The bank envisioned by Dongfang Yong is to first help farmers, build a reputation and credibility, so that people will deposit money, and with this money, they can carry out business such as loans and insurance.
To put it simply, you have to make money first before using the money to do other risky transactions.
A business like military insurance is actually a high-risk business that loses a lot of money. Insurance is about making money when nothing goes wrong and losing money when something goes wrong. But now that war is about to begin, military insurance is naturally the time to lose the most money.
Now that the war is going on in the south, the emperor, in order to make the soldiers more loyal and brave, provides them with this insurance condition, and the effect is naturally very strong!
Dongfang Yong figured things out after hearing the emperor's first words.
The emperor wanted welfare for the soldiers, but Dongfang Yong didn't want the bank to lose so much money at the beginning, so he was able to grasp the balance for a while.
Yang E thought for a while and replied: "Your Majesty, 60% of Imperial Bank's shares have been confirmed, and 40% still has no owner, so Yang E is discussing with several adults to see if they are willing to buy it?"
"Then what do you mean..."
"Because there are not enough owners, the bank has not collected all the funds, so it does not have the strength to carry out insurance business immediately," Yang E said.
The emperor frowned slightly, but he also knew that it would be difficult to do things without money!
Dongfang Bubai glanced at his grandson and asked aloud: "Girl Yang, does the bank you mentioned charge 10,000 gold per 10% share?"
"Yes, Master Dongfang!" Yang E replied.
"Then I will buy it for 10%. Aya told me about this yesterday, but I haven't had time to ask her to withdraw the money yet. Now I will decide on this for now, and I will ask Aya to send the money later.
"The Invincible Way of the East.
Dongfang Yong looked at it for a moment. In fact, he had already heard Yue Ya say that it would be difficult to withdraw 10,000 gold from the Dongfang family, so he did not plan to buy it. But he did not expect that this old man would now hear that the emperor needed insurance for soldiers.
, and when the money in the bank was not enough, he bought it generously. Dongfang Yong wanted to scold him for being so stupid!
**, but I think this kind of ** is a bit cute!
"Haha, Mr. Lao is so bright. Yang Shen followed Mr. Lao and bought 10% of it. E'er, I will have the money delivered to my house later." Prime Minister Yang also said at this time.
"Yes, father." Yang E said, "So, there are still 20% left?" That means, is there any other adult who wants to buy it?
But the others did not say anything. Because this ten thousand gold seemed too big for ordinary officials to accept. Even if they could accept it, they would not dare to show it to the emperor.
The emperor was slightly unhappy, looked at Chu Qingfeng and said, "Grand Master, I wonder if your family wants to buy 10% of it?"
Chu Qingfeng rolled his eyes and postponed: "Your Majesty, I don't have much food left at home and I really can't afford it!"
The emperor sighed, knowing that these ministers only knew that the insurance issued by the bank lost money, but did not know the bank's money-making function, so they were not willing to buy it.
Now the emperor was very disappointed with Chu Qingfeng, and looked at Dongfang Bubai and Yang Shen with more trust than before.
"Now that there are only 20% of the shares left, I have a way..." Dongfang Yong said.
The emperor was distressed about this matter. When he heard Dongfang Yong's words, he quickly asked: "Huh? What can you do, tell me quickly?"
"During the war, the regulations and laws of the empire must be changed to meet the needs of defending the empire and the war. Although the ministers cannot afford to buy the bank's shares now, in the name of the law, the ministers can collectively buy them in the next few months.
Or the monthly salary for one year or longer can be used as share capital. The remaining 20% in the bank can be divided equally among the ministers. The Ministry of Accounts can first transfer the monthly salary of these future ministers to the bank.
, the bank will issue insurance to the soldiers." Dongfang Yong said.
Now he saw that the ministers were unwilling to contribute money, and now that a war was about to begin, it was just right to make some special laws during the war. And this method was not to take the money from the ministers' pockets, but to take
The future salary of ministers will make it easier for ministers to accept it.
The emperor, Dongfang Bubai and others frowned and thought for a while, then the emperor nodded and said: "Good idea, just do what you said! I will announce the establishment of the Imperial Bank in a moment. When the vanguard army sets out tomorrow, you have to organize people to go with the army.
The first is to insure all the vanguard troops, and the second is to insure more soldiers on the battlefield!”.
"So fast? Your Majesty, because the Imperial Bank does not have the credibility yet, we immediately offer insurance to the soldiers. Maybe they will lose interest when they hear that they have to pay money, so we may need the cooperation of the military department to use future military pay as insurance funds.
, I wonder if the emperor agreed?" Dongfang Yong frowned and said.
"That's fine, do whatever you think is convenient. If there's anything that doesn't make sense, tell me in time!" the emperor said. This is equivalent to giving a very big green light to Dongfang Yong's Imperial Bank! The emperor turned his head and said to
Yang E said: "Brother and sister, you are the city lord of Yangchun City. Although Yangchun City is safe now, the situation will change, so you must first take over Yangchun City and don't let the rebels take over."
After listening to the emperor's words, Dongfang Yong glanced at the map on the table and quickly found the location of Yangchun City. There were still blue flags on Yangchun City, but red flags were planted on the other cities in front and on both sides of it, showing that this
The city is almost isolated and is very dangerous!
Then, Dongfang Yong saw the three cities of Tangjun City, Jiangnan City, and Lujiang City at the upper west corner of Yangchun City. At this time, Jiangnan City and Lujiang City had been put up with red flags, Tangjun City was put up with a blue flag, and another one was put up.
A double-crossed black flag should mean war. In the upper eastern corner of Yangchun City, Yangzhou City has a red flag, and Suyang City and Dongkou City have blue flags and double-crossed black flags.
The current situation has made Yangchun City very isolated, and Yangchun City is a target of the rebels.
Yang E saluted with Wanfu and responded: "Yes, Your Majesty, once the Imperial Bank makes preliminary arrangements, Yang E will take her daughter to Yangchun City!"
"Well, then you go down first." The emperor waved, and then he, Dongfang Bubai and others pointed at the map and discussed in a low voice.
After Dongfang Yong and Yang E exited the side room, Yang E saw Manager Bai standing aside and quickly walked over and said to him: "Eunuch Bai, Yang E now needs to issue some instructions to the shopkeeper outside the palace. I hope Eunuch Bai
Send a young father-in-law to send a message to Yang E!"
Manager Bai respectfully replied: "This is what it should be. I'll send one right away!"
Soon, General Manager Bai came over with a young eunuch. Yang E quickly gave some instructions to the young eunuch and asked him to go to Prince Qin's Mansion to find Yang Xiaoyue.