Liao Sanniang said again: "But if you want to leave, where can you go? Will you surrender to the Ming Dynasty? The Senate is eager to compete. Only Lord Chongzhen and the cabinet ministers in Beijing City are still pretending to be infatuated and will not leave.
Within a few years, the imperial army of the Song Dynasty swept the world, and dynasties were changed, just before their eyes.
Liao Sanniang paused for a moment and said coldly: "At this time, you are turning your back on the dark side. Can the Ming Dynasty protect you? Or do you want to seize Delong's money and go back to the mountains and forests? You must know that this day belongs to the Senate, and this place belongs to the Senate."
It is the land of the Senate. When the world is unified, no matter how big the sky is, there will be no hiding place for traitors; no matter how wide the land is, there will be no hole for traitors to hide. Although the Senate has good intentions, it will not bring disaster to the Yi people.
, but the relatives and relatives of all of you here are all in Guangfu. When the time comes, your parents, wives, and children will all be thieves. Everyone will see what they are like when they are in Guangli. They will not be able to go to school or work in factories. They will not be able to take the imperial examination.
As long as Zuo of the Song Dynasty lasts, so long will he bear the name of this thief. His children will be slaves and maids for generations, and his descendants will be thieves and prostitutes for generations, bringing shame to the ancestors and leaving an infamy that will be remembered for thousands of years."
After she said this, she pursed her lips and smiled: "Ten thousand steps back, even if the Song Dynasty does not pursue you. You are from Delong, who doesn't know that you are a piece of fat? Who doesn't want to take a bite? Not to mention those people
You are a silverfish in the government, even if you have brothers who have lived and died, I am afraid that if you have money in vain, your brother will not be able to do it."
Liao Sanniang continued: "Beijing Station is not the Beijing Station for Mr. Leng alone. If Mr. Leng is not here, the work will not be done? Some people think that Mr. Leng is gone now and cannot be saved. Beijing Station is about to collapse. Ming Dynasty
The factory guards are about to rush in and arrest people, and everyone is about to be cut into pieces. Some people are afraid, but if they are afraid, will this matter be able to pass? It cannot be overcome. This is a thing, since it is a thing,
He has to do it."
Liao Sanniang's tone was serious, and she added: "Blessings depend on disasters, misfortunes depend on blessings, whether they will be prosperous or not, Chairman Wen taught us that crisis, crisis, and when there is danger, there are opportunities. When doing things, it depends on people and money. We people are not
There is a lot of money, but we have plenty of money, and there is still a lot to be done. Mr. Leng will not be around for a short time. In this critical situation, people's hearts are floating. We must twist into a rope and work together to live as a loyal minister of the Song Dynasty and die as a martyr of the New Dynasty.
The risk will bring blessings to generations of descendants."
At this time, Li Rufeng also stood up and said: "Sanniang, things have become clear. Today, according to Elder Leng, we have unified our thoughts and gathered our strength. No matter what different thoughts everyone had before, there is only one article."
It has been revealed, but if there is another half-hearted person in the future, if Li recognizes him, he must not recognize him with the knife in his hand. I have been out for a long time, and I am afraid many people have forgotten that behind the Beijing Station is the Senate."
Liao Sanniang took over the conversation and said to everyone: "There is a secret box to send messages when you are in power. Don't think that you can survive alone by betraying others."
Everyone here said that they were already frightened, and now they were most afraid of a collapse. It would be best if someone was willing to come forward and stir up trouble. Everyone felt that they had some backbone, and they were no longer so panicked.
Wu Kai said: "The top priority is to arrange Delong's business properly."
As soon as Leng Ningyun's case comes out, the Shuntian Prefecture will definitely summon witnesses to the Yamen for questioning. The trial of this kind of case often takes several months, and the Yamen detains the witnesses and the bandits to "please the God of Wealth" for a reason. The more people they bring into the prison, the more
Okay. If we don't make preparations in advance, Delong's business backbone will probably be wiped out by then. There will be no need to do this business.
"...The business of the bank has not been as good as before in the past few years, but there are still many deposits and exchanges," Wu Kaidi said carefully considering the words, "If there is a problem with these businesses, not only will the bank be in danger, but the Capital Station will also lose its foothold.
capital. So our first task is to maintain the bank’s business.”
Wu Kaidi did not come from a bank business, but he had been working with Leng Ningyun for a long time and he knew the situation of the bank very well.
"...Although the business of the bank is personally managed by the master, and I have never seen the account books, I probably know that there is no problem with the collection, payment and exchange. As long as no one takes advantage of the situation, this business can be maintained even if the master is not around.
The current situation. We will not take any action for the time being and continue business as usual."
Xiao Xiangli just said: "Mr. Wu! You are right, but there is one thing: our bank is engaged in credit business. Master Leng has no news now. No one needs to take advantage of the situation. The market will soon spread that Delong is not good."
Stable news. When the people come to withdraw money, something will happen immediately! If someone else stirs up trouble and adds insult to injury, the bank will be closed in three to five days!"
The deposits brought in by banks cannot "make money", they all rely on lending out to earn interest rates. This is the oldest and most essential "business" in the banking industry. Delong is no exception. It has absorbed hundreds of thousands of dollars in the capital.
A two-yin deposit also requires lending to earn interest.
The industry and commerce in Beijing and its surrounding areas in the 17th century was actually very backward, and there were no commercial activities that required massive capital flows. The capital was able to accumulate a large amount of capital purely because of its relationship with the capital. But this also meant that the funds absorbed from across the country had little investment in the local area.
channels.
In the capital, although there is a so-called "Beijing Loan" with huge profits - loans to local officials, the amount is not large. The real large-scale commercial loans are actually only for Mongolian business outside the country. Not only are the capital needs large, but the profits are even greater.
It is extremely rich,
As usual, Mongolian business is done by Shanxi people, but a lot of the funds come from the capital, and it has always been monopolized by the "Shanxi House". As a latecomer, Delong and Leng Ningyun have tried many times, but they can't get in - from the regional group
The solidity is far beyond what an outsider like him can destroy.
Therefore, there are three main destinations for Delong's funds: first, trade with North Korea in Tianjin, including transactions with the Manchu and Qing Dynasties; second, trade with Japan by the Shanghai Investment Promotion Bureau and silk business in Zhejiang; and the third destination is
Directly remit it back to Guangzhou and use it for various investment and trade projects of the Planning Institute.
The profits from these three channels are very generous, so Delong can pay an interest rate that is comparable to that of a house in Shanxi. Leng Ningyun does not use excessive interest rates to absorb savings. On the one hand, he thinks it is not necessary, and on the other hand, it is to avoid stimulation.
To the original financial group, there were too many enemies.
Because all investment channels are out of town, Delong has very few reserves. Leng Ningyun only retained 5% of the deposit reserves in Delong. When Guangzhou started currency reform, Delong mobilized a large amount of silver from various places.
Delong's reserves once dropped to only 7-8%.
"...just the interest, acceptance and remittance to be paid this month is almost 30,000 taels of treasury." Xiao Xiangli looked embarrassed, "The cash in the treasury is less than 80,000 taels. If there is a run,
We won’t be able to deal with it for three days!”
Wu Kai said: "Isn't this what everyone means by working together as one heart? I don't know how to do business, but the master is not here, we have to find ways to maintain this plate! As long as Delong can maintain it, it will be a waste of merit.
"
Liao Sanniang nodded: "Mr. Wu is right. We are discussing solutions, not complaining. If you have any difficulties, let's talk about them, but we must also come up with solutions. We will do our best to solve whatever problems we can."
Delong's general accountant coughed lightly. He was a middle-aged man. He was an old man from the Guangzhou Railway Station. He had been the clerk of the Purple Accounting Office. He was familiar with both the Australian accounting system and Ming Dynasty's business accounting.
At this moment, he whispered: "Xiao Xiangli is right, if you run against Delong, you will definitely die. Delong is not welcome here, and if we are sick and kill us, the Shanxi house will most likely add insult to injury. We
They will refuse to pay the bills issued, but they will delay the recovery of the accounts..."
"What should we do?" Wu Kaidi asked anxiously.
"We can't compete with Shanxi House just by expanding our reserves. Besides, there is no place to transport money at this time. Our place is far away from the Senate, and it cannot be done in a day or two..."
Xiao Xiangli spread his hands: "This situation is difficult right now! I think we should close the store first, and everyone should go out and hide. As long as the door is not opened and no one can be found, no one can come to rush, right..." He said
Seeing Liao Sanniang's sharp eyes, my heart trembled and I didn't dare to speak any more.
Another Wei Xiangli couldn't bear it anymore and said: "Master Xiao! This move of yours cannot be said to be wrong, but what if we hide out and cause a mob attack? This has happened many times. Money is not enough."
Let’s go and talk, and…”
Delongli not only has a large amount of silver deposits, but also many Australian treasures, various account books and information collected over the years. These things cannot be seen. If it triggers a mob attack and then leads to a seizure by the Yamen, these things will be destroyed in an instant.
Exposed to broad daylight, regardless of whether Leng Ningyun can return safely or not, the Delong stronghold is completely destroyed.
The general accountant said: "It's impossible to hide out, and it's impossible to continue doing business. This matter depends on Laowu."
Wuyoudi somewhat understood what he was thinking, and said: "You mean to have the government seal it down..."
"It would be best for Shuntian Prefecture to come forward, and Delong's business will stop as a matter of course," the accountant said, "but there is a limit here. It can only be 'sealed', not 'inspected'. The joints here have to be looked at.
It’s yours.”
Everyone looked hesitant at this moment. The store was sealed. It can indeed avoid the rush in the short term, but once it is sealed, it will become a piece of cake. If someone has ulterior motives, they can use this to "censorship". And even if the store is blocked.
A short-term seizure will also have a huge impact on business reputation.
None of the few people could make this decision. Wu Kai said authentically: "I'd better go to the Yamen first to think of a way to see if there is any way to offset it. Can Delong be closed down without the pretext of sealing it up?"