In the next three days, Mr. Fang neither showed up nor called.
During the waiting process, Li Youran began to feel a little anxious, always feeling worried about gains and losses.
But then I thought about it, there is always a process for entrusting this person to someone. After all, it is such a large amount of money, and no bank will let it go so easily.
However, I am really poor at cultivating my body and mind. I feel restless in such a situation. Or is it because I care too much about that house?
It seems that I need to improve my self-cultivation. Anyway, I am about to become a big shopkeeper now, and I have more time than before. It is better to learn some things like piano, chess, calligraphy and painting to cultivate my sentiments and adjust my mentality at the same time.
But for this piano, he doesn’t know music notation; for calligraphy and painting, he doesn’t have any foundation, and it seems like it will take a long time to get started.
Then only chess is left. Checkers, military chess and the like are too childish and cannot be counted. Chess has too strong a foreign flavor and is not in line with my aesthetic habits.
Chinese chess is good, but it is too murderous, and the game is full of swords and swords. It is impossible to have a calm attitude when playing this game.
By the way, Go, this game has a long history and is a treasure of traditional Chinese culture. The simple nineteen vertical and horizontal straight lines contain the simplest truth between heaven and earth.
It is said that the Go board symbolizes the time and space of the universe, the Go pieces summarize all things in the world, and the movement of the Go pieces on the board is a metaphor for the general laws of the existence, development, change, and movement of the universe. As well as the unified movement of opposites between the yin and yang poles of the universe.
When two people play chess, they can either kill brutally or play peacefully. Each of them calculates the efficiency, uses the fewest pieces to occupy more positions on the chessboard, and finally clicks to determine the outcome. Even in rare cases, they encounter each other.
A coincidence like a thousand-year calamity. The two sides can still shake hands and make peace.
However, when Li Youran was in college, he either went to class all day or was busy with work-study studies. After graduation, he was busy making a living. He had no time to learn these literati things.
So now we can only start from scratch.
So he downloaded two introductory Go books from the Internet and started learning from the most basic rules.
Unexpectedly, this knowledge, the endless changes of Go and the profound philosophy contained in the simple and plain surface soon made him fall in love with this black and white art.
Looking at the formulas, doing life and death problems, and using the hand tendons. Li Youran felt endless fun and never tired of it.
In addition, he felt that when he memorized and thought about these Go maps, his mind became extremely clear, his thinking was quick and smooth, and he could even quickly put aside some superficial and complicated changes and get to the center of the problem.
However, Go is a science that is easy to learn but difficult to master. Knowing the rules of chess, dead and alive chess, and some basic formulas, reaching this point will not take long as long as you concentrate on learning.
But when it comes to actual combat, improving your chess skills does not happen overnight.
Just when Li Youran started to get a little addicted to Go, Mr. Fang called and told him that the matter had been settled. He was asked to wait for a phone call from a certain bank and then follow the notification procedures.
It is said that we may be able to get a loan at a preferential interest rate of 20% off.
Li Youran was pleasantly surprised when he heard this. Mr. Fang had a lot of energy, and he managed to get the matter done.
He thanked him profusely on the phone and said that after moving to a new house, he would invite the old man to come over as a guest. It is estimated that the crabs in the fish pond will have grown plump by then. Wouldn't it be nice to enjoy crabs and drink wine in the pavilion in the yard of the new house.
Mr. Fang laughed heartily and said that Mr. Li would use this to satisfy his old man. The new house was too far away and he would not go with his old arms and legs, but he definitely wanted to taste the crabs.
He also mentioned the snakeheaded fish and mandarin fish from last time. The meat was really delicious and incomparable. It was even more delicious than what he remembered eating before.
In addition, the small tube of tea leaves is also extraordinary. The soup is crystal clear, fragrant and mellow in taste. It is indeed top-notch green tea. He tasted this tea with an old friend, and the old friend couldn't bear it at the time.
Be sure to ask him where you bought it.
Li Youran told him that that kind of green tea was currently just a new variety for trial planting, and the quantity was very small, and it didn't even have a name yet. After the production increased, he would find a way to get more goods for him.
Mr. Fang said with a smile that he would just sit back and enjoy the meal.
After hanging up the phone, Li Youran took a deep breath to calm down his excitement.
I will finally have my own house, my own home.
The next day, Li Youran received a call from someone who claimed to be a staff member of a bank branch in the city, informing him that he could enter the loan process for second-hand real estate transactions. Because the procedures were complicated and there were on-site evaluation of the house and other matters, it was recommended that both the buyer and seller of the house had better
Find an intermediary agency with formal qualifications to assist with the process.
Before entering the formal procedure, you should prepare relevant materials such as the buyer's and seller's resident ID cards, house property certificates, proof of the borrower's stable family income, and other relevant materials.
Li Youran thought about it and realized that this was also the case. He had never handled such a matter before, and it would be easy to be in a hurry and lose everything. According to the staff, it was better to find an agency and spend some money to save worry.
He immediately took the time to start preparations and called Mr. Gu to explain that he had decided to buy the house in Mingcui Lake and the bank had agreed to the loan and asked the other party to cooperate in preparing various materials.
Mr. Gu was also very happy when he heard this. It seems that the task assigned by the boss will be completed smoothly. You know, it is not easy to find a suitable buyer for such an expensive high-end villa. Everything has been done before.
Wait for the first half of the year to prepare.
Mr. Gu went on to say that it is very troublesome to go through the second-hand real estate transaction procedures. He actually knows an intermediary company that can offer discounts on the fees and share them equally. In addition, all taxes and fees required for the transfer procedures should be borne by each of them according to regulations.
Already.
Li Youran naturally agreed.
In the next few days, they started the marathon process of purchasing a house, conducting on-site investigation and evaluation, signing a property sales contract, submitting a loan application, bank investigation and approval, signing a loan contract, handling property transfer, etc.
It took a full week to complete the procedures and the bank loan was successfully disbursed.
However, it is said that this work efficiency has been specially taken care of.
The total amount of the mortgage loan has reached RMB 6 million, the term is ten years, and the monthly repayment is more than 60,000 yuan. The repayment period was chosen by Li Youran himself. He did not want it to be too long.
From then on, Li Youran lived a life of a house slave. As people often say, when he opened his eyes every morning, he owed a large amount of money to the bank and had to quickly find a way to earn it and pay it back.
It's just that he's different from others. Several of Boss Li's properties are earning him a steady stream of profits every day, so his life as a house slave must be preceded by the words "relaxed and happy".