficult for him to understand this kind of use of credit cards. Even if the credit card can be overdrawn for consumption, the money still has to be repaid, and there is also annual fee interest.
"My name is Zhang Heng. Nice to meet you." Zhang Heng thought for a while and stretched out his hand.
Xu Rong quickly stretched out his hand and shook it, but mentally he was wondering if he was imitating the handshake correctly, so as not to let this black money boss look down upon him.
But Zhang Heng's attention was attracted by three customer service personnel. These three people actually showed jealous looks. Ahem, it was a bit exaggerated.
"Hello, Brother Zhang, can I ask how you got the Black Gold Card? What's the limit?" Xu Rong couldn't help but ask. The Black Gold Card has always been a legend. This is first-hand information. It's a pity.
No photos allowed.
At this time, the elevator opened and the five people entered the elevator together. The three customer service staff also looked curious. The president just told them to pay attention to a young Mr. Zhang who was coming to apply for a black gold card at an uncertain time. But there were no others.
To tell you more, since yesterday afternoon everyone has been fantasizing about what the person applying for the card will look like. He must be tall, rich and handsome, but I didn’t expect him to be so young. And he is too young. I don’t know if he likes someone older.
Get some women.
Zhang Heng said: "I don't know the specifics. I received a call yesterday asking me to apply for a card. Well, the limit is 10 million, and it is said that the limit can be increased without limit. There are also messy card benefits and annual fees.
Eighteen thousand."
Heaven, earth, Xu Rong wants to hit the elevator wall. Look at others, what kind of treatment is this? He is sitting at home, and his black gold card falls directly from the sky, and he breaks his leg while running, swiping the card thousands of times, just for
It’s so difficult to find a piece of black and white cabbage.
"Ding!" The elevator reached the fourth floor, and then it went to a hall that was more exquisitely decorated than the one below. Zhang Heng and Xu Rong separated here. He followed to the innermost VIP room and saw the person who called him yesterday.
people.
The process made him feel not like he was here to apply for a card, but like he was here to discuss business, and the other party was begging him to discuss business. He was treated to coffee and cigarettes. He leaned comfortably on the sofa and just dictated, from the middle
President Nian filled out the form himself, confirmed it and then signed it.
Then it only took five minutes to go to a separate counter and enter the password twice, and then received three cards, one main card, two supplementary cards, and an online banking client.
The color of the card is quite to his liking. His favorite color is black. The only bad thing is that the portrait in the middle is that of a gringo. It would be better if it were replaced by Emperor Taizu. Also, the UnionPay logo on the back is sky blue.
It's colored, which ruins the all-black aesthetic, but overall it's still very good, with an old-fashioned aristocratic atmosphere.
"Mr. Zhang, look, can we tell you about the card you applied for here?" the middle-aged man said with some anxiety.
Zhang Heng smiled and said, "You want the barbarians to know!"
"Yes, that's what I mean." The middle-aged man said shyly. It was really hurtful for such a fat man to make such an expression.
"No problem!" Zhang Heng was not embarrassed. This was a trivial matter.
"Thank you. I am very grateful to Mr. Zhang for your strong support to our bank. This manual contains various introductions to the Black Gold Card. The phone number above is a dedicated line that will serve you sincerely 24 hours a day!" the middle-aged man said with great joy.
Zhang Heng nodded, raised his hand and looked at his watch. It was almost ten o'clock. At this time, the Ebony Store had already opened. He missed the auspicious opening time, but it was better to go later. He was not watching the excitement, but watching the income.
!
When the middle-aged man saw the action of looking at his watch, he immediately remembered that this man's time seemed to be precious, and said quickly: "If Mr. Zhang has something to do, go and deal with it first. When will Mr. Zhang have time to get together, my little sister in the industry
We are all very curious about you." The tone of the sentence ranged from high to low, combined with the vulgar expression, which made him look a bit like a pimp.
This left Zhang Heng quite speechless, and suddenly thought of the old doctor's words: "Money, women, power!"
ps: There will be an update in the evening, please vote for your recommendation! (To be continued. Mobile phone users please read it.)