In order to issue his first commercial loan, Leng Ningyun put a lot of thought into it - he conducted a comprehensive credit investigation on the businessman, including his past business conditions, credit status and his property.
In the 17th century, there was no specialized private investigative agency in Beijing, and the official control of private information was far inferior to that of later generations, so all this information was gathered out of nowhere.
It seems that he still needs to expand the number of investigators under his command. Leng Ningyun thought that in the 21st century the bank could hire an investigation company, but in the 17th century he had to set up his own investigation company.
The investigation company does not necessarily have to be affiliated with Delong. He thought to himself that it can be run and managed according to the concept of "tertiary industry". If any problem occurs, it can be cleared up immediately.
Up, he still needs a security team - now the bank's security business is in charge of the Wei Jingshi Headquarters, and they send four guards to serve as in-store and "night guard" at night. Leng Ningyun always feels uneasy: This person is
Isn't it too little? Moreover, the weapons carried by the escort are very simple, and in his opinion, they have no deterrent effect.
He returned to his study in a state of random thoughts. Looking at the cash flow chart and various charts on the table - all drawn by him himself - Delong's business was very light, and he had plenty of time to do this.
professional business.
The loans still didn't look good on the statement - the loans in the past two months were mainly small loans. Leng Ningyun sighed. Compared with the Shanxi businessmen who have great influence in the capital, his activities are not enough, and his activities are not enough.
I even imagined that I would like to travel thousands of miles away.
Leng Ningyun had his own complete concept for the business of Delong Beijing Branch. In his original plan, soliciting savings and commercial loans was only the first step. Delong's work in Beijing not only had to compete with Shanxi people
Loan deposits, and in the future I will also get involved in the budding insurance industry, including mutual funds, joint-stock systems, etc. that I once envisioned in Lingao - although it is not practical. But there must be a breakthrough in loans, especially official loans! Condensation
Yun even considered engaging in the Ming government's national debt business.
His plan received strong support from the elders of the financial and economic system. However, in front of the Industrial Party headed by Ma Dugong, these were all "wrong ways." In the theoretical publication "Morning Star" compiled by the Ministry of Culture and Propaganda, he once read a certain
The article "Beware of Virtual Economic Bubbles" written by Mr. Qian calls for vigilance and prevention of "virtual economy" in the financial field that damages the "economic environment." This article approves all kinds of financial businesses except insurance -
―Although most of the content is considered by Leng Ningyun to be "nonsense that laymen take for granted after reading a few books," this article represents a strong anti-financial trend of thought in the Senate.
In comparison, the voice of this system is still too weak. The veterans who control the financial and economic system are generally relatively low-key and have very little enthusiasm for the development of financial products and businesses. They mainly play the role of "accounting room".
My work in Beijing must, on the one hand, produce actual economic benefits, and on the other hand, it also enhances the reputation of myself and other senior figures in the financial world.
Wu Kaidi ran around outside all day. In the evening, he returned to the bank and reported to him.
He visited more than a dozen yamen, and then went to the yamen secretary office. He sat in the teahouse where the official chief went to Sui, and the general news he got was that the news of Kong Youde's capture of Dengzhou had been published in the Di newspaper, and the court was questioning Yu, the governor of Shandong.
Dacheng: The whereabouts of Sun Yuanhua and other Denglai officials require him to report as soon as possible.
"...Yu Dacheng has not responded yet - it is said that the emperor was very angry about this and even said that Yu Dacheng was 'incompetent'..." Wukai said it vividly, as if he had seen Emperor Chongzhen say this with his own eyes.
.reminds Leng Ningyun of a taxi driver in Beijing in another time and space.
"What do the various officials in the imperial court say?"
"Mr. Xiong of the Ministry of War still advocates recruitment as before," Wu Kaidi said, "Although Xu Xiangguo and Zhou Xiangguo didn't say much, everyone feels that they are also from the recruitment faction - Sun Yuanhua is from Xu Xiangguo."
Generally speaking, although Dengzhou has fallen, the current public opinion in the court is still dominated by "Fu".
"Who are the people the Lord is killing?" Leng Ningyun asked.
"The most vehement advocate was Mr. Li Jizhong, a doctor at the Ministry of War. He once objected to Mr. Xiong's proposal at a meeting of the Ministry of War and asked Mr. Xiong to dispatch elite troops from Liaodong for suppression. I heard that the quarrel broke up. Mr. Li Jizhong
I’m afraid I will leave my job soon.”
Then he listed some names, and Leng Ningyun made a few notes - this was a memo for himself. For the specific details, Wu Kaidi would write a detailed report to him.
"What comments did the court have about Sun Yuanhua?"
"Anyway, no one has good words to say, but Governor Sun's life or death is uncertain now. Even if he wants to impeach him, there is no goal. If he really dies in Dengzhou, impeaching him will be unreasonable."
Leng Ningyun thought, it seemed that once the news that Sun Yuanhua had arrived in Laizhou reached the capital, he would be hit by fierce artillery fire.
He looked at the Dedi newspaper that was sent to him in Wukaidi - how to read the Di newspaper. He had received special training in ancient Chinese. However, although the writing of the memorial was not elegant, it was not in ancient vernacular, and it looked very ordinary to him.
Hard work.
"Call the master later."
Leng Ningyun used several masters to help with the copywriting, especially for the content in the newspaper. He often relied on the explanations of the masters. These masters were not naturalized citizens, so they only handled affairs and did not consult on secret affairs.
Impeachment will not only come from his own political opponents, but various forces that are dissatisfied with Xu Guangqi, Zhou Yanru, Xiong Mingyu and even the Liao people group will use this incident as a cannonball to attack their opponents. I am afraid that the situation Sun Yuanhua will face is very bad.
.
It seemed extremely difficult to keep him safe. Ling Ningyun felt troubled - this task was too difficult!
However, if you want to show your ability, you have to get things done. Who can't do easy things?
After thinking for a moment, he felt that he still had to work on the eunuchs. I wonder what the eunuchs' intentions were now? He said in vain: He specially visited the old Eunuch Yang, and the young Eunuch Yang and several others walked around frequently on weekdays.
, chatted with the familiar young eunuchs and servants in the eunuch's house where they had frequent contacts, and tried to test the opinions of the "internal minister" in the palace.
Generally speaking, Sun Yuanhua does not have a bad reputation among the eunuchs - generally speaking, he is quite tactful in his official behavior, and he is not a member of the Donglin Party. He treats the eunuchs well. Although there is not much friendship, at least
There is no sign of feuding.
In this case, it will be much easier to exercise. Leng Ningyun thought, as later generations said, it is not difficult to do things that can be done with money.
After careful consideration, Leng Ningyun decided to continue collecting information in the past few days. He called the "center" and planned to use Eunuch Yang's method to try to ask Wang Dehua and others for help. For this purpose, some special "Australian goods" stocks would be used as
Bribery gift. Please approve it from the "center".
While Leng Ningyun was thinking hard in Beijing about how to assist Sun Yuanhua, Sun Yuanhua had already completed many things in Laizhou.
The first is to clean up the defense of Laizhou - Zhu Wannian, the prefect of Laizhou, was brave and capable. In the original historical trajectory, Zhu Wannian contributed a lot in the defense of Laizhou. In the end, he was captured by the rebels and died in Dengzhou. Sun Yuanhua is now out of trouble.
Zhu Wannian had the backbone and immediately strengthened Laizhou's defense under his instructions. Magistrate Hong of Ye County was also a very capable local official. Laizhou's defense immediately improved greatly.
The most critical thing is Wang Daochun, the censor of Shandong Province - this person had a "suppression" attitude from the beginning. Sun Yuanhua immediately visited him after he escaped from trouble, indicating that he had repented and was determined to "suppress".
In this way, Wang Daochun, who had criticized Sun Yuanhua's "pacification" policy during the Denglai Incident and was an official, became Sun's ally - at least until the situation calmed down, he would no longer criticize Sun Yuanhua who was presiding over the peace.
Sun Yuanhua, who rebelled against his work, proposed impeachment.
It is estimated that as long as Sun Yuanhua arrives in Laizhou and puts on a "painful suppression" posture, his originally passive situation will be greatly improved. In particular, a group of officials who hate the rebels will be more or less interested in his stance.
There has been a change.
Sun Yuanhua's second step was to quickly visit the local Jin gentry: Jin gentry were not only wealthy, but also very popular in the local area - some Jin gentry themselves were the leaders of the rural warrior regiment, and they belonged to the local powerful faction with food, pay and soldiers.
In ancient society, if one wanted to hold on to the city, it was crucial to have the support of the local gentry.
Although Laizhou is not a wealthy place, there are also some big rural officials in Ye County, the first county: Jia Yuxiang, the former left deputy capital censor, and Zhang Xin, who was a Jinshi in the fifth year of the Apocalypse, are all locals.
Sun Yuanhua visited them one by one and got support from these people, especially Zhang Xin, whose family had a lot of assets, and immediately expressed his willingness to donate huge sums of money to recruit local braves and reward soldiers.
Then he summoned the students from the government school and the county school and asked them to work together to prepare for the defense of the city.
However, there were not many defenders in the city, only 3,000 people. Some of them were soldiers from the local guard. Fortunately, there were also some Tatar officers and soldiers in the Laizhou Guard: they were descendants of the Semu soldiers in the Yuan Dynasty. The combat effectiveness of the Tatar officers and soldiers had always been relatively strong in the Ming Dynasty.
But Sun Yuanhua knew very well that it would be difficult for this small force to resist the rebel attack. He knew very well the troops he had personally formed, equipped and trained. None of the Ming armies were as good at using firearms as they were - let alone
He said that the city of Dengzhou was filled with firearms and gunpowder - that was his many years of hard work.
Except for the elite border troops drawn from Liaodong, the various armies distributed in Zhili and Shandong are no match for the rebels at all. Let alone field battles, they may not be able to defend the city.
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