Chapter 141: The jade seal is stamped with red seal
(Yesterday, I had 50,000 clicks. I was excited, but I didn’t expect my computer to be infected, so it was a tragedy!)
"A bank is a financial transaction entity that Dongfang Yong thought of!"
Yang E first gave the emperor a summary definition of a bank, and then explained to the emperor in detail what a bank is!
First of all, the original intention of the bank envisioned by Dongfang Yong was to help farmers in need. Although the method is the same as that of pawnshops and banks, the biggest difference from them is the ultra-low interest rate, which is completely within the acceptance range of farmers, and can be used in the short term.
Other bad loans under domestic pressure!
Next is the money deposit function of banks. Pawn shops and banks also have this function, but if you go to them to deposit money, you have to pay them a storage fee, but the bank will not only not charge you money, but will also distribute interest.
If the bank has money, it will naturally not let it grow moldy. Internal investment and commercial loans are the next steps!
In the end, Yang E naturally would not let go of the side business of insurance, but Yang E only mentioned military insurance!
The whole thing is that the shameless Dongfang Yong copied the bank of the earth. Although the bank has many problems such as arbitrary charges, its role cannot be ignored!
When the emperor began to listen, he was serious, but he didn't know what he was thinking in his heart. After hearing this, his eyes became brighter and brighter, and in the end he almost slapped his thigh and screamed!
In Yang E's eyes, the bank was a business that earned conscience, reputation, and money! But in the eyes of the emperor, he saw something different!
Yang E is a businessman, so her heart naturally only cares about profit and loss, but in the eyes of the emperor, it is politics and rule!
The Emperor now sees three good things that the bank can bring him!
The first thing is that poor people can be taken care of by banks, and they can work in the fields. Naturally, they will not die of hunger. Naturally, the people will not have second thoughts about the emperor, but will support him. Naturally, the emperor's status will be further consolidated!
The second thing is that after the banks play their role, as long as the emperor controls the banks, it is equivalent to controlling the world's money, which will make his rule more powerful!
The third thing is that military insurance can ensure that the soldiers have no worries, and they will feel free to fight for the emperor. In the current crisis of the Qin and Tang Empires, when the south and the north are rebelling, it will be a life-saving strategy!
At this time, the emperor had already decided to agree to this matter. He did not expect that his son-in-law, who was gradually disappointing him, would come up with such a clever trick. It was definitely like the "cool trick" Yang E said!
At this time, the emperor also remembered that the empress and Zhu Yonglin came to him last night to ask him about how to help the farmers who now had no money to go to the fields. The emperor was stumped for a moment, and was thinking of asking the Minister of the Ministry of Revenue today.
Now that Dongfang Yong has come up with this bank, won't it just solve the confusion between the Queen and Zhu Yonglin?
As soon as Zhu Yonglin was confused, Dongfang Yong immediately came up with a magic trick. Is the fate of these two children destined by God?
The emperor, who had been thinking about marrying Zhu Yonglin into the Dongfang family, laughed with some satisfaction when he thought of this.
"Brother and sister, this method is very good. You are the one running the Imperial Bank, and you have full authority to operate the bank!" the emperor approved.
"Your Majesty, because the risks and pressure of the bank are too great, Dongfang Yong came up with the idea to use the joint-stock system to win over all the big players to form a partnership, instead of the exclusive operation of the imperial merchants!" Yang E not only corrected the emperor's thinking, but also gave the joint-stock system to
Led out.
The emperor naturally knew that the bank was under great pressure, because as soon as it appeared, it would suppress pawnshops and banks. And could the owners of pawnshops and banks under the emperor's nose be ordinary people? People like the Grand Master of Chu and the emperor were all open-minded
Is it so easy to suppress them by closing one eye?
Seeing that Yang E mentioned this matter to him so confidently, he thought it was because Yang E felt that her power had become too great and she was a little complacent. But not only did she have Chi Xueer's strength, she also had the Prime Minister's family as her backers, and now she was with
The Dongfang family is so close, they must want to rely on the Dongfang family for support, and then give the Dongfang family benefits after suppressing other people.
Although the emperor was self-righteous and clearly saw it, firstly, he wanted to please Yang E now, and secondly, the bank was also beneficial to him, so he agreed. Moreover, the emperor also decided to use political high pressure to help Yang E's bank rise rapidly.
!
But now when I heard Yang E's words, I was stunned. It turned out that she didn't think so.
The emperor has also been worried recently that Yang E will be too complacent, but after this incident, he felt a little relieved!
After listening to Yang E explain the contents of the joint-stock system, and then how to divide these shares, Yang E said: "The bank is affiliated under the name of Huangshang, so Huangshang retains 10% of the shares; the bank is a thing of the empire and serves
The target of the bank is also the empire, so the emperor should hold 10% of the bank’s shares!”
"I only have 10% of the shares?" the emperor asked with slight dissatisfaction. How could he control the bank if he only had 10% of the shares? Is this the idea of his son-in-law?
The emperor now hated his son-in-law!
"Your Majesty, except for the 20% of the bank's shares, it is free of charge. The other shares will be sold to other powerful and wealthy families at the price of 10% of the shares and 10,000 gold. If the Emperor wants more shares, you can do so in this way.
Buy!"
"Ten thousand gold?!" The emperor was slightly surprised. This was too much. What did the son-in-law think?
"Your Majesty, the bank's prospects are very huge, this is not too much!" Yang E said
The emperor hesitated for a while, then painfully made up his mind and said: "Okay, I will pay another 10,000 gold to buy 10% of the shares! And I have completely approved the bank matter, and Yang E will be fully responsible for it.
But you have to be quick, firstly, to prevent farmers from delaying their spring farming work, and secondly, to ensure that military insurance is implemented as soon as possible!"
"Yes, thank you Your Majesty!" Yang E stood up and bowed, then said: "In addition, Yang E has another request from the Emperor!"
"Huh? What's the matter? Tell me?"
"This matter was ordered by Dongfang Yong. Please ask the emperor to name the bank and give it a calligraphy treasure!" Yang E said.
Dongfang Yong's move was naturally to flatter the emperor! The emperor would happily accept this flattery even if he knew it was flattery!
Sure enough, after the emperor heard this, he showed a happy smile on his face, nodded and said: "Okay, I will come up with a good name now!"
At this time, not only was the emperor's vanity satisfied, but Yang E's attitude also satisfied him. He did not get carried away and did not look down on the emperor! Especially when she gave the credit of flattering to Dongfang Yong, it made him even more satisfied.
He is satisfied!
After a while, the emperor said happily: "Yes, at this time when the empire is in crisis, the bank has been ordered to support the people and protect the army. The word 'empire' is given to it in its name, which is what everyone expects!"
Yang E's eyes lit up: "Imperial Bank!"
As the emperor laughed, he picked up a big brush and put it on a piece of rice paper. With dragons and snakes flying, the powerful words "Imperial Bank" appeared on the paper!
The emperor looked at it with satisfaction, then took out a blank imperial edict and wrote: I allow Yang E, Princess of Qin, to establish the Imperial Bank...
Finally, the jade seal stamped a red seal heavily on it!