The entire three floors have been occupied by a mysterious guest. At the entrance of the stairs, there are several burly men standing with bulging waists, obviously carrying weapons.
When Chen Guangfu went up, he was subject to the strictest inspection. After confirming that he was not in any danger, the big man stepped aside and pointed to a room:
"go in."
He carefully came to the room, straightened his clothes, and gently opened the door.
"Come in."
I opened the door and walked in. I closed the door carefully and saw Kong Xiangxi at first sight.
There is a lot of sunlight in the house, and all the windows are open there.
This is different from Chen Guangfu's imagination.
In his imagination, the office of any authoritative person should be dark, with no sunlight all day long. This can make people who come in feel depressed, and even create a sense of fear...
.
What's more, what's more, he's meeting the president of a country?
"Hello, Mr. Guangfu, I am Wang Hengyue."
When the president spoke, Chen Guangfu was even more shocked.
The Great President? Could this man in front of me be the Great President? He is so young that it is unbelievable... Is this country, under the leadership of this young man, glowing with the same young life?
"Hello, President..." Chen Guangfu said this almost tremblingly.
"Guangfu, don't be restrained, sit down." Kong Xiangxi said with a smile, then turned to Wang Hengyue and said: "President, this is the general manager of Shanghai Commercial and Savings Bank, Chen Guangfu."
Wang Hengyue smiled and nodded to him: "Mr. Guangfu, I have long admired you."
Chen Guangfu didn't know what to say for a moment, but Wang Hengyue said with a smile: "Actually, the word 'Jiu Yang' is a big hypocrisy. Some people have never seen or heard the name at all, but they can see the face, so it is wrong to say 'Jiu Yang'"
'These two words, otherwise it seems not enough to express my respect..."
These words made Kong and Chen laugh, and the tension in Kong Xiangxi's heart was relieved a lot.
"President..." Chen Guangfu plucked up the courage and said: "This time the Shanghai Commercial Reserve Bank encountered a crisis, thank you to the President for coming to the rescue, otherwise the Commercial Reserve Bank will really collapse...
.”
Wang Hengyue's expression looked a little complicated. According to Chinese habits, he should have said something like "It's easy to do, you're welcome", etc., but he didn't say a word like this. Instead, he said: "Yes, Mr. Guangfu
, you should really thank me properly..."
As soon as these words came out, both Chen Guangfu and Kong Xiangxi were in a daze.
It is true that the president saved Chen Guangfu and Shanghai Commercial and Savings Bank, but he should always be polite and humble. How can there be any reason to say this?
Wang Hengyue did not pay attention to the expressions of the two people: "A rumor can cause a bank run storm, and then a bank that was founded with hard work will collapse... How weak is the foundation of our banking industry? This has even been
It's beyond my imagination... If a bank can't defend itself against even a small rumor, what hope can it have?"
Chen Guangfu blushed a little.
"Mr. Guangfu, I'm not talking about you there." Wang Hengyue said thoughtfully: "I don't like to mince words. We are all adults, so we can say whatever we think. Shanghai Commercial Bank is already quite large.
Okay, Mr. Guangfu is also very famous in Shanghai. Even Mr. Guangfu can't deal with such a crisis. So what about those banks whose scale and reputation are far smaller than yours? How can they survive? Once they fail, depositors will
Who will protect your interests?”
Wang Hengyue raised several questions in succession, causing both Kong Xiangxi and Chen Guangfu to fall into deep thought.
"I heard that some foreigners are making wild claims, saying that we Chinese can't run a bank well, and if we want to run it successfully, we have to hire foreign experts. Is this true?" Wang Hengyue suddenly asked.
Chen Guangfu nodded: "Yes, I have heard it too, that's why I don't accept it. Why can't we Chinese fail to run a bank? Why do we have to listen to foreigners when we run a bank?"
"We have to be convinced. If we are not as good as others, we have to be convinced." Wang Hengyue said unexpectedly: "Why do others succeed? Where is their successful experience? We have to learn, and we have to put down our arrogance and learn seriously? Why? Learn humbly now
, there will be opportunities in the future to surpass them, defeat them, and transform from students to teachers..."
Wang Hengyue said thoughtfully: "This time I visited the United States and also went to places like Morgan Bank and Citibank. I saw a lot and learned a lot. Why are these banks successful? Because they have an effective set of legal entities.
Governance structure, a set of good management systems and methods. While pursuing the greatest interests, we must achieve the highest standards of ethics and behavioral norms. There is a saying in China that can be well described, 'Let go without chaos, control without death'.
"
Chen Guangfu listened very seriously: "Can the President speak in more detail?"
Wang Hengyue nodded and said: "Take Citibank for example. I was visiting New York that time, and Citibank happened to hold a meeting of branch managers. Many of the participants were visiting New York for the first time and hoped to take this opportunity to visit more.
The local scenic spot, but even this detail has been clearly stipulated by Citigroup. Participants can't meet for less than seven hours a day, otherwise it will be regarded as a commercial bribery. This rule was strictly followed during the meeting. This shocked me very much.
That! They took even this little detail into consideration to maximize the effectiveness of the meeting..."
Kong Xiangxi and Chen Guangfu looked at each other with surprise in their eyes.
Wang Hengyue continued: "When I inspected these successful banks, I came up with six words, 'professional, loyal, and trained'. Every employee they hired is an outstanding professional who has been strictly selected at all levels. They
They work rigorously and conscientiously and strive for excellence in everything they do, so as to provide customers with the most comprehensive financial products and the most superior financial services. They require employees to be absolutely loyal to the company. Most employees have worked for these banks for more than fifteen years, and two of them
, there are many senior employees with thirty years of service. When I was at Citibank, I also met an industry senior who had been working at Citibank for forty-six years. It can be said that their lifelong dedication to their careers has been dedicated to themselves.
company of.
The last one is training. All their employees will undergo various professional trainings every once in a while to adapt to the financial system that is changing at any time..."
Wang Hengyue talked for a long time and told everything he saw and heard.
Kong Xiangxi and Chen Guangfu also listened very carefully.
Although they have also inspected foreign banks, they have never been able to penetrate into the core parts of foreign banks as conveniently as the president and observe them in such detail.
But now the president has told everything he knows without reservation, which is very touching for Kong Xiangxi and Chen Guangfu.
"We are relatively lagging behind in these aspects..." Wang Hengyue changed the subject and said: "In our privately established banks, the core departments are staffed by 'our own people', and they wish they could bring in all their relatives."
Only companies that work for you can rest assured, but outsiders cannot trust them. Even if outsiders have outstanding abilities, they will not perform well... Therefore, those who have no talent and do not touch finance at all have occupied high positions for a long time.
Talented people are suppressed and unable to raise their heads... In the long run, a vicious cycle is formed..."
Chen Guangfu sighed: "Yes, the President is right to the point. Although my bank is better than other private banks, there are also shortcomings of this kind. But then again...
.”
He organized his thoughts: "I also want to use advanced management methods to run the bank well, but the resistance is great. Sometimes I have to bow to reality. I know clearly where the problem is, but I just can't solve it."
"So I will give you such a chance." Wang Hengyue showed a smile on his face.
Chen Guangfu did not understand the meaning of the president's words.
Kong Xiangxi smiled and said: "Brother Guangfu, the President has decided to hire you as the general manager of Bank of China. I wonder what Brother Guangfu wants?"
"ah!"
Chen Guangfu stood there completely stunned.
General manager of Bank of China? Himself? Chen Guangfu never expected that the president would send such an invitation to him.
Chen Guangfu was stunned for a long time: "President, I haven't even managed the Shanghai Commercial and Savings Bank. The Bank of China belongs to the government. If you hand over this bank to me, I'm afraid..."
"You don't have to be afraid." Wang Hengyue said with a smile: "Don't be afraid of anything. Just go ahead and do what you want. The reason why your Shanghai Commercial and Savings Bank almost failed is because your foundation is too weak and unstable. A violent storm
If it blows up, it will easily collapse. But it is different now. Now you have me and the entire government to support you. Use what you learned abroad and what you think about, and let us work together to run China well.
of banking!”
Chen Guangfu's lips trembled a little, and Wang Hengyue continued to encourage: "I know you don't want to cooperate with the bureaucrats, and you don't want to be too involved with the official. But now you are not working for the official, but for the entire Chinese banking industry.
Just let go and do it, when the sky comes down, I will be there!"
Chen Guangfu took a long breath, and then said forcefully:
"President, since you don't dislike me for being a defeated general, and you still trust me so much, if I, Chen Guangfu, cannot run China's banking industry well in my lifetime, I will have no shame in coming to see you again!"