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Chapter 231: Daming Royal Bank

It's okay to steal money.

During the Yongle era, the Ming Dynasty was strong externally. During the reign of Renxuan, the Ming Dynasty's external strategy changed. In order to resist the threat of Mobei, Xuanzong Zhu Zhanji even dismissed the Chief Secretary of Jiaozhi and lost a large area of ​​territory.

During the Ming Dynasty, the national power and military power declined, and the banknotes gradually lost their credibility.

During the Orthodox period, the tribute trade could still barely capture some money from foreign countries.

After the Tumu Fort Incident, it could no longer be robbed.

Now my son plans to steal money in another way!

Of course Zhu Qiyu was very happy.

Moreover, this method does not require reforming the current tax policy of the Ming Dynasty, and will not arouse opposition from civil and military officials and nobles across the country, so why not do it.

If you are really rich, why should you reform the tax laws?

Not necessary.

Zhu Jianji said: "Old Zhu, the previous attempts by Shiheng and Baozong were to stabilize the imperial power. Starting from suppressing the civil servant group is the real outcome of the century-old overall situation. The reform of the monetary system is the first and most important step.

We must not lie down, we must go all out to implement it. If my blueprint is realized in the future, its significance will continue to open up the future. With this step, you, Lao Zhu, will surpass the Tang Zong and Song Zu!"

Once this step is achieved, Ming can arbitrarily plunder the world economy, establish maritime hegemony for Ming, and form the basis for building an empire on which the sun never sets.

The meaning is less than that of the same car and the same track as the book and the same text.

But there is no doubt that he is greater than the ancestors of the Tang Dynasty and Song Dynasty.

Zhu Qiyu coughed and said, "The problem is, what if your navy cannot develop?"

Zhu Jianji chuckled, "If you have money, what can't you do?"

joke.

The moneyless Ming Dynasty was almost invincible, but eventually died due to the rise of the civil servant group, and died in the Little Ice Age. The rich Ming Dynasty, even if it did not have steel battleships, could use ordinary treasure ships to build a navy, and coupled with Dongfeng rifles, it could still be in power.

The world is rampant.

The purpose of building steel battleships was to stabilize the Ming Dynasty's position for hundreds of years to come.

Zhu Qiyu was elated.

If he doesn't take the Zen position, isn't it just to seek an eternal wise king?

My son is sensible!

I actually gave him such a big pie.

His hard work was not in vain.

Zhu Jianji continued: "In the Wenhua Hall, I mentioned the establishment of a Ministry of Agriculture to the Seven Ministers and the Minister of the Sixth Ministry. When the Ministry of Agriculture is established, some power needs to be taken away from the Ministry of Industry. Hang Min, the Minister of the Ministry of Industry, will not object. You can do this.

Push it forward.”

Zhu Qiyu nodded, "It's not difficult. The civil service group can only ask for it."

Zhu Jianji said: "After the establishment of the agricultural department, an Academy of Agricultural Sciences was immediately established. Like the Scientific Research Institute of the Ministry of Industry, veteran farmers who are good at farming are selected from across the country and let them be responsible for the research and development of sweet potatoes."

After his Fujian Trading Company's fleet returned from the sea, Bai Xiu made a special trip to Gyeonggi with sweet potatoes.

There are now thousands of kilograms of sweet potatoes stored in the underground warehouse of the East Palace.

24-hour dedicated guarding.

Stricter than guarding the treasury.

Zhu Qiyu said weakly: "Although Bai Xiu's words are fantastic, I still don't understand the temperament of Ming officials. Is it possible that he is bragging in order to gain credit?"

It's not that Zhu Qiyu doesn't want to believe Bai Xiu.

It's a fantasy that Bai Xiu said.

Bai Xiu said that sweet potatoes are grown on Luzon Island in Southeast Asia, and the yield per mu can reach 1,500 kilograms.

What is this concept?

Once planting is promoted nationwide, the food problem will be solved!

It can also be grown for two seasons.

Spring plowing and autumn plowing.

That's okay.

Zhu Jianji laughed, "Bai Xiu is not an official, what kind of merit does he seek?"

Zhu Qiyu still looked embarrassed, "That's it, civil and military officials can support the establishment of the Ministry of Agriculture because it strengthens the power of scholars in the court, but it will cost a lot of manpower, material resources and money to promote an unheard-of and unseen thing across the country.

All the civil and military officials are afraid to oppose the alien species."

No one would believe it!

Zhu Jianji thought for a while and said, "This is simple. When the Academy of Agricultural Sciences is established, I will probably return from the north. Then I will treat the civil and military officials in the hall to eat steamed sweet potatoes, roasted sweet potatoes, and sweet potato porridge."

I couldn't help but be happy.

On that day, the major public offices in the capital were filled with stench, right?

Zhu Qiyu said, "Okay."

Zhu Jianji added: "As for the Scientific Research Institute of the Ministry of Industry, we have to ask the Ministry of Household Affairs to ensure that the funds are in place. In addition, the money earned by my trading company in Fujian will continue to be invested in overseas trade, and the Donggong Military Research Institute also needs to invest a lot.

So I don’t have the money to do other things, Lao Zhu, you’re going to have a hard time.”

Zhu Qiyu was shocked, "I have no money!"

Asking for money hurts feelings.

Zhu Jianji didn't give the cheap dad a chance to bargain at all, and said directly: "I'm giving you a chance to make money. I hope you won't be ignorant of flattery."

Zhu Qiyu: "???"

I don’t know how to praise...

Is there any?

Wei Nanfeng in the corner finally couldn't bear it any longer, couldn't help but paused while holding his pen, and muttered something in his heart.

I will not support the wall, but I will serve Your Highness.

The prince said to the emperor, I hope you don't do it, it's not a compliment.

Anyone who has a little bit of filial piety would not be able to say such a thing.

Wei Nanfeng suddenly felt that the assistant minister of the six central departments was not as interesting as him, the historian.

Zhu Jianji continued: "Take out your extra money from the internal transport warehouse, or even take out all the money from the internal transport warehouse. Our father and son will establish a Ming Dynasty Royal Bank. In addition to not mixing the treasure banknote policy and gold and silver

Mining and other matters, other functions are the same as Daming Bank, but it is not an administrative agency, but a commercial bank. Its main business is to let people save money, and it can also develop business, lend money to private commercial banks, and even lend money to the government

, but when you borrow money, you must charge interest, and this is the interest we earn."

When Zhu Qiyu heard this, he thought, "Wow, you are making money."

Somewhat interesting.

Asked: "Then we can also transfer the money deposited by the people to the Royal Bank of Ming Dynasty owned by our father and son and use it for overseas trade. We just need to ensure that there is enough money in the vault of the Royal Bank to cope with the time when the people withdraw money.

Just meet your needs, so you can use money to make money?”

Zhu Jianji sat up and patted Zhu Qiyu on the shoulder in amazement, "Okay, Old Zhu, you can understand by analogy."

Zhu Qiyu started to sneer, "That's right, don't even look at who I am!"

Zhu Jianji: "..."

The tail is raised.

Zhu Qiyu seemed to have opened up a new world, "And the money lent by our Royal Bank will not be recovered, so there is basically no risk. Even if the treasure banknotes fail to re-establish the country's creditworthiness, we can still open this Royal Bank!"

Zhu Jianji: "..."

Don't let Lao Zhu have such thoughts.

Righteous words, "You think too much, we must build a Baochao system!"

Zhu Qiyu nodded, "I was just making an analogy."

Immediately, he looked sad, "But all the money from the internal transportation treasury was used to establish the Royal Bank of Ming Dynasty. Will everyone in the huge harem follow me and drink the northwest wind?"

Zhu Jianji retorted, "I'll figure it out myself!"

Wouldn't you look for Chen Xun to complain about your poverty?

Tomorrow the emperor will drink from the northwest wind, and he will not believe that the Ministry of Revenue will not give him money.

This chapter has been completed!
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