In this way, the first set of currency that crossed the regime was determined. When the currency was issued, all other tickets were invalidated. The work-point coupons widely used in the communes were recycled in proportion to the exchange for grain.
"Should we set up a bank to take care of this?"
"Of course." Cheng Dong said, "But it won't appear in the name of a bank or a bank for the time being."
The organizational idea of the Finance and Financial Committee is to establish a grain bank, which will be responsible for issuing, recycling and exchanging currency. Since grain is used as currency issuance and mortgage, the grain bank can make ordinary people understand better than a bank, and it can also educate itself.
It is disguised as a "businessman raising money spontaneously".
This grain bank was named "Delong Grain Bank" at the suggestion of Wen Desi. The headquarters office of the grain bank is located in Dongmen City. In order to provide the people with big business and the credibility of a big shop, the executive committee approved the establishment of a new grain bank.
A two-story building is used as the business location.
The new version of banknotes is printed by the printing house of the Ministry of Culture and Publicity, which Zhou Dongtian is responsible for. Because this is the first set of banknotes for time travellers, the patterns cannot be as simple as those used to print work-point coupons, rice stamps, and salt stamps. It must not only be beautiful and durable, but also have certain characteristics.
anti-counterfeiting measures.
Zhou Dongtian invited Bai Duolu and Tan Ming to study this problem together. One of them has done printing, and the other has driven a three-color printing machine. They are both professionals. When it comes to printing, it is better than Zhou Laomao, who knows everything.
Be more profound.
Of course, you don’t have to find special banknote printing paper. What the traveler’s small papermaking workshop can currently produce is raw edge paper - made of local straw. The texture is rough and can only be used as toilet paper. The small amount of writing paper produced is also
It does not meet the requirements of banknotes. Cheng Dong said that there are some heavy colored cardboard in the inventory. The texture is hard. No matter the paper quality or color, it cannot be imitated by paper workshops in this time and space. There are three types of Lingao grain circulation coupons.
The different denominations are 10 yuan, 5 yuan, and 1 yuan. Among them, 10 yuan uses yellow paper, 5 yuan uses red paper, and 1 yuan uses green paper. Additional coins are issued: 50 cents, 20 cents, 5 cents, and 1 cent.
They are all blue paper and are distinguished by size.
The patterns of the banknotes are mainly agricultural themes, including cattle, farmers, wheat ears and rice fields. The issuer is "Delong Grain Store". There is also a seal seal with the words "Delong Grain Store" printed below, and Cheng.
There is Dong's signature. There is also a line of regular script on the back of the banknote: "Each yuan is worth one pound of rice."
These patterns were all printed by Bai Duolu using lithographic printing. Although Zhou Dongtian initially wanted to use the four-color printing press in the printing factory, the printing press's ink stock was running low, and he would not be able to replenish it for a while.
.When they saw the sample tickets that came out, several people felt that they were too ugly—the pattern had no three-dimensional effect at all.
"That's it." Cheng Dong looked at the banknotes sent and knew that the printing factory was only at this level: it is obviously impossible for them to print something the same as modern banknotes. The kind of banknotes in front of him are already
It cannot be imitated by the locals.
The largest user of circulating coupons is Wu De. The monthly work point settlement is a major expense. According to Wu De's vision, the Bairen Commune will completely abolish the supply system and implement a monetized wage system. Each member will be paid according to his/her salary.
The work points obtained are paid with circulating coupons. The food supply in the commune canteen is also changed to be purchased by commune members with circulating coupons.
Those migrant workers who belong to the labor team and do not have Bairen commune household registration will continue to be provided with free meals according to labor intensity standards, but their wages will also be paid with circulation coupons - in fact, from not long ago, travelers have used rice stamps and salt
These people were paid with votes, and they accepted it as well.
The local people recruited by the time traveler companies and departments, the so-called "employees", although they also belong to Bairen Commune in their household registration, their wages are paid by various departments and have nothing to do with the commune. The meals of these people are also the same as those of ordinary commune members.
Then you'll have to pay for it yourself.
Finally, there is the army. The army has always used silver to pay military salaries. The officers are opposed to the hasty use of banknotes to replace silver. This will give the soldiers a sense of deprivation. The white silver turns into pieces of paper that no one can exchange.
Happy.
So it was decided that the basic benefits of the army would remain unchanged, meals would be provided free of charge, and military pay would continue to be paid in silver.
In order to stimulate soldiers to use banknotes, Cheng Dong suggested implementing a "military preferential treatment" policy in stores owned by travelers in Dongmen City. Soldiers who use circulation coupons to shop can enjoy a 50% discount on prices. In order to facilitate them to enjoy this
For preferential treatment, the grain bank opened an exchange office in the military camp to exchange the silver in their hands - this policy was only available to new army soldiers.
"Let's just open an office in the camp." Xi Yazhou said to Cheng Dong, "In the past two months, the soldiers have taken money and have been stuffing it with people in Tibet. Recently, there have been losses and thefts. All the soldiers have
You are alone and have no place to save money. If you start a deposit business, they will be willing to save money without interest."
Soon, offices of the "Delong Grain Store" were set up in both the Bairen Camp and the Bobu Camp. The so-called offices were just an office room set aside in the camp, with a wooden counter inside to store some paper and pen accounts.
Thin and other items. Of course, the Finance Committee does not have so many manpower to open the door to serve the army every day, so it is stipulated that the service is open every Monday and on the day of payment. The business handled includes the exchange of silver and circulation certificates, savings, and valuables
Three depository businesses. However, the so-called savings business currently carried out does not pay any interest. The savings business of Delong Grain Bank is more like a coin depository service.
After this service was launched, it was indeed very popular among the soldiers, but not many people came to redeem the circulation coupons. After receiving the military pay, most people hurriedly deposited it to Delong's office and exchanged it for a passbook for personal storage.
.Only those soldiers who live locally will exchange some circulation coupons to buy goods and take them back when they are on vacation.
After the first batch of circulating coupons were distributed, there was no violent reaction in the market. After all, people doing business in Dongmen City in the past few months have become accustomed to the time traveler coupons. Although there are different types of coupons, there are some
One thing they know is that every kind of coupon of the shorthairs can be exchanged for real things, and the amount is what they say, and there is no ambiguity. Dongmen Chuiyu is still in Dongmen City
Many notices were posted asking merchants to accept circulation coupons, and at the same time ensuring that merchants could come to Delong Grain Store to exchange circulation coupons for grain at any time.
In order to build up the credibility of the tradable coupons, before the market closes every evening, Dongmen Chuiyu and Delong’s people push a cart full of rice and redeem the tradable coupons one by one. In the first few days, almost every house will redeem the tradable coupons.
The circulation coupons received were exchanged. However, after half a month, few people did so. After the merchants and vendors received the circulation coupons, it was inconvenient to carry food on their backs on the road, so they chose to exchange the circulation coupons directly in Dongmen City.
Consumed: used to purchase various goods on the market. Although merchants initially exchanged the circulation coupons for grain or purchased other commodities out of caution and kept them, over time, the merchants discovered that Delong Grain Store was still available anytime and anywhere.
When the exchange of circulation certificates was opened, many people began to partially keep the circulation certificates in their hands - after all, banknotes are much more convenient to carry and use than heavy copper coins and silver. Copper coins are messy, messy in quality, and often need to be weighed.
Silver has long caused merchants to complain.
However, the circulation scope of the currency notes is basically within the control area of the travelers, and they are not widely available even in nearby county stores. Shop owners generally have a wait-and-see attitude towards this kind of banknotes.
However, Cheng Dong thinks this is a normal situation. To a large extent, the value of paper money is supported by the government's credit. Most paper money in modern time and space are issued without collateral - in this regard, it is worse than using grain as a currency. The high-end circulating coupons as collateral are even worse. Wherever the power of the time traveler reaches, the value of the circulating coupons will be recognized. Unless the time traveler has sufficient political and economic influence, people outside the ruling area will naturally not recognize it.
The last thing that needs to be sorted out is the currency of the time traveler itself: the unit of benefit distribution that the time traveler enjoys stipulated in the time travel convention - points.
Although in the process of organizing women's cooperative enterprises, coupons have entered circulation as a kind of capital and have consumer activities, it is still a virtual currency. Travelers spend money in the welfare society and pay for coupons with signatures.
The receipt contains the date and amount of consumption. On the day of financial settlement, the accountant of the financial department manually deducts the points from the personal account on the computer. Not only is the procedure cumbersome, but it is also easy to make mistakes.
Now Cheng Dong suggests that some of the point coupons be distributed into a physical form, and they are no longer just used as accounting currency on the computer. The salary of the time traveler, allowances and bonuses for dangerous occupations can all be paid with physical point coupons. Point coupons are only used for payment.
They can only be used to purchase special goods and services and are not allowed to be circulated to the outside world. The places where the coupons can be used are currently limited to traversers’ canteens, women’s cooperatives and Nanhai Demonstration Farms. The coupons are not horizontally related to any currency, and there is no exchange rate. Unified by
Finance Committee on Payments and Recovery.
Some people suggested that now that the coupons have been materialized, the supply system can be abolished and a salary system can be adopted for time-travelers. However, after discussion, the Executive Committee decided to continue to maintain the system of supply system for all time-travelers. The Executive Committee will continue to provide free housing to all time-travelers.
, medicine, food, basic weapons and ammunition, clothing, etc. However, travelers are allowed to use point coupons to purchase additional consumer goods from the above three designated units, including alcohol, tobacco and other non-essential consumer goods. If the supply in the canteen is sufficient,
You can also buy more chicken, duck, and fish from the canteen to enjoy.
Point coupons are the only currency that time travelers can legally hold. Except for public funds required for missions, time travelers are not allowed to privately own Lingao circulation coupons and gold and silver.