The establishment of the Art College and the Academic College did not bring much surprise to people. It was just a small wave in the Golden City. However, Meng Han was not satisfied with this. Instead, after discussing with Catherine, he established it again
A Royal Etiquette Academy was established. All the students enrolled in this academy are children of nobles, and the content taught is royal etiquette.
As soon as the Royal Etiquette Academy came out, it immediately caused a wave of enrollment in the aristocratic circles of the Golden City. These are students taught by pure royal etiquette officers. Who from a noble family does not want their children to learn elegant etiquette? Moreover, even the Stone Castle
The children of the great nobles will also be sent in. Entering the Royal Etiquette Academy is equivalent to establishing a good relationship with the heirs of these great nobles during the enrollment period. You can also learn etiquette even if you step back ten thousand steps. Why not
for?
Those who sign up for admission simply have to cross the threshold. Not only the children of the nobles, but also many ladies and ladies are all attracted by the news. If you can find a rich husband in the academy, wouldn't it be a good story?
With the existence of the Royal Academy, those who were eyeing the Golden City land became even more crazy. Only then did they notice Meng Han's actions. It turned out that in the Golden City, not only would there be money, but also there might be power.
, in addition to all kinds of luxuries, there are also wonderful artistic enjoyments that make people forget to leave. Coupled with the academic college, it is simply the first choice for sending children here for education.
Even before the auction started, land prices had already started to rise slowly. Some impatient people had planned to buy the land that had been invested here in advance, but they were shocked to find that there were no sellers in the second-hand housing and land market in Golden City.
Immediately afterwards, people discovered that in the internal settlement of the Marquis's property, they were no longer carrying large amounts of gold coins around, but using a kind of money that was also issued under a new property of the Marquis.
certificate.
This brand new industry is called a bank. No one knows the business it does, but they only know one thing: you can deposit gold coins into it and exchange it for a paper voucher. Then with this voucher, you can use it in the bank at any time.
Withdraw the gold coins in the amount stated on the voucher.
The paper voucher is made of a fifth-level magic scroll paper. In addition to an indication of the amount of gold coins, the entire background is an identification magic circle. As long as it is close to another identification magic circle of the bank, a unique identification magic circle will be emitted.
There is a bright light to show the authenticity of the voucher. Then there are some decorative patterns and a line of words "Golden City Bank".
At first, these were only used for the internal settlement of the Marquis's industry, such as the settlement of the Bai Yao spar mine and the construction department. Later, businessmen doing business with the Marquis also saw such vouchers.
The partners do not have these certificates. When they settle the settlement, the Marquis' men hold these certificates and then go to the bank to withdraw the gold coins and deliver them to these partners. As the number of transactions increases, these partners also know the certificates.
The effect is that during settlement, you don’t have to bother Grace to send someone to pick up the gold coins with the voucher. You can directly take the voucher given by Grace and then go to the bank to withdraw the gold coins yourself.
Soon, everyone discovered that this kind of paper voucher is really easy to use, light and easy to carry, and the voucher is divided into two types, one is named and the other is unnamed. If it is named
That way, even if the voucher is lost, you can still report the loss and get a new voucher with the receipt given when the signed voucher was issued. This is simply the best safety insurance for these traveling businessmen.
However, the signed certificate requires a small handling fee, but this is negligible compared to the protection fee during the transportation of gold coins. At the same time, if the ownership of the signed certificate is changed, a certain percentage of handling fee will be charged, but this fee is only
Three thousandths is also negligible.
Soon, the partners of the Marquis also began to use this kind of paper voucher for settlement. This type of voucher only has three denominations: ten gold coins, one hundred gold coins and one thousand gold coins, and is used for settlement of large denominations.
If the amount is less than ten gold coins, you still need to bring your own gold coins to solve the problem. But even so, it is much easier to carry a few gold coins than to carry thousands or tens of thousands of gold coins.
After discovering the usefulness of this kind of voucher, paper vouchers began to circulate within the Golden City. It doesn't matter if you don't believe it anyway, you can exchange them for gold coins at any time. The city lord has opened banks in several business districts, so you can get them at any time.
Real gold and silver. Moreover, the Marquis later said that he would only issue certificates for how many gold coins he had, which also alleviated many people's worries. In terms of gold coins, would the Marquis still have fewer gold coins?
The large transactions in the Golden City soon turned into all transactions with paper vouchers, and everyone has given that kind of paper vouchers a very good name, called golden tickets. Everyone thinks this name is very appropriate.
A golden ticket is a ticket that represents gold coins!
Convenience is convenience, but it is only convenient within the Golden City. Outside the Golden City, you have to use a large amount of gold coins to conduct transactions, because there are no banks in other places. Others want to open a bank, and they do not have the credibility of Meng Han.
Even if he has good reputation, his reputation is worth so many gold coins to Meng Han.
But no matter what, as long as people who do business in the Golden City, even if they settle outside, they have begun to use this kind of voucher. Anyway, the golden ticket is easy to carry, and the signed one is not afraid of losing it. When doing business, they will always go to the Golden City, no matter what happens.
It can be used to withdraw cash or settle purchases. At least it is much more convenient than carrying a large number of gold coins and hiring a large number of people to run around, and the cost is also saved a lot. In the past, it was at least dozens
What can be accomplished with a protection team of hundreds of people, now only ten people are enough. Who doesn't like that?
Catherine was in the Rock Castle and quickly learned about the bank. She supported Meng Han's business at all costs, and even immediately came up with a bold idea to ask Meng Han to open the gold bank to the Rock Castle.
Protection provided by the duchy's military.
"Sir, it doesn't matter if we use it internally, but if we want to use it in other places, isn't it a bit of a loss to let them use it for free?" Grace and Alice sat next to Meng Han and asked doubtfully. Meng Han
I have never lost money in business, but the launch of the bank this time was just a convenience. I didn't see any profit. At the same time, I had to invest a lot of gold medal production, personnel, protection and other costs, which is somewhat different from Meng Han's reputation.
Doesn’t match.
"Isn't there a fee for signing the gold medal?" Meng Han smiled and didn't argue much.
"But it's still a pitiful little amount! Could it be said that there will be more and more?" The two women also thought of this possibility, but compared with the huge expenditure, those are just a fraction. If they want to make back the cost, it is simply impossible.
It's just impossible: "The highest handling fee is only three thousandths, 10 million gold coins, to receive 30,000 gold coins. How long will it take to earn it?"
Because of Meng Han's influence, Grace and Alice now no longer care about twenty or thirty thousand gold coins. There is still a huge gap between this speed of making money and what Meng Han did before.
"Calculation error!" Meng Han shook his head: "You have to calculate by the number of times, not by the total amount. How many transactions occur every day? Not many are settled with gold tickets now. In the future, everyone will use gold
When the tickets are settled, you can calculate the numbers again."
Although there are no accurate figures, the transaction volume can still be estimated. Grace skillfully used the abacus to draw, and then became a little stunned. If it is really according to what Meng Han said, it will be an astronomical number, which is shocking.
fear.
"No way?" Grace and Alice couldn't believe their calculation results. Grace even exaggeratedly reset all the abacus beads to zero, then recalculated, and then looked at the number in a daze.
.
"This is only the result of settlement in the same city." Meng Han leaned on the rocking chair, hugging Alice's delicate body in his arms, and said while shaking: "When we start operating settlement in different places, the handling fee will increase to 5%.
, by then, this number will at least quadruple. Think about it, would you rather deposit the gold coins in our bank, pay a small handling fee, and then take the gold tickets to settle accounts everywhere, or hire a large number of guards to carry the gold coins?
Doing business here and there?”
Although Meng Han didn't know the specific services of modern banks, he still knew the operation methods of early bank accounts. The largest income was the deposit and withdrawal. It was a business that created a large number of wealthy Shanxi merchants in the late Qing Dynasty.
If you don't make money, you will be a ghost.
"Of course I'm willing to use the golden ticket!" Grace replied without hesitation: "The money to hire a guard is more than that, right? No one in business is a fool!"
After answering the questions, Grace and Alice were a little stunned when they thought about the terrible profitability of this bank. How many shocking things does this man of his own have yet to come up with? For Meng Han, they
It was no longer ordinary worship. Only the two of them knew how much money Meng Han had truly earned over the years.
"Actually, even if the bank doesn't make a single gold coin, I will still open it." Meng Han smiled and said something that neither woman could understand.
"Why?" You have to open a business without making money, why? Not only the two women, but also Demi and Diana behind Meng Han, and Nicole at the feet couldn't help but show doubts.
"The right to issue currency!" Meng Han stretched out his hand and grasped the void: "As long as I can control the right to issue currency, even if I don't make any money and lose so much, I am willing!"