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Chapter 374 Financial Crisis

The next new book "Forcing to Liangshan" tells the story of modern people's changes in the late Northern Song Dynasty. Please comment on friends. The book pages are recommended to have a direct train, and you are welcome to take it.

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The sun is bright outside the hall and the atmosphere in the hall is gloomy.

Liu Ming obviously felt Mi Zhu's anger and frustration. Moreover, not only Mi Zhu, but also many other ministers also had this expression.

Liu Ming wanted to ease the atmosphere, raised his head and smiled: "Haha. Everyone, what are you doing? I haven't seen you for three or four months, and nothing big happened during this period. Why do you have to be so masculine? Have you all forgotten

Are you talking to you all the time this fair day?”

How bold a person is, how much more productive the land is. There are only unexpected things, nothing that cannot be done. This is the words Liu Ming often uses to motivate these subordinates.

What an exciting and bold statement.

However, these words that Liu Ming has been using to motivate his subordinates to realize their potential cannot make Mi Zhu feel excited. Mi Zhu feels that his potential has been discovered. Mi Zhu's expression is still a little excited.

Graceful attitude.

Liu Ming saw that the effect was not great. He laughed and said, "Zi Zhong. Since you took charge of the finances of our Youzhou, your achievements have been obvious to all. Moreover, the fiscal revenue of our Youzhou is also thriving. Why are you here?

The saying is that I am not talented and incapable of taking responsibility? Could it be that I did something wrong that made Zizhong dissatisfied with me, so I had to give up on me? If so, come on, I will apologize to you. I hope Zizhong can do it

Forgive me, don't let me go." As he said that, Liu Ming stood up and left his seat, and was about to salute Mi Zhu.

Mi Zhu couldn't stand it anymore. Mi Zhu was a real person. He was very polite. There was a difference between the top and the bottom, and there was a distinction between the top and the bottom, so Mi Zhu valued it very much. Therefore, Mi Zhu saw that Liu Ming wanted to

Apologize to myself. Mi Zhu was moved to forget most of his grievances. He hurriedly stopped Liu Ming before saluting and said, "My lord, you must not. In this way, you will kill me. Zhu Wei will repay you with death.

.”

Liu Ming took a few steps forward, held Mi Zhu in his hand and said, "As for this reason, Zi Zhong will not leave me?"

Mi Zhu choked and said, "Lord. Did Zhu think about giving up his lord and leaving? Zhu Zi came to his lord. You treat me with great kindness and appoint Zhu as a heavy responsibility. Although Zhu is crushed to pieces, he cannot protect his lord. But now he is sent to him.

Zhu was unable to bear the task given to Zhu. Even if Zhu kept his family, it would be difficult to maintain until this autumn harvest. Zhu was really powerless. Therefore, Zhu wanted to give up his position and let the lord choose another talented person to take it. Zhu was willing to

Assisted by the side, thinking that the lord would do his best.”

The more Mi Zhu said this, the more confused Liu Ming became. Judging from Mi Zhu's meaning, this matter was still very serious. Liu Ming didn't dare to fight, haha. He asked quickly: "Zi Zhong, what happened?"

At this time, when the topic was involved, Mi Zhu calmed down and said, "Lord, this matter is a first-level confidentiality incident. Please leave without any relevant personnel."

Liu Ming's expression became even more serious. He nodded and said, "Left and Left and Left and Left and Left and Left and Left and Left and Party Secretary are staying. Yuzhe waits outside the hall."

After Liu Ming finished speaking, all the irrelevant personnel silently withdrew. This was the first time in Youzhou's history that the first level-one confidentiality measure was launched.

After all the unrelated people left, Mi Zhu then said to Liu Ming: "Lord. Since you were building Korqin County without planning, you built eight cities at the same time. Moreover, the eight cities you built were all made of ice.

The outer city where the city is built is sometimes restricted. This makes it more difficult for our logistics support. For this reason, we mobilized a total of 840,000 civilians and slaves, which caused the money and surplus grain in our treasury.

It was a huge decline. Moreover, in order to mobilize so much manpower and material resources, the four counties we originally planned to build, Heishui, Liaoyang, Liaolin and Fuyu were all delayed. Moreover, due to our continuous wars, we

The payment of pensions is also a huge amount. There are also some military martyrs' families' reduction and exemption policies, which also affect some of our estimated income. However, this is nothing. The main problem is that these

The comprehensive problem has caused the grain price in Youzhou to rise. It has exceeded the market price of 1005 cents to 1000 per kilogram of rice. And the paper money in Youzhou is the basis of grain. One dime can be exchanged for 100 cents to 100 kilogram of rice.

This has led to the high-degree value of paper money in our Youzhou. This has caused our people to use our paper money to exchange points in various parts of our Youzhou to buy grain with paper money, and then sell it in exchange for paper money.

Moreover, in order not to undermine the recognition of our banknotes among the people, Zhu neither dared to stop this exchange nor adjusted this exchange. Zhu could only secretly ask each exchange point to delay time and slow down the speed when redeeming.

Use time to slow down the madness of the people. But who knows that in the past two days, this kind of exchange has become more and more intense. It is almost unstoppable. This is the first time Zhu Shi has encountered such a thing. If so,

In the past, if our government had no money, beading some copper coins or printing some paper money could solve the problem. But now, the more our paper money is printed, the greater our deficit will be. Three days ago, after Zhu Shanxiao calculated,

I'm afraid that if this continues, in less than half a month, our Youzhou's food will be exhausted and we will no longer be able to support our more than 500,000 people. Zhu was really frightened. Since he had the heavy trust of his lord, he was afraid.

This leak of news will cause even more unpredictable trouble. So I have lost my composure today. Please punish Zhu De for his incompetence."

After Mi Zhu said this, it was similar to a thunderclap, which shocked everyone who had heard about this for the first time. Of course, Liu Ming also included this.

If you talk about the talented people under Liu Ming, they are almost all masters. Especially Xun Yu and Xun You, they are even more geniuses in internal affairs. Unfortunately, when they deal with internal affairs, they solve problems more from the perspective of administration.

.In terms of commercial operations, it has to be said that Mi Zhu is firmly in the top position. If the commercial operation problems that Mi Zhu cannot solve, they will not be able to solve them together. Therefore, after Mi Zhu discovered the problem,

I couldn't find anyone to discuss it with me, and Mi Zhu was afraid that the news would cause unnecessary unrest after it leaked, and Liu Ming was about to come back. Mi Zhu endured it. No one told me. But in these three days,

That made Mi Zhu feel so sad.

But now everyone knows it, they still have no choice. Guo Jia and Jia Xu are all super experts in marching and fighting, playing politics and strategy. Mi Zhu's problem is not right for them. I don't know how to solve it. And Xun Yu

Although Xun You is an expert in internal affairs, they have only a little understanding of this monetary system. Compared to Mi Zhu who carried out this matter, it is not a little worse. Mi Zhu is at a loss, and they don’t know how to solve it.

And Liu Ming's other ministers, let alone those of Liu Ming's ministers, only know that banknotes can be spent as money, but they don't understand why banknotes can be spent as money, and how much money should be spent as paper money.

Therefore, everyone can only look at Liu Ming, the creator of the banknote, at a loss.

Liu Ming really understands more than Mi Zhu. Unfortunately, Liu Ming is not a financial expert, and his understanding of the monetary system is very limited. At this time, what echoed in Liu Ming's mind was the previous financial class.

In the above, the word "split" mentioned by the teacher.

Liu Ming opened a company and took a finance class in modern times. He once heard from his teacher that in ancient times, the most feared money shops was the bank run. This kind of thing was almost a signal of bankruptcy. Even in modern times,

In the financial industry, there is also a transnational bank that has caused bank runs due to work mistakes, which has gone bankrupt.

Liu Ming never expected that such a terrifying financial incident would happen to him.

Liu Ming looked around and saw that his left and right hands were all looking at him. He knew that they hadn't experienced such a thing. Now he was counting on him. But he had no good idea.

However, Liu Ming knew that at this critical moment, he must not show his timidity. If he was guilty, it would be all over. Even if he pretended, he had to pretend to be the end. If he couldn't bear to me, what else could be caused by his inspiration?

Miracle.

So Liu Ming smiled relaxedly and said indifferently: "Well. What do I think makes Zizhong so worried? It turns out that it is just such a small matter. If I had known this, there would be no need to use first-level confidentiality matters to deal with it.

Since Zi Zhong has said it, I am afraid that this is the first time you have experienced it. You will first talk about your own ideas and countermeasures. If it cannot be solved, it will not be too late for me to deal with this matter in person."

Everyone in the room was stunned. What's this? Mi Zhu was almost worried. There was no good idea here, but the lord didn't take it seriously at all. Could it be that the difference between these people and the lord was really

Is it that far?

But these people thought again: That's right. Isn't this currency system invented by the lord? Since the lord can invent and use this currency system, the lord will of course solve these small problems.

Therefore, the masters in the room admired Liu Ming's profoundness and became even more devoted to Liu Ming.

However, no matter how these people think, with Liu Ming's words at the bottom, everyone's heart that had been hanging around was relieved. The atmosphere in the room immediately became much easier. Even the whole time it was always

Mi Zhu, who was suffering and deeply revenge, also felt relaxed and began to think about what could be done to perfectly solve this problem.

Cai Yong was relatively conservative and had no way to deal with this matter. He simply stopped exploring his brains on it. He said directly: "Master Taiwei. There is a conclusion on currency in ancient times. Since the Shang Dynasty, only our great Han Dynasty has been a thousand

For the rest of my life, there is no need to implement a new monetary system. Since there is a problem with this monetary system now, we might as well stop here. It is better to return to the way of the sages."

When Liu Ming heard this, he didn't agree on it on the surface, but he said in his heart: What's the solution? Isn't this a regression?

But before Liu Ming could speak, Xun Yu, who was in a stable manner, said, "No. Change the orders in the morning and night. The disadvantages of the ancient and modern government orders. Moreover, paper money has now penetrated into the wealth of the people of Youzhou. If it is abolished in one day, the wealth of the people,

It will never exist. It will inevitably arouse civil unrest. The lord's lofty prestige will plummet. Even the soldiers we raised with money will change as a result. And if paper money is recycled and slowly changed, the people will definitely flock to it.

If we have to exchange paper money, we can't recover it. Therefore, in this critical moment, we must never touch the monetary system again to avoid intensifying the problem."

Cai Yong's old face turned red, knowing that he had made the problem simple. He quickly apologized to Liu Ming and said, "Master Taiwei, I have said it absurdly. I also ask Master Taiwei to sue him."

Liu Ming smiled slightly and said, "It's okay. Originally, this matter was for everyone to discuss. Everyone expressed their opinions. Those who speak were not guilty."

Cai Yong retreated. Liu Ming also turned his attention to Xun Yu.

Xun Yu said: "My lord, according to what my subordinates see, our monetary system is based on grain. Since the price of grain rises, we can also adjust the value of our banknote exchange, and the market price is also based on one cent and five cents.

Exchange one kilogram of rice in portions. People don’t make any profit, so naturally they won’t come to exchange rice again.”

When Liu Ming heard this, he was amused: Xun Wen is indeed a political expert, and he can even think of the country's macro-control and currency depreciation methods. He is also considered an amazing expert.

However, Mi Zhu raised objections: "Ruoyi Wen Ruo said. Didn't our Youzhou banknotes depreciate? The wealth in the hands of the people has been reduced by one third. In this way, the public's grievances have been resentful.

It will surely arise. And our banknotes will also lose their credit among the people. In this way, our people will probably abandon the banknotes and reuse copper coins. In that case, we may have a greater crisis."

Liu Ming nodded and said, "Zi Zhong's words are reasonable. The so-called currency is an abstract thing that is strongly implemented by our government and recognized by the people. Therefore, the recognition of the people

That is absolutely impossible to lose. However, what Wen Ruo said was also a method. However, this method is not the best method, but the last method that our government will enforce forcibly, as long as we have to do."

Xun Yu and Mi Zhu both retreated thoughtfully.

At this time, Guo Jia spoke, "My lord, I see the cause of this incident. Although the lord has built a city outside the border, the key is the rise in the rice prices in Youzhou. If we can calm the rice prices and make the rice prices fall.

.This matter should turn around.”

Mi Zhu, who is familiar with the business, complained again: "Fengxiao, you said it too simply. If there was food, wouldn't I have calmed the rice price long ago? Why should I watch the rice price rise? But our food is all

Used it."


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