"Whether he collected it at a low price or picked it up on the street, it's all your Delong's notes. The rules of your bank are that as long as the notes are not registered, they acknowledge the ticket but not the person. No matter how they got the note,
What are you trying to do? I want to exchange it at your counter. Do you want to exchange it or not?"
Leng Ningyun thought to himself, Mr. Zhong immediately asked the core of the problem. If he said one thousand to ten thousand, his reserve fund was far from enough.
"As long as you open the door, you will naturally have to redeem your money. The most important thing for a businessman is credit."
"But you said it yourself, you can't keep it!" Zhong Yan let out a long sigh.
"Yes, if the money in my bank can fully accept Delong's discounts and bills on the market, it is indeed beyond my power. However, the market belongs to everyone. If I really want to run Delong on it, I am afraid that it will not be enough for the capital."
It also has a great impact on people’s livelihood.”
"How can I see it?"
"My lord, please think about it. Most of the deposits taken by Delong are naturally from the gentry. If they want to withdraw money, the students will be given priority for self-protection. They will not even be short of a penny in interest."
Zhong Yan nodded, this is a natural thing.
"But in Delong, in addition to the big gentry, there are also many small merchants and ordinary people who deposit and collect interest in Delong. After withdrawing the money, the students can only close the shop. As for what they will do, the students don't know. Even if they are imprisoned
, even if you spend all your wealth, you can’t compensate the people even a little bit." Leng Ningyun said sincerely, "The people have very little money, and they have sold their blood and sweat to get a few money, and they have saved it for me to earn a little interest.
How can students be happy if all their capital is lost?"
This is not just a matter of losing the principal and interest of deposits. The real poor people are in a hurry and have no money left to deposit and collect interest. The ones who are really hit hardest are the many small and medium-sized merchants in the capital. There are more of them.
If you have some spare money, put it in a bank or a large shop to earn interest, so as to earn some money to supplement your family income. When business is tight, you have to use it as working capital. Once Delong collapses, it will be a devastating blow to these small and medium-sized merchants. Jingshi
The market will inevitably be greatly affected. Many people will jump into wells, and more people will become beggars and starve to death. The chain reaction caused by this will have a huge impact on people's livelihood.
Zhong Yan is not a nerd who does not follow ordinary things, and of course he knows the dangers involved.
"Haha, I didn't expect Shopkeeper Leng to have such a kind heart!" Zhong Yan said with a hint of ridicule. After speaking, he pondered for a moment and said, "So, is it better to keep it sealed?"
This made me want to discuss it with him. Leng Ningyun thought there was a way. He immediately said: "If it continues to be sealed, although it will not cause a run on it, the banknotes and banknotes outside are just like waste paper, and the consequences will still be the same."
"It's not good to unseal it, nor to seize it. What's your intention?"
"There are still a few days until the market opens, and the students will be working hard outside these days to allocate funds and persuade colleagues to support the students." Leng Ningyun said in a very sincere tone, "I would also like to ask the adults to do the students a favor.
"
"Oh? How do you want me to help you?"
Leng Ningyun felt confident at this moment. What he was most afraid of was an official with a stubborn temper but mediocre talent. He would not be reliable in doing things, but he believed that his "three views" were correct, and he would not be able to get back the things he believed in.
Zhong Ran is not such an official. Although he has a reputation of being upright and honest, he can also judge the situation and changes. As long as he can be persuaded by presenting facts and reasoning, there is a possibility of cooperation.
At this time, he became more and more calm: "Thank you, sir!"
His request was very simple. On the day of unsealing, Shuntian Prefecture was requested to send out yamen and clerks. It would be better if Liu Tuiguan could be invited to be present to maintain order.
"... On the day of unsealing, firstly, there will be a run on it. If no one maintains it, I am afraid that it will trample on itself; secondly, it is also to prevent someone from taking the opportunity to incite trouble and induce civil commotion."
"This is easy. Mr. Liu will definitely not refuse." Zhong Yan nodded, "It's just that if your merchant can't pay by then, I can only send another letter to close the store - but this time it's not just about closing the store!"
"Yes! Students understand!"
"Secondly, I want Mr. Shangqing to issue a red notice in the name of Shuntian Mansion."
"Oh?" Zhong Yan had to be cautious. The red notice was a government document, and the words in it were very particular. If there were any words that were inappropriate, once it was posted with a big seal, it would not turn around.
Although it is the daily responsibility of the government to maintain market order and suppress local governments, this matter is very involved. If a civil uprising occurs, Shuntian Mansion will inevitably suffer. As long as there is a place in the notice to protect Delong, it is the censor.
Material for their impeachment!
He thought for a while and immediately ordered his servant: "Please come, Master Lin."
In fact, Mr. Lin has been listening to the conversation between the boss and Leng Ningyun under the window. After all, the boss Leng is currently in the limelight. If he is not careful, the future and reputation of the boss will be greatly affected.
Upon hearing this, Master Lin felt that Leng Ningyun's words were generally reasonable and his request was not excessive. However, his vow to "dispatch the silver" was really unfounded. Now that Dong Weng summoned him, he showed up immediately.
After seeing the ceremony, Zhong Yan said: "Master Lin, in order to maintain the market, he has to come out and take care of Delong's affairs. Now shopkeeper Leng has asked Shuntian Mansion to issue a notice to help maintain credibility. I have to ask you to do this."
See details."
"Yes, yes! Your Excellency has thought carefully!" Master Lin, as the master of Shuntian Prefecture, Delong is naturally perfunctory on weekdays. For a master who is an "upright official" and is an official in the capital, Delong every
The "regular regulations" of two taels of silver on the days of the month and the "festival respect" of the three festivals are not without minor supplements.
Originally, he was very willing to help with Delong's matter. After all, Delong was much more capable than Mr. Leng in Shanxi House. If he could help in the future, his gratitude would not be small. But Delong's matter was too involved.
Big, he has to be cautious.
"Thanks a lot."
"Don't dare, don't dare," Master Lin bowed and said, "But what should be written in this notice? Please tell me."
"About this, you should ask Shopkeeper Leng first, and we will discuss it later."
Leng Ningyun hurriedly said: "Master Lao Lin is here! The students are naturally responsible for Delong's affairs, but they have to rely on everyone's help and take the overall situation into consideration! In the student's humble opinion, one is to show that Delong is a businessman.
, has a good reputation for many years of operation; secondly, the shopkeeper was hijacked by bandits a few days ago, so the shop was temporarily closed. Now that the shopkeeper has been rescued by the government and has returned safely, the shop has reopened; thirdly, Delong has abundant assets and there is no risk of bankruptcy. Fourthly, Delong has abundant assets and has no risk of bankruptcy.
The money industry involves a lot. If there is a fluctuation, the market will be greatly affected, and it will not be a blessing to the people of the capital. Please don't spread rumors and make noise. I ask you to tell everyone what you mean."
Master Lin is a very smart person. After what he said, he already had a draft in his mind. However, he did not immediately go to the desk to write the draft. Instead, he turned his eyes to Zhong Yan to see what he meant.
Zhong Yan understood what he meant. Among these four points, two or four did not matter. The key was one and three.
Originally, the first point was nothing. A large store that has been operating in the capital for many years cannot be said to be a treacherous one. Besides, shops belong to shops and people belong to people. After the fall of Mr. Yan Ge, the shop under his name just changed owners, and it is still doing well.
The land opened up to the Chongzhen Dynasty.
But Delong was different. Anyone with some status in the capital knew that Delong had an ambiguous relationship with the "Kon thieves" who rebelled in Guangdong and Guangxi.
If this sentence appears in the notice, it will mean that Zhong Meng of Shuntian Prefecture has come forward to guarantee that Delong is not a "reverse childbirth" and Leng Ningyun has nothing to do with the "Kun thief".
The responsibility here is huge. As long as nothing happens, if something happens, the censor will be picky!
As for the subsequent statement that "Delong has abundant assets and has no risk of bankruptcy", it is also suspected of being a sure thing. If Delong collapses, Zhong Yan's official reputation will be greatly affected.
Master Lin was determined to help Leng Ningyun at this moment. He thought about it carefully and said, "Master, Master Leng is not an ordinary businessman, but a person with great fame..."
A smart person can figure it out, and Zhong Yan suddenly had an enlightenment. Whether Mr. Leng is a fake thief or a real Australian, his reputation as "Jiangsheng of Nanjing Imperial College" is real! The Ministry of Rites still has his three-generation background history! He
Even if he is a thief, it is a matter for the Nanjing Imperial College and the Ministry of Rites, and has nothing to do with Shuntian Mansion!
As for "Delong has abundant assets", Mr. Lin also had an idea. He immediately drafted it and asked Zhong Yan to read it.
Zhong Yan read it carefully, nodded slightly, and motioned to show the manuscript to Leng Ningyun.
This kind of notice is usually written in four-character popular style, with simple sentences. It reads almost like a limerick, and even Leng Ningyun can understand it.
"Delong Bank has a good reputation, a wide spread of joint numbers, and sufficient dispatch. The times are unstable, thieves are making trouble, and the shop owner is covered in dust. Fortunately, he is out of trouble. He returns safely. The door is reopened. The business is as usual. The shop owner has an oath, and the money is sufficient.
If there is a mistake, the national law does not allow it, Shuntian Prefecture issued an edict: The market is calm, ordinary people should take care of it, Delong opens the door, and the banknotes will be paid. The common people and merchants do not need to be nervous, do not listen to rumors, and come to pay, causing riots, it is hard to escape the blame.
Lawless villains who threaten and confuse the public and secretly incite will be severely punished once caught. Don’t say you are unprepared for what you say with all your sincerity! This is the message I must express.”
Leng Ningyun secretly admired that Master Lin's pen was really powerful. This third point directly changed Shuntian Mansion from "guarantee" to "supervision", and it was completely removed.
"The students thought it was very suitable. Mr. Lin is indeed a wonderful pen."
"Don't dare, don't dare. It concerns the businessmen and people of Shuntianfu. It's always better to be cautious."
After Master Lin retreated, Zhong Yan stared at Leng Ningyun for a while and said, "I will try to comply with your request. The stormy waves that come down are up to you."
"Yes, students must handle the boat carefully and sail the boat for ten thousand years. It will live up to the expectations of the adults."
There was a hint of admiration in Zhong Yan's eyes, but it disappeared again in a moment.
"It doesn't matter if you fail me or not. As long as you fail the merchants and people who save money in your shop, that's all!" After saying this, he picked up the tea bowl.