In the end, it was agreed to adopt the method of small-amount loans in kind, which is more convenient to operate and easy for farmers to understand.
The poultry chicks are provided to the farmers on credit, with a minimum of 5 birds and a maximum of 10 birds. A breeding poultry egg underwriting agreement is signed with the farmer, and the farmer uses the eggs as the principal and interest of the poultry chicks.
"My suggestion is that each chick should get 20 eggs in total," Ye Yuming said.
"It's all for nothing! It's too little." Wu Nanhai felt a little bit at a disadvantage, "The chicks we gave to the farmers were not just hatched chicks, but 18-week-old grown chickens - during this period
It costs a lot of manpower and material resources. Moreover, the several types of laying hens brought, whether they are light-type white-shell laying hens or medium-sized brown-shell laying hens, can produce an average of 220 to 280 eggs a year. One chicken
It can lay eggs for at least 2 to 3 years. I feel like it’s a waste to ask them to lay 50 eggs as chicks.”
Ye Yuming said: "As soon as we start promoting, we will suffer a little loss. Let's stick to 20 eggs."
The so-called middle peasants, rich peasants and small landowners in Lingao all have limited economic capabilities, and the peasants' thrifty and suspicious mentality makes this kind of promotion must show sufficient profit temptations at the beginning without making the conditions too good - the farmers also
Do not believe.
Wan Lihui also agrees with Ye Yuming's point of view, saying that 50 eggs is actually too much. This annual egg production is achieved under the premise of intensive breeding in poultry farms and sufficient compound feed. In the state of traditional breeding
, because farmers provide a single type of feed and the quantity is generally small, the poultry must spend more time foraging in the wild. In this case, the number of eggs produced will not be so large, and the probability of loss and death is also high.
"I think it is very possible that a few of these 5 to 10 chickens will die due to various reasons. Although you are studying agriculture, you don't know the hardships of farmers." Wan Lihui said, "In rural areas, if you don't raise a chicken, you will have to die for various reasons."
If you are careful, you will lose everything. Of course, a few chickens don't mean much to modern people, but to the farmers here, they are probably a huge asset."
Everyone discussed and discussed, and finally accepted Ye Yuming's plan: 20 eggs per chicken were collected as the principal and interest of the laying hens. The repayment period was paid off within six months from the date of breeding.
After the principal and interest are paid off, Tiandi will underwrite all the eggs and eventually buy back the mother machines that cannot produce eggs. Everyone feels that as long as the farmers feed them well and there are no unexpected losses, it is obvious to benefit from this plan.
"This is also a good opportunity for us to promote the use of circulation coupons to farmers across the county." Yan Ming said. Since the circulation of currency coupons for more than half a year, a certain degree of credit has been formed among merchants in the county, but farmers do not recognize this kind of banknotes.
The degree is still relatively low.
Use banknotes to pay farmers for purchases. Coupled with Dongmen City's policy to stimulate the use of circulation coupons: any purchase using circulation coupons at a store opened by Chuanchuan Group can get a 50% discount.
Precisely because farmers instinctively distrust circulation coupons, once they have circulation coupons, they will spend them on the market. This can further stimulate circulation, avoid hoarding after paying for metal currency, and truly allow currency to circulate.
"We don't call this promotion, it's simply posting." Someone lamented.
"Most countries in the world have subsidies for agriculture, otherwise no one would be farming." Ye Yuming said, "Ours can be regarded as a disguised agricultural product subsidy policy."
"From the immediate perspective, we will suffer a little loss, but to do this kind of promotion, we must first win the trust of the people." Ye Yuming made a concluding statement, "With trust as the foundation, it will be easier for Tiandi Club to promote anything in the future.
"
The poultry provided to farmers is tentatively only laying hens. Wan Lihui suggested providing white leghorn chickens. This kind of light white-shelled laying hens is no longer popular in the 21st century, but it is resistant to rough feeding, has a high conversion rate, and is good at
The characteristics of foraging for food on their own make them very suitable for farmers to raise in free range.
"Another point is that we need to provide feed and breeding technical services." Wu Nanhai said, "We don't just give the chickens to farmers, we need to follow up!"
The issue of feed is particularly important. The free-range breeding method can greatly reduce the possibility of chicken plague in laying hens. However, the free-range laying hens raised by farmers in this time and space will obviously not feed them as much feed as farmers in the 21st century.
The compound feed required by laying hens is particularly particular. According to modern feeding science, there are 39 different nutritional indicators for raising laying hens. It must not only provide sufficient protein, but also sufficient fiber and calcium.
"The farmers here, I think they are very nervous about food. Do they have the ability to raise chickens? Don't let the chickens starve to death."
Raising chickens requires food. In the past, although every farmer raised chickens to supplement household income, the scale was generally small.
Wu Nanhai said: "Even if farmers have enough grain to use, we still need to provide formula feed, especially protein and calcium. This has a great impact on the egg production rate. Otherwise our promotion will be meaningless.
.”
"How to provide it?"
"In-kind loan for feed, or to repay the loan with eggs."
"If you keep borrowing money one after another, the farmers will be saddled with a series of debts..."
"As long as our feed can increase production, we should be happy." Wu Nanhai seemed to be very confident about this. "Farmers used to spend money to go to the city to buy manure, buy household garbage, and buy bean cakes and peanut cakes from the workshops...
…They have investment awareness and know that to have a good harvest, they need to invest heavily. We do not interfere with ordinary feeds, but provide specially formulated feeds, mainly to supplement protein and calcium, and add various ingredients that are easily insufficient in farmers’ free-range farming.
Nutrients."
Everyone has no objection to this, and the agricultural committee will resolve the details on its own. Delong is responsible for the lending institution. Internal settlements will be made between Tiandihui and Delong. The Finance Committee hopes that the economy will soon implement currency among various departments.
Settlement is to facilitate the improvement of the property system, rather than physical accounts that are difficult to value.
As a supporting project, Delong Grain Bank will also launch a "farmer-assisted loan" cash micro-loan, specifically providing loans to farmers to purchase agricultural inputs such as formula feed, native veterinary medicine, and disinfectants. In this way
Support farmers' production and expand the circulation area of grain circulation coupons.
"I have an idea," Ye Yuming put forward a new view before the meeting. "There is a serious shortage of iron farm tools in Lingao. Not only are they of low quality but also very expensive, which greatly affects the production level. The metallurgical department is now open to supplying the entire county.
If the demand is not met, can we provide special discounts to farmers who participate in Tiandihui? For example, we can promote new agricultural tools at cheaper prices."
"I think this should be okay." Wu Nanhai nodded and turned to Dai Xie, the representative of the Planning Commission. This person was responsible for the distribution of supplies on the d-day. As the organization gradually improved, he did not appear much.
Concentrate on the administrative work of the Planning Commission, mainly responsible for the project approval and review of various major projects, and often appear at various construction sites.
"Approximately how many will it take?"
"The Agricultural Committee itself needs to expand its agricultural labor force and replace some of the worn-out farm tools. In addition to the promotion of the Tiandi Society..." Wu Nanhai took out a notebook from his body, "... at least fifty items every month." It seemed to be.
Afraid of a flat refusal from the Planning Commission, "I'd better hand over the damaged farm tools to the Planning Commission and have them refurbished."
Dai Xie said: "The problem is not too big. The current daily steel output of the metallurgical sector is enough to support these amounts. But if you give it to farmers outside, it will be difficult to recover. This part of the loss must be taken into account..."
"Are we going to trade old ones for new ones? Let the farmers return the old ones, slightly subsidize the price difference, and we will sell them new ones."
"That's about right." Dai Xie agreed.
"How about we just open an agricultural supplies store?" Wan Lihui had a sudden idea. He remembered that people in rural areas who engaged in agricultural supplies trading were very rich. "New agricultural tools, formula feed, soil pesticides, soil fertilizers, seeds... so many
Good stuff, don’t worry about no one coming to buy it.”
Everyone thought this was a good idea, so they decided that Tiandihui would open an agricultural supplies store in Dongmen City to sell various agricultural supplies products under the "Tiandihui" brand. At the beginning, these products were only supplied to landowners and small farmers who participated in the promotion plan.
, not for export.
"In addition to iron farm tools and seedlings that cannot be promoted in the short term, formula feed, soil pesticides, soil fertilizers... should be available soon," Wu Nanhai said.
After the meeting, Yan Ming enthusiastically discussed the prices of agricultural supplies with Ye Yuming, Dai Xie and others - the "agricultural assistance loans" issued were mainly used to purchase these products. When they were arguing about the price, Wu Nanhai
He rushed back to the farm with Wan Lihui.
Wan Lihui asked Wu Nanhai what he planned to use to make this "formula feed". Wan Lihui knew that the farm's grain storage foundation was actually not strong. There was not much grain that could be used to make feed, and it was nothing more than scraps from seafood factories: fish bones and fish scales.
Make up your mind.
Wu Nanhai entered a special warehouse and came out with a wooden box: "This is the main ingredient of my formula feed."
"What's this?!"
"Earthworms." Wu Nanhai smiled, "Have you ever raised them in the countryside?"
"No -" Wan Lihui suddenly realized, "But some people have done it, mainly for professional chicken farmers!"
"Yes, in addition to earthworms, I also plan to raise maggots - I have never done this myself, and I can't find so many culture media. Let's start with simple earthworms."
"You are planning to use earthworms as raw materials to make formula feed."
"We also need to add some plant-based raw materials, fish offal powder, and shell powder, which are needed by laying hens."
The main feed formulas formulated by Wu Nanhai are: dried earthworm powder, fish offal powder, and shell powder. He does not have corn, the most common feed grain, so he can only satisfy the formula feed.